How Can I Make My Riviera Beach, FL Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Riviera Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Riviera Beach, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $81,500 $70,000 $75,000-$100,000
2 Bedroom $189,000 $170,000 $175,000-$200,000
3 Bedroom $306,000 $250,000 $250,000-$300,000
4 Bedroom $447,500 $380,000 $350,000-$400,000
5 Bedroom $446,000 $420,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Riviera Beach, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$243 $1,109
Superior Protection Discount -$122 $1,231
Fire & Security Discount -$135 $1,217
Hail Resistant Roof Discount -$27 $1,326
Newly Constructed Home Discount -$379 $974

Choose your Riviera Beach, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,513
Hail Damage $4,524
Wind Damage $6,305
Expensive Claims
Fire $46,910
Smoke $17,389

Identify Top Home Insurance Agents near Riviera Beach, FL | Back to Top

Home Insurance Company Riviera Beach, FL Homeowners Insurance Agency Riviera Beach, FL Address Popularity Score Distance from Riviera Beach (miles)
Travelers Insurance Offices Of The Palm Beaches 11211 Prosperity Farms Rd Ste B106, Palm Beach Gardens, FL, 33410
1.7
Allstate Dania Carlyle 14245 Us Highway 1, Juno Beach, FL, 33408
4.5
Travelers Insurance & Benefit Partners 3966 Northlake Blvd, Palm Beach Gardens, FL, 33403
2.6
Allstate Gary Mcmullin 12300 Alternate A1a Ste 120, Palm Beach Gardens, FL, 33410
3.6
State Farm Steve Muller 3900 Military Trl Ste 400, Jupiter, FL, 33458-2872
6.1
Allstate Bill Weller 501 N Andrews Ave Ste 102, Fort Lauderdale, FL, 33301
47.9
Allstate James Cowan 2151 S Alternate A1a Ste 800, Jupiter, FL, 33477
6.9
Travelers Gallo Insurance Agency 4360 Northlake Blvd Ste 214, Palm Beach Gardens, FL, 33410
3.0
Allstate Darren Kerr 2300 W Sample Rd Ste 206, Pompano Beach, FL, 33073
38.0
Allstate Richard P. Lydon 2845 N Military Trl Ste 3, West Palm Beach, FL, 33409
7.7

Compare Rates for Riviera Beach, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Palm Beach County, FL $242,500 $1,363 $1,060 $1,830 $770
Riviera Beach, FL $240,100 $1,353 $1,060 $1,810 $750
Westgate, FL $115,400 $840 $650 $1,130 $480
Greenacres, FL $136,600 $1,231 $960 $1,650 $690
Golf, FL $988,600 $624 $490 $840 $350
Highland Beach, FL $534,200 $831 $650 $1,110 $460
Boca Raton, FL $379,100 $1,486 $1,160 $1,990 $830
Watergate, FL $67,500 $855 $670 $1,150 $480
Hutchinson Island, FL $240,800 $1,094 $850 $1,470 $620
White City, FL $169,600 $1,545 $1,210 $2,070 $860
South Bay, FL $83,500 $964 $750 $1,290 $540
Franklin Park, FL $120,000 $1,212 $950 $1,620 $670

Research Home Insurance Companies Reviews in Riviera Beach, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: September 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Used to be top tier insurance now they are middle of the road. You used to be able to get the best coverage for great prices but not anymore.


Date: April 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Honestly, I'm not entirely sure what USAA offers that others don't.I know that they always call me by my rank and provide me with excellent surefire service each time.


Date: April 02, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have been a customer of USAA for over 20 years. USAA covers my home, three rental properties I own and our auto insurance. USAA has always given us excellent service.

Date: January 31, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Now that we are done with pumpkin, goblin and ghoul time, the day of turkey, friends and family is just ahead! Thanksgiving is a time to reflect on everything positive in your life, to remember what it is to be thankful for what you have. It is time to catch up with loved ones


Date: January 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Our premium and deductible seems to be lower than other companies that we have seen. Very happy with our company. The offer a lot of perks that we wouldn't be able to afford with progressive.

Date: January 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Based on just the research in comparisons when I was first searching for home insurance as a first time homebuyer, the premium and deductible are in the average range of all others.

State Farm Home Insurance Reviews

Date: November 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
My finance is the one who deals with all household bills, she chose StateFarm because she has car insurance with them. I suspect the main criteria was pricing since we have no realistic expectation of ever using it.


Date: September 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have always had my questions answered quickly. Always had return phone calls quickly. Always had documents I requested sent quickly

Date: September 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I try to get a very comprehensive policy, including the home and other points of the property. I do not like to have surprises later.


Date: September 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is easy to read, easy to find information on, but it is also somewhat limited in certain types of information.

Date: August 23, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
From what I have seen (I do occasionally get other quotes sent to me unsolicited) my rates appear somewhat higher than others. But I trust State Farm, they have a good reputation.

Date: May 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I like the sales rep. I like his office help. They are friendly, helpful. They have good advice and suggestions. They inform me of various happenings that affect my policy.

Centauri Insurance Home Insurance Reviews

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The company covers many things in our home such as, condominium insurance policy, housing insurance policy, tenant insurance, flood insurance, Bandala insurance.


Date: October 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
In relation to others because it provides attentive service, quality and very good price, is very accessible to others and has better company services and policies

Date: August 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It helps us keep informed and gives us the ease of being aware of the new policies of the company and that offers us very much like your app

Date: August 13, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The customer service is very good quality, attentive helpful and very well prepared by them, help you understand the situations and clarify doubts you have regarding a certain policy, your attention is excellent and almost immediate.

Date: March 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
Everything in this company is very good, some details always get out of hand but it is somewhat nirmal in any organization, could say that the personal offices where they are located is a bit slow service, but it is the number of people who attend daily , but personal service to your home is very good and fast

Liberty Mutual Home Insurance Reviews

Date: January 02, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I was completely satisfied with coverage options. Liberty Mutual offered the same coverage as every other comparable company. But, liberty Mutual was a company that could pair with my auto insurance.


Date: September 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
They were cheaper than other options. There were a lot of add ons that they went through and discussed the necessity of them.


Allstate Home Insurance Reviews

Date: January 08, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our premium and deductible is great and within range for what we can afford compared to other companies we looked at who want high deductibles and low premiums. All State offers exactly what we want and need.

Florida Farm Bureau Insurance Home Insurance Reviews

Date: July 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I am completely satisfied with my home insurance company. I rate them a 5. Although I've never actually had to put a claim in with our homeowner's insurance.

Citizens Property Insurance Home Insurance Reviews

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I am not too sure what my insurance company offers compared to others, I went through a family friend that looked for the best insurance for me. Never really "shopped" around personally.


GEICO Home Insurance Reviews

Date: November 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I'm not fully aware of other rates; I feel that what we have is reasonable, and a commodity.

People's Trust Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
People's Trust is a very good home insurance company. We have had no problems with them and we have had them for a long time now. We are extremely satisfied with that company. I give them a 5 star rating.

Safeco Insurance Home Insurance Reviews

Date: December 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The insurance company offers fair customer service and helps me the choose the coverage I need in my budget.

Olympus Insurance Home Insurance Reviews

Date: January 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
My annual premium is low, and it has remained low for the duration of my policy. I have had slight increases annually, but the rates are still lower than competitor rates for the same package. I plan to stay with Olympus.

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