How Can I Make My Rockville, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Rockville, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Rockville, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $127,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $211,000 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $422,000 | $350,000 | $400,000-$500,000 |
| 4 Bedroom | $372,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $838,000 | $760,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Rockville, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $1,053 |
| Superior Protection Discount | -$110 | $1,114 |
| Fire & Security Discount | -$135 | $1,090 |
| Hail Resistant Roof Discount | -$24 | $1,200 |
| Newly Constructed Home Discount | -$331 | $894 |
Choose the Right Deductible for your Rockville, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $1,457 | $3,457 | $1,059 | $3,059 | $398 |
| Rockville, MD | $2,500 | $1,210 | $3,710 | $879 | $3,379 | $331 |
| Chevy Chase Section Five, MD | $400 | $535 | $935 | $389 | $789 | $146 |
| Calverton, MD | $2,000 | $910 | $2,910 | $662 | $2,662 | $249 |
| Konterra, MD | $400 | $1,113 | $1,513 | $809 | $1,209 | $304 |
| Arlington, VA | $2,500 | $1,051 | $3,551 | $764 | $3,264 | $287 |
| Dulles Town Center, VA | $400 | $844 | $1,244 | $614 | $1,014 | $231 |
| Floris, VA | $1,000 | $1,079 | $2,079 | $784 | $1,784 | $295 |
| Kings Park West, VA | $300 | $1,733 | $2,033 | $1,259 | $1,559 | $474 |
| Fair Lakes, VA | $1,500 | $921 | $2,421 | $670 | $2,170 | $252 |
| Largo, MD | $500 | $755 | $1,255 | $549 | $1,049 | $206 |
| Milford Mill, MD | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
Identify Top Home Insurance Agents near Rockville, MD | Back to Top
| Home Insurance Company Rockville, MD | Homeowners Insurance Agency Rockville, MD | Address | Popularity Score | Distance from Rockville (miles) |
|---|---|---|---|---|
| Travelers | Health Insurance Specialists Inc | 17620-B Redland Rd, Rockville, MD, 20855 | 4.2 | |
| State Farm | Michael Derocher | 8600 Foundry Street, Savage, MD, 20763-9512 | 18.1 | |
| State Farm | Nicole June | 5272 River Rd Ste 375, Bethesda, MD, 20816-1437 | 8.6 | |
| Allstate | Evelyn Guzman | 11215 Lockwood Dr Ste A, Silver Spring, MD, 20901 | 9.3 | |
| Erie | Daniel C Howley Insurance Agency | 6258 Montrose Road, Rockville, MD, 20852 | 2.6 | |
| Allstate | Penny Tsao | 2418 York Rd, Timonium, MD, 21093 | 38.0 | |
| Erie | Aronow Insurance Agency Inc. | 3416 Olandwood Court Suite 209, Olney, MD, 20832 | 6.9 | |
| Nationwide | Payne Insurance Agency Inc | 841 Quince Orchard Blvd Ste J, Gaithersburg, MD, 20878-1615 | 5.5 | |
| Travelers | Afam Insurance Group Llc | 1 Research Ct Ste 450, Rockville, MD, 20850 | 2.2 | |
| Allstate | Lindsay Insurance | 11250 Veirs Mill Rd, Wheaton, MD, 20902 | 6.1 |
Compare Rates for Rockville, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Rockville, MD | $498,200 | $1,224 | $970 | $1,540 | $570 |
| Chevy Chase Section Five, MD | $1,211,900 | $541 | $430 | $680 | $250 |
| Calverton, MD | $330,400 | $921 | $730 | $1,160 | $430 |
| Konterra, MD | $340,900 | $1,127 | $890 | $1,420 | $530 |
| Arlington, VA | $643,300 | $1,064 | $780 | $1,520 | $740 |
| Dulles Town Center, VA | $402,600 | $855 | $580 | $1,170 | $590 |
| Floris, VA | $668,500 | $1,092 | $740 | $1,540 | $800 |
| Kings Park West, VA | $552,900 | $1,754 | $1,280 | $2,400 | $1,120 |
| Fair Lakes, VA | $502,000 | $932 | $630 | $1,290 | $660 |
| Largo, MD | $252,500 | $764 | $600 | $960 | $360 |
| Milford Mill, MD | $195,500 | $675 | $530 | $850 | $320 |
Research Home Insurance Companies Reviews in Rockville, MD Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
the customer service representative was very helpful and kind, they offered me different levels of coverage that would include every resident of the house, even the canine family member.
Date: January 14, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate was the cheapest option we considered when we purchased our policy.
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I never needed to use them, but the simplicity of sign up could be rated a 5. And received a refund when no longer needed.
Date: June 01, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
I have my home insurance with Allstate insurance. The premium and deductible that I have to pay for this insurance is way cheaper than other companies that I have tried in the past.
Date: January 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have shopped around and the premiums that I am paying are about standard possibly a little lower for the coverage that i am receiving
Date: October 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
I think they are very kind and very willing to help when talking to their customers.
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I think in terms of what they actually offer in the policies, it is likely about what other major providers do. I found that they were the cheapest one, so that is why I chose them.
Date: January 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
USAA is a bank that used to service the financial and insurance needs of the officers in all branches of the US military. When they opened their services to the enlisted and their families some time ago, that's when I joined. I saved over $700 dollars yearly when I insured the autos and home. I told everyone I knew about them. The reps are always ready to assist with a smile. They always THANK you for your service. Service on the autos is always courteous and correct. I have NOT had a problem with this company.
Date: December 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I think that Geico has been typical in terms of dealing with insurance companies and the claims process. The one thing that separates them from the other companies are the quality of customer service that is provided. They are highly professional at all times.
Travelers Home Insurance Reviews
Date: January 01, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
We have not had to file any claims with this company so I have no feedback in that area. In terms of coverage, cost, billing and general customer service, they have been fine.
Date: February 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We had Homesite insurance before Traveler's. There wasn't anything bad about Homesite, but Traveler's seems to be more efficient and pleasant from the customer's point of view.
Esurance Home Insurance Reviews
Date: October 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
They usually just email me which I like because I don't enjoy talking on the phone, but I do't like how often I have to talk with them.
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I have shopped around and found Allstate to be a little lower than other companies, probably because I have been with them for so long with no claims.
Liberty Mutual Home Insurance Reviews
Date: May 27, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Male
Customer Service
I would rate Liberty Mutual customer service a five. The ease of contacting them whether through and online form or over the phone is outstanding.
State Farm Home Insurance Reviews
Date: January 02, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
So far I am satisfied with my home insurance company. I haven't found one that compares in pricing or in customer service like my current provider does.