How Can I Make My Carrollton, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Carrollton, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Carrollton, TX Home Insurance Coverage Levels | Back to Top

Carrollton, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Malvern Dr, Steeplechase Dr, Airpark Ln, Eastwick Ln, Winding Hollow Ln, Glenshire Dr, Old Shepard Pl, Stinson St, Pebblestone Ln, Watch Hill Dr $389,000 $340,000 $350,000-$400,000 $255,000 $230,000 $200,000-$250,000
Barnhill Dr, Village Creek Dr, Burning Tree Cir, Savannah Dr, Mustang Trl, Arrowhead Ln, Pathfinder Dr, Curtis St, Lockheed St, Mira Vista Blvd $528,500 $440,000 $600,000-$700,000 $214,000 $180,000 $175,000-$200,000
Streamwood Ln, Bridle Bend Ct, Leeward Ln, Macgregor Dr, Thackery Dr, Wayfarer Dr, Chesapeake Dr, Tiburon Dr, Kinross Dr, Breakwater Ln $394,500 $350,000 $400,000-$500,000 $168,500 $150,000 $175,000-$200,000
Hudson Dr, E Hebron Pkwy, Grasmere Dr, Mackenzie Way, Bedrock Dr, Scottish Way, Burningtree Ln, Gemstone Pl, Piper St, Jubilee Rd $286,500 $270,000 $250,000-$300,000 $370,500 $350,000 $400,000-$500,000
Marquette Dr, Windermere Dr, Anglebluff Pl, Cliffview Dr, Old Course Dr, Kelly Ln, Auburn Pl, Sky Park Dr, Loch Maree Dr, Tree Farm Dr $456,000 $390,000 $400,000-$500,000 $212,000 $200,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Carrollton, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$222 $1,012
Superior Protection Discount -$111 $1,123
Fire & Security Discount -$99 $1,135
Hail Resistant Roof Discount -$25 $1,209
Newly Constructed Home Discount -$308 $925

Choose your Carrollton, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,513
Hail Damage $4,853
Wind Damage $6,624
Expensive Claims
Fire $43,782
Smoke $16,386

Identify Top Home Insurance Agents near Carrollton, TX | Back to Top

Home Insurance Company Carrollton, TX Homeowners Insurance Agency Carrollton, TX Address Popularity Score Distance from Carrollton (miles)
Farmers Jason Lanemann 2601 Network Blvd Ste 208, Frisco, TX, 75034
8.9
Liberty Mutual Independent Insurica Insurance Management Network 2301 W Plano Pkwy Ste 108, Plano, TX, 75075
9.5
Liberty Mutual Independent Greenhill Insurance 11494 Luna Rd Ste 275, Dallas, TX, 75234
6.2
Farmers Mark Whitehead 8380 Warren Pkwy Ste 301, Frisco, TX, 75034
9.7
State Farm Ty Donovan 1421 E Sandy Lake Rd Ste 120, Coppell, TX, 75019-7955
3.3
Farmers Davin Ward 2591 Dallas Pkwy Ste 300, Frisco, TX, 75034
8.8
Farmers Ann Demoya 1311 E Belt Line Rd Ste 5, Carrollton, TX, 75006
2.4
Farmers Milton Watson 202 W Sandy Lake Rd Ste 100, Coppell, TX, 75019
5.8
Farmers Janie Melton 1808 W Jefferson Blvd, Dallas, TX, 75208
17.0
Allstate Clint Hibbard 300 N Coit Rd Ste 252, Richardson, TX, 75080
8.0

Compare Rates for Carrollton, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Collin County, TX $265,300 $1,338 $880 $2,060 $1,180
Carrollton, TX $197,500 $1,234 $810 $1,900 $1,090
Northlake, TX $339,000 $2,222 $1,470 $3,420 $1,950
Duncanville, TX $128,100 $1,470 $970 $2,260 $1,290
Hutchins, TX $79,000 $1,006 $660 $1,550 $890
Blue Mound, TX $82,800 $1,435 $950 $2,210 $1,260
Saginaw, TX $138,800 $952 $630 $1,470 $840
Royse City, TX $149,600 $972 $640 $1,500 $860
Boyd-Rhome, TX $132,800 $1,649 $1,090 $2,540 $1,450
Alvarado, TX $121,800 $1,449 $960 $2,230 $1,270
Cross Timber, TX $265,000 $1,981 $1,310 $3,050 $1,740

Research Home Insurance Companies Reviews in Carrollton, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: March 28, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The local State Farm agency office is just ok. We only ever hear from them when they want to increase our premiums.

Date: January 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I am happy with the cost although its probably equivalent to whatever other companies offer. I am fine with the charges.

Date: January 17, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
The premium and the deductible is fair, but again, I believe that I can get more coverage for the same value with other insurances.

Date: December 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My Deductible for my vehicles is pretty reasonable but for my home it really sucks because i hate change and all they want to do is change and want people to pay more for change but i keep at a dinosaur policy

Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I they have a change in policy or a rate increase they will send a very short note saying the price is going up. No explaining is taken at that time.

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like that the online site is very detailed. It explains everything that is covered and gives details. It also breaks down the cost. There are options to contact or speak with someone as well. I have other options to look at other types of insurance as well.

Date: August 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Anytime I had to contact my agent or office I was able to reach them and they were very helpful. They have been able to offer me discounts and deals as well.

Date: August 24, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I like that we are able to reach them easily. If it was after hours they also have after-hours staff that can help with emergencies. We can also talk to someone via email.

Date: August 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I am not sure about current premiums I have not looked recently. However, when we were looking for the coverage, the premium was slightly lower for the same coverage.

Date: August 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I can always get them on the phone when I have a question to ask. Beckey is always nice and willing to answer any question I have for them.

Date: August 08, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Dwelling including damages to the heating and cooling. Our garage and fences is also covered. The service fee for fire department. As well as medical payments for us and others.


Date: June 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think the coverage is the same for the type of policy I have with them. The only difference may how much I am paying for this coverage.

Date: May 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
basic inside and outside. some valuable items are floated in such as rings and some paintings. no flood coverage is included.


Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I think what is covered is all right. I think what I have to pay a year might be high and am not happy with that. Just might be a hassle to change.

Allstate Home Insurance Reviews

Date: January 08, 2020    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have had no issues with their customer service. The staff has been knowledgeable and courteous to the best of my knowledge.

Date: January 08, 2020    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
These companies do it best according to the results of customer satisfaction survey from the top insurance rating organizations. The highest rated companies for claims services are USAA, Amica Mutual, Country Insurance, State Farm and Allstate


Date: July 28, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
We searched quite a few companies and found Allstate to have the best and most coverage for us.


Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
My premium is lower than my previous company (State Farm), but I rated it a 4 because I still believe insurance is overpriced. I pay it because I need it but I think it should be lower.

Date: September 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
I was touching on this in the previous question a little. My agent is wonderful. He's available whenever I need him. I even have his cell phone number and the one time I called, he actually answered. The company itself is a for-profit business so it sends out its share of unsolicited communications, but they aren't excessive.

Date: September 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
Their website is simple. It has all the information I need, but it's not overcrowded with information I don't need. My account access is prominently displayed on the front page, and inside the policy area, my coverage amounts, claims' status, and other relevant matters are easily located. There's not much more it could do.

Date: August 08, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have used the online customer service a few times. The automated service is okay. The online person I chatted with was more helpful and knowledgeable and was able to help me in a timely fashion. But Allstate really shines in their local office, which is the reason I'm still with them. My agent knows me and whether he's genuinely concerned or not, I don't know, but he makes me feel he cares about me and my family.

Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have guns, furniture, appliances, some jewelry, and a coin collection insured inside the home. Outside the home, I have lawn mowers, garden tillers, ATVs, and three sheds covered.


National General Home Insurance Reviews

Date: September 20, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I like that the website has the ability to submit and manage claims online, and there is the ability to chat with customer service reps.

Date: August 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
The dwelling is covered for damage roof, windows, siding and other permanent structure.


Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like how claims are responded to in a timely manner. We had a claim a few months ago, and they had an adjuster out at our home within days. As soon as the claim was processed, it was paid within 2 weeks.

Date: May 09, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Communication
I felt they were understanding and sympathetic to me and my situation. No one wants to have damage to his or her home, but it is reassuring that we are covered when something happens.

Date: December 02, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The premium for this policy is significantly less than the premium I was originally paying when I bought the house for what is essentially the same coverage.

Liberty Mutual Home Insurance Reviews

Date: August 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My premium is very affordable compared to other quotes for the same coverage I've received from other companies. This is part of what drew me to Liberty Mutual.

Date: December 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think they offer the standard services as most home insurance companies. I haven't use any other companies but this was one was one of the best priced ones when I researched.


Farmer's Insurance Home Insurance Reviews

Date: December 30, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
I had to make a claim as soon as I moved in. The costumer service agent I spoke with was great and handled my claim professionally.

Date: June 20, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Customer Service
I have never deal with my insurance company for the last 26 years, only pay the bills all those years. So I could not really tell anything.

Alfa Insurance Home Insurance Reviews

Date: June 04, 2019    Age: 40 to 49    Gender: Married    Marital Status: Male

Premium
The deductible is high but thats only because we have a cheaper month to month rate.

GEICO Home Insurance Reviews

Date: February 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have no problems! Been using them for car insurance for years, so when we bought our home, we just went with Geico as well.

Plummer Insurance Home Insurance Reviews

Date: October 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
the website is attractive modern and easily get the information and update the data constantly if you need to know something just the income and look or contact phones help me a lot

American Strategic Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
It is very complete and has advantages and disadvantages but what it offers is very good for my expectations of my home


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