How Can I Make My Reno, NV Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Reno, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Reno, NV Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $243,000 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $281,500 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $407,000 | $330,000 | $400,000-$500,000 |
| 5 Bedroom | $521,500 | $450,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Reno, NV | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $585 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$75 | $605 |
| Hail Resistant Roof Discount | -$14 | $666 |
| Newly Constructed Home Discount | -$197 | $483 |
Choose the Right Deductible for your Reno, NV Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washoe County | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Reno, NV | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| Verdi, CA | $500 | $1,344 | $1,844 | $976 | $1,476 | $367 |
| North Valleys, NV | $700 | $571 | $1,271 | $415 | $1,115 | $156 |
| Stagecoach, NV | $400 | $453 | $853 | $329 | $729 | $124 |
| Doyle, CA | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Genoa-Jacks Valley, NV | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Gardnerville, NV | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| East Valley, NV | $500 | $1,638 | $2,138 | $1,190 | $1,690 | $448 |
| Silver Springs, NV | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
Identify Top Home Insurance Agents near Reno, NV | Back to Top
| Home Insurance Company Reno, NV | Homeowners Insurance Agency Reno, NV | Address | Popularity Score | Distance from Reno (miles) |
|---|---|---|---|---|
| State Farm | Clay Murray | 2300 S Carson St Ste 6, Carson City, NV, 89701-4528 | 28.2 | |
| State Farm | Tim Leuenhagen | 720 Robb Dr Ste 101, Reno, NV, 89523-3733 | 2.5 | |
| Travelers | Nevada Partners Insurance | 180 County Estates Cir, Reno, NV, 89511 | 7.3 | |
| State Farm | Jenn Weible | 129 Los Altos Pkwy Ste 103, Sparks, NV, 89436-7722 | 6.2 | |
| Farmers | John Jasper | 555 W 6th St, Reno, NV, 89503 | 1.9 | |
| Farmers | Shirley Steel | 1375 Newlands Dr E Ste 2, Fernley, NV, 89408 | 33.9 | |
| State Farm | Nathan Almlie | 715 I St, Sparks, NV, 89431-3715 | 5.2 | |
| State Farm | Mark Geil | 255 W Moana Ln Ste 106, Reno, NV, 89509-4942 | 4.8 | |
| Allstate | Elizabeth Sturgis-Garver | 1650 Robb Dr Ste B2, Reno, NV, 89523 | 2.2 | |
| Allstate | Mark B Paradis | 918 W 2nd St, Reno, NV, 89503 | 2.2 |
Compare Rates for Reno, NV Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Washoe County, NV | $268,100 | $683 | $480 | $970 | $490 |
| Reno, NV | $265,600 | $680 | $480 | $950 | $470 |
| Verdi, CA | $455,900 | $1,360 | $1,010 | $1,850 | $840 |
| North Valleys, NV | $199,300 | $578 | $400 | $800 | $400 |
| Stagecoach, NV | $99,300 | $458 | $330 | $650 | $320 |
| Doyle, CA | $156,400 | $594 | $440 | $810 | $370 |
| Genoa-Jacks Valley, NV | $332,100 | $681 | $480 | $960 | $480 |
| Gardnerville, NV | $233,600 | $615 | $420 | $850 | $430 |
| East Valley, NV | $613,400 | $1,658 | $1,180 | $2,340 | $1,160 |
| Silver Springs, NV | $97,400 | $680 | $490 | $970 | $480 |
Research Home Insurance Companies Reviews in Reno, NV Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: March 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 04, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
American Family Insurance Home Insurance Reviews
Date: September 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: February 20, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Century National Home Insurance Reviews
Date: July 08, 2019 Age: 20 to 29 Gender: Married Marital Status: Female