How Can I Make My The Woodlands, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in The Woodlands, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your The Woodlands, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $76,500 $70,000 $75,000-$100,000
2 Bedroom $162,500 $140,000 $125,000-$150,000
3 Bedroom $194,000 $160,000 $200,000-$250,000
4 Bedroom $221,500 $200,000 $200,000-$250,000
5 Bedroom $415,000 $390,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in The Woodlands, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$230 $1,306
Superior Protection Discount -$154 $1,383
Fire & Security Discount -$108 $1,429
Hail Resistant Roof Discount -$46 $1,490
Newly Constructed Home Discount -$369 $1,168

Choose the Right Deductible for your The Woodlands, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Harris County $1,500 $1,374 $2,874 $999 $2,499 $376
The Woodlands, TX $2,000 $1,518 $3,518 $1,103 $3,103 $415
Pinehurst, TX $100 $1,691 $1,791 $1,229 $1,329 $462
Galena Park, TX $700 $950 $1,650 $691 $1,391 $260
Brookshire, TX $200 $954 $1,154 $693 $893 $261
Stafford, TX $2,500 $942 $3,442 $685 $3,185 $258
Fulshear, TX $500 $2,652 $3,152 $1,927 $2,427 $725
Greatwood, TX $700 $1,092 $1,792 $794 $1,494 $299
Fresno, TX $100 $955 $1,055 $694 $794 $261
Anderson-Bedias, TX $2,000 $1,600 $3,600 $1,162 $3,162 $437
Millican, TX $200 $1,603 $1,803 $1,165 $1,365 $438
Taylor Lake Village, TX $1,500 $1,882 $3,382 $1,368 $2,868 $514

Identify Top Home Insurance Agents near The Woodlands, TX | Back to Top

Home Insurance Company The Woodlands, TX Homeowners Insurance Agency The Woodlands, TX Address Popularity Score Distance from The Woodlands (miles)
State Farm Isaac Segovia 5706 Root Rd Ste 4, Spring, TX, 77389-3773
5.1
State Farm Caley Baillio 27620 State Hwy 249 Ste A8, Tomball, TX, 77375-6548
9.8
Nationwide Leorlin Boyd 11041 Shadow Creek Pkwy Suite 115, Pearland, TX, 77584-7404
41.3
Travelers Hometown Insurance Partners 2202 Timberloch Place 118, The Woodlands, TX, 77380
2.5
Travelers Bj Integra Insurance Services 25301 Borough Park Dr Ste 204, Spring, TX, 77380
4.7
State Farm Frank Stevens 19620 Kuykendahl Rd Ste 200, Spring, TX, 77379-3457
8.0
Allstate Jeffrey J. Bosh 13231 Champion Forest Dr Suite 206, Houston, TX, 77069
13.1
Farmers Jose Hernandez 4919 Louetta Rd, Spring, TX, 77379
9.1
Farmers Rivet Coy 6215 Spring Cypress Rd, Spring, TX, 77379
8.4
State Farm Cody Mccown 3600 Fm 1488 Rd Ste 150, The Woodlands, TX, 77384-3867
4.0

Compare Rates for The Woodlands, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Harris County, TX $154,100 $1,391 $920 $2,140 $1,220
The Woodlands, TX $351,000 $1,536 $1,010 $2,370 $1,360
Pinehurst, TX $152,300 $1,712 $1,130 $2,640 $1,510
Galena Park, TX $68,000 $962 $630 $1,480 $850
Brookshire, TX $174,300 $966 $640 $1,490 $850
Stafford, TX $165,700 $954 $630 $1,470 $840
Fulshear, TX $415,900 $2,684 $1,770 $4,130 $2,360
Greatwood, TX $322,000 $1,106 $730 $1,700 $970
Fresno, TX $146,900 $967 $640 $1,490 $850
Anderson-Bedias, TX $124,400 $1,619 $1,070 $2,490 $1,420
Millican, TX $125,000 $1,622 $1,070 $2,500 $1,430
Taylor Lake Village, TX $231,900 $1,905 $1,260 $2,930 $1,670

Research Home Insurance Companies Reviews in The Woodlands, TX Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: September 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
my home insurance is great I only used it twice but the two times I used it it was a great experience.

Date: August 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I have never had issues regarding premiums and deductible because they are achievable and very clear to me.no miss-calculation cases i have encountered.

Date: October 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I feel like my premium is the best compared to other companies. I shopped around a lot and it was the best I could find overall. I'm happy with it at the moment

Date: September 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Anytime we had a claim everyone was quick and very polite. I have never had any problems with them and getting to the right person to get the job done quick and easy

Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Everything is covered in the policy. We have flood, earthquake, wind, etc. It is a very comprehensive policy overall and is very good


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My home policy covers as far as I know, floods, storm damage, and things that are not really in my control so that is a good thing.


Date: September 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I like that the customer service is easy to reach, they all speak and understand English, and they are quick to help in any situation.

Date: August 14, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
What I like about the company website is that it is easy to navigate, has useful information on it, and it is mobile device friendly which is very important these days.

Date: August 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like that if there are any issues, they contact me so I don't have to constantly be on the lookout for things. It helps me out a lot.

Date: August 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
Everything seems to work great. I do not really ever have any problems with the app or website. Sometimes the app loads slow, but everything is fine other than that

Date: July 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
It compares rather favorably cost-wise with other insurance companies for the same coverage. It is on the lower end of prices I have seen.

Date: June 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They are fast to reply to my inquiries and always keep me updated on anything and everything going on with my policy. They are quick and professional overall

Allstate Home Insurance Reviews

Date: October 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think it's good, it's on par or a little better than most other companies, although it could be a bit better

Date: July 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think the premiums and deductibles are similar. The amount of coverage is what is important. If my house were a total loss, then I would be better off going with Allstate.

Date: April 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The best thing about the customer service from Allstate is their availability. They have twenty-four hour coverage seven days a week. But, it can sometimes take a long time to get to speak to someone.

Date: January 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Before we had Allstate, we had Liberty Mutual. I was happy with their services as well. I haven't had to make many claims, so it's very difficult for me to say which company is faster and more accurate as processing claims.


Date: November 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I love how they answer me rather quickly. I have never had a problem with them answering any question I had even if it meant they had to call me back at a different time after they got my answer.

Date: October 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
It's the basics I assume my wife takes care of the paper work. My guess is fire, robbery, storm, accidental things like tree limbs or says car would drive though our house.


Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I wouldn't know I don't have to use those thing since I'm old fashioned I call my agent and talk to him about my policy and what is coverd.

Date: August 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I like it compared to state farm whom screwed us every chance they had...the cancelled our policy for an accident that we weren't even the party at fault. All state quickly responds to our needs and that is most important.

Date: August 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
They have been very nice and explained all of our question in great detail we had them before we bought our house and they were great at helping us through that process.

Date: July 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
Well my wife called and compared the prices but i can tell you it was the most reasonable for the coverage we need on our vehicles and home insurance at the time of purchased and they haven't done anything to change that in our minds.

Alfa Insurance Home Insurance Reviews

Date: October 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We have had coverage with Alfa for 30+ years. We have had claims and they have always helped. The premium seems good compared to the help we have received.

Date: September 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Customer service is the best part. They come out and quickly check the damage and cover the areas of the policy that applies. They pay the amount quickly so repairs can be made timely without further loss.

Date: September 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My policy is replacement value, loss of use, medical. It covers the house, all of the outbuildings. It is a good overall policy.


Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Again the customer service or communication is the best part. You can talk to them and when we finish we feel we have the knowledge and have been treated fairly. They are excellent at responding.

Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The site provides all of the information I need. I have what is covered, how to seek help and locations. What I like most is that the local agents are very helpful and approachable. The answer any questions I have. A website is good but it does not take the place of a human to human help.

Farmer's Insurance Home Insurance Reviews

Date: June 11, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Premium
I don't remember the exact premium as I paid it for the year when we moved back to Virginia. I do know that I received a better rate because I shopped around before choosing Farmer's.

Date: February 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They are timely, professional, responsive, and honest. I have appreciated their customer service and speedy follow-up.

Date: November 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Policies are very overpriced and deductibles are a joke. Compared to other policies I have been looking at I am paying on average $500 more per year than necessary.


GEICO Home Insurance Reviews

Date: January 07, 2020    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
They have been really helpful the price is not bad and we have not experienced any problems yet so we really havent had to use them except to pay or payments.

Date: September 14, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I am happy with the deductible that I was able to choose. I am glad that Geico offered me so many choices to choose from.

Travelers Home Insurance Reviews

Date: September 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Our policy offerings are typical compared to other insurance providers. They have many options that you can add and the price is pretty great. We have flood insurance and all other necessities.


State Farm Home Insurance Reviews

Date: December 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
We have a very low deductible plan which is what made this plan so fascinating to us. We are first time home buyers with not a lot of money so this low deductible plan worked well for us.

MetLife Home Insurance Reviews

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