How Can I Make My Odessa, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Odessa, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Odessa, TX Home Insurance Coverage Levels | Back to Top

Odessa, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
S Jackson Ave, Clover Ave, Security Ave, S Crane Ave, E Ivory St, W 10th St, Vassar Rd, Madera Ave, E Interstate 20 State Rte, Burgess St $116,000 $100,000 $125,000-$150,000 $81,500 $70,000 $75,000-$100,000
E Violet St, St Marys St, E 47th St, Westwood Dr, Windsor Dr, Trails End Rd, E Marigold St, E 37th St, E Murphy St, Pecan Ave $178,500 $170,000 $175,000-$200,000 $130,500 $110,000 $100,000-$125,000
Richmond Ct, Amethyst Cove, E 5th St, E 12th St, Placer Ave, Park Ave, 56th St, Pica Ct, Keystone Dr, Locust Ave $90,500 $90,000 $75,000-$100,000 $81,500 $70,000 $75,000-$100,000
St Marys Cir, W Clements St, Cordova St, S Pagewood, Madera Ave, Cottonwood Rd, Sweetbriar Cir, N Azalea Ave, Hughes Ln, Stoner Rd $120,500 $100,000 $100,000-$125,000 $111,000 $90,000 $100,000-$125,000
Kermit Hwy, Kirkwood Dr, N Everglade Ave, Lake Ln, Patton Dr, Washington Ln, W 31st St, Johnson Rd, Yale Ave, Marigold St $90,000 $70,000 $100,000-$125,000 $53,000 $50,000 $50,000-$75,000
E Jp Teal Dr, Sandalwood Ln, Riders Rd, Tobosa Ave, George, Wabash Ave, Winchester Ave, S Kelley Ave, Gage Ave, Windchase St $88,500 $70,000 $75,000-$100,000 $109,500 $100,000 $100,000-$125,000
del Rio Dr, E 87th St, Plaza Pl, Alaska Ave, E 37th St, W 33rd St, S Grant Ave State Rte W, Graham Ave, S Kelley Ave, FM 554 $127,500 $110,000 $100,000-$125,000 $87,000 $70,000 $75,000-$100,000
Westwood Rd, Sherbrook Rd, Violet Rd, Bellaire Dr, Pronto Ave, Hawthorne Ct, Delwood Ave, Aspenwood Ln, E Sweetpea Dr, Springdale Dr $148,500 $130,000 $150,000-$175,000 $100,500 $80,000 $100,000-$125,000
Grace Ave, Industrial Ave Crossroad, Langtry Ave, W 8th St, Monticello Dr, Fair Oaks Cir, Robertson Ave, E Yukon Rd, Louisiana Cove, Clifford St $93,500 $80,000 $75,000-$100,000 $104,000 $90,000 $100,000-$125,000
Casablanca Dr, Emerald Gardens Dr, W 9th St, Ridgedale Ave, Corona Cir, Hemphill Ave, Dustin, Century Ave, Glenhaven Dr, E 16th St $138,500 $130,000 $150,000-$175,000 $92,000 $90,000 $100,000-$125,000

Bundle your Odessa, TX Auto & Home Insurance from the Same Company | Back to Top

Odessa, TX Car Insurance Odessa, TX Home Insurance
Details Subaru, Forester 2.5X Premium 3 Beds, 2 Baths, 2350 Square Feet worth $143500
Insurance Rates Individually $1,277.65 $2400
Savings from buying both from the same company $1,250.40

Choose the Right Deductible for your Odessa, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $560 $660 $460 $560 $100
Ector County, TX $700 $420 $920 $350 $1,050 $-130
Odessa, TX $2,000 $380 $880 $320 $2,320 $-1,440
Goldsmith, TX $200 $240 $440 $200 $400 $40
West Odessa-Goldsmith, TX $700 $280 $780 $230 $930 $-150
Martin County, TX $100 $340 $440 $280 $380 $60
Winkler County, TX $2,500 $160 $660 $140 $2,640 $-1,980
Upton County, TX $400 $240 $640 $200 $600 $40
Rankin, TX $1,500 $230 $730 $200 $1,700 $-970
Crane South, TX $300 $280 $580 $240 $540 $40
Garden City South, TX $700 $580 $1,080 $510 $1,210 $-130
Wink, TX $400 $200 $600 $170 $570 $30
Glasscock County, TX $2,000 $520 $1,020 $430 $2,430 $-1,410

Identify Top Home Insurance Agents near Odessa, TX | Back to Top

Home Insurance Company Odessa, TX Homeowners Insurance Agency Odessa, TX Address Popularity Score Distance from Odessa (miles)
State Farm Barry Smith 1050 N Dixie Blvd, Odessa, TX, 79761-2806
4.7
State Farm Heather Buske 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100
4.3
State Farm Filiberto Gonzales 600 E 42nd St, Odessa, TX, 79762-7722
3.0
State Farm Jeremy West 2611b N Midland Dr, Midland, TX, 79707
14.6
State Farm Andrew Hernandez 4401 N Grandview Ave, Odessa, TX, 79762-5311
2.4
Farmers Kelin Jones 1301 S Stockton Ave, Monahans, TX, 79756
39.0
State Farm Noe Garcia 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665
5.8
Liberty Mutual Independent Edgmon Insurance Agency 4800 E University Blvd Ste 8, Odessa, TX, 79762
4.1
State Farm Mike Podzemny 5007 Jbs Pkwy, Odessa, TX, 79762-8123
2.6
Travelers Insource Insurance Group Llc 5108 Wayland Dr, Odessa, TX, 79762
2.4

Compare Rates for Odessa, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $600 $400 $920 $520
Ector County, TX $88,300 $490 $320 $750 $430
Odessa, TX $93,700 $410 $270 $630 $360
Goldsmith, TX $52,500 $250 $170 $390 $220
West Odessa-Goldsmith, TX $61,000 $340 $220 $520 $300
Martin County, TX $69,600 $310 $200 $480 $280
Winkler County, TX $43,000 $180 $120 $280 $160
Upton County, TX $46,700 $230 $150 $350 $200
Rankin, TX $52,600 $290 $190 $450 $260
Crane South, TX $68,400 $390 $260 $600 $340
Garden City South, TX $152,500 $820 $540 $1,260 $720
Wink, TX $39,800 $200 $130 $310 $180
Glasscock County, TX $108,000 $440 $290 $680 $390

Research Home Insurance Companies Reviews in Odessa, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: December 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Customer service with this provider has always been very good. It is easy to contact them and receive answers immediately without having to be transferred many times.

Date: November 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The website is very user-friendly, policy and topics, as well as, broker/agency information are easy to locate, claims and payments can be submitted at any time.

Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
It includes the entire value of the home as well as medical bills for injuries. Also included are any expenses incurred while the home is repaired up to $10,000


Date: September 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
There is not one thing I can think of that I do not like about the website. It allows me to make payments there and view my policies and coverage. Maybe a live chat option would be nice.

Date: September 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I've never had to deal with customer service outside of opening the policy account.

Date: September 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My policy I have with State Farm covers my house. It also covers all the electronics inside of my house.


Date: August 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I love their website because everything is right there. You do not have to search much and they tell you everything you would want to know.

Date: August 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I love the customer service, though I have not had to use it much, which is a good thing. They know what you are talking about and they send you in the right direction.

Date: July 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Other companies offer a lower premium but with different coverages. I am pleased with the premium and amount of coverage I am provided.

Date: June 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I can go to my local office or make contact through phone or email. I am pleased with the different interactions offered.

Date: March 09, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium is the best I have ever seen. They give you everything you would want, and it is much cheaper.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
My insurance company always keeps up to date with new things added to the house and try their best to have it added and covered as soon as possible.

National General Home Insurance Reviews

Date: September 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The only thing I don't like about their website is our specific policy info for what is covered is not included. I would like to make changes to our policy in their website and the last time I checked that option was not available.

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Their customer service is great. They always answer quickly. I have never been on hold for more than 30 seconds, They have always been polite and answered any questions I may have had.

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like them because they are always in constant communication with us through the mail. They keep us updated on any changes and If we don't mail in our new forms each year to add any changes they always call us to remind us,

Date: August 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I don't know much about other premiums. We use National General for both our auto and home insurance. I do believe they offer the lowest rates for any type of insurance

Date: March 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Our entire house is covered, roof, furniture, shed. We are covered for water damage, weather damage, fire, burglary,


Progressive Home Insurance Reviews

Date: July 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have only been with my current carrier for like 6 months & haven't had to utilize customer service yet for anything.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Provided something terrible was to happen to our home, Insurance would cover flooding of the home. Damage from mother nature and damages that happen over time that is threatening to life. Insurance covers property damage due to any of the previously stated damages and physical.


Date: August 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like that I am able to view all of my coverages, including auto and home. I can also view my insurance cards and what is covered by my policy. I can view and edit certain items and also communicate with customer service. I dislike that it can be hard to navigate within the app and figure out where certain things are located.

Date: May 05, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I'm not educated on my premium compared to other premiums at this time.

Date: November 18, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
My insurance companies customer service is awesome. They have helped us with everything including our recent move with the military. They explained all of the details of the policy and what the coverages are.

Allstate Home Insurance Reviews

Date: March 29, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
With customer service out of this world, Allstate will give you the piece of mind that you and your assets are safe at all time. They have very competitive prices so it makes to go with them

Date: February 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I'd give my insurance company 5- they have offered excellent customer service and have been quick to reply. I haven't had any issues and I'm happy with them!

Date: January 13, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have had no major issues with Allstate. They have been responsive and prompt when we had roof damage from hail and a flooding due to frozen pipes. However, we did not really like the contractor they used for the flooding fix. Overall, I have been relatively satisfied.

Liberty Mutual Home Insurance Reviews

Date: November 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My deductible was lowered from two thousand dollars to one thousand dollars. My old insurance, safeco, just cannot seem to keep up.

Nationwide Home Insurance Reviews

Date: September 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Our offering is comparable to offerings with different companies. I am overall satisfied with the policy and what it offers.


Farmer's Insurance Home Insurance Reviews

Date: July 13, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I would probably give it a 4. I haven't had to deal with them much. I've never filed a claim. But they are helpful in setting up new plans and switching plans.

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