How Can I Make My Odessa, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Odessa, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Odessa, TX Home Insurance Coverage Levels | Back to Top
| Odessa, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Jackson Ave, Clover Ave, Security Ave, S Crane Ave, E Ivory St, W 10th St, Vassar Rd, Madera Ave, E Interstate 20 State Rte, Burgess St | $116,000 | $100,000 | $125,000-$150,000 | $81,500 | $70,000 | $75,000-$100,000 |
| E Violet St, St Marys St, E 47th St, Westwood Dr, Windsor Dr, Trails End Rd, E Marigold St, E 37th St, E Murphy St, Pecan Ave | $178,500 | $170,000 | $175,000-$200,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Richmond Ct, Amethyst Cove, E 5th St, E 12th St, Placer Ave, Park Ave, 56th St, Pica Ct, Keystone Dr, Locust Ave | $90,500 | $90,000 | $75,000-$100,000 | $81,500 | $70,000 | $75,000-$100,000 |
| St Marys Cir, W Clements St, Cordova St, S Pagewood, Madera Ave, Cottonwood Rd, Sweetbriar Cir, N Azalea Ave, Hughes Ln, Stoner Rd | $120,500 | $100,000 | $100,000-$125,000 | $111,000 | $90,000 | $100,000-$125,000 |
| Kermit Hwy, Kirkwood Dr, N Everglade Ave, Lake Ln, Patton Dr, Washington Ln, W 31st St, Johnson Rd, Yale Ave, Marigold St | $90,000 | $70,000 | $100,000-$125,000 | $53,000 | $50,000 | $50,000-$75,000 |
| E Jp Teal Dr, Sandalwood Ln, Riders Rd, Tobosa Ave, George, Wabash Ave, Winchester Ave, S Kelley Ave, Gage Ave, Windchase St | $88,500 | $70,000 | $75,000-$100,000 | $109,500 | $100,000 | $100,000-$125,000 |
| del Rio Dr, E 87th St, Plaza Pl, Alaska Ave, E 37th St, W 33rd St, S Grant Ave State Rte W, Graham Ave, S Kelley Ave, FM 554 | $127,500 | $110,000 | $100,000-$125,000 | $87,000 | $70,000 | $75,000-$100,000 |
| Westwood Rd, Sherbrook Rd, Violet Rd, Bellaire Dr, Pronto Ave, Hawthorne Ct, Delwood Ave, Aspenwood Ln, E Sweetpea Dr, Springdale Dr | $148,500 | $130,000 | $150,000-$175,000 | $100,500 | $80,000 | $100,000-$125,000 |
| Grace Ave, Industrial Ave Crossroad, Langtry Ave, W 8th St, Monticello Dr, Fair Oaks Cir, Robertson Ave, E Yukon Rd, Louisiana Cove, Clifford St | $93,500 | $80,000 | $75,000-$100,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Casablanca Dr, Emerald Gardens Dr, W 9th St, Ridgedale Ave, Corona Cir, Hemphill Ave, Dustin, Century Ave, Glenhaven Dr, E 16th St | $138,500 | $130,000 | $150,000-$175,000 | $92,000 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Odessa, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$236 | $1,240 |
| Superior Protection Discount | -$148 | $1,328 |
| Fire & Security Discount | -$148 | $1,328 |
| Hail Resistant Roof Discount | -$44 | $1,432 |
| Newly Constructed Home Discount | -$339 | $1,137 |
Choose the Right Deductible for your Odessa, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ector County | $700 | $1,428 | $2,128 | $1,038 | $1,738 | $390 |
| Odessa, TX | $2,000 | $1,458 | $3,458 | $1,060 | $3,060 | $399 |
| Goldsmith, TX | $200 | $1,422 | $1,622 | $1,033 | $1,233 | $389 |
| West Odessa-Goldsmith, TX | $700 | $1,431 | $2,131 | $1,040 | $1,740 | $391 |
| Martin County, TX | $100 | $993 | $1,093 | $721 | $821 | $271 |
| Winkler County, TX | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Upton County, TX | $400 | $929 | $1,329 | $675 | $1,075 | $254 |
| Rankin, TX | $1,500 | $1,416 | $2,916 | $1,029 | $2,529 | $387 |
| Crane South, TX | $300 | $1,499 | $1,799 | $1,089 | $1,389 | $410 |
| Garden City South, TX | $700 | $1,967 | $2,667 | $1,430 | $2,130 | $538 |
| Wink, TX | $400 | $1,308 | $1,708 | $951 | $1,351 | $357 |
| Glasscock County, TX | $2,000 | $979 | $2,979 | $712 | $2,712 | $268 |
Identify Top Home Insurance Agents near Odessa, TX | Back to Top
| Home Insurance Company Odessa, TX | Homeowners Insurance Agency Odessa, TX | Address | Popularity Score | Distance from Odessa (miles) |
|---|---|---|---|---|
| State Farm | Barry Smith | 1050 N Dixie Blvd, Odessa, TX, 79761-2806 | 4.7 | |
| State Farm | Heather Buske | 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100 | 4.3 | |
| State Farm | Filiberto Gonzales | 600 E 42nd St, Odessa, TX, 79762-7722 | 3.0 | |
| State Farm | Jeremy West | 2611b N Midland Dr, Midland, TX, 79707 | 14.6 | |
| State Farm | Andrew Hernandez | 4401 N Grandview Ave, Odessa, TX, 79762-5311 | 2.4 | |
| Farmers | Kelin Jones | 1301 S Stockton Ave, Monahans, TX, 79756 | 39.0 | |
| State Farm | Noe Garcia | 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665 | 5.8 | |
| Liberty Mutual Independent | Edgmon Insurance Agency | 4800 E University Blvd Ste 8, Odessa, TX, 79762 | 4.1 | |
| State Farm | Mike Podzemny | 5007 Jbs Pkwy, Odessa, TX, 79762-8123 | 2.6 | |
| Travelers | Insource Insurance Group Llc | 5108 Wayland Dr, Odessa, TX, 79762 | 2.4 |
Compare Rates for Odessa, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Ector County, TX | $120,800 | $1,445 | $950 | $2,230 | $1,280 |
| Odessa, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Goldsmith, TX | $83,600 | $1,439 | $950 | $2,220 | $1,270 |
| West Odessa-Goldsmith, TX | $85,300 | $1,448 | $960 | $2,230 | $1,270 |
| Martin County, TX | $120,500 | $1,005 | $660 | $1,550 | $890 |
| Winkler County, TX | $58,200 | $919 | $610 | $1,410 | $800 |
| Upton County, TX | $62,900 | $940 | $620 | $1,450 | $830 |
| Rankin, TX | $82,400 | $1,433 | $950 | $2,210 | $1,260 |
| Crane South, TX | $99,500 | $1,517 | $1,000 | $2,340 | $1,340 |
| Garden City South, TX | $268,800 | $1,991 | $1,310 | $3,070 | $1,760 |
| Wink, TX | $63,300 | $1,324 | $870 | $2,040 | $1,170 |
| Glasscock County, TX | $193,600 | $991 | $650 | $1,530 | $880 |
Research Home Insurance Companies Reviews in Odessa, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: June 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 09, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
National General Home Insurance Reviews
Date: September 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: March 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: July 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 10, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: January 13, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Alfa Insurance Home Insurance Reviews
Date: December 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: July 13, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried