How Can I Make My Layton, UT Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Layton, UT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Layton, UT Home Insurance Coverage Levels | Back to Top
| Layton, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 2675 W, N Bridge Ct, N 2475 W, Wasatch Way, E Westview Dr S, N Reid Dr, S Fort Ln, N 350 E, N 3675 W, W 1850 S | $196,500 | $180,000 | $200,000-$250,000 | $351,000 | $300,000 | $350,000-$400,000 |
| W 2975 S, S 1900 W, E 375 S, S 2550 E, 2325 W, S 2225 E, E Pheasant View Dr, N 1550 W, McCormick Way, W Hill Field Rd N | $160,000 | $140,000 | $150,000-$175,000 | $289,000 | $260,000 | $300,000-$350,000 |
| E 220 N, E 7600 S, N 780 E, Dean Cir, W 650 S, W 1740 N, 1780 W, N 1845 E, W 1525 N, S 2000 E | $188,500 | $170,000 | $175,000-$200,000 | $294,500 | $260,000 | $250,000-$300,000 |
| Boynton Rd, N 75 W, N 1140 W, Sherwood Dr, S Willowmere Dr W, Country Mill Dr, E Jost Rd, Pinon St, E Cedar Loop Dr S, 1650 E | $358,000 | $300,000 | $300,000-$350,000 | $355,000 | $330,000 | $400,000-$500,000 |
| W 3450 S, Clara St, 3100, S Derby Ct, Roger St, S Appaloosa Ave, S 275 W, N Daniel Dr E, E 150 S, 300 West St | $294,000 | $270,000 | $300,000-$350,000 | $393,000 | $350,000 | $350,000-$400,000 |
| E Ridge Rd N, Sugar St, S 2325 E, Threshing Way Ct, 1500 W, 1450 E, N 2185 E, Liberty St, S Lisa St, Diamond St | $294,500 | $270,000 | $250,000-$300,000 | $257,000 | $240,000 | $250,000-$300,000 |
| S Bridgecreek Ln, Craftsman Ct, W 450 S, N 2100 W, Oak Hollow Dr, W Clover Meadow Rd N, S 1115 W, 1750, N Vista View Dr W, Brinley Ln | $330,000 | $290,000 | $350,000-$400,000 | $365,000 | $310,000 | $400,000-$500,000 |
| Hillgate Way, Talbot Dr, Deseret Dr, N Millcreek Ln W, S Archie Ave E, E Oaks Dr, W 2810 S, S 1700 E, 2400 N, N 2375 W | $63,000 | $50,000 | $50,000-$75,000 | $90,500 | $80,000 | $75,000-$100,000 |
| 1475 N, Bar Dee Ln, W 3000 N, E Lisa St, 3000, E 1275 N, Country View Way, W 1825 S, E 2500 N, N Hunters Glen | $232,000 | $210,000 | $250,000-$300,000 | $366,000 | $340,000 | $350,000-$400,000 |
| N 2050 E, S 2050 E, 550 W, W 2800 S, N Laytona Dr W, N Winston Dr, N 2775 W, N 1675 E, E 2825 N, E Sunset Dr | $193,500 | $160,000 | $175,000-$200,000 | $306,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Layton, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $584 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$48 | $639 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$199 | $488 |
Choose your Layton, UT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Layton, UT | Back to Top
| Home Insurance Company Layton, UT | Homeowners Insurance Agency Layton, UT | Address | Popularity Score | Distance from Layton (miles) |
|---|---|---|---|---|
| State Farm | Richard Dunkley | 1706 N Heritage Pk Blvd Ste 3, Layton, UT, 84041-5677 | 1.4 | |
| State Farm | Rick Albrecht | 75 E Main St, American Fork, UT, 84003-2360 | 49.1 | |
| Travelers | Jri Insurance | 278 E Crossroads Blvd, Saratoga Springs, UT, 84045 | 47.7 | |
| Travelers | Stratford Insurance Group | 2307 North Hill Field Road Suite 103, Layton, UT, 84041 | 1.3 | |
| State Farm | Phillip Britt | 457 W 4800 S, Murray, UT, 84123-4663 | 28.5 | |
| Allstate | Jeremy Stringham | 2090 E 2100 S, Salt Lake City, UT, 84109 | 25.2 | |
| Travelers | Insurance Center Llc | 506 E Main St, Midway, UT, 84049 | 47.0 | |
| Liberty Mutual Independent | Insur-West | 380 S 200 W, Farmington, UT, 84025 | 8.0 | |
| Allstate | Blake Hancock | 189 N Highway 89 Ste E, North Salt Lake, UT, 84054 | 16.3 | |
| Allstate | David A Burrell | 2019 W 1900 S Ste 110, Syracuse, UT, 84075 | 5.5 |
Compare Rates for Layton, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $420 | $840 | $420 |
| Davis County, UT | $246,500 | $605 | $430 | $860 | $430 |
| Layton, UT | $223,300 | $687 | $490 | $940 | $450 |
| South Ogden, UT | $174,700 | $653 | $480 | $900 | $420 |
| North Davis, UT | $231,000 | $610 | $410 | $840 | $430 |
| Harrisville, UT | $180,600 | $665 | $490 | $950 | $460 |
| Emigration, UT | $499,800 | $1,023 | $740 | $1,410 | $670 |
| Midvale, UT | $216,600 | $670 | $480 | $950 | $470 |
| Wellsville, UT | $246,300 | $579 | $400 | $820 | $420 |
| Oakley, UT | $292,800 | $674 | $470 | $940 | $470 |
| Francis, UT | $319,400 | $713 | $480 | $980 | $500 |
| Samak, UT | $251,800 | $628 | $430 | $890 | $460 |
| Charleston, UT | $355,700 | $787 | $570 | $1,080 | $510 |
Research Home Insurance Companies Reviews in Layton, UT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 13, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
State farm insurance has helped us when it comes to our home insurance our cars and saving money! On a scale of 1-5 I would give it an outstanding 5 for its loyalty to customers in need of help.
Date: March 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have never interacted with the insurance company's customer service. I am not the primary person in regards to dealing with insurance in my household.
Date: December 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Simply the policy could improve, but I'm satisfied with what it covers
Date: November 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i HAVE ALL MY INSURANCE WITH STATE FARM--THEY ARE ALWAYS LOWER THAN OTHER INSURANCE COMPANIES.THEY HAVE SPECIAL DEDUCTIONS ALSO..
Farm Bureau Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Ours is middle of the road with a $1,000 deductible. It's one par with other provides when you rent combining multiple policies.
Date: August 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductible is okay. It is actually better than my previous insurance company. I can't complain. My current company is a good company.I would rank this a 4.
Progressive Home Insurance Reviews
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductible is a bit big for me. It was one of my qualms about this insurance but once I get past that it's really not that big of a deal.
Date: July 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I would rate Progressive home insurance policy offerings a 4/5. The offerings are adequate and include many coverage choices.Progressive's home insurance policies are somewhat higher priced.
Allstate Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductible and premium are great and I've never worried about them trying to rip me off. They're very clear about the cost and the coverage and that's something really value in insurance companies.
Date: October 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
My car insurance premium is much lower than it was. I cut off a third of my premium by switching to another car insurance company.
GEICO Home Insurance Reviews
Date: August 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
GEICO is a good choice, we recommend you compare quotes from at least three insurers. Homeowners Insurance Take-away: GEICO doesn't underwrite or service its own homeowners insurance policies.
Date: July 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Geico's home insurance company policy offerings are affordable. Their representatives will take the time to work with you and help to find you a plan that truly works for you.
Nationwide Home Insurance Reviews
Date: July 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I would rate my experiences with Nationwide Home Insurance a 4. I've never had a problem. They were easy to use in the home buying process and were helpful in many regards.
Bear River Home Insurance Home Insurance Reviews
Date: November 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I BELIEVE MY PREMIUM AND DEDUCTIBLE OF THE POLICY ARE COMPETITIVE WITH OTHER SIMILAR COMPANIES AND I HAVE NOT HAD A PROBLEM WITH THEM PAYING OUT GENERALLY.
American Family Insurance Home Insurance Reviews
Date: January 25, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
Every time I've had a question it has been answered in a timely and polite fashion. The rates are competitive.
MetLife Home Insurance Reviews
Date: May 23, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Customer Service
They were quick to respond when my roof had hail damage. It was easy to get it approve and I had a check within a week.