How Can I Make My Encinitas, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Encinitas, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Encinitas, CA Home Insurance Coverage Levels | Back to Top
| Encinitas, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| la Plancha Ln, Rocoso Ln, del Rio Ave, Punta Baja Dr, Palacio Dr, Hidden Ridge Ct, Lynwood Ave, Rockport Ct, Arcadia Rd, Glencrest Dr | $714,000 | $670,000 | $700,000-$800,000 | $373,500 | $300,000 | $300,000-$350,000 |
| W Bluff Dr, Meadowhaven Ct, Pso Pacifica, Blue Heron Ave, Bella Laguna Ct, Hwy 101, Sharp Pl, Newport Ave, Lone Jack Rd, Lake Dr | $729,000 | $640,000 | $700,000-$800,000 | $364,500 | $310,000 | $300,000-$350,000 |
| Burkshire Ave, Walnutview Dr, Charro St, Shields Ave, Ocean View Ct, Pso Tulipero, Oceanic Dr, Toscano Ct, Rosebay Dr, Wilstone Ave | $732,000 | $660,000 | $700,000-$800,000 | $335,500 | $280,000 | $350,000-$400,000 |
| Wiegand St, la Gran Via, Calle Rancho Vis, Basil St, Ave de Los Lirios, N Coast Highway 101, Seacrest Way, Starflower Rd, la Milla, S Jayton Ln | $633,500 | $600,000 | $600,000-$700,000 | $846,500 | $680,000 | $600,000-$700,000 |
| Orinda Dr, Villa Blanca Ct, Alviso Way, el Rastro Ln, Tzena Way, Cantaranas, W H St, Santa Helena, el Pedregal Dr, Cll Plumerias | $631,500 | $540,000 | $500,000-$600,000 | $338,500 | $280,000 | $250,000-$300,000 |
| Summit Ave, Vis Cascada, Callle Chaparro, Volney Ln, Pso Saucedal, Olivenhain Rd, Rambling Rd, Via Molena, Morning Sun Dr, Lone Dove Ln | $760,500 | $720,000 | $600,000-$700,000 | $836,500 | $740,000 | $700,000-$800,000 |
| Corte Arboles, el Mirador, Dusty Trl, Fieldstone Ln, Jolina Way, Orwell Rd, Orange Blossom Way, Via Villena, Somerset Ave, Sanford Ln | $529,000 | $500,000 | $500,000-$600,000 | $306,500 | $260,000 | $250,000-$300,000 |
| Cadencia St, Solana Hills Dr, Dove Run Rd, Townwood Way, Stafford Ave, N Vulcan Ave, Crystal Ridge Rd, W Bluff Ct, Santa Hidalga, la Coruna Pl | $1,029,500 | $950,000 | More than 10,000,000 | $727,000 | $680,000 | $800,000-$900,000 |
| Corte Tilo, del Riego Ave, Santa Regina, Cam Santa Barbara, Kilkenny Dr, Piedras Oro Calle, Santa Cecelia, Las Colinas, la Macarena Ave, Fairlee Dr | $911,500 | $740,000 | $800,000-$900,000 | $606,500 | $540,000 | $600,000-$700,000 |
| Venice Ave, Rubenstein Dr, Corte Baldre, Shadowbrook Way, Wandering Rd, Cll Andar, Aryana Dr, Elfin Forest Rd E, Pacifica Way, Via Palacio | $1,110,000 | $1,010,000 | $900,000-$1,000,000 | $685,000 | $590,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Encinitas, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$263 | $1,286 |
| Superior Protection Discount | -$139 | $1,410 |
| Fire & Security Discount | -$124 | $1,426 |
| Hail Resistant Roof Discount | -$31 | $1,519 |
| Newly Constructed Home Discount | -$310 | $1,240 |
Choose your Encinitas, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Encinitas, CA | Back to Top
| Home Insurance Company Encinitas, CA | Homeowners Insurance Agency Encinitas, CA | Address | Popularity Score | Distance from Encinitas (miles) |
|---|---|---|---|---|
| State Farm | Vladan Trifunovic | 1635 Rancho Santa Fe Rd, San Marcos, CA, 92078 | 4.4 | |
| Travelers | Pickering Insurance Services Inc | 1365 W Vista Way Ste 200, Vista, CA, 92083 | 9.8 | |
| Travelers | Right Time Insurance Services | 1761 Hotel Circle S Ste 119, San Diego, CA, 92108 | 20.7 | |
| Farmers | Craig Davis | 27645 Jefferson Ave Ste 113, Temecula, CA, 92590 | 32.6 | |
| Allstate | Jawad S. Bisharat | 7858 Ivanhoe Ave, La Jolla, CA, 92037 | 14.1 | |
| Liberty Mutual Independent | Champion Risk & Insurance Services L.P. | 12250 El Camino Real Ste 375, San Diego, CA, 92130 | 7.8 | |
| State Farm | Lori Long | 10845 Rb Rd Ste 102, San Diego, CA, 92127-2107 | 10.0 | |
| State Farm | Jesse Dix | 904 W San Marcos Blvd Ste 3, San Marcos, CA, 92078-1118 | 7.4 | |
| State Farm | Kathy Dottore | 250 S Pacific St Ste 103, San Marcos, CA, 92078-2476 | 7.5 | |
| Travelers | Advanced Brokers Insurance Services | 674 Via De La Valle Ste.223, Solana Beach, CA, 92075 | 4.9 |
Compare Rates for Encinitas, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Encinitas, CA | $862,300 | $1,550 | $1,150 | $2,110 | $960 |
| Fairbanks Ranch, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| San Marcos, CA | $455,700 | $1,222 | $900 | $1,660 | $760 |
| Fallbrook, CA | $503,700 | $1,362 | $1,010 | $1,850 | $840 |
| Imperial Beach, CA | $433,400 | $882 | $650 | $1,200 | $550 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| Coto de Caza, CA | $958,100 | $938 | $690 | $1,280 | $590 |
| Laguna Beach, CA | $1,570,700 | $943 | $700 | $1,280 | $580 |
| Winchester, CA | $121,200 | $541 | $400 | $740 | $340 |
| Anza, CA | $156,400 | $594 | $440 | $810 | $370 |
| Hemet, CA | $157,500 | $1,325 | $980 | $1,800 | $820 |
Research Home Insurance Companies Reviews in Encinitas, CA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: December 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would rate Geico a 4 on the scale. I like the prices they offer. I also really like how the customer service via phone or email respond timely.
Date: July 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
To be honest, Geico doesn't offer that much of a difference in plans between other companies. They covered exactly what I needed.
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I am completely satisfied with my insurance company. I have earthquake insurance, that's the only add-on along with my home insurance, and its great.
Date: October 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
State Farm charges more than other companies, but I know what service I am getting. I could get cheaper insurance, but this could prove disastrous if I ever need to use them and find out they are not as reliable as State Farm.
Mercury Home Insurance Reviews
Date: June 16, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Premium
The premium cost for my home insurance is cheaper then most other insurance companies but the deductible is also lower compared to other companies
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I liked their service. Premium is not huge. I am paying decent premium with good coverage. I bundled this my auto , so i got a good deal
Nationwide Home Insurance Reviews
Date: September 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I've been using Nationwide for over 20 years and have never had an issue with them. I give them a 4.
Allstate Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service is pretty good and when needed responsive quick with little wait time.
Farmer's Insurance Home Insurance Reviews
Date: October 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The company that i use has always had the best customer service experience for me. I love my home insurance company