How Can I Make My Greensboro, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Greensboro, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Greensboro, NC Home Insurance Coverage Levels | Back to Top
| Greensboro, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ralph St, Trent St, Old Jones Rd, Woodbine Ct, Bruce St, Saint Mark Rd, Barrymore Ct, Logan St, Donegal Dr, State Rd 2770 | $171,000 | $160,000 | $175,000-$200,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Bearberry Pt, Valley Lake Dr, Kemp Rd W, Parkwood Dr, Folkstone Dr, Haw Ridge Rd, Steeple Dr, Anders Ct, Bluebonnet Dr, Camden Rd | $247,500 | $220,000 | $250,000-$300,000 | $189,000 | $170,000 | $175,000-$200,000 |
| Swiggett Rd, McRae St, Kings Ct, Redwood Dr, Euclid St, Dellwood Dr, Ringold Rd, McPherson Clay Rd, Hillsdale Forest Ct, Kery Dr | $121,500 | $100,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Keith St, Bonaventure Rd, Windermere Dr, N Raleigh St, Jupiter Dr, Holland Rd, Oakwood Dr, Sewarn Rd, Mapleway Ln, Garden Acres Dr | $192,000 | $160,000 | $150,000-$175,000 | $165,500 | $140,000 | $150,000-$175,000 |
| Barnwood Ct, Brannock Ln, Cridland Rd, Denver Downs Dr, Clybourn Ct, Harbor House Dr, W Montcastle Dr, Garden Lake Cir, Jaycee Park Dr, Center St | $317,000 | $270,000 | $350,000-$400,000 | $186,500 | $160,000 | $150,000-$175,000 |
| Woodberry Lake Dr, Treford Ct, Mackay Rd, Fawnbrook Dr, Cavalier Ter, Bridgeway Dr, Saturn Dr, Oldsquaw Dr, Green Point Dr, Firestone Dr | $191,000 | $170,000 | $200,000-$250,000 | $144,500 | $130,000 | $125,000-$150,000 |
| E Friendly Ave, Lakewood Dr, Bentwood Dr, Parish St, Hanover Ter, Ingle Dairy Rd, Hiddenwood Ct, Olympic Ct, Radnor Dr, Benway Pl | $193,000 | $170,000 | $175,000-$200,000 | $165,500 | $140,000 | $175,000-$200,000 |
| Trailwood Dr, Sarah's Vineyard, Williamsburg Rd, Vincent St, Hunters Dr, Sir Walter Rd, Larch Ln, Apple Tree Ln, State Rd 3207, State Rd 2778 | $254,000 | $210,000 | $200,000-$250,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Juniper St, Gretchen Ln, State Rd 2790, Woodcliff Dr, Elwood Ave, Saint Lauren Dr, Chancery Pl, Radcliff Rd, Musket Ln, Cumberland St | $100,000 | $90,000 | $100,000-$125,000 | $60,500 | $60,000 | $50,000-$75,000 |
| Cezanne Dr, State Rd 3413, Strader Rd, Bayberry Ct, Hicone Rd Exd, Harley Stafford Dr, Longfellow St, N Dudley St, David Richmond Ct, Tew St | $217,000 | $180,000 | $200,000-$250,000 | $127,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Greensboro, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $684 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$75 | $759 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$184 | $651 |
Choose your Greensboro, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Greensboro, NC | Back to Top
| Home Insurance Company Greensboro, NC | Homeowners Insurance Agency Greensboro, NC | Address | Popularity Score | Distance from Greensboro (miles) |
|---|---|---|---|---|
| State Farm | Charlie Ganim | 2008 New Garden Rd Ste A, Greensboro, NC, 27410-2526 | 2.8 | |
| State Farm | Keith Kepler | 1601 Westover Ter Ste C, Greensboro, NC, 27408-7117 | 0.6 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 6.6 | |
| Allstate | Tammie Grisso Dallura | 3815 Tinsley Dr Ste 161, High Point, NC, 27265 | 9.3 | |
| Allstate | Michael Patterson | 3817 Lawndale Dr Ste B2, Greensboro, NC, 27455 | 1.7 | |
| Travelers | Southeastern Agency Group | 1501 Highwoods Blvd Ste 301, Greensboro, NC, 27410 | 3.1 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 3.1 | |
| Nationwide | Jenkins Insurance Agency Inc | 3907a W. Market Street, Greensboro, NC, 27407-0000 | 2.4 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 44.1 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 3.2 |
Compare Rates for Greensboro, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,280 | $670 |
| Guilford County, NC | $160,200 | $864 | $600 | $1,230 | $630 |
| Greensboro, NC | $152,300 | $834 | $600 | $1,190 | $590 |
| Wallburg, NC | $159,000 | $886 | $630 | $1,230 | $600 |
| Stoneville, NC | $105,400 | $651 | $450 | $900 | $450 |
| Asheboro, NC | $113,500 | $643 | $430 | $890 | $460 |
| Green Level, NC | $73,100 | $471 | $320 | $670 | $350 |
| Arcadia, NC | $169,700 | $778 | $550 | $1,100 | $550 |
| Lexington, NC | $122,600 | $712 | $480 | $1,010 | $530 |
| Chatmoss, VA | $203,600 | $877 | $620 | $1,250 | $630 |
| Shoals, NC | $129,400 | $765 | $510 | $1,090 | $580 |
| Siloam, NC | $138,400 | $804 | $590 | $1,120 | $530 |
| Williams, NC | $364,400 | $1,002 | $680 | $1,390 | $710 |
Research Home Insurance Companies Reviews in Greensboro, NC Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel Erie is comparable to other insurance companies in their offerings. Their rates are very competitive as I have shopped home insurance around several times.
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The companies service is great. My agent is local. I can visit her, call her, or text her. She is always fast to reply back.
Date: September 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have just been with Erie for less than a year. When I switched, I had the same coverage for over $1000. 00 more each year
Date: September 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
They are always eager to please. They respond fast. They are always friendly and get right down to business.
Date: September 03, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
They provide converge for everything in my home, replacement cost to replace the item that is destroyed or damaged.
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like the ease of use of my companies web page. It is easy to log in and easy to get to where I need to be, Easy to find my coverage and my premium amount.
Farmer's Insurance Home Insurance Reviews
Date: September 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Farmers gave me a premium with more coverage at a much lower cost than the competition and I shopped around other companies who did not give me a premium that was close.
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The site was efficient in getting a policy and looking at the information. I don't have to think about navigating it. I do not use the mobile app because I have not found a use for it.
Date: May 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
When I had a question they would get back to me right away. They made me feel valued in my time and that I was their only customer.
Date: December 30, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The customer service that I used so far was to get the policy, I had no claims so far, but the customer service was very quick to reply and answer any questions.
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
The main structure is covered, medical expenses, and fire and specifically tree damage gave the number of mature trees in the area
State Farm Home Insurance Reviews
Date: January 11, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
My deductible is so high that if I had serious damage to my home I wouldn't be able to get my home repaired.
Date: July 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Before moving to State Farm I was using Farmers. I just felt like another policy with them. My agent retired, and they transferred me to a different agent without even notifying me.
Date: February 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have been happy with our home insurance company so far. Fortunately, we have not had to make many claims over the years. I would rate them a 4 out of 5.
Date: December 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
State Farm offers the same options as other companies from what I have found. Most carriers offer the same things as far as deductibles and coverage options.
Progressive Home Insurance Reviews
Date: December 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
There was a discrepancy on my payment. I called customer service. The wait time was pretty high to speak with someone. I ended up waiting around ten minutes. But the guy I spoke with was able to help me get my problem straightened out. Unfortunately, he just explained the itemized, better where I was able to understand.
Date: December 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible of my policy compare to my previous home insurance is way better.
My home insurance have affordable prices.
USAA Home Insurance Reviews
Date: November 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I do not know, actually. I assume the usual things home insurance covers is covered. I should probably check into it just to know for sure that I have enough coverage.
Liberty Mutual Home Insurance Reviews
Date: November 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I honestly did not shop around. I know it is foolish, but I bundled my home insurance with my car insurance. I have no idea how my deductible compares with other companies deductibles.
Allstate Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The provider give my house a good deal. Compared to the other, I think it is about 15% cheaper for the same coverage.
GEICO Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have a very good premium with them since I have them bundled with my car insurance. I would rate them as a 5 since I have not had any problems with them.