How Can I Make My Copperas Cove, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Copperas Cove, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Copperas Cove, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $205,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $196,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Copperas Cove, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $1,190 |
| Superior Protection Discount | -$140 | $1,260 |
| Fire & Security Discount | -$154 | $1,246 |
| Hail Resistant Roof Discount | -$42 | $1,358 |
| Newly Constructed Home Discount | -$294 | $1,106 |
Choose the Right Deductible for your Copperas Cove, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Coryell County | $1,500 | $1,381 | $2,881 | $1,004 | $2,504 | $377 |
| Copperas Cove, TX | $2,500 | $1,384 | $3,884 | $1,005 | $3,505 | $378 |
| Gatesville, TX | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Florence, TX | $2,500 | $1,082 | $3,582 | $786 | $3,286 | $296 |
| Salado, TX | $300 | $1,913 | $2,213 | $1,390 | $1,690 | $523 |
| Holland, TX | $700 | $1,421 | $2,121 | $1,032 | $1,732 | $388 |
| Weir, TX | $200 | $1,508 | $1,708 | $1,096 | $1,296 | $412 |
| Bartlett, TX | $2,500 | $1,441 | $3,941 | $1,048 | $3,548 | $394 |
| Bruceville-Eddy, TX | $300 | $1,439 | $1,739 | $1,045 | $1,345 | $393 |
| Mullin-Priddy, TX | $1,500 | $1,708 | $3,208 | $1,241 | $2,741 | $467 |
| Mullin, TX | $300 | $1,240 | $1,540 | $901 | $1,201 | $339 |
| San Saba, TX | $1,000 | $1,501 | $2,501 | $1,091 | $2,091 | $410 |
Identify Top Home Insurance Agents near Copperas Cove, TX | Back to Top
| Home Insurance Company Copperas Cove, TX | Homeowners Insurance Agency Copperas Cove, TX | Address | Popularity Score | Distance from Copperas Cove (miles) |
|---|---|---|---|---|
| State Farm | Alejandra De La Torre | 1 Chisholm Trl Ste 3150, Round Rock, TX, 78681-5015 | 48.2 | |
| Nationwide | Anthony Hernandez Jr Agency | 201 S Lakeline Blvd Ste 104, Cedar Park, TX, 78613 | 47.0 | |
| State Farm | Marc Nascimento | 1540 Cypress Creek Rd Ste 109, Cedar Park, TX, 78613-3980 | 48.6 | |
| State Farm | Beau Sharpe | 1111 N Interstate 35 Ste 240, Round Rock, TX, 78664-4244 | 48.1 | |
| Travelers | Jerry Gentry Agency | 1000 Heritage Center Circle, Round Rock, TX, 78664 | 48.4 | |
| Farmers | Matthew Buchanan | 1901 E Palm Valley Blvd, Round Rock, TX, 78664 | 48.8 | |
| Farmers | Ronnie Gaines | 1005 Marlandwood Rd Ste 106, Temple, TX, 76502 | 35.9 | |
| Farmers | John M. Clark | 7600 Highway 29 W Ste 4, Georgetown, TX, 78628 | 38.0 | |
| Farmers | Frank Sanchez | 921 W New Hope Dr # 1-101, Cedar Park, TX, 78613 | 45.0 | |
| Allstate | Douglas Tracey | 2100 E Stan Schlueter Loop Ste G, Killeen, TX, 76542 | 15.3 |
Compare Rates for Copperas Cove, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Coryell County, TX | $107,700 | $1,398 | $920 | $2,150 | $1,230 |
| Copperas Cove, TX | $108,300 | $1,400 | $920 | $2,160 | $1,240 |
| Gatesville, TX | $103,500 | $1,004 | $660 | $1,550 | $890 |
| Florence, TX | $275,700 | $1,095 | $720 | $1,690 | $970 |
| Salado, TX | $245,800 | $1,936 | $1,280 | $2,980 | $1,700 |
| Holland, TX | $83,400 | $1,438 | $950 | $2,210 | $1,260 |
| Weir, TX | $101,600 | $1,526 | $1,010 | $2,350 | $1,340 |
| Bartlett, TX | $87,400 | $1,459 | $960 | $2,250 | $1,290 |
| Bruceville-Eddy, TX | $86,800 | $1,456 | $960 | $2,240 | $1,280 |
| Mullin-Priddy, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Mullin, TX | $52,500 | $1,255 | $830 | $1,930 | $1,100 |
| San Saba, TX | $99,900 | $1,519 | $1,000 | $2,340 | $1,340 |
Research Home Insurance Companies Reviews in Copperas Cove, TX Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I'm satisfy with my current insurance company. I did not have any problems or difficulties when I was speaking to them. They know what they are doing.
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is a bit higher than other companies that are on the same level (like All State) but their service is so much better, so I don't mind. The deductibles are relatively the same.
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
i didn't research much about home insurance company policy offerings that competed with mine i went with company i trust and a company that i was also familiar with.I'm pretty satisfied with mine however.
Date: October 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium with my insurance company is a bit pricey. Maybr because of the popularity of the company itself. However it's more expensive than most.
Allstate Home Insurance Reviews
Date: October 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
i feel like the premiums and deductibles are higher then most other companies but when i need them to help me or have an issue they are always there to help
Travelers Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have had a good experience thus far, however, I have only been a homeowner for a few months. They gave me a Christmas present which was cool.
Safeco Insurance Home Insurance Reviews
Date: October 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
You know I let my agent do the comparison for me. This is my first home, and I was very stressed. It was nice to let someone else handle that part.
Texas General Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
The offer full value of my home and not many other companies do this on older homes. They will insure for how much that I want instead of just a certain amount
Nationwide Home Insurance Reviews
Date: December 24, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
our policies are bundled our premiums and deductibles are lower than most all other companies. Nationwide also gives us fair discounts for maintaining certain standards, criteria, or minimums, which is very nice.
State Auto Home Insurance Reviews
Date: July 07, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Policy Offerings
I am happy with the offerings of my home insurance company policy. It aligns with the benefits I was recently getting from my previous company, provides some extra benefit in some areas.