How Can I Make My Henderson, NV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Henderson, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Henderson, NV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $81,500 $70,000 $50,000-$75,000
2 Bedroom $109,500 $100,000 $75,000-$100,000
3 Bedroom $191,000 $170,000 $200,000-$250,000
4 Bedroom $382,500 $340,000 $400,000-$500,000
5 Bedroom $573,500 $520,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Henderson, NV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$95 $585
Superior Protection Discount -$68 $612
Fire & Security Discount -$68 $612
Hail Resistant Roof Discount -$20 $660
Newly Constructed Home Discount -$136 $544

Choose your Henderson, NV Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,488
Hail Damage $4,524
Wind Damage $6,687
Expensive Claims
Fire $44,229
Smoke $16,051

Identify Top Home Insurance Agents near Henderson, NV | Back to Top

Home Insurance Company Henderson, NV Homeowners Insurance Agency Henderson, NV Address Popularity Score Distance from Henderson (miles)
State Farm Ulyanna Chung 4730 Blue Diamond Rd Ste 125, Las Vegas, NV, 89139-7659
9.5
State Farm Dino Degregorio 3037 W Hrzn Rg Pkwy Ste 100, Henderson, NV, 89052-4191
4.8
Farmers John Fitzgerald 6123 S Rainbow Blvd Ste C, Las Vegas, NV, 89118
12.3
Travelers A Accurate Insurance 8965 S Eastern Ave #120a, Las Vegas, NV, 89123
4.6
Travelers Mega Insurance Agency Llc 3380 Russell Rd #106, Las Vegas, NV, 89120
6.3
Allstate Debbie Gault 1017 S Cimarron Rd, Las Vegas, NV, 89145
16.6
Travelers E-Insure 6725 S Eastern Ave Ste 8, Las Vegas, NV, 89119
5.9
Farmers Arthur Primm 2560 E Sunset Rd Ste 105, Las Vegas, NV, 89120
6.0
Farmers Kenny Redelsperger 4045 Spencer St Ste 114, Las Vegas, NV, 89119
8.7
State Farm Jana Barr 3350 Novat Street, Las Vegas, NV, 89129-8718
21.8

Compare Rates for Henderson, NV Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Nevada $216,400 $641 $470 $910 $440
Clark County, NV $212,300 $618 $440 $850 $410
Henderson, NV $266,200 $680 $480 $970 $490
Whitney, NV $142,200 $680 $480 $940 $460
Las Vegas, NV $201,600 $605 $410 $830 $420
Enterprise, NV $255,200 $639 $440 $890 $450
Sunrise Manor, NV $137,900 $697 $480 $980 $500
Spring Valley, NV $218,400 $599 $410 $850 $440
Nellis AFB, NV $51,000 $320 $230 $440 $210
North Las Vegas, NV $179,700 $721 $500 $1,000 $500
Blue Diamond, NV $363,000 $886 $600 $1,270 $670

Research Home Insurance Companies Reviews in Henderson, NV Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have had a positive experience with my company's customer service. They are fast, friendly, and easy to deal with

Date: November 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My current premium and deductible as compared to other is insurance companies for the same coverage is very low because I obtained multiple quotes and others could not come close.

Date: September 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
When we were renewing the contract, they constantly called, emailed excessively while we were shopping around, but ultimately we went back to them because of not wanting to go through a transition period.

Date: September 12, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
Natural disasters, fire, theft, structural demage, personal belongings, additional living expense, hotel bills, meals, liability protection up to 250000 dollars, back yard, lawn, patio furniture


Date: September 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like, ease of use of the mobile app, ability to make paymets, submit claims, check coverage in one environment is very nice. The colors and the menu design is very well. There is nothing I don't like about the mobile app

Date: August 27, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I am paying almost the same amout with other companies similar insurance policies. Since I am bundled my home insurence with our two cars, I am getting a slight deal. However due to our location in Florida, the insurances are more expensive than national avarage.

Date: August 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I can always find somebody to talk in the customer service. Generally the people in my first point of contacct are not the people that I need to talk. Explaining myself more than one is something I don't enjoy. Customer service's lack of problem solving skill is the one thing I hate

Date: August 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Their claim handling is not as good as it should be. But I think it is a common problem with the industry. Filing claims are very easy but getting the responses is not. And the lack of communcation during that process is frustrating.

Date: August 11, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
The service techs that they send out are not the friendliest because I believe that they are 3rd party providers, some who lack a sense of good customer service and promptness.

Date: August 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Loss of dwelling, structural damage, electrical/mechanical. Pool equipment, HVAC, not being able to live in the house while it's being repaired.


Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like that it's easily accessible and somewhat easy to file a claim or to request a service call on a particular repair. We just used it recently to repair something.

Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Premium
Wish it were a little less expensive - my friend's house has similar coverage but he pays $75/month while I pay right around $100/month

American Family Insurance Home Insurance Reviews

Date: December 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The truth is that I do not have to say anything that I do not like about my insurance company because they offer me many services and it is very complete, I believe that there is no other that can overcome it.


Date: September 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
It is ok but it can always be better. They say all the right things when you are on the phone but tend to be less helpful than just dealing with the insurance agent in the office as they seem to be able to get things done.

Date: September 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium seems a little high considering the high nature of the deductible on the policy. The rate just keeps going up year after year despite the fact that there have been no claims on the policy

Date: August 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Their customer service is not quite good. Have to follow up on the issues several times. Took weeks to get an accurate answer and finally close a case.

Date: August 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is of higher end and I am planning to look for other options as I am not quite satisfied with it.

Date: August 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
Their agents do not respond properly. The information given are vague and mostly useless and have to follow up several times.

Date: July 31, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
Sometimes the site can be hard to use and pretty much encourages the user to just call the customer service line in the end. Kind of defeats the purpose.

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
includes Itemized Personal Property Coverage, Identity Theft Protection and Personal Property Increased Special Limits


Date: March 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The company website is user-friendly and is easier to use by a newbie. The website is quite responsive and easier to navigate and get information.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
Sometimes they leave things out when it comes to the cost of moving payments or other actions that most companies will do as a regular service to customers that have been with them for a long time free of charge.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Property loss, fire, plumbing breaks, injury on the property, natural disaster, wind and hail damage, force major, flood rider


Country Financial Home Insurance Reviews

Date: October 01, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
The website was easy to use and looks easy to use to file a claim if needed. I have never had to interact with anyone over the phone or website for assistance.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I have not needed to interact or communicate with anyone from the insurance company. The website does provide all the necessary information if I do need to contact someone in the future.

Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
It was easy to use the website to sign-up for Insurance. I don't know if they have a mobile app. I have never had to use either the website or app to file a claim

Date: June 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My policy covers up to $100,000 in property damage. It also fully covers damage caused by "Acts of God" including flood damage.


Date: January 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The insurance was cheaper than other comparable coverage. The website was very easy to use and the company had a good history of reviews online.

Progressive Home Insurance Reviews

Date: August 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have Progressive Insurance for all of our insurance needs including car, renter's, and RV. I believe they also provide motorcycle insurance as well as boat insurance.We have been very satisfied with them.

Date: May 28, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
The premium is on the expensive side but I do not mind because it is worth it. The deductables are hard to understand but the employees do their best to help me understand.

Date: December 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The offerings of Progressive are pretty good as compared to Geico for instance, Geico was horrible. They dropped me after 2 claims in 3 years, I was with them for 6 years. No loyalty. Progressive on the other has not yet, but I have not filed a claim yet with them. So who knows what would happened in the future. They are all the same anyways.


Allstate Home Insurance Reviews

Date: July 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I feel like it is probably relatively average compared to the other companies.My deductible is relatively low so I do feel like Allstate has been the best company.

Date: March 29, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
the premium is high but is affordable. I would not file a claim fearing premium would go up.

USAA Home Insurance Reviews

Date: October 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have the house, roof, all of my valuable belongings covered. I also have my furniture, my clothing and my appliances covered.


Liberty Mutual Home Insurance Reviews

Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have had liberty mutual for my home insurance for the last 20 years I have never had any issues with them I only am rating them a 4 because there are cheaper options available,

Lemonade Home Insurance Home Insurance Reviews

Date: December 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I have only had them for two days, but so far, so good. My premium is extremely low for the same services as before with Progressive. 5/5 so far.

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