How Can I Make My Shakopee, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Shakopee, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Shakopee, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $81,000 $70,000 $50,000-$75,000
2 Bedroom $133,000 $120,000 $100,000-$125,000
3 Bedroom $290,000 $240,000 $200,000-$250,000
4 Bedroom $253,500 $220,000 $200,000-$250,000
5 Bedroom $467,500 $380,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Shakopee, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$195 $1,026
Superior Protection Discount -$122 $1,099
Fire & Security Discount -$134 $1,087
Hail Resistant Roof Discount -$24 $1,197
Newly Constructed Home Discount -$330 $891

Choose the Right Deductible for your Shakopee, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Scott County $2,000 $1,244 $3,244 $904 $2,904 $340
Shakopee, MN $2,500 $1,206 $3,706 $877 $3,377 $330
Robbinsdale, MN $200 $1,086 $1,286 $789 $989 $297
Loretto, MN $2,500 $1,292 $3,792 $939 $3,439 $353
Derrynane, MN $200 $1,605 $1,805 $1,166 $1,366 $438
Northfield, MN $1,000 $843 $1,843 $613 $1,613 $230
Faribault, MN $200 $823 $1,023 $598 $798 $225
Ham Lake, MN $2,000 $998 $2,998 $725 $2,725 $273
Madison Lake, MN $500 $1,160 $1,660 $843 $1,343 $317
Iosco, MN $1,500 $1,276 $2,776 $927 $2,427 $349
Collinwood, MN $200 $1,324 $1,524 $962 $1,162 $362
Warren, WI $2,000 $778 $2,778 $565 $2,565 $212

Identify Top Home Insurance Agents near Shakopee, MN | Back to Top

Home Insurance Company Shakopee, MN Homeowners Insurance Agency Shakopee, MN Address Popularity Score Distance from Shakopee (miles)
Farmers Patrick Kelly 7401 Metro Blvd Ste 525, Edina, MN, 55439
9.0
State Farm Brandi Warmbier 11800 Singletree Lane, Eden Prairie, MN, 55344-5396
6.4
Allstate Charley Bradley 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344
6.2
State Farm Joan Roisum 7300 France Ave S Ste 220, Edina, MN, 55435-4542
10.0
Farmers Pavel Liashkovich 7206 Forestview Ln N Ste 115, Maple Grove, MN, 55369
22.0
State Farm Peter Hohn 7447 Egan Dr Ste 205, Savage, MN, 55378-2260
5.2
State Farm Jon Zweber 10639 165th St W, Lakeville, MN, 55044-5670
10.4
Farmers Julie Muelken 16228 Main Ave Se, Prior Lake, MN, 55372
4.6
Allstate Walser Insurance Services 7700 France Ave S Ste 410n, Edina, MN, 55435
9.6
State Farm Denise Aasen 5808 W 36th St Ste B, St Louis Park, MN, 55416-5108
13.0

Compare Rates for Shakopee, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $860 $1,700 $840
Scott County, MN $272,000 $1,259 $920 $1,750 $830
Shakopee, MN $241,100 $1,221 $820 $1,690 $870
Robbinsdale, MN $171,800 $1,099 $780 $1,530 $750
Loretto, MN $239,400 $1,308 $940 $1,840 $900
Derrynane, MN $344,400 $1,624 $1,090 $2,320 $1,230
Northfield, MN $202,200 $853 $610 $1,200 $590
Faribault, MN $143,900 $833 $600 $1,190 $590
Ham Lake, MN $280,000 $1,010 $720 $1,440 $720
Madison Lake, MN $194,100 $1,174 $810 $1,680 $870
Iosco, MN $233,300 $1,291 $890 $1,770 $880
Collinwood, MN $250,800 $1,340 $920 $1,920 $1,000
Warren, WI $252,600 $787 $540 $1,080 $540

Research Home Insurance Companies Reviews in Shakopee, MN Before Buying | Back to Top

Share a review on your home insurance company


Farm Bureau Home Insurance Reviews

Date: October 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I have found the customer service for Farm Bureau Insurance to be above and beyond. I have been happy with the prompt response and I have also been happy with my premium being reduced.

Date: July 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Our premium with Farm Bureau is cheaper than other insurance providers in our area. They have low deductibles that helps if we have a claim.

Date: December 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We haven't shopped around much, so aren't knowledgable on this fact. Maybe that should be on our list.

USAA Home Insurance Reviews

Date: November 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I have no dislikes. they're not too intrusive. they send the right amount of communications and are easy to get ahold of when you need them.

Progressive Home Insurance Reviews

Date: August 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I called customer service to add windshield replacement to my coverage. The customer service agent was very knowledgeable and friendly. I was very happy with the experience.

AIG Home Insurance Reviews

Date: January 09, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The only reason we stay with Lighthouse is they offer a great rate versus to others in our area. The deductibles are the same but the rate for the same coverage of other insurances is cheaper by about half the premium.


Allstate Home Insurance Reviews

Date: February 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I feel like our home insurance premium is very reasonable. The only thing I would prefer is a set cash total deductible instead of a percentage amount.

Grange Insurance Home Insurance Reviews

Date: September 06, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
my deductible is the same as many insurance companies that offer the same coverage that I have

State Farm Home Insurance Reviews

Date: November 06, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
We have had to file a claim from hurricane damage to a barn. Our agent was quick and efficient. They were here within a week, inspected our property and printed a check for us on the spot.

GEICO Home Insurance Reviews

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