How Can I Make My Shakopee, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Shakopee, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Shakopee, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $290,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $253,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $467,500 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Shakopee, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,026 |
| Superior Protection Discount | -$122 | $1,099 |
| Fire & Security Discount | -$134 | $1,087 |
| Hail Resistant Roof Discount | -$24 | $1,197 |
| Newly Constructed Home Discount | -$330 | $891 |
Choose the Right Deductible for your Shakopee, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,000 | $1,244 | $3,244 | $904 | $2,904 | $340 |
| Shakopee, MN | $2,500 | $1,206 | $3,706 | $877 | $3,377 | $330 |
| Robbinsdale, MN | $200 | $1,086 | $1,286 | $789 | $989 | $297 |
| Loretto, MN | $2,500 | $1,292 | $3,792 | $939 | $3,439 | $353 |
| Derrynane, MN | $200 | $1,605 | $1,805 | $1,166 | $1,366 | $438 |
| Northfield, MN | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Faribault, MN | $200 | $823 | $1,023 | $598 | $798 | $225 |
| Ham Lake, MN | $2,000 | $998 | $2,998 | $725 | $2,725 | $273 |
| Madison Lake, MN | $500 | $1,160 | $1,660 | $843 | $1,343 | $317 |
| Iosco, MN | $1,500 | $1,276 | $2,776 | $927 | $2,427 | $349 |
| Collinwood, MN | $200 | $1,324 | $1,524 | $962 | $1,162 | $362 |
| Warren, WI | $2,000 | $778 | $2,778 | $565 | $2,565 | $212 |
Identify Top Home Insurance Agents near Shakopee, MN | Back to Top
| Home Insurance Company Shakopee, MN | Homeowners Insurance Agency Shakopee, MN | Address | Popularity Score | Distance from Shakopee (miles) |
|---|---|---|---|---|
| Farmers | Patrick Kelly | 7401 Metro Blvd Ste 525, Edina, MN, 55439 | 9.0 | |
| State Farm | Brandi Warmbier | 11800 Singletree Lane, Eden Prairie, MN, 55344-5396 | 6.4 | |
| Allstate | Charley Bradley | 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344 | 6.2 | |
| State Farm | Joan Roisum | 7300 France Ave S Ste 220, Edina, MN, 55435-4542 | 10.0 | |
| Farmers | Pavel Liashkovich | 7206 Forestview Ln N Ste 115, Maple Grove, MN, 55369 | 22.0 | |
| State Farm | Peter Hohn | 7447 Egan Dr Ste 205, Savage, MN, 55378-2260 | 5.2 | |
| State Farm | Jon Zweber | 10639 165th St W, Lakeville, MN, 55044-5670 | 10.4 | |
| Farmers | Julie Muelken | 16228 Main Ave Se, Prior Lake, MN, 55372 | 4.6 | |
| Allstate | Walser Insurance Services | 7700 France Ave S Ste 410n, Edina, MN, 55435 | 9.6 | |
| State Farm | Denise Aasen | 5808 W 36th St Ste B, St Louis Park, MN, 55416-5108 | 13.0 |
Compare Rates for Shakopee, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,700 | $840 |
| Scott County, MN | $272,000 | $1,259 | $920 | $1,750 | $830 |
| Shakopee, MN | $241,100 | $1,221 | $820 | $1,690 | $870 |
| Robbinsdale, MN | $171,800 | $1,099 | $780 | $1,530 | $750 |
| Loretto, MN | $239,400 | $1,308 | $940 | $1,840 | $900 |
| Derrynane, MN | $344,400 | $1,624 | $1,090 | $2,320 | $1,230 |
| Northfield, MN | $202,200 | $853 | $610 | $1,200 | $590 |
| Faribault, MN | $143,900 | $833 | $600 | $1,190 | $590 |
| Ham Lake, MN | $280,000 | $1,010 | $720 | $1,440 | $720 |
| Madison Lake, MN | $194,100 | $1,174 | $810 | $1,680 | $870 |
| Iosco, MN | $233,300 | $1,291 | $890 | $1,770 | $880 |
| Collinwood, MN | $250,800 | $1,340 | $920 | $1,920 | $1,000 |
| Warren, WI | $252,600 | $787 | $540 | $1,080 | $540 |
Research Home Insurance Companies Reviews in Shakopee, MN Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: October 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have found the customer service for Farm Bureau Insurance to be above and beyond. I have been happy with the prompt response and I have also been happy with my premium being reduced.
Date: July 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our premium with Farm Bureau is cheaper than other insurance providers in our area. They have low deductibles that helps if we have a claim.
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We haven't shopped around much, so aren't knowledgable on this fact. Maybe that should be on our list.
USAA Home Insurance Reviews
Date: November 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I have no dislikes. they're not too intrusive. they send the right amount of communications and are easy to get ahold of when you need them.
Progressive Home Insurance Reviews
Date: August 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I called customer service to add windshield replacement to my coverage. The customer service agent was very knowledgeable and friendly. I was very happy with the experience.
AIG Home Insurance Reviews
Date: January 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
The only reason we stay with Lighthouse is they offer a great rate versus to others in our area. The deductibles are the same but the rate for the same coverage of other insurances is cheaper by about half the premium.
Allstate Home Insurance Reviews
Date: February 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I feel like our home insurance premium is very reasonable. The only thing I would prefer is a set cash total deductible instead of a percentage amount.
Grange Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
my deductible is the same as many insurance companies that offer the same coverage that I have
State Farm Home Insurance Reviews
Date: November 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
We have had to file a claim from hurricane damage to a barn. Our agent was quick and efficient. They were here within a week, inspected our property and printed a check for us on the spot.