How Can I Make My Morehead, NC Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Morehead, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Morehead, NC Home Insurance Coverage Levels | Back to Top
| Morehead, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brecon Ln, Rest Haven Rd, Waylan Ct, Woodberry Dr, P P G Rd, Barnwood Ct, Hanover Ter, Thrush Ln, State Rd 2131, Plymouth St | $271,500 | $250,000 | $250,000-$300,000 | $156,000 | $130,000 | $175,000-$200,000 |
| Saint Francis Ct, State Rd 1552, State Rd 2268, E Bragg St, State Rd 1129, Chimney Rock Ct, Bayleaf Ln, Vance St, Jerome Dr, Effieham St | $137,000 | $120,000 | $125,000-$150,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Wayfarer Dr, Winthrop Dr, Tealwood Dr, Joan Ave, Pine Bark Ct, Sanfords Creek Ct, Sommerton Ct, Jordanshire Cir, Bridford Downs Dr, Cattail Ct | $255,500 | $220,000 | $250,000-$300,000 | $119,000 | $100,000 | $100,000-$125,000 |
| Owls Roost Ct, Tyner Rd, Rockbridge Rd, Britton St, Whitford Ct, Santa Fe Trl, Greenside Dr, Egers Way, Woodlea Valley Cove, Kings Pond Ct | $153,000 | $140,000 | $125,000-$150,000 | $76,000 | $60,000 | $50,000-$75,000 |
| Rankin Pl, Stoney Glen Loop, Westover Ter, Westfield Dr, E Keeling Rd, Edgewater Dr, Morris Farm Dr, Barrington Dr, Millstone Rd, Rutgers Rd | $323,000 | $280,000 | $250,000-$300,000 | $205,500 | $170,000 | $200,000-$250,000 |
| Tin Pan Aly, Walker's Farm Rd, Owls Roost Rd, Windrift Dr, Coltsgate Dr, Caraway Ct, Waco Dr, Bridgette Ct, Crestland Ave, Edgerton Dr | $195,500 | $180,000 | $200,000-$250,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Darden Rd, Shane Dr, Canterbury St, Old Ironworks Rd, Woodview Dr, Catawba Dr, Poinsetti Rd, Heritage Creek Way, Ballard Farm Rd, Shore Lake Dr | $115,500 | $100,000 | $125,000-$150,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Garland Dr, Linville Rd, Herrell Te, Blue Violet Dr, W Fisher Ave, Josephine Cir, State Rd 2015, Ashland Dr, State Rd 2020, Darden Rd | $312,500 | $290,000 | $300,000-$350,000 | $212,000 | $190,000 | $200,000-$250,000 |
| Rosebay Cir, Decca St, Thames Ct, Jamison Pl, McManus St, Kitty Hawk Rd, Greenes Xing, Forest Brook Dr, Old Fox Trl, Cedar View Dr | $204,000 | $170,000 | $150,000-$175,000 | $143,000 | $120,000 | $125,000-$150,000 |
| Pinehaven Dr, Jaycee Park Rd, Maloe Ct, Kirkwood Ct, Daleview Ct, Legacy Dr, W Woodlyn Way, Phillipsburg Ct, Virginia St, Dublin Dr | $206,500 | $180,000 | $200,000-$250,000 | $125,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Morehead, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $632 |
| Superior Protection Discount | -$78 | $702 |
| Fire & Security Discount | -$62 | $718 |
| Hail Resistant Roof Discount | -$23 | $757 |
| Newly Constructed Home Discount | -$203 | $577 |
Choose the Right Deductible for your Morehead, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Morehead, NC | $1,500 | $771 | $2,271 | $560 | $2,060 | $211 |
| Center Grove, NC | $300 | $1,026 | $1,326 | $746 | $1,046 | $280 |
| Clay, NC | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Middle Fork I, NC | $400 | $627 | $1,027 | $456 | $856 | $171 |
| Swepsonville, NC | $2,500 | $997 | $3,497 | $724 | $3,224 | $272 |
| Horsepasture, VA | $100 | $901 | $1,001 | $655 | $755 | $246 |
| Chatmoss, VA | $2,000 | $866 | $2,866 | $630 | $2,630 | $237 |
| Morgan, NC | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Westfield, NC | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Eldora, NC | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Star, NC | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
Identify Top Home Insurance Agents near Morehead, NC | Back to Top
| Home Insurance Company Morehead, NC | Homeowners Insurance Agency Morehead, NC | Address | Popularity Score | Distance from Morehead (miles) |
|---|---|---|---|---|
| Nationwide | All About Insurance | 1289 N Fordham Blvd Ste D1, Chapel Hill, NC, 27514-6110 | 48.3 | |
| State Farm | Charlie Ganim | 2008 New Garden Rd Ste A, Greensboro, NC, 27410-2526 | 2.8 | |
| State Farm | Philip Piersol | 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325 | 6.3 | |
| Allstate | Tamara Holloway | 3920 Battleground Ave Ste 106, Greensboro, NC, 27410 | 3.8 | |
| Nationwide | Jenkins Insurance Agency Inc | 3907a W. Market Street, Greensboro, NC, 27407-0000 | 1.5 | |
| State Farm | Rick Kepler | 3912 Battlegrd Ave Ste 108, Greensboro, NC, 27410-8576 | 0.5 | |
| Allstate | Terry Williams | 2109 New Garden Rd, Greensboro, NC, 27410 | 2.9 | |
| State Farm | Eddie Collins | 5709b W Market St, Greensboro, NC, 27409-2231 | 1.9 | |
| Allstate | Judy T. Slade | 1320 Lees Chapel Rd Ste G, Greensboro, NC, 27455 | 5.4 | |
| Allstate | William Minor | 4617 Gate City Blvd, Greensboro, NC, 27407 | 3.6 |
Compare Rates for Morehead, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,230 | $610 |
| Guilford County, NC | $160,200 | $864 | $610 | $1,220 | $610 |
| Morehead, NC | $170,600 | $780 | $530 | $1,120 | $590 |
| Center Grove, NC | $344,700 | $1,039 | $720 | $1,420 | $700 |
| Clay, NC | $174,800 | $793 | $560 | $1,100 | $540 |
| Middle Fork I, NC | $102,300 | $635 | $460 | $900 | $440 |
| Swepsonville, NC | $194,300 | $1,009 | $680 | $1,380 | $700 |
| Horsepasture, VA | $85,500 | $912 | $650 | $1,270 | $620 |
| Chatmoss, VA | $203,600 | $877 | $590 | $1,210 | $620 |
| Morgan, NC | $153,000 | $863 | $620 | $1,230 | $610 |
| Westfield, NC | $109,200 | $670 | $490 | $960 | $470 |
| Eldora, NC | $107,000 | $659 | $480 | $910 | $430 |
| Star, NC | $107,800 | $663 | $470 | $940 | $470 |
Research Home Insurance Companies Reviews in Morehead, NC Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
We have not had to make any claims using the home insurance, but getting it started/put together was simple. They helped us bundled our car insurance with home insurance
Date: December 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
this insurance policy covers in full all the damage that may be caused in your home as well as other service providers
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The interaction is great. They are all very pleasant and helpful. They are very friendly and just a joy to do business with. They will answer every and all questions you have and give you an honest answer.
Date: August 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
All of the contents, structure and garage are covered in my insurance policy. Basically, I could turn my house upside down and shake it and whatever fell out it covered.
Date: August 21, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
I like the app, it is very user friendly and easy to navigate. Everything that you need is right there. It is a very clean and neat design. It is not cluttered by unnecessary things.
Date: January 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I shopped around before getting my policy and Erie goes above and beyond and their prices cant be beat. They offer some of the best competitive pricing out there. They have multiple discount you can get for different things.
Date: January 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Their customer service is very knowledgeable and goes out of their way to help the customers. They explain everything in detail and make sure you understand and do not have any questions before hanging up or leaving the office.
Frontline Insurance Home Insurance Reviews
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
the kindness the attention and that fulfills everything in the sense of customer service
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It is A HOA policy that covers interior fixtures only. Condo association cover the common space and dwelling structure
Date: September 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have no problem with their customer service. They are very good at handling claims and returning phone call in a prompt manner.
Date: August 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
The website does not let one keep track of a claim and it's status. It is fine regarding showing payment amounts and coverage.
Date: August 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I think the premium is comparable with other companies. I go through a broker so I'm assuming the agent gets the best price for the coverage.
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I'm very satisfied with my interactions with my insurance company. They are prompt and courteous on the phone. I don't have any dislikes.
Date: July 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
I like the service and the kindness with which they offer since it meets my expectations
Travelers Home Insurance Reviews
Date: June 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had a few questions and called them to inquire about the questions I had and they were always helping and quick to give me the answers that I needed.
Date: March 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium I pay was the cheapest I could find at the time when I was looking for insurance, all the other companies wanted around 100+ a year for the same coverage.
Date: January 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The company always sends me reminders whenever I have to pay the annual fee they also always keep me posted on any company policy changes so I am always in the know.
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
The companies website doesn't always load on my computer so sometimes I have to refresh the page many times for it to actually load.
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I have full coverage including home loss due to natural disasters to medical bills of people visiting the home.
State Farm Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The deductlible seemed to be around the same as the other companies I contacted for a quote. It was awhile ago that I got quotes but I know they weren't far off.
Date: December 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Our home insurance provider gets us what we need for our dwelling. My impression is that their offerings don't diverge significantly from other providers. They don't strike me as a particularly innovative company -- very meat and potatoes.
Aetna Home Insurance Reviews
Date: March 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I like the fact that they mail me a copy of the policy at renewal time. I get an email prior to the renewal that it is coming and to look for it in the mail. It's also very easy setting up an online account .
Progressive Home Insurance Reviews
Date: November 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We have been in our house for 4 years now, and have not had to use our home owners insurance for anything as of yet.
Allstate Home Insurance Reviews
Date: October 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
It is a bit clunky and takes a while to load. At first it was hard to find the right tab the information I was looking for was in.
GEICO Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They seem better then other home insurance companies. Their rates are more competitive and provide good service.