How Can I Make My Garden Grove, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Garden Grove, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Garden Grove, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $135,500 $120,000 $125,000-$150,000
2 Bedroom $248,000 $200,000 $200,000-$250,000
3 Bedroom $454,000 $420,000 $400,000-$500,000
4 Bedroom $512,500 $420,000 $400,000-$500,000
5 Bedroom $1,109,000 $990,000 $900,000-$1,000,000

Estimate your Savings with Home Insurance Discounts in Garden Grove, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$227 $1,107
Superior Protection Discount -$133 $1,200
Fire & Security Discount -$147 $1,187
Hail Resistant Roof Discount -$27 $1,307
Newly Constructed Home Discount -$293 $1,040

Choose the Right Deductible for your Garden Grove, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Orange County $700 $1,351 $2,051 $982 $1,682 $369
Garden Grove, CA $700 $1,318 $2,018 $958 $1,658 $360
Cerritos, CA $100 $1,220 $1,320 $886 $986 $333
East San Gabriel Valley, CA $2,000 $942 $2,942 $685 $2,685 $257
Hawthorne, CA $100 $1,237 $1,337 $899 $999 $338
Corona, CA $1,000 $911 $1,911 $662 $1,662 $249
Arcadia, CA $500 $1,196 $1,696 $869 $1,369 $327
Duarte, CA $700 $833 $1,533 $605 $1,305 $228
Upland, CA $100 $1,257 $1,357 $914 $1,014 $344
San Clemente, CA $1,000 $1,515 $2,515 $1,101 $2,101 $414
Meadowbrook, CA $500 $622 $1,122 $452 $952 $170
Canyon Lake, CA $700 $890 $1,590 $647 $1,347 $243

Identify Top Home Insurance Agents near Garden Grove, CA | Back to Top

Home Insurance Company Garden Grove, CA Homeowners Insurance Agency Garden Grove, CA Address Popularity Score Distance from Garden Grove (miles)
State Farm Michael Williamson 2497 S Bundy Dr, Los Angeles, CA, 90064-2717
32.9
State Farm Laura Hahamian 23832 Rockfield Blvd Ste 165, Lake Forest, CA, 92630-2862
17.7
State Farm Jason Hobbs 18351 Beach Blvd, Huntington Beach, CA, 92648-1346
5.9
State Farm Kelly Duong 14256 Beach Blvd, Westminster, CA, 92683-4562
2.3
Travelers Fullerton Insurance Service I 1009 S Placentia Ave, Fullerton, CA, 92831
7.3
State Farm Daniel I Park 1425 S Euclid St Ste 200, Fullerton, CA, 92832-3153
5.5
Travelers Lundquist Insurance Services 506 E Chapman, Orange, CA, 92866
6.5
State Farm Perry Mossembekker 1598 W Katella Ave, Anaheim, CA, 92802-2717
2.2
State Farm John Galea 1102 E. Chapman Ave, Fullerton, CA, 92831-3813
7.2
State Farm Coralee Nickel 17277 Ventura Blvd Ste 201, Encino, CA, 91316-4064
41.1

Compare Rates for Garden Grove, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Orange County, CA $620,500 $1,368 $1,010 $1,860 $850
Garden Grove, CA $476,300 $1,334 $990 $1,810 $820
Cerritos, CA $638,600 $1,235 $910 $1,680 $770
East San Gabriel Valley, CA $452,600 $953 $710 $1,300 $590
Hawthorne, CA $461,400 $1,252 $930 $1,700 $770
Corona, CA $401,600 $922 $680 $1,250 $570
Arcadia, CA $994,400 $1,211 $900 $1,650 $750
Duarte, CA $422,000 $843 $620 $1,150 $530
Upland, CA $465,200 $1,273 $940 $1,730 $790
San Clemente, CA $849,300 $1,533 $1,130 $2,080 $950
Meadowbrook, CA $183,200 $630 $470 $860 $390
Canyon Lake, CA $394,900 $900 $670 $1,220 $550

Research Home Insurance Companies Reviews in Garden Grove, CA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 19, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The insurance company online site have their disclosing there new offers and decisions. Then we have suddenly forget their offers and rejections.It will make our new changes.


Date: February 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
State Farm's customer service was very helpful when I set up my account. I haven't had to get ahold of them for anything else, but I think that they would be competent.

Date: October 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Again, the agent and his staff are extremely responsive. They have great follow-up and have always responded to us in a timely and accurate fashion.

Date: September 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
We haven't compared our insurance to other companies. I suspect the premium cost is competitive with other coverage and other companies.

Date: August 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I use the website to manage all of our insurance coverage and report mileage for our vehicles. It's relatively straightforward, but they periodically "update" the site to stay fresh. Most people who do mundane tasks don't want it updated...we just want it to be easy so we can complete the task at hand ASAP. The redesigns seem silly.

Date: November 28, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Our insurance agent and his staff give great customer service. They are friendly, helpful, and have always answered questions we've asked in a timely fashion.

Date: November 18, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
We have a standard home owner's insurance that will pay for damage to our home and cover medical payments if someone is hurt on our property.


Stillwater insurance Group Home Insurance Reviews

Date: September 13, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
I believe that my home insurance cover all internal personal possessions including clothes, furniture, and appliances.


Date: August 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My premium has gone up in the last few years. In the past it was great, but now it is high. I think it's due to a basement flood we had.

Date: August 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I don't really hear from them unless a payment is missed or if we have a claim. They don't reach out to use for anything, so there really isn't any communication.

Date: August 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I don't know if my insurance company actually has a website or app. I purchased the policy through Geico, so I can go there to see basic information, but I don't have a URL for Stillwater.

Date: May 14, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
We had a floor a few years ago. I had to deal with customer service at the insurance company and they were pretty easy to work with and made sure we got everything we needed.

Farmer's Insurance Home Insurance Reviews

Date: September 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have an agent. He can be slow to respond sometimes, but I have not really needed customer service yet with Farmers.

Date: August 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Best in city. Policy offers incudes Personal Property Coverage Personal Liability Limited Matching of Undamaged Property Identity Fraud Loss of Use Jewelry Dwelling Replacement Cost Fences SEP Structures Building Ordinance or Law Coverage


Date: August 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I have not found anything yet that I dislike about the App. The app is new on my phone and it's easy to navigate. I can quickly access the insurance details needed on demand. Example: I was pulled over this morning, and I was able to quickly pull up my insurance card on my phone (Also Farmers).

Date: August 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I used to have an American Family. They kept increasing my rate drastically but could never supply me with a valid reason for the increase. Farmers were much cheaper and provided for coverage for less.

Date: March 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
The communication is typical for me and the agent or the agent's assistant. I have not had to communicate much with them yet.

Esurance Home Insurance Reviews

Date: December 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I have the basic of basic coverage compared to other insurance companies. Other companies were trying to make me pay more than I even earned in the year for just 6 months and this was largely because I didn't have insurance before.

Date: November 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium really couldn't be beat. For what we paid, I wasn't expecting a whole lot. We've had similar coverage and paid twice the amount before.

Progressive Home Insurance Reviews

Date: March 31, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible of your policy compared to the other home insurance policies for the same coverage,BECAUSE MY COMPANY PROVIDES SOME EXTRA GOOD OFFERS.

Date: December 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is less than $100/month. I have it rolled into my mortgage, so I'm not real sure how much it is. The deductible is $500 which I consider to be very inexpensive.

Liberty Mutual Home Insurance Reviews

Date: February 20, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I have never had to file a claim with them, I really cant speak on their efficiency and effectiveness. however I can say that the insurance was easy to get and seems to be a reasonable amount

AAA Home Insurance Reviews

Date: October 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
Its great because I can pull it up at any time and examine our plan. I can look over our plan and see what is covered any time I want.

GEICO Home Insurance Reviews

Date: January 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible were comparable to all the other quotes I got online. I did not shop for any quotes over the phone or in person which may have limited my options

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