How Can I Make My Canyon Lake, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Canyon Lake, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Canyon Lake, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $189,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $310,500 | $250,000 | $350,000-$400,000 |
| 4 Bedroom | $340,500 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $281,500 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Canyon Lake, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$243 | $1,107 |
| Superior Protection Discount | -$135 | $1,215 |
| Fire & Security Discount | -$95 | $1,256 |
| Hail Resistant Roof Discount | -$27 | $1,323 |
| Newly Constructed Home Discount | -$392 | $959 |
Choose the Right Deductible for your Canyon Lake, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Comal County | $2,500 | $1,288 | $3,788 | $936 | $3,436 | $352 |
| Canyon Lake, TX | $2,500 | $1,334 | $3,834 | $969 | $3,469 | $365 |
| Selma, TX | $300 | $982 | $1,282 | $714 | $1,014 | $268 |
| Geronimo, TX | $700 | $1,288 | $1,988 | $936 | $1,636 | $352 |
| Alamo Heights, TX | $400 | $950 | $1,350 | $690 | $1,090 | $260 |
| San Antonio Central, TX | $1,500 | $1,014 | $2,514 | $737 | $2,237 | $277 |
| Martindale, TX | $100 | $983 | $1,083 | $715 | $815 | $269 |
| Uhland, TX | $1,500 | $1,577 | $3,077 | $1,146 | $2,646 | $431 |
| La Vernia, TX | $100 | $961 | $1,061 | $698 | $798 | $263 |
| Luling, TX | $2,000 | $980 | $2,980 | $712 | $2,712 | $268 |
| Nixon, TX | $200 | $1,351 | $1,551 | $982 | $1,182 | $369 |
| Marble Falls, TX | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
Identify Top Home Insurance Agents near Canyon Lake, TX | Back to Top
| Home Insurance Company Canyon Lake, TX | Homeowners Insurance Agency Canyon Lake, TX | Address | Popularity Score | Distance from Canyon Lake (miles) |
|---|---|---|---|---|
| Farmers | Michael Binns | 8320 Bee Caves Rd Ste 100, Austin, TX, 78746 | 42.5 | |
| Allstate | David Pfau | 17230 Bulverde Rd Ste 102, San Antonio, TX, 78247 | 18.3 | |
| State Farm | Nikki Dawn Pryor | 18200 Fm 306 Ste 160, Canyon Lake, TX, 78133-4376 | 7.9 | |
| Allstate | Harbans Soni | 1387 Sattler Rd Unit C, Canyon Lake, TX, 78132 | 9.3 | |
| Travelers | Warren Sanders Insurance Agency | 5511 Parkcrest 200, Austin, TX, 78731 | 47.6 | |
| State Farm | Kathleen Banse | 33200 Us 281 N, Bulverde, TX, 78163 | 7.3 | |
| Allstate | Barry Savage | 172 Creekside Park Rd Ste 100, Spring Branch, TX, 78070 | 7.1 | |
| State Farm | David Galvan | 2399 Nw Military Hwy, San Antonio, TX, 78231-2502 | 24.5 | |
| State Farm | Mary Ellen Jablonski | 2606 Tpc Pkwy Ste 107, San Antonio, TX, 78259-2392 | 15.6 | |
| Allstate | Joseph Borkowski | 22100 Bulverde Rd Ste 112, San Antonio, TX, 78259 | 15.4 |
Compare Rates for Canyon Lake, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Comal County, TX | $244,100 | $1,304 | $860 | $2,010 | $1,150 |
| Canyon Lake, TX | $272,400 | $1,350 | $890 | $2,080 | $1,190 |
| Selma, TX | $163,400 | $994 | $660 | $1,530 | $870 |
| Geronimo, TX | $60,000 | $1,304 | $860 | $2,010 | $1,150 |
| Alamo Heights, TX | $545,000 | $961 | $630 | $1,480 | $850 |
| San Antonio Central, TX | $84,200 | $1,026 | $680 | $1,580 | $900 |
| Martindale, TX | $116,700 | $995 | $660 | $1,530 | $870 |
| Uhland, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| La Vernia, TX | $178,800 | $972 | $640 | $1,500 | $860 |
| Luling, TX | $115,200 | $992 | $650 | $1,530 | $880 |
| Nixon, TX | $70,500 | $1,367 | $900 | $2,110 | $1,210 |
| Marble Falls, TX | $184,900 | $980 | $650 | $1,510 | $860 |
Research Home Insurance Companies Reviews in Canyon Lake, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I can not remember specifics but whenever in the past at a different address I talked to customer service, i was always treated professionally.
Date: September 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I am satisfied because I was able to raise the deductibles to get a lower premium. I also questioned the valuation of the home versus the land.
Date: July 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I rate State Farm Auto insurance with a 5. They were very helpful when I had a minor fender bender and took care of all my needs in an excellent amount of time.
Date: June 14, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
my premium is very reasonable. I have never had any issues in filing a claim or making changes to my policy.
Date: January 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Our local State Farm office is a small office, only about three employees, but they have been very good to us over the years. The main agent even brought our son a teddy bear when he was born. We have always been very satisfied with their service, and it is primarily because of that personal connection, not necessarily because of prices, or competition. They are good people, and we've decided that they will be our insurance company.
Date: November 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I haven't really had to deal with my insurance company's customer service as of late. My family's had the same insurance agent for 30 years and am not changing anytime soon. That having been said, every time my family has a question, they're very good at answering them and letting me know what is required to solve my issue.
Progressive Home Insurance Reviews
Date: January 04, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I am satisfied with the my home insurance company service. I gave them a 5 rating.They are the same company as my car insurance. This make it easily to pay them.
Date: January 04, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible are similar to other plans. We opted for a low premium with a high deductible. We felt it was worth the risk.
Date: September 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have never had to actually use my home insurance company before. It all seems nice and easy so far. Easy to sign up and easy to maintain payment as well.
Allstate Home Insurance Reviews
Date: March 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
This is the only insurance company we have used, therefore I am in no position to make a comparison. I will say thought that they are very courteous and helpful
Date: October 16, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I have not compared allstates premium to other insurance companies for the same coverage because we have been with allstate for over twenty years.
Alfa Insurance Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The home insurance company are helps to find and buy a home or built a new home .so that the peoples are happy to apply a insurance on company
Date: May 24, 2019 Age: Above 60 Gender: Married Marital Status: Female
Customer Service
We had water damage last year. We called customer service they came out and looked at the damage and gave us the money to have the floor replaced.
Liberty Mutual Home Insurance Reviews
Date: December 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Premium is about $1400 annually, which is less than some other good companies, but I think the coverage is still just as good.
Travelers Home Insurance Reviews
Date: October 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am satisified with my premium and deductible and think it is a fair rate when compared to other companies within the insurance sector.
Safeco Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I would rate Safeco a 4 on their policy offerings. There was nothing that really stood out about the policy, however it was comparable to other home insurance providers on the market.
State Auto Home Insurance Reviews
Date: June 06, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premium and deductible my insurance company offers are much better than that of other companies I have gotten quotes from or used in the past.
GEICO Home Insurance Reviews
Date: October 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
the customer service has always been okay. i never felt pressure or felt like they were hurrying though my call