How Can I Make My Canyon Lake, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Canyon Lake, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Canyon Lake, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $88,500 $80,000 $100,000-$125,000
2 Bedroom $189,000 $170,000 $200,000-$250,000
3 Bedroom $310,500 $250,000 $350,000-$400,000
4 Bedroom $340,500 $290,000 $300,000-$350,000
5 Bedroom $281,500 $230,000 $200,000-$250,000

Choose the Best Canyon Lake, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 3 Pets, Smoker $640
Unemployed Up to 499 Credit Score No Income No Pets, Smoker $1,050
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $980

Choose the Right Deductible for your Canyon Lake, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $620 $1,120 $520 $1,020 $100
Comal County, TX $2,500 $790 $1,290 $700 $3,200 $-1,910
Canyon Lake, TX $2,500 $1,010 $1,510 $820 $3,320 $-1,810
Selma, TX $300 $870 $1,170 $750 $1,050 $120
Geronimo, TX $700 $470 $970 $380 $1,080 $-110
Alamo Heights, TX $400 $1,780 $2,180 $1,530 $1,930 $250
San Antonio Central, TX $1,500 $330 $830 $280 $1,780 $-950
Martindale, TX $100 $470 $570 $400 $500 $70
Uhland, TX $1,500 $290 $790 $240 $1,740 $-950
La Vernia, TX $100 $510 $610 $430 $530 $80
Luling, TX $2,000 $470 $970 $380 $2,380 $-1,410
Nixon, TX $200 $330 $530 $270 $470 $60
Marble Falls, TX $2,500 $750 $1,250 $610 $3,110 $-1,860

Identify Top Home Insurance Agents near Canyon Lake, TX | Back to Top

Home Insurance Company Canyon Lake, TX Homeowners Insurance Agency Canyon Lake, TX Address Popularity Score Distance from Canyon Lake (miles)
Farmers Michael Binns 8320 Bee Caves Rd Ste 100, Austin, TX, 78746
42.5
Allstate David Pfau 17230 Bulverde Rd Ste 102, San Antonio, TX, 78247
18.3
State Farm Nikki Dawn Pryor 18200 Fm 306 Ste 160, Canyon Lake, TX, 78133-4376
7.9
Allstate Harbans Soni 1387 Sattler Rd Unit C, Canyon Lake, TX, 78132
9.3
Travelers Warren Sanders Insurance Agency 5511 Parkcrest 200, Austin, TX, 78731
47.6
State Farm Kathleen Banse 33200 Us 281 N, Bulverde, TX, 78163
7.3
Allstate Barry Savage 172 Creekside Park Rd Ste 100, Spring Branch, TX, 78070
7.1
State Farm David Galvan 2399 Nw Military Hwy, San Antonio, TX, 78231-2502
24.5
State Farm Mary Ellen Jablonski 2606 Tpc Pkwy Ste 107, San Antonio, TX, 78259-2392
15.6
Allstate Joseph Borkowski 22100 Bulverde Rd Ste 112, San Antonio, TX, 78259
15.4

Compare Rates for Canyon Lake, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $720 $480 $1,110 $630
Comal County, TX $202,200 $1,130 $750 $1,740 $990
Canyon Lake, TX $232,600 $1,070 $710 $1,650 $940
Selma, TX $167,400 $970 $640 $1,490 $850
Geronimo, TX $83,700 $440 $290 $680 $390
Alamo Heights, TX $416,200 $2,000 $1,320 $3,080 $1,760
San Antonio Central, TX $80,100 $380 $250 $590 $340
Martindale, TX $109,000 $490 $320 $750 $430
Uhland, TX $74,600 $370 $240 $570 $330
La Vernia, TX $132,100 $580 $380 $890 $510
Luling, TX $92,300 $410 $270 $630 $360
Nixon, TX $71,300 $420 $280 $650 $370
Marble Falls, TX $161,300 $760 $500 $1,170 $670

Research Home Insurance Companies Reviews in Canyon Lake, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I am satisfied because I was able to raise the deductibles to get a lower premium. I also questioned the valuation of the home versus the land.

Date: July 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I rate State Farm Auto insurance with a 5. They were very helpful when I had a minor fender bender and took care of all my needs in an excellent amount of time.

Date: June 14, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Premium
my premium is very reasonable. I have never had any issues in filing a claim or making changes to my policy.

Date: January 23, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Our local State Farm office is a small office, only about three employees, but they have been very good to us over the years. The main agent even brought our son a teddy bear when he was born. We have always been very satisfied with their service, and it is primarily because of that personal connection, not necessarily because of prices, or competition. They are good people, and we've decided that they will be our insurance company.

Date: November 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I haven't really had to deal with my insurance company's customer service as of late. My family's had the same insurance agent for 30 years and am not changing anytime soon. That having been said, every time my family has a question, they're very good at answering them and letting me know what is required to solve my issue.

Allstate Home Insurance Reviews

Date: March 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
This is the only insurance company we have used, therefore I am in no position to make a comparison. I will say thought that they are very courteous and helpful


Date: October 16, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
I have not compared allstates premium to other insurance companies for the same coverage because we have been with allstate for over twenty years.

Progressive Home Insurance Reviews

Date: September 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have never had to actually use my home insurance company before. It all seems nice and easy so far. Easy to sign up and easy to maintain payment as well.

Safeco Insurance Home Insurance Reviews

Date: July 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I would rate Safeco a 4 on their policy offerings. There was nothing that really stood out about the policy, however it was comparable to other home insurance providers on the market.


Alfa Insurance Home Insurance Reviews

Date: May 24, 2019    Age: Above 60    Gender: Married    Marital Status: Female

Customer Service
We had water damage last year. We called customer service they came out and looked at the damage and gave us the money to have the floor replaced.

State Auto Home Insurance Reviews

Date: June 06, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
The premium and deductible my insurance company offers are much better than that of other companies I have gotten quotes from or used in the past.

GEICO Home Insurance Reviews

Date: October 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
the customer service has always been okay. i never felt pressure or felt like they were hurrying though my call

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