How Can I Make My Lubbock, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lubbock, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lubbock, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $128,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $188,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $178,000 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $444,000 | $380,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Lubbock, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $1,253 |
| Superior Protection Discount | -$146 | $1,311 |
| Fire & Security Discount | -$160 | $1,297 |
| Hail Resistant Roof Discount | -$29 | $1,428 |
| Newly Constructed Home Discount | -$423 | $1,035 |
Choose the Right Deductible for your Lubbock, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lubbock County | $1,000 | $1,434 | $2,434 | $1,042 | $2,042 | $392 |
| Lubbock, TX | $700 | $1,440 | $2,140 | $1,046 | $1,746 | $393 |
| Buffalo Springs, TX | $100 | $1,639 | $1,739 | $1,191 | $1,291 | $448 |
| Shallowater, TX | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Idalou, TX | $300 | $1,644 | $1,944 | $1,195 | $1,495 | $449 |
| Littlefield, TX | $200 | $924 | $1,124 | $672 | $872 | $253 |
| Sundown, TX | $2,000 | $1,341 | $3,341 | $974 | $2,974 | $366 |
| Crosby County, TX | $300 | $905 | $1,205 | $657 | $957 | $247 |
| Crosbyton, TX | $1,000 | $1,264 | $2,264 | $918 | $1,918 | $345 |
| Post East, TX | $300 | $1,321 | $1,621 | $960 | $1,260 | $361 |
| Sudan, TX | $2,000 | $1,259 | $3,259 | $915 | $2,915 | $344 |
Identify Top Home Insurance Agents near Lubbock, TX | Back to Top
| Home Insurance Company Lubbock, TX | Homeowners Insurance Agency Lubbock, TX | Address | Popularity Score | Distance from Lubbock (miles) |
|---|---|---|---|---|
| Farmers | Michael Berg | 5811 64th St Unit A, Lubbock, TX, 79424 | 4.2 | |
| Travelers | Ashmore & Associates Insurance Agency Llc | 6102 82nd Street #6, Lubbock, TX, 79424 | 5.3 | |
| Travelers | Sig-Dansby And Associates | 5147a 69th St, Lubbock, TX, 79424 | 3.6 | |
| Farmers | Daniel Enabnit | 8605 Milwaukee Ave Ste 101, Lubbock, TX, 79424 | 5.8 | |
| State Farm | Dick Phillips | 5740 82nd St, Lubbock, TX, 79424-2660 | 4.9 | |
| Travelers | Bledsoe Insurance Agency Inc | 5143 69th St, Lubbock, TX, 79424 | 3.6 | |
| Travelers | Sanford & Tatum Insurance Agency | 6303 Indiana Ave, Lubbock, TX, 79413 | 2.7 | |
| Farmers | Rc Calderon | 1314 50th St, Lubbock, TX, 79412 | 2.8 | |
| Allstate | Paul Willems | 4747 S Loop 289 Ste 140, Lubbock, TX, 79424 | 3.4 | |
| Travelers | Butler-Carson Insurance | 4505 82nd St Ste 6, Lubbock, TX, 79424 | 4.1 |
Compare Rates for Lubbock, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lubbock County, TX | $122,700 | $1,452 | $960 | $2,240 | $1,280 |
| Lubbock, TX | $124,200 | $1,457 | $960 | $2,240 | $1,280 |
| Buffalo Springs, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |
| Shallowater, TX | $110,100 | $978 | $650 | $1,510 | $860 |
| Idalou, TX | $137,000 | $1,664 | $1,100 | $2,560 | $1,460 |
| Littlefield, TX | $61,900 | $936 | $620 | $1,440 | $820 |
| Sundown, TX | $68,700 | $1,357 | $900 | $2,090 | $1,190 |
| Crosby County, TX | $57,500 | $916 | $600 | $1,410 | $810 |
| Crosbyton, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |
| Post East, TX | $65,300 | $1,337 | $880 | $2,060 | $1,180 |
| Sudan, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
Research Home Insurance Companies Reviews in Lubbock, TX Before Buying | Back to Top
Share a review on your home insurance company
State Auto Home Insurance Reviews
Date: December 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 14, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: September 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: May 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 16, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 27, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: February 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: January 03, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: June 04, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Blue Cross Blue Shield Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American National Property and Casualty Company Home Insurance Reviews
Date: November 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married