How Can I Make My McKinney, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in McKinney, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your McKinney, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $148,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $136,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $290,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $385,000 | $340,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in McKinney, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $914 |
| Superior Protection Discount | -$109 | $979 |
| Fire & Security Discount | -$76 | $1,012 |
| Hail Resistant Roof Discount | -$22 | $1,067 |
| Newly Constructed Home Discount | -$305 | $784 |
Choose the Right Deductible for your McKinney, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collin County | $2,000 | $1,322 | $3,322 | $961 | $2,961 | $361 |
| McKinney, TX | $1,000 | $1,075 | $2,075 | $781 | $1,781 | $294 |
| Farmers Branch, TX | $100 | $978 | $1,078 | $711 | $811 | $267 |
| Rowlett, TX | $1,500 | $1,353 | $2,853 | $983 | $2,483 | $370 |
| Gunter, TX | $400 | $1,674 | $2,074 | $1,216 | $1,616 | $457 |
| Heath, TX | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Sunnyvale, TX | $400 | $1,147 | $1,547 | $834 | $1,234 | $313 |
| Southwest Dallas, TX | $2,500 | $1,597 | $4,097 | $1,160 | $3,660 | $436 |
| Haltom City, TX | $200 | $1,331 | $1,531 | $967 | $1,167 | $364 |
| Newark, TX | $700 | $1,393 | $2,093 | $1,012 | $1,712 | $381 |
| Lake Worth, TX | $100 | $1,475 | $1,575 | $1,072 | $1,172 | $403 |
| South Bryan, OK | $2,500 | $1,073 | $3,573 | $780 | $3,280 | $293 |
Identify Top Home Insurance Agents near McKinney, TX | Back to Top
| Home Insurance Company McKinney, TX | Homeowners Insurance Agency McKinney, TX | Address | Popularity Score | Distance from McKinney (miles) |
|---|---|---|---|---|
| State Farm | Vince Adams | 5932 River Oaks Blvd, Fort Worth, TX, 76114-3348 | 48.5 | |
| State Farm | Burl Wood | 3608 Preston Rd Ste 200, Plano, TX, 75093-8657 | 9.7 | |
| State Farm | Drew Baccus | 7965 Custer Rd Ste 122, Plano, TX, 75025-3155 | 6.2 | |
| State Farm | Raymond Holden | 6100 Avenue K Ste 106, Plano, TX, 75074-2538 | 8.3 | |
| State Farm | Jay Lowe | 2637 Ira E Woods Ave Ste 102, Grapevine, TX, 76051-9010 | 28.1 | |
| Liberty Mutual Independent | Usi Southwest | 1445 Ross Ave Ste 4200, Dallas, TX, 75202 | 27.3 | |
| Farmers | Rony Chavez | 2601 Network Blvd Ste 208, Frisco, TX, 75034 | 7.7 | |
| Travelers | Frost Insurance Agency Inc | 5710 Lbj Fwy Suite 460, Dallas, TX, 75240 | 17.9 | |
| State Farm | Christopher Walls | 3308 Preston Road, Plano, TX, 75093-7350 | 9.9 | |
| State Farm | Louie Devega | 6205 Coit Road, Plano, TX, 75024-5474 | 8.5 |
Compare Rates for McKinney, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| McKinney, TX | $271,100 | $1,088 | $720 | $1,680 | $960 |
| Farmers Branch, TX | $160,600 | $990 | $650 | $1,520 | $870 |
| Rowlett, TX | $181,500 | $1,369 | $900 | $2,110 | $1,210 |
| Gunter, TX | $146,400 | $1,694 | $1,120 | $2,610 | $1,490 |
| Heath, TX | $423,400 | $952 | $630 | $1,470 | $840 |
| Sunnyvale, TX | $348,000 | $1,161 | $770 | $1,790 | $1,020 |
| Southwest Dallas, TX | $123,400 | $1,616 | $1,070 | $2,490 | $1,420 |
| Haltom City, TX | $95,300 | $1,347 | $890 | $2,070 | $1,180 |
| Newark, TX | $78,100 | $1,410 | $930 | $2,170 | $1,240 |
| Lake Worth, TX | $94,400 | $1,493 | $990 | $2,300 | $1,310 |
| South Bryan, OK | $76,800 | $1,086 | $790 | $1,550 | $760 |
Research Home Insurance Companies Reviews in McKinney, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 06, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: April 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: April 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: April 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: April 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: July 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
RVOS Insurance Home Insurance Reviews
Date: September 21, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: June 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: April 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: April 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: March 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married