How Can I Make My Dubuque, IA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Dubuque, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Dubuque, IA Home Insurance Coverage Levels | Back to Top
| Dubuque, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Radford Rd, Paulina St, Pleasant St, Trails Edge Dr, Avalon Rd, Melrose Ter, Sageville Rd, W 8th St, Center Grove Dr, Timber Ridge St | $122,000 | $110,000 | $100,000-$125,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Briarwood Dr, Derby Grange Rd, Sheridan Rd, E 4th St, Industrial Dr, Stone Valley Dr, Dover Ct, W 7th St, Missy Dr, Jodi Ct | $295,500 | $270,000 | $300,000-$350,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Grace St, Beverly Ave, Elm Ridge St, Calonder Rd, W Locust St, Access Rd, Cardinal Dr, Jaeger Dr, Toledo St, Charter St | $269,000 | $240,000 | $250,000-$300,000 | $161,000 | $150,000 | $125,000-$150,000 |
| Tibey Ct, Roosevelt St, W 16th St, Quail Ridge Ct, Valentine Dr, Pearl St, Churchill Dr, Judge Ln, Farragut St Exd, Brueck Rd | $160,500 | $150,000 | $150,000-$175,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Preston Ln, Kiowa, Wilderness Dr, Peacock Dr, Levi St, Jenni St, Mercy Dr, Primrose St, Creston Ct, Adair St | $168,000 | $150,000 | $125,000-$150,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Long View Dr, Brecht Ln, Schiltz Ct, Martin Dr, Futuro Ct, Merchants, Hilldale Ln, W 1st St, Emerald Dr, Cox St | $232,500 | $220,000 | $250,000-$300,000 | $156,000 | $140,000 | $175,000-$200,000 |
| Edison St, Carter Rd, Stellar Eagle Dr, Bonson Rd, 3rd St, Aspen Ct, Graf Ct, Mount Carmel St, Thunder Head Ct, Dell St | $189,500 | $150,000 | $200,000-$250,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Schueller Heights Rd, Herber Rd, Highland Park Dr, Girl Scout Rd, Tressa St, Arvest Vw, Aquin St, Rider St, Rose St, Logan St | $113,000 | $100,000 | $125,000-$150,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Surrey Ln, Highridge Dr, Whitebud Dr, Hill St, Kensington Pl, School View Dr, Cedar Cross Rd, Clara Ct, Nowata St, Rupp Hollow Rd | $96,000 | $80,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Kirkwood St, Zwingle Ct, Pamela Ct, Winter Wood Dr, Oak Meadow Ct, Pleasant Valley Ln, Northridge Dr, Emerson St, Crescent Ct, S Main St | $245,500 | $220,000 | $200,000-$250,000 | $127,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Dubuque, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $679 |
| Superior Protection Discount | -$80 | $719 |
| Fire & Security Discount | -$56 | $743 |
| Hail Resistant Roof Discount | -$16 | $783 |
| Newly Constructed Home Discount | -$184 | $615 |
Choose your Dubuque, IA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Dubuque, IA | Back to Top
| Home Insurance Company Dubuque, IA | Homeowners Insurance Agency Dubuque, IA | Address | Popularity Score | Distance from Dubuque (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Oconnor & English Insurance Agency | 1545 Associates Dr Ste 103, Dubuque, IA, 52002 | 1.7 | |
| Allstate | Tim Dieter | 3343 Center Grove Dr Ste E, Dubuque, IA, 52003 | 1.0 | |
| Travelers | Dubuque Insurance Services Inc | 205 Kaufmann Ave, Dubuque, IA, 52001 | 1.8 | |
| Travelers | Dubuque Insurance Services Inc | 205 Kaufmann Ave, Dubuque, IA, 52001 | 1.8 | |
| State Farm | Scott Goins | 3100 Cedar Crest Rdg Ste 2, Dubuque, IA, 52003-6700 | 1.8 | |
| Farmers | Gary Schuster | 3003 Asbury Rd, Dubuque, IA, 52001 | 0.6 | |
| Travelers | Ludovissy & Associates | 787 W Locust St, Dubuque, IA, 52001 | 1.3 | |
| Travelers | Kunkel & Associates Inc | 401 Data Ct, Dubuque, IA, 52003 | 4.4 | |
| Liberty Mutual Independent | Oconnor & English Insurance Agency | 1545 Associates Dr Ste 103, Dubuque, IA, 52002 | 1.8 | |
| State Farm | Joe Buchheit | 1900 Jfk Rd Ste 3, Dubuque, IA, 52002-3803 | 0.9 |
Compare Rates for Dubuque, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,140 | $540 |
| Dubuque County, IA | $157,200 | $858 | $630 | $1,180 | $550 |
| Dubuque, IA | $135,800 | $799 | $570 | $1,140 | $570 |
| East Galena, IL | $194,400 | $876 | $600 | $1,200 | $600 |
| Glen Haven, WI | $130,100 | $607 | $430 | $840 | $410 |
| Little Grant, WI | $255,400 | $790 | $550 | $1,100 | $550 |
| Delhi, IA | $158,500 | $888 | $610 | $1,250 | $640 |
| Greeley, IA | $73,300 | $582 | $400 | $800 | $400 |
| Brookfield, IA | $115,200 | $756 | $510 | $1,050 | $540 |
| Goose Lake, IA | $125,600 | $792 | $540 | $1,100 | $560 |
| Lena, IL | $113,200 | $692 | $460 | $960 | $500 |
| Sperry, IA | $104,000 | $715 | $510 | $1,020 | $510 |
| Blue River, WI | $82,500 | $464 | $320 | $640 | $320 |
Research Home Insurance Companies Reviews in Dubuque, IA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think in all I saved $100 dollars a year by switching. That is not a lot of saving but it all adds up.
Date: November 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My homeowners insurance policy is a fairly standard policy, that includes all of the same features and services that most have. When comparing with others, All State is on par with their offerings.
Date: October 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
When bundled with auto insurance, the home premium was less than other insurance companies we compared it to. Without bundling, it was approximately the same as other insurance companies.
Farm Bureau Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
This policy is higher than other policies. I wish there were more online information/participation. I am pleased with the offerings it does have.
MetLife Home Insurance Reviews
Date: May 26, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I only compared the company with 1 other insurance company and MetLife was cheaper on both the deductible and premium cost so I went with them.
Country Financial Home Insurance Reviews
Date: November 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
I like that agent do has the say. If they state they will call you back with update or information they do. I also like the email about how my experience with agent and any suggestion for make them a better company
Progressive Home Insurance Reviews
Date: August 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium and deductible are fairly priced. They are lower than other companies I have used in the past and lower than other companies who I compared when choosing this policy.
Liberty Mutual Home Insurance Reviews
Date: September 12, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I would give Liberty Mutual a 4. I changed from another insurance company 3 years ago and really liked the face to face meeting and discussion of insurance options.
GEICO Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
GEICO company's policy offerings are good comparing to other insurance companies i think they stand strong. their premiums are great and considerable.
State Farm Home Insurance Reviews
Date: January 13, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
The customer service for this insurance company is the worst of any I have ever used. The never respond to emails or phone calls. I will be leaving them in Jan 2019.