How Can I Make My Cary, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Cary, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Cary, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $103,000 $90,000 $100,000-$125,000
2 Bedroom $230,000 $210,000 $250,000-$300,000
3 Bedroom $261,000 $240,000 $250,000-$300,000
4 Bedroom $349,500 $330,000 $250,000-$300,000
5 Bedroom $462,000 $430,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Cary, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$188 $1,063
Superior Protection Discount -$113 $1,138
Fire & Security Discount -$88 $1,163
Hail Resistant Roof Discount -$25 $1,225
Newly Constructed Home Discount -$263 $988

Choose the Right Deductible for your Cary, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Wake County $2,500 $1,081 $3,581 $786 $3,286 $296
Cary, NC $2,500 $1,235 $3,735 $898 $3,398 $338
Raleigh, NC $100 $1,013 $1,113 $737 $837 $277
Neuse, NC $1,500 $904 $2,404 $657 $2,157 $247
Center, NC $300 $793 $1,093 $576 $876 $217
Harnett County, NC $2,500 $795 $3,295 $578 $3,078 $217
Mebane, NC $200 $794 $994 $577 $777 $217
Johnsonville, NC $1,000 $591 $1,591 $429 $1,429 $161
Cameron, NC $200 $747 $947 $543 $743 $204
Eastover, NC $2,500 $710 $3,210 $516 $3,016 $194
Altamahaw, NC $300 $559 $859 $406 $706 $153
Robbins, NC $2,500 $435 $2,935 $316 $2,816 $119

Identify Top Home Insurance Agents near Cary, NC | Back to Top

Home Insurance Company Cary, NC Homeowners Insurance Agency Cary, NC Address Popularity Score Distance from Cary (miles)
Erie Knox Insurance Agency Llc 200 Meredith Drive Suite 104, Durham, NC, 27713
9.5
Allstate Gary Filippi 981 Sunset Lake Rd, Fuquay Varina, NC, 27526
9.6
State Farm Margier White 234 Raleigh Road, Henderson, NC, 27536-4978
43.4
Travelers Capital Insurance & Financial Services Inc 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607
7.2
Erie Lamm Insurance Group 8801 Fast Park Drive Suite 301, Raleigh, NC, 27617
8.8
State Farm David Hunter 260 New Fidelity Ct, Garner, NC, 27529-2896
11.2
State Farm Kevin Garvey 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402
1.2
Allstate Parm Sandhar 201 Holly Springs Rd, Holly Springs, NC, 27540
8.7
Allstate Andy Owens 744 E Chatham St Ste G, Cary, NC, 27511
2.7
Erie Pelnik Insurance 100 Ridge View Drive Suite 100, Cary, NC, 27511
2.5

Compare Rates for Cary, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $620 $1,280 $660
Wake County, NC $250,700 $1,095 $730 $1,550 $820
Cary, NC $323,000 $1,250 $850 $1,780 $930
Raleigh, NC $225,000 $1,026 $730 $1,450 $720
Neuse, NC $220,200 $915 $650 $1,270 $620
Center, NC $233,900 $803 $550 $1,120 $570
Harnett County, NC $144,700 $805 $550 $1,110 $560
Mebane, NC $178,700 $804 $540 $1,130 $590
Johnsonville, NC $103,800 $598 $420 $850 $430
Cameron, NC $127,300 $756 $520 $1,070 $550
Eastover, NC $151,000 $718 $480 $990 $510
Altamahaw, NC $89,400 $566 $390 $810 $420
Robbins, NC $68,100 $440 $320 $610 $290

Research Home Insurance Companies Reviews in Cary, NC Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: March 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I am a bit unsatisfied with my premium with Geico. As I mentioned, my rates went up after being with them for 4 years with zero claims- None, at all. I am ok with the deductible being what it is.

Date: December 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have been satisfied with my experience with Geico home insurance. I already had car insurance through them and it was easy to add home insurance to my plan. The website was easy to navigate and talking to an agent was quick and easy.

Date: October 01, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I dislike the fact that I have to wait longer then 10 minutes in order to get in touch with somebody because of the large influx of calls.

Date: September 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I am covered for accidents, medical for people who are injured on my property, pretty much anything that isn't a flood. And apparently, hurricanes are floods.


Date: September 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like that the website was very easy to use. I did not use the app. The information I uploaded was received without difficulty, and I was able to get the information I needed.

Date: August 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like how the interface is easy to navigate even for a naive user like me. I was able to quickly understand the basics of utilizing the app.

Date: August 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I didn't really shop around, I got it bundled with the car insurance. It was less than the home insurance we had before. I am uncertain whether it is the best deal in our market.

Date: August 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The home insurance policy covers personal items like furniture, appliances, clothing in general the most important items in the home are covered.


Date: August 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
They seem to just take your premium and not give a damn about you as a customer. It was very hard to just get their attention. Understandable after a storm, but it still sucked.

Date: July 26, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
There was a real lack of communication after I had signed on after a customer. I ended up abandoning my claim because the financial loss was not worth the hassle of dealing with the agent.

Date: January 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The only issue i dislike about the companies customer service is that since they have so many people calling in you have to wait like 25 minutes every time you have to call in to them because they have so many calls to take care of.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Compared to other similar companies my premium was actually very affordable and blow away my expectations compared to quotes i was getting from other companies.

Allstate Home Insurance Reviews

Date: January 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I do not think my insurance company covers anything other companies will not, but I enjoy the bundling option to give me an extra discount on both my homeowners insurance and car insurance.


Date: September 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I can call my agent any time and he will find the answer. He will answer me right away or if he does not know the answer he will find it out.

Date: September 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the website. It is very easy to see all of your documents and it is very easy to make payments. I can do everything in a minimum amount of time.

Date: September 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have not compared it because it is too hard to type all of the info in. We also have many cars, boats, and motorcycles to cover. I think I am paying too much but I intend to sell in a few years and it is not worth my time to check.

Date: August 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have replacement cost so if something happens it would cover the damage as replacing it in today's values. It also will pay for rent if I cannot live in the house. It covers everything except flood.


Date: August 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
They do not over communicate. When I first signed up with him, I put my info out there a few years back and got swamped with phone calls. He waited until all of that dies down and then reached out and that is how I picked him.

Amica Mutual Insurance Home Insurance Reviews

Date: October 04, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
They have the best prices compared to other companies, I feel they could always be less.

Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like their website, it works well information in clear and it is clean and makes sense.

Date: September 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
They had the best prices for all the companies that I looked into. I compared many companies and for the coverage they had the best price.

Date: May 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I like Amica they had the best prices and they are friendly to talk to. I have had no issues.


Date: May 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I have had no issue and everyone I have talked to has been friendly and helpful.

Nationwide Home Insurance Reviews

Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Nationwide's offerings are pretty similar to other insurance companies I've dealt with.


Date: July 04, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I am satisfied with the policy, they even added some specific valuable items to the policy at no additional cost. That said I'm not super aware of other companies offerings.


Aetna Home Insurance Reviews

Date: January 24, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I believe that ADT does what most companies don't. They have excellent customer service. They deliver and install in a timely manner. They believe in customer support is very important.All of your privacy is protected and your home.

AAA Home Insurance Reviews

Date: November 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I do not like aaa website. It is hard to navigate and seems to take me to the internet page, not a separate app for the company. I can never find what i need when i do go looking for something.

Erie Insurance Home Insurance Reviews

Date: August 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have always had excellent service with Erie, but that might be due to the fact that my agent is my fiances mom! But in all honesty, Erie always has exceptional rates for what you recieve and exceptional service.

Universal Direct Homeowners Insurance Home Insurance Reviews

Date: November 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
My home insurance policy provides more premium and deductible of my policy compared to the other home insurance policies for the same coverage.

Progressive Home Insurance Reviews

Date: March 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I'm happy with the coverage we have and the rate we pay vs. our deductible which was pretty similar to the other companies we looked at. The monthly rate was cheaper so that's what drove our decision to go with them.

State Farm Home Insurance Reviews

Date: April 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I do not know how my company compares to others. My premium and coverages are very reasonable.

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