How Can I Make My Pharr, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Pharr, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Pharr, TX Home Insurance Coverage Levels | Back to Top

Pharr, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Park, Buchanan Dr, E Beech Ave, Rivera St, E Diaz Ave, N Juniper St, W Dickens Ave, W Chickadee Ave, E Tangerine Way Ave, W Maple Ave $114,000 $100,000 $75,000-$100,000 $104,500 $80,000 $100,000-$125,000
N R Sanchez Rd, S Galaxy Dr, S Alondra St, Melanie Dr, Delta Dr, Rancho Sanchez Rd, Mars, S 3rd St, S Ward Dr, S Seguin Dr $76,500 $70,000 $75,000-$100,000 $60,000 $50,000 $50,000-$75,000
W Toffee Dr, N Canna St, Horse, E Lucas Ave, S Austin Dr, Erica St, W Highline Rd, Adela St, Sharm Dr, St Marie St $114,000 $100,000 $100,000-$125,000 $85,500 $70,000 $75,000-$100,000
S Monterrey St, N 2 1/2 St, Yellow Brick, S Mould Dr, N Fir St, W FM 3072, W Butler St, Albatross, N Bluebonnet St, Easter Dr $108,500 $100,000 $100,000-$125,000 $52,500 $50,000 $25,000-$50,000
Ricky Ave, Palo Verde Cie, N Kumquat St, Vasquez, S Gumwood St, Dunlyn Way, Bugambilia Ave, la Mora, Blue Jay, S 19th St $148,000 $120,000 $100,000-$125,000 $118,500 $110,000 $100,000-$125,000
Sherryl, N Vodka, S Carlos St, Richmond Dr, E Cheyenne Ave, S Orchid St, N Marigold Ln, S Alamo St, N Esperanza St, N Gumwood Ave $63,500 $50,000 $50,000-$75,000 $69,500 $60,000 $75,000-$100,000
Goodnight Trl, Jacobo, N Dogwood St, E Sanchez Dr, W Carroll Ave, Huisache, W Bell Ave, Laguna Vista St, Fairmont Ave, S Linden St $71,500 $60,000 $50,000-$75,000 $56,000 $50,000 $50,000-$75,000
Robin, W Esteban Ave, Santa Monica St, W Eller Ave, N Carnation Ln, South Dr, W Bowe St, E Redwood St, W Madrid St, Tropical Trl $118,500 $110,000 $100,000-$125,000 $96,000 $80,000 $75,000-$100,000
Pate Ranch Rd, Which Way Ave, Travis Dr, Carlos, S Azalea St, E Feather Ave, S Vasquez St, E Prosperidad, Savannah Dr, W Bell Ave $111,500 $100,000 $100,000-$125,000 $92,500 $80,000 $75,000-$100,000
S Campeche Rd, Rio Vista Ave, Aloas Alondra St, N Hibiscus St, E Serenidad Dr, Leyva, Grosbeak Dr, Albrad St, W Las Milpas Rd, S Bluebonnet St $81,000 $70,000 $75,000-$100,000 $67,500 $60,000 $50,000-$75,000

Choose the Best Pharr, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $360
Freelancer Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $670
Unemployed 800-850 Credit Score No Income 3 Pets, Non-Smoker $110

Choose your Pharr, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,368
Hail Damage $4,948
Wind Damage $6,496
Expensive Claims
Fire $45,123
Smoke $17,556

Identify Top Home Insurance Agents near Pharr, TX | Back to Top

Home Insurance Company Pharr, TX Homeowners Insurance Agency Pharr, TX Address Popularity Score Distance from Pharr (miles)
Liberty Mutual Independent Shepard Walton King 121 Pecan Blvd, Mcallen, TX, 78501
3.8
Allstate Friendly Insurance 1617 E Harrison Ave Ste I, Harlingen, TX, 78550
31.8
Farmers Dalia Garcia 3322 S Bus Hwy 281, Edinburg, TX, 78539
8.2
State Farm Victor Reyna 1701 S Cage Blvd Ste 104, Pharr, TX, 78577-6459
0.5
State Farm Sergio Pena 1215 E. Expressway 83, Mission, TX, 78572
8.1
Farmers Jerry Molina 5401 N 10th St Ste 113, Mcallen, TX, 78504
6.1
Liberty Mutual Independent Mission Duncan Insurance Agency 220 E. Tom Landry, Mission, TX, 78572
8.9
Allstate Raymond Longoria 2025 N Conway Ave, Mission, TX, 78572
9.2
Farmers Samuel Guerrero 5156 N Expressway, Brownsville, TX, 78526
43.7
Farmers Nora Pena 1000 Whitewing Ave, Mcallen, TX, 78501
4.7

Compare Rates for Pharr, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $560 $370 $860 $490
Hidalgo County, TX $76,900 $400 $260 $620 $360
Pharr, TX $71,500 $300 $200 $460 $260
Granjeno, TX $45,000 $260 $170 $400 $230
Murillo, TX $94,300 $390 $260 $600 $340
Edinburg, TX $93,300 $420 $280 $650 $370
La Paloma, TX $61,800 $250 $170 $390 $220
El Refugio, TX $85,000 $370 $240 $570 $330
Garza-Salinas II, TX $73,000 $360 $240 $550 $310
Santa Cruz, TX $52,100 $250 $170 $390 $220
Rancho Viejo, TX $184,500 $850 $560 $1,310 $750
Arroyo Gardens, TX $59,600 $350 $230 $540 $310
Laureles, TX $64,500 $320 $210 $490 $280

Research Home Insurance Companies Reviews in Pharr, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: August 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have always liked State Farm Insurance. They are very diligent with any issues I have, whether it is car related or home related. I like that I can get a hold of my agent through the phone, text, or email.

Date: July 24, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
The policy they offer is a little higher than most as I am insuring a double wide, but it has more coverage than most insurace. This is why I deciced to pay the little higher price and purchase it.


Date: April 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium is a reasonable price and the deductible is very low compared to other agencies in my area.

Date: February 07, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Compared to others, the premiums/deductibles are pretty economical and affordable for my budget and price range. I would stay with this company for this reason alone

Date: November 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
i like that their is always someone available to talk to when i have questions or concerns. Every interaction that i have had has been pleasant.

Nationwide Home Insurance Reviews

Date: October 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
This insurance company is one of the best here in OH. It offers a great coverage for a much better price than other insurance companies

Liberty Mutual Home Insurance Reviews

Date: September 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Liberty Mutual's policy offerings are varied compared to other insurance companies. I have lots of choices and options and can customize my policy based on my unique needs.


Safeco Insurance Home Insurance Reviews

Date: May 30, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Premium
USAA provides extremely competitive premiums for the policies that they provide. Comparing them to other home insurance policies, USAA generally charges less for the same coverage.

Alfa Insurance Home Insurance Reviews

Date: November 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
My relationship with Alfa as my insurance company was formed through my father's experience as a personal injury attorney. I have worked with him for many years where we have had thousands of clients injured in car accidents come through our firm. Generally speaking insurance companies assume the worst in our clients as if they are all scam artists with fake injuries. Alfa is one of the rare exceptions that strikes the right balance between protecting the rights of their insured while respecting the dignity of our clients. They seem to be motivated by doing right by the community more than profit and do not play games like other insurance companies who often withhold checks for weeks after reaching a settlement.

GEICO Home Insurance Reviews

Date: June 10, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
I am very satisfied with GEICO customer service. As a locally based company, GEICO cares and looks out for its customers and has provided quality support to my family.

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