How Can I Make My Amarillo, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Amarillo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Amarillo, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $138,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $196,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $161,000 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Amarillo, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$218 | $1,235 |
| Superior Protection Discount | -$131 | $1,323 |
| Fire & Security Discount | -$145 | $1,308 |
| Hail Resistant Roof Discount | -$29 | $1,424 |
| Newly Constructed Home Discount | -$407 | $1,047 |
Choose the Right Deductible for your Amarillo, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Potter County | $2,000 | $1,304 | $3,304 | $948 | $2,948 | $356 |
| Amarillo, TX | $1,000 | $1,436 | $2,436 | $1,044 | $2,044 | $392 |
| Palisades, TX | $500 | $1,539 | $2,039 | $1,119 | $1,619 | $421 |
| Canadian River Breaks, TX | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Canyon, TX | $300 | $945 | $1,245 | $687 | $987 | $258 |
| Claude, TX | $2,500 | $1,534 | $4,034 | $1,115 | $3,615 | $419 |
| White Deer-Groom, TX | $300 | $1,473 | $1,773 | $1,071 | $1,371 | $403 |
| Groom, TX | $1,000 | $1,503 | $2,503 | $1,092 | $2,092 | $411 |
| Dumas, TX | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Tulia, TX | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Dimmitt, TX | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Swisher County, TX | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
Identify Top Home Insurance Agents near Amarillo, TX | Back to Top
| Home Insurance Company Amarillo, TX | Homeowners Insurance Agency Amarillo, TX | Address | Popularity Score | Distance from Amarillo (miles) |
|---|---|---|---|---|
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 0.6 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 3.1 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 1.2 | |
| State Farm | Brent Holman | 7203 W I 40 Ste R, Amarillo, TX, 79106-2600 | 5.2 | |
| State Farm | Russ Glaze | 5001 Lexington Sq, Amarillo, TX, 79119-6576 | 6.7 | |
| State Farm | Rhonda Kimbrough | 3314 Olsen Blvd, Amarillo, TX, 79109-3015 | 2.8 | |
| Allstate | Ron Schroeter | 3601 S Georgia St, Amarillo, TX, 79109 | 2.7 | |
| Farmers | Daniel Escobedo | 1308 W 8th Ave, Amarillo, TX, 79101 | 1.5 | |
| State Farm | Michael Fox | 6801 Bell St Ste 200, Amarillo, TX, 79109-7021 | 5.8 | |
| Farmers | Tyler Cox | 1619 S Kentucky St Ste A508, Amarillo, TX, 79102 | 2.3 |
Compare Rates for Amarillo, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Potter County, TX | $89,000 | $1,320 | $870 | $2,030 | $1,160 |
| Amarillo, TX | $123,200 | $1,454 | $960 | $2,240 | $1,280 |
| Palisades, TX | $108,900 | $1,558 | $1,030 | $2,400 | $1,370 |
| Canadian River Breaks, TX | $172,600 | $964 | $640 | $1,480 | $840 |
| Canyon, TX | $168,100 | $957 | $630 | $1,470 | $840 |
| Claude, TX | $107,700 | $1,553 | $1,020 | $2,390 | $1,370 |
| White Deer-Groom, TX | $93,900 | $1,491 | $980 | $2,300 | $1,320 |
| Groom, TX | $100,500 | $1,521 | $1,000 | $2,340 | $1,340 |
| Dumas, TX | $110,900 | $980 | $650 | $1,510 | $860 |
| Tulia, TX | $70,000 | $970 | $640 | $1,490 | $850 |
| Dimmitt, TX | $83,800 | $1,024 | $680 | $1,580 | $900 |
| Swisher County, TX | $70,800 | $973 | $640 | $1,500 | $860 |
Research Home Insurance Companies Reviews in Amarillo, TX Before Buying | Back to Top
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GEICO Home Insurance Reviews
Date: March 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: January 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Blue Cross Blue Shield Home Insurance Reviews
Date: September 16, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: September 01, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: August 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: January 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 06, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: December 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 18, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: January 07, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 13, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
AAA Home Insurance Reviews
Date: November 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 28, 2018 Age: Above 60 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: May 25, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Pronto Insurance Home Insurance Reviews
Date: December 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Female Marital Status: Married