How Can I Make My Amarillo, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Amarillo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Amarillo, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,000 $30,000 $25,000-$50,000
2 Bedroom $102,500 $90,000 $75,000-$100,000
3 Bedroom $138,500 $130,000 $150,000-$175,000
4 Bedroom $196,500 $180,000 $200,000-$250,000
5 Bedroom $161,000 $140,000 $175,000-$200,000

Choose the Best Amarillo, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $470
Unemployed 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $200
Freelancer 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $860

Choose the Right Deductible for your Amarillo, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $540 $840 $460 $760 $80
Potter County, TX $2,000 $370 $870 $320 $2,320 $-1,450
Amarillo, TX $1,000 $520 $1,020 $450 $1,450 $-430
Palisades, TX $500 $440 $940 $380 $880 $60
Canadian River Breaks, TX $2,500 $700 $1,200 $600 $3,100 $-1,900
Canyon, TX $300 $630 $930 $550 $850 $80
Claude, TX $2,500 $430 $930 $360 $2,860 $-1,930
White Deer-Groom, TX $300 $390 $690 $320 $620 $70
Groom, TX $1,000 $350 $850 $290 $1,290 $-440
Dumas, TX $400 $350 $750 $290 $690 $60
Tulia, TX $2,500 $240 $740 $190 $2,690 $-1,950
Dimmitt, TX $300 $260 $560 $220 $520 $40
Swisher County, TX $2,500 $250 $750 $210 $2,710 $-1,960

Identify Top Home Insurance Agents near Amarillo, TX | Back to Top

Home Insurance Company Amarillo, TX Homeowners Insurance Agency Amarillo, TX Address Popularity Score Distance from Amarillo (miles)
Farmers Lupe Laird 1201 S Polk St Spc 100, Amarillo, TX, 79101
0.6
State Farm Jason Chafe 1722 S Western St, Amarillo, TX, 79106-5927
3.1
State Farm Shannon Brooks 2001 S Washington St, Amarillo, TX, 79109-2414
1.2
State Farm Brent Holman 7203 W I 40 Ste R, Amarillo, TX, 79106-2600
5.2
State Farm Russ Glaze 5001 Lexington Sq, Amarillo, TX, 79119-6576
6.7
State Farm Rhonda Kimbrough 3314 Olsen Blvd, Amarillo, TX, 79109-3015
2.8
Allstate Ron Schroeter 3601 S Georgia St, Amarillo, TX, 79109
2.7
Farmers Daniel Escobedo 1308 W 8th Ave, Amarillo, TX, 79101
1.5
State Farm Michael Fox 6801 Bell St Ste 200, Amarillo, TX, 79109-7021
5.8
Farmers Tyler Cox 1619 S Kentucky St Ste A508, Amarillo, TX, 79102
2.3

Compare Rates for Amarillo, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Potter County, TX $84,000 $450 $300 $690 $390
Amarillo, TX $111,300 $630 $420 $970 $550
Palisades, TX $101,400 $490 $320 $750 $430
Canadian River Breaks, TX $154,800 $790 $520 $1,220 $700
Canyon, TX $124,600 $710 $470 $1,090 $620
Claude, TX $85,800 $420 $280 $650 $370
White Deer-Groom, TX $74,300 $390 $260 $600 $340
Groom, TX $84,200 $450 $300 $690 $390
Dumas, TX $86,800 $430 $280 $660 $380
Tulia, TX $61,500 $260 $170 $400 $230
Dimmitt, TX $71,100 $350 $230 $540 $310
Swisher County, TX $61,600 $250 $170 $390 $220

Research Home Insurance Companies Reviews in Amarillo, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: March 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My deductible policy is for 100,000 for bodily injury per person. For accident it's at 150,000 as well. And 50,000 property damage. A good amount of coverage.

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My premium and deductible are pretty good overall. Could be a little better but it is very similar to my old insurance company.

Date: September 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Our policy covers damage to contents up to 50,000., fire damage, hail damage that requires a new roof, not cosmetic damage.


Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The insurance premium of 422.00 per year is almost half of what State Farm, Farmers, and All-State offer for similar coverage.

Date: May 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The company's website allows for scheduling of a damage investigator, ability to upload content pictures for reference and bill pay.

Date: May 11, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
The company answers or returns phone calls in a reasonable time. The Customer service reps are always courteous and very professional.

Date: January 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
The company is there when needed and in the background until needed. This a must for companies in the modern world.

Blue Cross Blue Shield Home Insurance Reviews

Date: September 16, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
They are always there and willing to help when we need it no matter what time of the day it is

Date: September 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Storm damage, wear and tear on the siding, home robberies, and natural disaster.


Date: August 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The customer service, everyone there is willing to help out if I ever have any questions or concerns

Date: August 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It is very handy, it shows how much we still owe on paying off the house and how much more of the premium that we still have to owe.

Date: July 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
After comparing to other companies it seems as ours is much cheaper than most peoples premiums

Travelers Home Insurance Reviews

Date: September 01, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
All furniture, personal items, the home itself. It doesn't cover anything outside the home such as vehicles, pool, trampoline, or anything else not inside the house.


Date: August 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
There isn't anything I dislike. I do like the variety of ways I can communicate with my carrier. There is email, online chat, and phone.

Date: July 31, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
It is easy to use, has all the information about my policy that I may need to print, prints in a good font size, and if I need to contact them, I can call, chat online, or email them.

Date: January 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
There isn't anything I dislike. I do like that they are friendly, open 24/7, don't rush me to get off the phone, and send an email after the conversation to thank me for calling.

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I had another carrier where the premium was several hundred dollars more per month. My current carrier saved me a lot of money and it covers much more.

State Farm Home Insurance Reviews

Date: September 11, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have been insured with State Farm for the past 4 years and so far i had great experience when dealing / speaking to them.

Date: June 18, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
The premium and deductible are not expensive compare to other companies. This is the reason i went with my current insurer.

Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I think that State Farm offers a superior service compared to other providers. They offer a wide range of coverages and seem to be able to cover anything I want from them.


Date: December 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I would say that State Farm is competitive in the insurance market and offers the same as other companies.


AAA Home Insurance Reviews

Date: November 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
4 they so far have been the lowest rate but they required me to get out diring last winter and tear down a building that I wasn't ready to git rid of cause now I have a massive gap in the fence. they also refuse to do a payment plan so it makes comming up with 1k every Christmas hard


Date: October 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The website is easy to open and use. The set up is user friendly and has a great deal of information available.

Progressive Home Insurance Reviews

Date: September 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I had to call in to make sure my auto and home policies were linked to get the bundle discount. The man helping me from customer service was polite and fast.

Date: July 13, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
As far as I've experienced, the deductible and premiums are in the lower range for my policies in comparison to other policies.

Allstate Home Insurance Reviews

Date: March 06, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
I think they are better than most insurance companies. They always have what I need.


Date: December 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We have slightly fancy coverage, and it's generally covered us well. That said, claims seem to adversely impact our premiums for a long time, so we've come to avoid relying on it unless it's absolutely or legally necessary. I'm not particularly familiar with offerings from other insurance providers, but I suspect they all behave roughly the same.


Nationwide Home Insurance Reviews

Date: May 25, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Customer Service
I have have with my home insurance company to 6 years and i am very pleased with the level of customer service they have. I have shopped around for other services.

Pronto Insurance Home Insurance Reviews

Date: December 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I would consider my experience with home insurance company's customer service is great because my company always helps me with any problems or question I may have for them.

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