How Can I Make My Lowell, MA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lowell, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lowell, MA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $69,500 $60,000 $50,000-$75,000
2 Bedroom $131,500 $120,000 $125,000-$150,000
3 Bedroom $193,000 $180,000 $150,000-$175,000
4 Bedroom $220,000 $200,000 $175,000-$200,000
5 Bedroom $600,500 $570,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Lowell, MA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$175 $799
Superior Protection Discount -$97 $877
Fire & Security Discount -$107 $867
Hail Resistant Roof Discount -$29 $945
Newly Constructed Home Discount -$283 $692

Choose your Lowell, MA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,488
Hail Damage $4,853
Wind Damage $6,560
Expensive Claims
Fire $43,782
Smoke $16,051

Identify Top Home Insurance Agents near Lowell, MA | Back to Top

Home Insurance Company Lowell, MA Homeowners Insurance Agency Lowell, MA Address Popularity Score Distance from Lowell (miles)
Travelers Broadway Plaza Insurance Agency 310 Boradway Steet, Lawrence, MA, 1841
9.0
Travelers Haut Insurance Agency Inc 80 Chestnut St, Andover, MA, 1810
9.8
Travelers Haut Insurance Agency Inc 80 Chestnut St, Andover, MA, 1810
9.8
Allstate Vi Tran 36 Commercial St, Braintree, MA, 2184
34.1
Travelers J Williams Insurance 14 Wood Road 14 Wood Road, Braintree, MA, 2184
32.1
Travelers American Insurance Agency 404 Main Street 404 Main Street Wilmington, Wilmington Dance Academy, MA, 1887
9.9
Travelers Byette Insurance Agency 853 Main St, Tewksbury, MA, 1876
4.5
Liberty Mutual Independent Wilmington Ins Agency Inc 5 Middlesex Ave Unit 14, Wilmington, MA, 1887
9.7
Travelers Fred C Church Inc 101 Broadway Rd Unit 21, Dracut, MA, 1826
2.7
Travelers B & M Insurance Agency Inc 591 North Ave Ste B 1st Fl, Wakefield, MA, 1880
14.8

Compare Rates for Lowell, MA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Massachusetts $352,600 $1,410 $940 $2,000 $1,060
Middlesex County, MA $453,300 $1,311 $960 $1,810 $850
Lowell, MA $240,500 $975 $690 $1,340 $650
Saugus, MA $361,600 $1,029 $690 $1,410 $720
Quincy, MA $384,600 $1,398 $940 $1,910 $970
Canton, MA $460,200 $1,084 $780 $1,550 $770
Sutton, MA $349,100 $993 $660 $1,410 $750

Research Home Insurance Companies Reviews in Lowell, MA Before Buying | Back to Top

Share a review on your home insurance company


Homesite Insurance Home Insurance Reviews

Date: July 02, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
they were great, I had a hail storm last year and they came out and explained everything to me. They were trying to get me the best deal possible not short me.

Date: August 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The agent is very nice, got me a very good deal, but now I wonder if they should have told me about a mobile app or website to use.

Date: August 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The house / structure itself as well as valuables inside the home including furniture, electronics, and a large collection that my husband keeps.


Date: August 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
The agent was very good about calling me back when I had questions when we first bought the house. I haven't had much reason to continuously contact them after that, though.

Date: May 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I honestly don't believe they even have a website. If they do I haven't been made aware of it nor have I ever visited it nor has my agent made it a point to make it clear I could use a website and/or a mobile app.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is very low compared to what I have heard other people have paid for roughly the same cost as their house compared to mine.

Safety Insurance Home Insurance Reviews

Date: June 14, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
The premium and deductible for my homeowners policy with safety is slightly less than what I would have paid with their competitors. I do not see significant saving using safety insurance.

Date: April 14, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
Their offerings were in line with all other companies I compared. But their price was somewhat less than the other companies. I have full coverage for all of my possessions in addition to liability.


Date: March 27, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
I have only made one claim. It was handled very quickly and to my satisfaction. I feel like I was treated quite fairly and the check was issued immediately.

Date: January 30, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service provided by the Star Insurance is very satisfactory. Each and every new schemes are updated to the customers. They insist the advantages of the schemes and advice accordingly. The renewal is also done at their periodic review and intimation.

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service has been truly exceptional. They are very quick to respond to inquiries and are personable and friendly who contacted with questions.

Safeco Insurance Home Insurance Reviews

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service so far I have never had an issue. They have been able to help with all the information needed and always seem pleasant.

Date: September 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium is lower than some of the other companies that we looked into even with trying to get a combined auto and home through the same company. It also helps that our payments towards the premium come out of our House Payment monthly.

Date: August 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Damage due to natural disasters, Roof wear, theft, flooding, and appliances.


Date: August 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like how easy the website/mobile app is to get on. There is help available right at your fingertips. All of your account and policy information is available 24/7.

Date: May 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
They do a good job keeping us informed. Also, our mortgage company is a big part of that. All matters get handled fairly quickly.

AAA Home Insurance Reviews

Date: October 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
We have AAA for home insurance and own our own home. We are very satisfied with this insurance it is an amazing price, and very good customer service. We have only had it for a few months.

Date: August 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible are higher than what I would like but I recently moved to California and the rates are higher here. It's not my insurance companies fault

Date: January 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is good, very helpful and informative . i didn't have any problem so far . i am a happy customer.

Allstate Home Insurance Reviews

Date: September 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance company policy offerings are great when compared to other insurance providers. Allstate gives me the coverage I need for a great price.


Date: February 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I would rate them a 5 out of 5. I never had any issues with any home insurance claims. I never had any issues calling them or visiting the local branch for help.

Concord Group Insurance Home Insurance Reviews

Date: January 27, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Our insurance company does have a good reputation and offers many of the same coverages that can be found with other reputable companies.


Progressive Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Their premium and deductible rates seem to be very comparable with other agencies that I searched for before choosing to go with Progressive.

Horace Mann Educators Corporation Home Insurance Reviews

Date: February 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I chose to have a higher deductible to have a lower premium. Ive been fortunate not to need to file claims very often and I have the money set aside so it works for me.

Foremost Insurance Home Insurance Reviews

Date: November 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website allows for me to make fast and easy premium payments. It is also clearly laid out which allows for accurate navigation when looking for policy information or the actual context of the policy.

Narragansett Bay Insurance Company Home Insurance Reviews

Date: January 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
They seem to be slightly cheaper and the offer a reimbursment check at the end of the qaurter

State Farm Home Insurance Reviews

7 Ways to Get Discounts on Homeowners Insurance in Lowell, MA

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