How Can I Make My Toledo, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Toledo, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Toledo, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $186,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $269,500 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Toledo, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $661 |
| Superior Protection Discount | -$71 | $716 |
| Fire & Security Discount | -$71 | $716 |
| Hail Resistant Roof Discount | -$24 | $764 |
| Newly Constructed Home Discount | -$173 | $614 |
Choose the Right Deductible for your Toledo, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lucas County | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Toledo, OH | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Rossford, OH | $200 | $652 | $852 | $474 | $674 | $178 |
| Sylvania, OH | $700 | $774 | $1,474 | $563 | $1,263 | $212 |
| Curtice, OH | $300 | $755 | $1,055 | $549 | $849 | $206 |
| Elmore, OH | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Jerusalem, OH | $500 | $709 | $1,209 | $516 | $1,016 | $194 |
| Dover, MI | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Loudon, OH | $500 | $670 | $1,170 | $487 | $987 | $183 |
| West Unity, OH | $2,500 | $566 | $3,066 | $411 | $2,911 | $155 |
| Brady, OH | $500 | $594 | $1,094 | $432 | $932 | $162 |
| Woodstock, MI | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
Identify Top Home Insurance Agents near Toledo, OH | Back to Top
| Home Insurance Company Toledo, OH | Homeowners Insurance Agency Toledo, OH | Address | Popularity Score | Distance from Toledo (miles) |
|---|---|---|---|---|
| Travelers | Walton Insurance Llc | 3307 N Holland Sylvania Rd #6, Toledo, OH, 43615 | 7.7 | |
| State Farm | Nathan Ensey | 4024 N Holland Sylvania Rd, Toledo, OH, 43623-4810 | 8.1 | |
| State Farm | Pete Macdonald | 3545 Navarre Ave, Oregon, OH, 43616-3429 | 4.0 | |
| State Farm | Henry Geha | 4750 Monroe St, Toledo, OH, 43623-4348 | 5.6 | |
| State Farm | Matt Vierk | 5650 W Central Ave Ste A1, Toledo, OH, 43615-1526 | 7.4 | |
| Travelers | Gildenmeister Insurance Services | 2531 Columbus Ave , Sandusky, OH, 44870 | 46.2 | |
| State Farm | Jamie Mauntler | 5401 Secor Rd, Toledo, OH, 43623-1923 | 6.1 | |
| State Farm | Becki Ballenger | 3520 Heatherdowns Blvd Ste 5, Toledo, OH, 43614-3668 | 5.8 | |
| Travelers | Gildenmeister Insurance Services | 2531 Columbus Ave, Sandusky, OH, 44870 | 46.2 | |
| State Farm | Mike Buck | 6455 Monroe St, Sylvania, OH, 43560-1447 | 9.5 |
Compare Rates for Toledo, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Lucas County, OH | $109,000 | $630 | $430 | $900 | $470 |
| Toledo, OH | $78,600 | $787 | $570 | $1,110 | $540 |
| Rossford, OH | $134,500 | $660 | $450 | $900 | $450 |
| Sylvania, OH | $185,100 | $784 | $560 | $1,080 | $520 |
| Curtice, OH | $160,500 | $764 | $510 | $1,090 | $580 |
| Elmore, OH | $111,400 | $655 | $440 | $910 | $470 |
| Jerusalem, OH | $138,200 | $718 | $510 | $1,000 | $490 |
| Dover, MI | $108,100 | $734 | $500 | $1,040 | $540 |
| Loudon, OH | $120,800 | $678 | $470 | $970 | $500 |
| West Unity, OH | $82,600 | $573 | $380 | $810 | $430 |
| Brady, OH | $92,000 | $601 | $440 | $830 | $390 |
| Woodstock, MI | $138,400 | $778 | $550 | $1,080 | $530 |
Research Home Insurance Companies Reviews in Toledo, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 10, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 08, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Grange Insurance Home Insurance Reviews
Date: October 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Cincinnati Insurance Home Insurance Reviews
Date: September 18, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: November 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: December 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: February 20, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Auto Owners Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried