How Can I Make My Yakima, WA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Yakima, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Yakima, WA Home Insurance Coverage Levels | Back to Top
| Yakima, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Section 1 Rd, E Race St, Pioneer Way, N 48th Ave, Paradise Ln, Baker Ct, W Englewood Ave, N 27th Ave, Green Meadows Rd, Hideaway Rd | $132,000 | $110,000 | $150,000-$175,000 | $154,000 | $130,000 | $125,000-$150,000 |
| White Pine Ct, W Ahtanum Rd, N Sky Vista Ave, Lester Ave, S 11th St, Locust Rd, N Maple Ave, Boone Ln, Golden Ln, Mize Rd | $167,500 | $160,000 | $150,000-$175,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Maclaren St, N 80th Ave, Viewcrest Way, Mary Way, Lookout Point Rd, E Pierce St, S 77th Ave, Skyline Ave, Bristol Way, Larson Rd | $285,000 | $230,000 | $250,000-$300,000 | $141,500 | $120,000 | $100,000-$125,000 |
| Pioneer Ln, S 45th Ave, Willow Pl, E Spruce St, S Rushmore Rd, Mandi Ln, Peach Tree Ln, Marsh Rd, N Selah Heights Rd, Blackburn St | $227,000 | $200,000 | $175,000-$200,000 | $235,500 | $200,000 | $200,000-$250,000 |
| Woodland Ave, Queen Ave, S 69th Ave, Carlson Dr, W Taylor Rd, Custer Ave, Carriage Hill Dr, S Morrier Ln, Sage Hill Dr, N 71st Ave | $93,000 | $80,000 | $75,000-$100,000 | $78,500 | $70,000 | $75,000-$100,000 |
| N 40th St, Green Acres Ln, Coyote Springs Rd, Summit Haven Pl, W Gilbert Rd, Kilgary Way, Jade Pl, Hanraty Dr, N 30th Ave, Schraeder Rd | $328,500 | $270,000 | $300,000-$350,000 | $217,000 | $180,000 | $200,000-$250,000 |
| N Pierce Ave, Union View Dr, Dwinell Dr, W Home Dr, Coolidge Ave, Stealth Ln, Bristol Way, Hovde Park Dr, Lyons Loop, Hamilton Ave | $246,500 | $210,000 | $200,000-$250,000 | $150,500 | $120,000 | $125,000-$150,000 |
| S 62nd Ave, Laurel St, N 27th Ave, E S St, S Rushmore Rd, N Pioneer Way, W Stanley Blvd, W Haynes St, S 64th Ave, Westland Dr | $321,500 | $290,000 | $250,000-$300,000 | $183,500 | $170,000 | $200,000-$250,000 |
| Terrett Way, E Pine Hollow, Scudder Way, S 67th Ave, W Pear Ave, S 37th Ave, Hill Dr, E I St, Maru Ave, Mullins Rd | $180,000 | $160,000 | $200,000-$250,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Summitview Rd, S 9th Ave, Golf Course Loop Rd, S 42nd St, W Chinook Dr, S Sprague Rd, N 20th Ave, Terrace Dr, N Buwalda Ln, S 86th Pl | $173,500 | $150,000 | $175,000-$200,000 | $149,000 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Yakima, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $526 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$71 | $571 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$186 | $455 |
Choose the Right Deductible for your Yakima, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yakima County | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Yakima, WA | $700 | $633 | $1,333 | $460 | $1,160 | $173 |
| Gleed, WA | $300 | $635 | $935 | $462 | $762 | $174 |
| Tieton, WA | $1,500 | $544 | $2,044 | $396 | $1,896 | $149 |
| Union Gap, WA | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Toppenish-Wapato, WA | $1,500 | $554 | $2,054 | $403 | $1,903 | $151 |
| Kittitas, WA | $100 | $753 | $853 | $547 | $647 | $206 |
| Ellensburg, WA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Desert Aire, WA | $2,000 | $682 | $2,682 | $495 | $2,495 | $186 |
| Northwest Benton, WA | $400 | $650 | $1,050 | $472 | $872 | $178 |
| Mattawa-Royal City, WA | $2,500 | $646 | $3,146 | $470 | $2,970 | $177 |
Identify Top Home Insurance Agents near Yakima, WA | Back to Top
| Home Insurance Company Yakima, WA | Homeowners Insurance Agency Yakima, WA | Address | Popularity Score | Distance from Yakima (miles) |
|---|---|---|---|---|
| Allstate | Mandy Hamlin | 1320 S Canyon Rd, Ellensburg, WA, 98926 | 24.3 | |
| State Farm | Bruce Sears | 105 S 1st St, Selah, WA, 98942-1349 | 4.8 | |
| Farmers | Antonio Ramirez | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 4.7 | |
| Farmers | Pedro Romo | 1115 W Lincoln Ave Ste 107, Yakima, WA, 98902 | 5.5 | |
| Liberty Mutual Independent | Mid Valley Insurance Inc. | 1218 W Lincoln Ave, Yakima, WA, 98902 | 5.4 | |
| Farmers | Ginger Tyler | 513 S 1st St, Selah, WA, 98942 | 4.7 | |
| Liberty Mutual Independent | Central Washington I | 410 S 1st St, Selah, WA, 98942 | 4.8 | |
| Travelers | Conover Insurance | 30 Merlot Dr Ste A, Prosser, WA, 99350 | 49.2 | |
| Farmers | Michael Westbay | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 4.7 | |
| State Farm | Linda Roth | 1217 S 40th Ave, Yakima, WA, 98908-3961 | 4.7 |
Compare Rates for Yakima, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,140 | $590 |
| Yakima County, WA | $163,500 | $626 | $420 | $880 | $460 |
| Yakima, WA | $172,900 | $641 | $440 | $880 | $440 |
| Gleed, WA | $162,200 | $643 | $440 | $880 | $440 |
| Tieton, WA | $115,200 | $551 | $400 | $750 | $350 |
| Union Gap, WA | $97,700 | $775 | $570 | $1,110 | $540 |
| Toppenish-Wapato, WA | $119,400 | $561 | $400 | $800 | $400 |
| Kittitas, WA | $249,100 | $762 | $550 | $1,050 | $500 |
| Ellensburg, WA | $224,600 | $681 | $460 | $940 | $480 |
| Desert Aire, WA | $192,800 | $690 | $460 | $980 | $520 |
| Northwest Benton, WA | $171,400 | $658 | $440 | $900 | $460 |
| Mattawa-Royal City, WA | $168,800 | $654 | $440 | $900 | $460 |
Research Home Insurance Companies Reviews in Yakima, WA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 04, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
everything is thru email or over the phone. very easy . very good rates. i did not have to dom uch to make this happend. and i am very satisfied i give it a rating of 5
Date: April 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I give them a 5 rating. I have called regarding policy billing, logistics and hurricane coverages.
Date: January 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service has always been available and helpful. Anytime I call I dont have to wait long to reach my agent. Any changes to policy are done quickly and are explained well.
Date: December 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I haven't compared the premiums and deductibles of Allstate with other providers. I prefer to keep all my insurance needs with one company so that is easier to manage.
Date: September 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
From my personal experience, it is often hard to work with and schedule times to work with claims adjusters. However, my local agent is very responsive to emails. Unfortunately, he doesn't really have anything to do with the actual claims process.
Date: September 16, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
claims adjusters from Allstate work difficult hours for me to schedule with. In a recent claim, I actually never was able to get in touch with a claims adjuster due to my current schedule.
Date: September 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
It is easy to use and easy to file and keep track of my claims. There is also internal messaging. It is actually easier doing things online for Allstate than dealing with a live person.
Date: January 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think I compared about 5 other companies before going with Allstate, so the price was the best for what was covered.
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Building Property Protection, Personal Property Protection, Additional Living Expense, Family Liability Protection, Guest Medical Protection, Condominium Unit Owners’ ExtendedProtection, Loss Assessments
State Farm Home Insurance Reviews
Date: September 14, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I will rate our insurance a 5. We have been extremely satisfied over the years with our coverage. They have always been very quick and efficient in taking care of the problem.
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
It is very easy to file a claim and track the status of any claim filed. When I did file a claim the app was updated within minutes and I could review all the information that was given to me over the phone.
Date: October 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
not the Great and friendly customer service when applying and renewing policy. So far no experience with claims, but I have heard positive which is why I went with them. I know there are many other companies with great customer service.
Date: September 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
need to be more user friendly and easy to use, lots of space for improvement. right now it is very complicated and hard to use. it only displays three pieces of info and doesn’t even include premium amount, unless a payment is coming due. I don't have major issues with its functionality and usage.
Date: September 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Everything covered under the policy i believe, dwelling medical expenses and etc. Great and friendly customer service when applying and renewing policy. So far no experience with claims, but I have heard positive which is why I went with them.
Date: May 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
what I like or dislike about the interaction/communication of your insurance company is the lack of communications, they increase the premium every year without any communication of any explanation . it is the worst experience I have
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I think compared to other insurance providers state farm gave me a better price but they tried to increase the premium every year. I am not happy about it. i never filed a claim but they still increasing the price each year.
Country Financial Home Insurance Reviews
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
It is easy to get hold of someone. If my agent is busy there is always someone else who can answer my questions and my agent always follows up in a day or two, if not the same day.
Date: September 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I don't know how it compares to others. It is part of a bundle so I am getting a pretty significant break on other policies that I have.
Date: August 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I am covered for total loss. Everything that I have can be replaced. It is all covered. If someone gets hurt that is covered too.
Date: July 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
It is very basic and straightforward. I have no problem finding what I need to find. It is easy to pay my bills. It is easy to get in touch with customer service.
Date: November 29, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
I always get a live person on the phone fairly quickly. I always get responses to my emails within a day. And I don't mean the "we got your message someone will respond shortly (but they rarely do)" message.
Progressive Home Insurance Reviews
Date: January 07, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
While they sell their owns home insurance policy plans, they are not afraid to refer or let you know of competitor's prices. They will not have too much issue even if you end up going to their competitors.
Nationwide Home Insurance Reviews
Date: February 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They are helpful. The people are always friendly and contact us quickly. I would rate the service as a four since at times they could be more responsive.
Travelers Home Insurance Reviews
Date: December 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I'm not sure if Travellers offers anything that other companies don't offer. I can only really say they have very low rates.
Amica Mutual Insurance Home Insurance Reviews
Date: November 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have not interacted with customer service a lot, but when I have they have been very friendly and nice to talk to.