How Can I Make My Sun City West, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Sun City West, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Sun City West, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $218,500 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $281,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $161,500 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Sun City West, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $583 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$62 | $624 |
| Hail Resistant Roof Discount | -$14 | $672 |
| Newly Constructed Home Discount | -$185 | $500 |
Choose the Right Deductible for your Sun City West, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maricopa County | $1,000 | $748 | $1,748 | $543 | $1,543 | $204 |
| Sun City West, AZ | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Surprise, AZ | $400 | $735 | $1,135 | $534 | $934 | $201 |
| Sun City, AZ | $700 | $610 | $1,310 | $444 | $1,144 | $167 |
| Morristown, AZ | $400 | $753 | $1,153 | $547 | $947 | $206 |
| Guadalupe, AZ | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Goodyear Village, AZ | $100 | $556 | $656 | $404 | $504 | $152 |
| Yarnell, AZ | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
Identify Top Home Insurance Agents near Sun City West, AZ | Back to Top
| Home Insurance Company Sun City West, AZ | Homeowners Insurance Agency Sun City West, AZ | Address | Popularity Score | Distance from Sun City West (miles) |
|---|---|---|---|---|
| Travelers | Integra Insurance Group | 13350 N 94th Dr Ste B, Peoria, AZ, 85381 | 7.1 | |
| State Farm | Guillermo Morales | 5110 N 67th Ave, Glendale, AZ, 85301-6541 | 14.2 | |
| State Farm | Kevin Mcgraw | 15256 N 75th Ave Ste 320, Peoria, AZ, 85381-4761 | 8.6 | |
| State Farm | Terence Paytee | 130 N Central Ave Ste 110, Phoenix, AZ, 85004-2367 | 22.4 | |
| Allstate | Julie Jakubek | 4650 E Thomas Rd, Phoenix, AZ, 85018 | 25.4 | |
| State Farm | Jeremy Dudleston | 111 E Monroe Ave Ste 101, Buckeye, AZ, 85326-2709 | 24.7 | |
| Allstate | Liberty Agency Llc. | 8660 W Bell Rd, Peoria, AZ, 85382 | 6.8 | |
| State Farm | Eric Jackson | 24 W Camelback Rd Ste K, Phoenix, AZ, 85013-2529 | 19.7 | |
| Farmers | Reed Klauer | 5940 W Union Hills Dr Ste D220, Glendale, AZ, 85308 | 9.8 | |
| Farmers | Lucas Atwood | 16165 N 83rd Ave Ste 101, Peoria, AZ, 85382 | 7.5 |
Compare Rates for Sun City West, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $540 | $1,060 | $520 |
| Maricopa County, AZ | $225,000 | $757 | $550 | $1,040 | $490 |
| Sun City West, AZ | $188,400 | $685 | $470 | $970 | $500 |
| Surprise, AZ | $213,600 | $744 | $540 | $1,060 | $520 |
| Sun City, AZ | $130,100 | $618 | $440 | $850 | $410 |
| Morristown, AZ | $209,100 | $762 | $510 | $1,080 | $570 |
| Guadalupe, AZ | $101,400 | $711 | $480 | $1,020 | $540 |
| Goodyear Village, AZ | $100,600 | $563 | $380 | $780 | $400 |
| Yarnell, AZ | $123,100 | $622 | $420 | $890 | $470 |
Research Home Insurance Companies Reviews in Sun City West, AZ Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: March 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Deductible and premiums are comparable or less compared to other companies in our experience so we have been satisfied.
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We have the coverages that our agent felt were appropriate. I don't know exactly how they compare to other providers because I don't work in the industry.
USAA Home Insurance Reviews
Date: April 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
We have the high deductible policy which will raise your out-of-pocket costs when you go to file a claim, but it will significantly reduce your monthly premiums.
Date: January 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
USAA has a wide array of policies that can be tailored down to the exact right amount of coverage I'd like for my home. They have as many, if not more policy offerings than other comparable insurance providers.
Liberty Mutual Home Insurance Reviews
Date: March 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
i don,t know about the other company policies., but i can tell this for sure , they offer me the best one.
Date: November 12, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Policy Offerings
They were able to cover anything I needed. We went over my old policy and they matched exactly what in had, of course trying to sell me more, but I'm fairly simple and so was my insurance.
American Home Shield Home Insurance Reviews
Date: March 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
For the same coverage about the premium and deductible of your policy compared to the other home insurance policies is very good to me and benefit to me
Date: January 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Your home is your largest investment. Get a quote online or speak to an agent today to insure it with coverage that meets your needs.
GEICO Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have called many times with questions about various coverage and the policy itself. I have always found the representatives to be knowledgeable and helpful. I have great confidence in Geico.
Date: March 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I've only gone through Geico for everything for the past 20 years and have never had a problem. I can't remember specifically who I looked into 16 years ago.
Farmer's Insurance Home Insurance Reviews
Date: April 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have not had to deal with customer service regarding my Farmer's Insurance insurance but know that USAA, while sometimes slow wait times, are easy to contact and speak with a representative.
Date: March 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would rate my insurance a four. They have good rates and good customer service. I enjoy doing business with my home insurance company.
American Family Home Insurance Reviews
Date: April 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have not had to encounter customer service with my home insurance policy much. Basically when we got the home we set up home insurance through them and it was simple and easy.
Progressive Home Insurance Reviews
Date: April 01, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I am very impressed with this group. They did a great job appraising our property when we bought it last May, and recently updated our flood insurance.
Allstate Home Insurance Reviews
Date: April 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
They maxed out on our settlement after the fire. They also covered our accommodations for 6+ months while the house was repaired. They settled very quickly and I was very satisfied.
Nationwide Home Insurance Reviews
Date: March 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
Between the two companies that I have had, with Nationwide, I now have many extras that I was never given with my Erie Insurance. I paid the same deductible for both and my rate is lower with Nationwide.