How Can I Make My Maplewood, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Maplewood, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Maplewood, MN Home Insurance Coverage Levels | Back to Top
| Maplewood, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| New Century Ln E, Demont Ave E, Ryan Dr, Fenton St, N Ivy St, Connor Ave, 24th St, McClelland St S, Snowshoe Ct, Co Hwy 60 | $183,500 | $170,000 | $200,000-$250,000 | $248,000 | $200,000 | $200,000-$250,000 |
| Laurie Rd, King Ave E, Meyer St, Sloan St, Sherren Ave E, 1st Ave E, Schaller Dr E, Cary Geights Dr, Summit Ct, 15th St | $149,000 | $130,000 | $125,000-$150,000 | $182,500 | $160,000 | $200,000-$250,000 |
| Mary Ln, Sherrie Ln, N Dieter St, Sterling St S, Lakewood Ct S, Dorland Pl, Schadt Dr, N Maplewood Dr, S McKnight Rd, Phalen Dr | $302,000 | $250,000 | $250,000-$300,000 | $239,000 | $210,000 | $250,000-$300,000 |
| Southwind Dr, Ruth St, Pond Ave, Frost Ave E, Bobcat Ln, Frost Ave, Payne Ave N, O'Day St S, Rebecca Dr, Laurie Rd | $276,000 | $250,000 | $300,000-$350,000 | $168,000 | $140,000 | $150,000-$175,000 |
| Crestview Dr N, Viking Dr, Crestview Dr, N Sylvan St, Walter St, McClelland St N, Reaney Ave, Bison Dr, Parkview Ct, Stillwater Rd | $125,000 | $110,000 | $125,000-$150,000 | $128,000 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Maplewood, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $906 |
| Superior Protection Discount | -$99 | $1,005 |
| Fire & Security Discount | -$122 | $983 |
| Hail Resistant Roof Discount | -$33 | $1,072 |
| Newly Constructed Home Discount | -$265 | $840 |
Choose the Right Deductible for your Maplewood, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $700 | $1,120 | $1,820 | $814 | $1,514 | $306 |
| Maplewood, MN | $2,000 | $1,092 | $3,092 | $793 | $2,793 | $298 |
| Pine Springs, MN | $400 | $1,895 | $2,295 | $1,377 | $1,777 | $518 |
| Oakdale, MN | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Hugo, MN | $100 | $938 | $1,038 | $682 | $782 | $256 |
| St. Louis Park, MN | $1,500 | $1,203 | $2,703 | $874 | $2,374 | $329 |
| Ham Lake, MN | $200 | $998 | $1,198 | $725 | $925 | $273 |
| Oak Grove, MN | $700 | $950 | $1,650 | $690 | $1,390 | $260 |
| Rush River, WI | $200 | $782 | $982 | $568 | $768 | $214 |
| Laketown, MN | $1,500 | $1,602 | $3,102 | $1,164 | $2,664 | $438 |
| Stanchfield, MN | $400 | $1,096 | $1,496 | $796 | $1,196 | $299 |
| Silver Creek, MN | $1,000 | $1,432 | $2,432 | $1,040 | $2,040 | $391 |
Identify Top Home Insurance Agents near Maplewood, MN | Back to Top
| Home Insurance Company Maplewood, MN | Homeowners Insurance Agency Maplewood, MN | Address | Popularity Score | Distance from Maplewood (miles) |
|---|---|---|---|---|
| Allstate | Troy Beugen | 7101 10th St N, Oakdale, MN, 55128 | 5.1 | |
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave, Falcon Heights, MN, 55113 | 7.0 | |
| State Farm | John Griep | 551 Snelling Ave S, Saint Paul, MN, 55116-1582 | 9.3 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 4.2 | |
| Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 6.2 | |
| Liberty Mutual Independent | Maguire Agency | 1970 Oakcrest Ave Ste 300, Roseville, MN, 55113 | 7.4 | |
| Travelers | Insurance Brokers Of Mn | 120 County Rd Ne Ste 2, Isanti, MN, 55040 | 33.8 | |
| State Farm | Bruce Wagner | 2575 Hamline Ave N Ste A, Roseville, MN, 55113-3175 | 6.2 | |
| Travelers | Tupy Insurance | 111 E Main Po Box 26, New Prague, MN, 56071 | 42.3 | |
| Allstate | Richard Hauer | 7876 Hudson Rd, Woodbury, MN, 55125 | 6.5 |
Compare Rates for Maplewood, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,660 | $790 |
| Ramsey County, MN | $208,700 | $1,134 | $770 | $1,610 | $840 |
| Maplewood, MN | $198,400 | $1,105 | $780 | $1,580 | $800 |
| Pine Springs, MN | $410,800 | $1,918 | $1,360 | $2,700 | $1,340 |
| Oakdale, MN | $205,800 | $861 | $620 | $1,210 | $590 |
| Hugo, MN | $249,300 | $950 | $650 | $1,340 | $690 |
| St. Louis Park, MN | $239,800 | $1,217 | $830 | $1,730 | $900 |
| Ham Lake, MN | $280,000 | $1,010 | $700 | $1,440 | $740 |
| Oak Grove, MN | $255,200 | $961 | $660 | $1,360 | $700 |
| Rush River, WI | $256,800 | $791 | $530 | $1,120 | $590 |
| Laketown, MN | $343,800 | $1,621 | $1,180 | $2,250 | $1,070 |
| Stanchfield, MN | $174,600 | $1,109 | $770 | $1,590 | $820 |
| Silver Creek, MN | $289,700 | $1,449 | $990 | $2,060 | $1,070 |
Research Home Insurance Companies Reviews in Maplewood, MN Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
They could have a lower premium. Especially when claim rate is low. The claim service is quick and efficient though.
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I think that they are right on par with any other company in the area. Once again like I said they always answer the phone when we need them.
Date: March 28, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
My rep at Farm Bureau is friendly and competent. He's almost always available to talk to me or meet with me when I need him.
Progressive Home Insurance Reviews
Date: March 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I've never had to file a claim, so my experience with customer service is limited to billing issues. In that regard, I have found the customer service to be excellent.
Date: March 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I am very satisfied with the premium I pay with Progressive. It is approximately 40 to 50 percent less than the quotes I received from other insurance companies.
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
the offerings for what i want compared to others are far more cheaper in terms of rates. the company really does everything possible to keep their customers happy.
Allstate Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I am extremely satisfied with my home insurance company Allstate because they have the best service and the policies that anyone would like to have.
Date: July 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
insurance company is most important in the life of very poor workers ,its most dreams of the worker that company is very satisfied
Date: January 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
the home policies are excellent, it has good benefits and it gives you payments to your accommodation
GEICO Home Insurance Reviews
Date: September 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Our homeowners premium is 95 a month and our deductible is 1000. Our online policy search with other companies varied from 85-135 monthly with a range of 875-1000 deductibles.
Date: June 11, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
The premium and deductible are a bit on the high side compared to other companies. If I didn't have automotive bundle savings I would have likely switched home insurance companines.
Date: April 23, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
We have renter's insurance through GEICO. We have not had to make a claim, but the experience of signing up, making payments, coordinating with auto insurance, has been smooth and problem-free.
State Farm Home Insurance Reviews
Date: April 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of my state farm plan is a bit cheaper per month than those of competing insurance companies and i am very satisified with it.
Date: March 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
This policy we have covers everything we need and then some. We also can include riders and upgrades at anytime. Some other insurance companies lock you in.
Date: March 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
From what I can determine, the coverage offered by my insurance is highly comparable to other companies. They also do not force me to add on coverage I don't need, which happened with another company.
American Family Home Insurance Reviews
Date: April 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
American Family Insurance's customer service is outstanding. I can call them up whenever I have a question and they immediately have an answer for me.
Date: March 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have home insurance through American Family, my agent is really nice and I often do not need anything so its easy.
Fairmont Farmers Mutual Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service has been great! We switched to them last year and it was a breeze. They were very courteous and extremely helpful! They also answered all of our questions as best they could.
Date: December 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
The premiums are very inexpensive in comparison to the other "big name" insurance companies and the declining deductable is good.
USAA Home Insurance Reviews
Date: October 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
The website isn't user friendly, so I have to call. But the customer service is awesome, don't have to wait on hold forever, and there's native English speakers, so no frustration trying to understand a foreigner.
Liberty Mutual Home Insurance Reviews
Date: March 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I've had numerous dealing with Liberty Mutual and have had nothing but good experiences. I would rate there customer service at a 5.
Saferoad Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I have windstorm coverage, coverage for damaged household goods. The major item that is not covered by my insurance is any damage related to flooding.
Farmer's Insurance Home Insurance Reviews
Date: April 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
compared to the other company policies ,policies of this company is better by considering the customer care services and their responses towards their customer.