How Can I Make My Tucson, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Tucson, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Tucson, AZ Home Insurance Coverage Levels | Back to Top
| Tucson, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Pallegrino Dr, E Stone Ridge Pl, E Crestline Dr, E Shepherd Hills, E Cll Sinaloa, W Jade St, W Big Dipper Dr, N Auburn Ln, E Oakwood Cir, N Acacia Cliffs Ct | $186,000 | $170,000 | $150,000-$175,000 | $130,500 | $110,000 | $100,000-$125,000 |
| W Aero Star Way, E Branden Way, N Cam de Las Candelas, E President St, W Barbary Dr, W Naranja Dr, S Farmbelt Dr, X9 Ranch Rd, N Fostoria Dr, E Clays Aly | $257,500 | $230,000 | $200,000-$250,000 | $187,500 | $170,000 | $175,000-$200,000 |
| E Halcyon Rd, Desert Senna Dr, E Sunset Ct, S X9 Ranch Rd, N Estrella Ln, W Siesta Rock Dr, W Via Tierra Santa, N Desmond Ln, W Cork Oak Pl, Golden Moon Way | $261,000 | $250,000 | $250,000-$300,000 | $211,500 | $190,000 | $250,000-$300,000 |
| S Ave Vega, W Burton Dr, E Cll Betelgeux, N Ventana Canyon Dr, S Breckinridge Dr, E Cam Armistoso, N Pebble Rapids Pl, N Giant Saguaro Pl, W Pennington St, E Dorado Ct | $287,000 | $240,000 | $200,000-$250,000 | $246,000 | $210,000 | $200,000-$250,000 |
| S Dodge Blvd, S Chalet Ave, E Cedarbird Dr, S Braided Wash Dr, N Lobelia Way, W Romero Pools Pl, W Valle del Oro Rd, W Sheryl Dr, S Apache Well Dr, N Sky Canyon Pl | $144,000 | $130,000 | $125,000-$150,000 | $140,500 | $130,000 | $100,000-$125,000 |
| N Oakmont Pl, W Groundcherry Ln, E Deer Mountain Trl, W Tipperary Ln, E Mica Meadow Dr, W Prince Rd, W Silent Wash Pl, S del Valle, Rose Peak Dr, Placita Rancho de la Vis | $278,500 | $230,000 | $250,000-$300,000 | $154,500 | $140,000 | $175,000-$200,000 |
| E Cam Murcia, N Eagle Crest Dr, E Cll del Minique, E Vaquero Pl, W Sumaya Way, E Pugly Lake Dr, E Buster Mountain Dr, N Romero Rd, W Ronald Rd, W Competition Rd | $115,000 | $100,000 | $100,000-$125,000 | $115,500 | $100,000 | $125,000-$150,000 |
| S Burnt Corral Ct, S Triangle X Ln, S Canyon Oak Dr, W Highsmith Dr, Saint Augustine Pl, E Cll Zafiro, S Madison Stra, W Cetus St, N Cll la Cima, W Cam del Medrano | $425,000 | $350,000 | $500,000-$600,000 | $261,000 | $240,000 | $250,000-$300,000 |
| N Javelina Springs Pl, E Remount Pl, Spring Pioneer Ln, N Commerce Dr, E Water Poppy Rd, W Sandalwood Dr, S Lostan Ave, W Brilliant Star Dr, N Turquoise Vista Dr, W Turkey Ln | $351,000 | $330,000 | $250,000-$300,000 | $196,000 | $170,000 | $200,000-$250,000 |
| E Madrona Station Pl, W Simone St, N Pascola Cir, S Kristina Park Loop, N Pla Avila, E Minorka Rd, N Reno Ave, E Whispering Sage Rd, E 46th St, N Myrtle Pl | $482,000 | $410,000 | $500,000-$600,000 | $317,500 | $290,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Tucson, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $583 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$62 | $631 |
| Hail Resistant Roof Discount | -$21 | $673 |
| Newly Constructed Home Discount | -$146 | $548 |
Choose your Tucson, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Tucson, AZ | Back to Top
| Home Insurance Company Tucson, AZ | Homeowners Insurance Agency Tucson, AZ | Address | Popularity Score | Distance from Tucson (miles) |
|---|---|---|---|---|
| Allstate | Edmund Marquez | 8230 E Broadway Blvd Ste W6, Tucson, AZ, 85710 | 5.6 | |
| Allstate | Maria Ventimiglia | 7969 N Oracle Rd, Tucson, AZ, 85704 | 18.4 | |
| Farmers | Rashmi Agrawal | 1735 E Fort Lowell Rd Ste 15, Tucson, AZ, 85719 | 13.1 | |
| State Farm | Melissa Tureaud | 7487 E Broadway Blvd, Tucson, AZ, 85710-1410 | 6.3 | |
| Travelers | Koty-Leavitt Insurance | 6992 E Broadway Blvd, Tucson, AZ, 85710 | 6.6 | |
| Allstate | Edmund Marquez Agency (La Cholla) | 7250 N La Cholla Blvd Ste 178, Tucson, AZ, 85741 | 19.4 | |
| State Farm | Kevin Dale | 5643 E Grant Rd, Tucson, AZ, 85712-2211 | 9.3 | |
| State Farm | Julie Burnett | 6590 E Tanque Verde Rd Ste B, Tucson, AZ, 85715-3870 | 8.3 | |
| State Farm | Bob Grady | 8963 E Tanque Verde Rd Ste 195, Tucson, AZ, 85749-8919 | 7.6 | |
| State Farm | Nancy Craney | 3720 W Ina Rd Ste 132, Tucson, AZ, 85741-2090 | 20.8 |
Compare Rates for Tucson, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,020 | $510 |
| Pima County, AZ | $166,300 | $684 | $470 | $960 | $490 |
| Tucson, AZ | $172,800 | $694 | $460 | $980 | $520 |
| Drexel Heights, AZ | $115,800 | $711 | $480 | $1,000 | $520 |
| Sahuarita, AZ | $187,100 | $684 | $470 | $950 | $480 |
| Elephant Head, AZ | $173,200 | $715 | $490 | $1,020 | $530 |
| Benson, AZ | $112,300 | $711 | $480 | $1,020 | $540 |
| Oracle, AZ | $191,200 | $740 | $510 | $1,040 | $530 |
| Arivaca Junction, AZ | $90,500 | $533 | $370 | $740 | $370 |
| Nelson, AZ | $86,000 | $518 | $350 | $720 | $370 |
| Tubac, AZ | $296,400 | $866 | $620 | $1,200 | $580 |
| Sierra Vista, AZ | $163,100 | $679 | $490 | $940 | $450 |
| Nogales, AZ | $128,400 | $615 | $450 | $840 | $390 |
Research Home Insurance Companies Reviews in Tucson, AZ Before Buying | Back to Top
Share a review on your home insurance company
California Casualty Home Insurance Reviews
Date: July 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The customer rep was very helpful and answered all my questions. My needs were met and I was able to save an additional $50 per month.
Date: September 29, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
The coverage and protections on this policy extend outside the home and into my classroom. As a teacher, I really appreciate these extra coverages and support.
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My coverage is much cheaper through this company with better coverage than any other company I looked into. I am very satisfied with the price point of this insurance agency.
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
So far this agency has been fast and secure whenever I have needed anything. I really appreciate how prompt they are in responding to my needs and making sure that my policies are in line.
Date: August 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The customer service so far has been quick, on point, and just generally very enjoyable to work with. I really appreciate how much this company cares about me as an person and not just a policy.
Date: July 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
The website was recently updated and works much better than it used to. I also recently downloaded the mobile app and all of the features I need are easily accessible.
Century National Home Insurance Reviews
Date: September 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
quick response to questions or concerns. Am able to review each year to get the most insurance for the least money.
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I believe it is the best rate for my money compared to national brand company's.
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
everything that I want to be covered including frozen food spoiled.
Date: January 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
had a claim from water damage got a check right away to do the repairs.
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
having a local agent to talk to makes it personal. The agent will help me themselves first and if they can't they connect me with the company rep who also is very helpful and assuring.
Farmer's Insurance Home Insurance Reviews
Date: October 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Regarding the premium I am not sure how it compares to other companies, we went with the company because it was cheap to start up and the agent was nice, we also had good coverage before we were married and had the company individually.
Date: September 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
My insurance policy covers my entire household, plus my wedding ring and all of our jewelry. It also covers our offsite storage unit up to 20,000.
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
What we love and like about the company is that our agent doesn't bother us all the time to merge all of our insurance policies into one, he's always friendly and open with us.
Date: November 27, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
We don't really ever use the website or the mobile app as if we have any questions regarding our account we just give our insurance agent a call and he helps us.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service we receive from this company is fantastic, our agent is very friendly and helpful anytime we call him. He doesn't badger us with sales pitches but he is happy to discuss anything and everything, which is very helpful.
Farm Bureau Home Insurance Reviews
Date: October 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The website is great. It is very user-friendly and I haven't ever had any trouble accessing my account. It even makes it easy to pay online.
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
The company has been good to me. Every time that I call I can always talk to my agent. And if he is not in the usually calls me back within an hour.
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
The home is covered as well as the furnishings and the garage and the two sheds that are in the backyard.
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Luckily, I have not had to have too much communication with my home insurance company. I did contact them to apply for a lower rate because we got a new roof that was hurricane proof.
Date: November 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
I have had little experience with this company other than starting my policy with them. That process was easy and on that I would rate a 4. I have no problems that required any customer service help, so I can not rated the company on that.
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The policy for State Farm seem to be about the same as other insurance company's. We have had them for so long, I guess that is why we stick with them.
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I feel that my insurance is properly priced in the way of it has everything others have, without missing anything or having anything above or beyond other policies
USAA Home Insurance Reviews
Date: November 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Natural disasters such as snow, ice and storms that damage my dwelling. Fires and theft for replacement value. Anything not intentionally caused by me.
Liberty Mutual Home Insurance Reviews
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
The coverage options are average and standard for the industry. My policy covers the dwelling, contents, outside structures, and personal injury.
American Home Shield Home Insurance Reviews
Date: December 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
CUSTOMER SERVICE HAS BEEN A GREAT PLUS. I HAVE NEVER FILED A CLAIM IN THE LAST 12 YEARS. BUT I DO TALK TO OCCASIONALLY. SO FAR THEY HAVE PROVE TO BE OPEN TO MY GETTING INFO
Allstate Home Insurance Reviews
Date: December 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The home insurance company's customer service leaves a bit to be desired. The person on the phone is usually relatively nice though they can be rude at times. The customer service rep also often takes a long time to pick up.