How Can I Make My Cedar Rapids, IA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Cedar Rapids, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Cedar Rapids, IA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $65,500 $50,000 $50,000-$75,000
2 Bedroom $134,500 $130,000 $100,000-$125,000
3 Bedroom $192,000 $170,000 $150,000-$175,000
4 Bedroom $276,000 $240,000 $250,000-$300,000
5 Bedroom $148,500 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Cedar Rapids, IA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $686
Superior Protection Discount -$81 $726
Fire & Security Discount -$56 $751
Hail Resistant Roof Discount -$16 $791
Newly Constructed Home Discount -$218 $589

Choose the Right Deductible for your Cedar Rapids, IA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Linn County $700 $831 $1,531 $604 $1,304 $227
Cedar Rapids, IA $2,000 $797 $2,797 $579 $2,579 $218
Swisher, IA $500 $945 $1,445 $686 $1,186 $258
Luzerne, IA $2,000 $855 $2,855 $621 $2,621 $234
Ladora, IA $300 $499 $799 $363 $663 $136
Monticello, IA $2,500 $747 $3,247 $543 $3,043 $204
Tipton, IA $100 $780 $880 $567 $667 $213
Oxford Junction, IA $700 $483 $1,183 $351 $1,051 $132
North English, IA $500 $646 $1,146 $470 $970 $177
Seventy-Six, IA $700 $867 $1,567 $630 $1,330 $237
Orono, IA $500 $521 $1,021 $378 $878 $142
East Waterloo, IA $2,000 $819 $2,819 $595 $2,595 $224

Identify Top Home Insurance Agents near Cedar Rapids, IA | Back to Top

Home Insurance Company Cedar Rapids, IA Homeowners Insurance Agency Cedar Rapids, IA Address Popularity Score Distance from Cedar Rapids (miles)
Liberty Mutual Independent Bouslog Insurance 360 7th Ave, Marion, IA, 52302
5.9
State Farm Heath Kilpatrick 5200 Fountains Dr Ne Ste 108, Cedar Rapids, IA, 52411-6612
5.8
Liberty Mutual Independent United Insurance Agencies 80 W 8th Ave, Marion, IA, 52302
5.8
State Farm Shawn Devries 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226
5.1
Allstate David Redlinger 955 29th Ave Ste B, Marion, IA, 52302
7.0
State Farm Julie Smith 1212 W Main St, Manchester, IA, 52057-2305
37.1
State Farm Doug Valentine 240 Wiley Blvd Sw Ste E, Cedar Rapids, IA, 52404-1319
2.5
State Farm Willie Caldwell 2000 1st Ave Ne Ste 200, Cedar Rapids, IA, 52402-6300
2.7
State Farm Michelle Havener 790 25th St, Marion, IA, 52302-3644
6.6
Travelers Hahn Insurance 2720 A Ave Ne, Cedar Rapids, IA, 52402
3.3

Compare Rates for Cedar Rapids, IA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Iowa $137,200 $829 $600 $1,180 $580
Linn County, IA $150,600 $841 $560 $1,190 $630
Cedar Rapids, IA $138,500 $807 $590 $1,110 $520
Swisher, IA $188,000 $956 $690 $1,310 $620
Luzerne, IA $150,000 $865 $610 $1,230 $620
Ladora, IA $58,100 $505 $360 $720 $360
Monticello, IA $115,200 $756 $540 $1,040 $500
Tipton, IA $124,700 $789 $580 $1,120 $540
Oxford Junction, IA $55,200 $489 $340 $670 $330
North English, IA $89,000 $654 $470 $900 $430
Seventy-Six, IA $154,700 $878 $610 $1,240 $630
Orono, IA $62,300 $527 $350 $720 $370
East Waterloo, IA $137,200 $829 $600 $1,190 $590

Research Home Insurance Companies Reviews in Cedar Rapids, IA Before Buying | Back to Top

Share a review on your home insurance company


Lenox Mutual Insurance Home Insurance Reviews

Date: January 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I switched insurance companies because the new one offers slightly more coverage for slightly less coverage. I'm happy with the new coverage.


Date: October 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I like that the Lenox Mutual Insurance app is extremely user-friendly. I find that many apps load the user down with information, while the Lenox Mutual Insurance app simply shows me what I need to know without any additional clutter. I also like that they allow me to easily contact them if I have any questions.

Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It is my understanding that everything in and around my home is covered.


Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I like that they tend to have a less is more approach when it comes to communication. I like that they send out several reminders when it is time to renew or has been past the time to renew our policy. I dislike however they are overabundant with the number of emails and calls when it comes time to renew. They put the pressure on.

Date: September 18, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They have been very helpful over the years. There was an instance who a service provider they contracted with was not returning our calls and when I called customer service to make a complaint they set me up immediately with a new provider and mentioned they would most likely end their contract with the provider we could not get a hold of.

Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Most other insurance companies have vastly higher premiums, I shopped around and was being quoted for insurance in the hundreds of dollars which is not affordable for me. However, it would have covered the cost of my eBay business. Personally only having to pay $5-10 a month is an expense I can write off without having to think about it.

Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Other than the time that I contacted them to file a claim I don't believe that I have heard from them other than getting my bill in the mail for the upcoming year.

Date: September 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
This home insurance covers repairs including major appliances, heating/air conditioning, and other damaged goods and services, all for a small fee.


Date: September 02, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I honestly have not looked around at other insurance companies to compare as it is included with my mortgage payment.

Date: August 16, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The few times that I have contacted them they didn't seem very professional and open to answering questions.

Date: July 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I like that the customer service for my company is available twenty-four hours a day and that when I call, I get a real person, not an automated bot. I also like that I get a natively English speaking person and not an employee from another country.

Date: May 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I believe it is very comparable to other companies we have received advertisements for in the mail. The difference may be off by $100 or so but I like our company because we only pay about $60 for a service worker to come to our home and they take care of the rest.

Date: March 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The company website is outdated and very told. It needs to be updated and I don't even know if there is an app the last time I checked there was not.

Date: January 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I like that they are available when I need them to be, but that they do not needlessly contact me with useless information that I already know, or try to upsell me on additional coverage.

Date: November 23, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
my insurance covers both the dwelling and the contents of my house, the contents are most important to me as the house is highly replaceable. But the contents are the crux of my eBay business and would put me in a dire financial situation.


Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I like that I can go online and submit a request to have someone come out and do a repair. It is easy to fill out the type of service I need from their selected service options. The website is easy to log in and know exactly where to go for help.

Progressive Home Insurance Reviews

Date: December 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I'm unsure what other companies offer as this is the first time we've had home insurance. Because we already have auto insurance through Progressive, it only made sense to have our home insured through them as well after having such a great experience with our auto insurance since we've had it. Our insurance insures every part of our home including the single items we own like electronics and the devices we use for work like my camera and computer. All of our belongings are covered if they are damaged or stolen and that's really what mattered most when we chose to have our home insured.


Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
They have always had a very nice and friendly staff to help me with anything. I have had to contact them via email and have always had a timely response.

Date: September 30, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have always been treated fairly and like a valued customer with Progressive. Every interaction has always been pleasant.

Date: August 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
This is the best premium that was offered through an insurance company. With bundled coverage, I can't complain about pricing.

Date: December 05, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
The mobile app is extremely easy to use so I have no issues with it. I can immediately find anything that I need.

Liberty Mutual Home Insurance Reviews

Date: September 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I would rate Liberty Mutuals Customer service at a solid 5. We moved from Geico for both our home and car insurance policies and they made the process extremely easy including a letter.

Date: October 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
I like the company website and the app because it gives every detail in it.

Date: August 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Communication
the interaction is made so great only because even we ask any doubts like annoying they will answer to us in a polite way.

Date: July 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
the insurance company covers a lot of things include the wooden things and other household items too

Date: July 28, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I like the customer service because they treat as like a family because they always concern about us so much

State Farm Home Insurance Reviews

Date: August 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I think my premium and deductible are a slightly better rate than other insurance policies, but from what I know it is quite comparable.

Date: February 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The offerings that my home insurance company has are very comparable to other insurance providers. They are very reliable with their services but are a little more expensive in pricing.


Date: November 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I love that their app is easy to use, it's clear and straight forward. I can pay my bill online using the app and can also view my policy on the app at any time. The contact info I need is on the app, all the costs and premiums are also available and they make all the information pretty transparent through the app as well

Farm Bureau Home Insurance Reviews

Date: July 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Their policies and price seem to be very comparable to other insurance companies I've quoted in the past, if someone is much lower they will often give a further discount provided proof.


Date: July 12, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My deductible is the same option available with other companies. My premium is slightly higher than other companies.

GEICO Home Insurance Reviews

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I am morally opposed to deductibles and sometimes deductibles can be waived depending on the circumstance. I appreciate this because i feel its a lot of money to pay on top of a premium when deductibles exist.

Date: November 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I am very satisfied with the customer service. they reply in a timely manner and are very cooperative and assistive in resolving issues and answering questions.

Allstate Home Insurance Reviews

Date: April 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
well i just recently got home insurance and i havent had any reason to use it yet but i would rate it a 3 so far.

Amica Mutual Insurance Home Insurance Reviews

Date: August 11, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible are extremely competitive in comparison with other insurance companies. I did extensive research with other insurance companies before choosing Amica.

Donegal Mutual Insurance Company Home Insurance Reviews

9 Ways to Get Discounts on Homeowners Insurance in Cedar Rapids, IA

What Makes Your Cedar Rapids, IA Home Insurance Cheap or Expensive