Gavop tells you how to get the best homeowners insurance in Cedar Rapids, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $65,500 | $50,000 | $50,000-$75,000 |
2 Bedroom | $134,500 | $130,000 | $100,000-$125,000 |
3 Bedroom | $192,000 | $170,000 | $150,000-$175,000 |
4 Bedroom | $276,000 | $240,000 | $250,000-$300,000 |
5 Bedroom | $148,500 | $130,000 | $150,000-$175,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$121 | $686 |
Superior Protection Discount | -$81 | $726 |
Fire & Security Discount | -$56 | $751 |
Hail Resistant Roof Discount | -$16 | $791 |
Newly Constructed Home Discount | -$218 | $589 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Linn County | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
Cedar Rapids, IA | $2,000 | $797 | $2,797 | $579 | $2,579 | $218 |
Swisher, IA | $500 | $945 | $1,445 | $686 | $1,186 | $258 |
Luzerne, IA | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
Ladora, IA | $300 | $499 | $799 | $363 | $663 | $136 |
Monticello, IA | $2,500 | $747 | $3,247 | $543 | $3,043 | $204 |
Tipton, IA | $100 | $780 | $880 | $567 | $667 | $213 |
Oxford Junction, IA | $700 | $483 | $1,183 | $351 | $1,051 | $132 |
North English, IA | $500 | $646 | $1,146 | $470 | $970 | $177 |
Seventy-Six, IA | $700 | $867 | $1,567 | $630 | $1,330 | $237 |
Orono, IA | $500 | $521 | $1,021 | $378 | $878 | $142 |
East Waterloo, IA | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
Home Insurance Company Cedar Rapids, IA | Homeowners Insurance Agency Cedar Rapids, IA | Address | Popularity Score | Distance from Cedar Rapids (miles) |
---|---|---|---|---|
Liberty Mutual Independent | Bouslog Insurance | 360 7th Ave, Marion, IA, 52302 | 5.9 | |
State Farm | Heath Kilpatrick | 5200 Fountains Dr Ne Ste 108, Cedar Rapids, IA, 52411-6612 | 5.8 | |
Liberty Mutual Independent | United Insurance Agencies | 80 W 8th Ave, Marion, IA, 52302 | 5.8 | |
State Farm | Shawn Devries | 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226 | 5.1 | |
Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 7.0 | |
State Farm | Julie Smith | 1212 W Main St, Manchester, IA, 52057-2305 | 37.1 | |
State Farm | Doug Valentine | 240 Wiley Blvd Sw Ste E, Cedar Rapids, IA, 52404-1319 | 2.5 | |
State Farm | Willie Caldwell | 2000 1st Ave Ne Ste 200, Cedar Rapids, IA, 52402-6300 | 2.7 | |
State Farm | Michelle Havener | 790 25th St, Marion, IA, 52302-3644 | 6.6 | |
Travelers | Hahn Insurance | 2720 A Ave Ne, Cedar Rapids, IA, 52402 | 3.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Iowa | $137,200 | $829 | $600 | $1,180 | $580 |
Linn County, IA | $150,600 | $841 | $560 | $1,190 | $630 |
Cedar Rapids, IA | $138,500 | $807 | $590 | $1,110 | $520 |
Swisher, IA | $188,000 | $956 | $690 | $1,310 | $620 |
Luzerne, IA | $150,000 | $865 | $610 | $1,230 | $620 |
Ladora, IA | $58,100 | $505 | $360 | $720 | $360 |
Monticello, IA | $115,200 | $756 | $540 | $1,040 | $500 |
Tipton, IA | $124,700 | $789 | $580 | $1,120 | $540 |
Oxford Junction, IA | $55,200 | $489 | $340 | $670 | $330 |
North English, IA | $89,000 | $654 | $470 | $900 | $430 |
Seventy-Six, IA | $154,700 | $878 | $610 | $1,240 | $630 |
Orono, IA | $62,300 | $527 | $350 | $720 | $370 |
East Waterloo, IA | $137,200 | $829 | $600 | $1,190 | $590 |
Date: January 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: October 05, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
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Date: September 18, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 02, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: March 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 23, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Date: December 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 05, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married