How Can I Make My El Monte, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in El Monte, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate El Monte, CA Home Insurance Coverage Levels | Back to Top

El Monte, CA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Townway Dr, Eastmont Ave, Felipe St, Aerojet Ave, Federal Dr, Landseer St, Exline St, Key West St, Richwood Ave, Haverly St $430,000 $380,000 $350,000-$400,000 $433,000 $390,000 $400,000-$500,000
Sierra Vis, Birchland Pl, Silverbay Ave, Hallowell Ave, Saint Louis Dr, Factorial Way, Roxie St, Freer St, Beuville Ave, Sitka St $494,500 $440,000 $500,000-$600,000 $621,000 $540,000 $500,000-$600,000
Marybeth Ave, Arden Way, Weaver Ave, Kerman Ave, Halifax Rd, Lexham Ave, Johnson Ave, Garypark Ave, Strang Ave, Cedar Cir $230,500 $200,000 $250,000-$300,000 $421,000 $370,000 $350,000-$400,000
Redberry St, Esto Ave, Birkdale St, Barela Ave, Morehouse St, Forest Grove St, Harnett Ave, Belcroft Ave, Allgeyer Ave, Coffield Ave $150,500 $120,000 $150,000-$175,000 $247,500 $220,000 $250,000-$300,000
Kennerly St, Sparklett St, Bourbon St, Maxson Pl, Iris Ln, Arrowood St, Civic St, Adelia Ave, San Rio St, Oakhurst St $370,500 $350,000 $400,000-$500,000 $497,500 $440,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in El Monte, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$153 $866
Superior Protection Discount -$102 $917
Fire & Security Discount -$102 $917
Hail Resistant Roof Discount -$20 $999
Newly Constructed Home Discount -$234 $785

Choose your El Monte, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,488
Hail Damage $4,618
Wind Damage $6,687
Expensive Claims
Fire $42,889
Smoke $15,884

Identify Top Home Insurance Agents near El Monte, CA | Back to Top

Home Insurance Company El Monte, CA Homeowners Insurance Agency El Monte, CA Address Popularity Score Distance from El Monte (miles)
State Farm Adam Guss 60 Plaza Sq Ste 200, Orange, CA, 92866-1473
22.2
Farmers Judy Ho 3030 E Colorado Blvd, Pasadena, CA, 91107
6.0
State Farm Adam Frank 19317 Vanowen St, Reseda, CA, 91335-5023
31.2
State Farm Mark Beck 637 S 2nd Ave, Covina, CA, 91723-3518
8.1
State Farm Pogos Ichmelyan 750 Colorado Blvd, Los Angeles, CA, 90041-1702
9.9
State Farm Eduard Mirzakhanyan 7113 1/2 Sunset Blvd, Los Angeles, CA, 90046-7152
18.2
State Farm Roger Martinez 1901 W Pacific Ave Ste 203, West Covina, CA, 91790-2090
4.9
Allstate Corey A. Bromberg 1201 Montana Ave Ste 204, Santa Monica, CA, 90403
27.0
Allstate Alina Vartanian 401 S Glenoaks Blvd Ste 104, Burbank, CA, 91502
17.3
Travelers United Western Insurance Brokers 525 Cordova St Ste 200, Pasadena, CA, 91101
7.9

Compare Rates for El Monte, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Los Angeles County, CA $495,800 $1,453 $1,070 $1,980 $910
El Monte, CA $401,000 $1,019 $750 $1,390 $640
Baldwin Park, CA $357,500 $907 $670 $1,230 $560
South Pasadena, CA $928,500 $941 $700 $1,280 $580
Charter Oak, CA $389,000 $882 $650 $1,200 $550
Downey, CA $479,500 $1,353 $1,000 $1,840 $840
La Palma, CA $612,200 $964 $710 $1,310 $600
West Athens, CA $382,700 $1,027 $760 $1,400 $640
North Tustin, CA $871,600 $1,620 $1,200 $2,200 $1,000
Rialto, CA $260,200 $712 $530 $970 $440
Temescal Valley, CA $396,200 $905 $670 $1,230 $560
Malibu, CA $1,974,100 $955 $710 $1,300 $590

Research Home Insurance Companies Reviews in El Monte, CA Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: December 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Not negative but have never had to file a claim or anything like that. I signed up online, pretty much just added it to my auto policy.

Date: September 21, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
I don't have a clue what is covered. I have insurance because somebody makes me do so. It has no value to me.


Date: September 13, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I do not dislike a thing about the customer service. That is the next best thing next to the app for Geico.

Date: September 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
The communication was my insurance company is amazing. They call at least once a year just to check on me and my policy even if nothing has gone wrong.

Date: August 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I really like Geico as an insurance company. My favorite feature has to be the mobile app. It is extremely easy to navigate.

Date: August 08, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The house itself it covered in the home policy as well as some expensive belongings like jewelry. None of the appliances are covered.


Date: August 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium for Geico compared to other companies was excellent. The premium was the cheapest and it covered the same amount of things as all the other companies offered to covered.

Date: August 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
it was the cheapest one. that's why I chose it. When someone else is cheaper I will switch.

Date: May 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I like the fact that I don't have to communicate with them. Insurance companies just screw you. Communicating makes it worse.

Liberty Mutual Home Insurance Reviews

Date: June 06, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Customer Service
In my experience, Liberty Mutual is a very dependable company, and very quick in response when I contact them. My only complaint would be price, but for peace of mind it is worth the expense.

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
in this company the customer service is so good immediate surviving is I would like

Date: August 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
this company persons are good iterations from customers and the talking also a very good

Date: August 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
yes, I am very must like this company's website the quick response is happening

Date: June 08, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
in this company, the premium work is very good for customers and also a very good response

Horace Mann Educators Corporation Home Insurance Reviews

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My family researched other companies and found Horace Mann to offer the best coverage for the lowest price. We switched from State Farm.

Date: September 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I have never used their website or mobile app. I wasn't aware they had much available for online use.

Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Because there is only one person who does all the work for the agent, if we are dissatisfied with that person's handling of a request, we don't have much recourse and can't ask to work with someone else. The agent himself never reaches out to us. However, most of the time, we get very individualized attention and they are thorough and prompt. We are overall satisfied.

Date: August 06, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Residence, related private structures, personal property, additional living costs, personal liability, medical payments to others.


Date: November 26, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Our agent has a small office which means we get very individualized attention. I like that; however, sometimes they can be slow in getting back to us. There's really only one person who does all the work so there's no one to complain to.

Allstate Home Insurance Reviews

Date: July 23, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
It's fairly similar but i found savings by switching. I'm sure this would vary from person to person.

Date: February 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I love in a condo so the policy is pretty straight forward. I was able to select my deductible and other information to tailor my needs a little but overall it was pretty standard.


Date: October 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Sometimes it is hard to find out if I can locate anyone that i need for support. The app sucks, it also always just shutdowns on me.

State Farm Home Insurance Reviews

Date: September 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have been with them for a few years now and have nothing but good things to say about their customer service. I have always felt that they really care about me and my business.

Date: June 15, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Premium
The deductible for my company is very flexible, with higher deductibles meaning less monthly cost, etc. I personally pay for one of the more expensive deductible plans for the peace of mind it offers.

Date: March 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Customer Service is the best. They are always available to talk 24/7 with any questions I may have.

Mercury Home Insurance Reviews

Date: January 02, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The policy seemed to be about the same as one I would receive from another insurer, It was a standard replacement policy


Progressive Home Insurance Reviews

Date: January 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
they have more options and with my membership its fairly priced and i still get to save money

Travelers Home Insurance Reviews

Date: November 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance company has a higher deductible than my previous insurance company. We have the lowest deductible they offer and it is still high. The policy offering is what I need to have my home and contents insured but I would like a lower deductible.


Farmer's Insurance Home Insurance Reviews

Date: February 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I think I'm rather satisfied. Honestly I haven't been shopping for home insurance in a while, nor do I plan to as I've been happy with my coverage and treatment.


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