How Can I Make My Mesquite, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Mesquite, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Mesquite, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,500 $30,000 $25,000-$50,000
2 Bedroom $90,500 $80,000 $75,000-$100,000
3 Bedroom $146,000 $120,000 $150,000-$175,000
4 Bedroom $165,000 $150,000 $175,000-$200,000
5 Bedroom $150,500 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Mesquite, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$259 $1,180
Superior Protection Discount -$130 $1,310
Fire & Security Discount -$144 $1,295
Hail Resistant Roof Discount -$43 $1,396
Newly Constructed Home Discount -$389 $1,051

Choose the Right Deductible for your Mesquite, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dallas County $1,000 $1,360 $2,360 $989 $1,989 $372
Mesquite, TX $1,500 $1,422 $2,922 $1,033 $2,533 $389
Dallas County, TX $100 $1,360 $1,460 $989 $1,089 $372
Murphy, TX $1,000 $1,097 $2,097 $798 $1,798 $300
Farmers Branch, TX $200 $978 $1,178 $711 $911 $267
Ennis, TX $1,500 $978 $2,478 $711 $2,211 $267
Frisco, TX $200 $1,473 $1,673 $1,071 $1,271 $403
Kemp, TX $2,500 $1,305 $3,805 $948 $3,448 $357
Alma, TX $100 $1,806 $1,906 $1,313 $1,413 $494
Oak Point, TX $1,000 $1,794 $2,794 $1,304 $2,304 $490
Shady Shores, TX $300 $2,017 $2,317 $1,466 $1,766 $551
Westover Hills, TX $700 $1,272 $1,972 $925 $1,625 $348

Identify Top Home Insurance Agents near Mesquite, TX | Back to Top

Home Insurance Company Mesquite, TX Homeowners Insurance Agency Mesquite, TX Address Popularity Score Distance from Mesquite (miles)
Travelers Mullen Insurance Agency Inc 337 Oaks Trail 200, Garland, TX, 75043
5.9
State Farm Read Castleberry 9043 Garland Rd, Dallas, TX, 75218-3919
8.3
State Farm Korina Hernandez 2301 Central Expy Ste 260, Plano, TX, 75075-2586
19.7
Allstate Park Cities Agency Inc. 2920 Inwood Rd Ste 100, Dallas, TX, 75235
14.8
Allstate Roy Cruz Jr. 921 S Bryan Belt Line Rd, Mesquite, TX, 75149
0.6
Farmers Laurence Cole 6060 N Central Expy Ste 232, Dallas, TX, 75206
12.1
Travelers Ragland Strother & Lafitte 3838 Oak Lawn Ave., Ste. 500, Dallas, TX, 75219
12.8
Allstate Vincent Greene 1331 Us Highway 80 E Ste 200, Mesquite, TX, 75150
2.6
Liberty Mutual Independent Lipscomb Insurance Group Inc 750 N Saint Paul St Ste 1400, Dallas, TX, 75201
12.4
State Farm Roxy Brown 12640 E Northwest Hwy Ste 410, Dallas, TX, 75228-8091
8.3

Compare Rates for Mesquite, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Dallas County, TX $148,300 $1,377 $910 $2,120 $1,210
Mesquite, TX $119,000 $1,439 $950 $2,220 $1,270
Dallas County, TX $148,300 $1,377 $910 $2,120 $1,210
Murphy, TX $324,700 $1,111 $730 $1,710 $980
Farmers Branch, TX $160,600 $990 $650 $1,520 $870
Ennis, TX $114,800 $990 $650 $1,530 $880
Frisco, TX $335,900 $1,491 $980 $2,300 $1,320
Kemp, TX $62,800 $1,321 $870 $2,030 $1,160
Alma, TX $197,500 $1,828 $1,210 $2,820 $1,610
Oak Point, TX $192,200 $1,816 $1,200 $2,800 $1,600
Shady Shores, TX $288,000 $2,042 $1,350 $3,140 $1,790
Westover Hills, TX $1,289,800 $1,288 $850 $1,980 $1,130

Research Home Insurance Companies Reviews in Mesquite, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 02, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The current premiums and deductible are fine and are do able by me. They are not too bad. With higher premiums and deductibles other insurance could not match my current provided.

Date: April 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I am extremely satisfied and give State Farm Home Insurance a rating of 5 in customer service. I've only filed a handful of claims, but each interaction was handled professionally and in a timely manner.

Date: February 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Statefarm offers a very comparable set of insurance policy provisions to other local insurance companies. I hired them because they offered essentially what the others competitors offered at a better price for premium and deductible.

Date: September 13, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
The company's website is OK< and it is easy enough to pay bills as appropriate. However, it would be nice if it were to link directly to the declaration pages and language of the insurance policy for easy reference.

Date: August 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
My hazard insurance policy covers my home and attached garage, along with the items contained inside. I have not added anything beyond the standard coverage for jewelry, electronics, etc.


Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Customer service has always been responsive to any questions I may have about payments. Setting up the initial homeowners insurance was very easy and took only a minimal amount of time.

Date: August 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
our home insurance provides coverage by damage by natural disaster. it covers the entire home inside and out. the only place it does not cover is the front yard.


Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
this insurance company compared to other insurance companies is fine because we had this since we got the house. to change the insurance company we would have to jump through hoops. We feel very comfortable with this insurance company.

Date: July 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I wish that the premium were lower. However, I do have a multiple line discount which reduces the amount of my premium. Any other company would likely only be comparable if I had my auto insurance with it as well.

Date: May 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
The main issue I have with the communication of the insurance company dovetails with the interaction with their contractor. I received a notification that an outside inspection would be completed. I asked for a telephone call prior to the date of the inspection, and I was told that I would receive it approximately 24 hours before. I was also told that it would take place in three to four weeks. It has been two months, and I have received no phone call, nor have I received any indication that an inspection has taken place. The insurance company simply puts it off on the contractor and cannot tell me anything.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I do like when I need to get in contact with the insurance company, I can easily call a direct number to my insurance agent. they are always there to take questions whenever we have them.

Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I feel that it is worth using. I am satisfied with their practices, and with the price that I'm paying for the insurance.I feel that it is worth using. I am satisfied with their practices, and with the price that I'm paying for the insurance.

Date: September 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They offer me the same other insurance companies offer but for a lesser price which counts because I count pennies.


Date: September 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Since I purchased my home, I have not had to pay my deductible, but it is quite reasonable. My premiums are paid annually and are more than affordable, which is why I have not switched providers.

Date: September 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
Makes it easy for me to select and have what I want and to speak to whom I can. They do good work on it.

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Everything is fine on that end, and no interruptions and really good communication skills. Answers to everything I need to know.

Date: August 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Really good to have and keeps me covered in case anything is to happen to my home


Date: August 22, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
It fits me, and it's something I have sticking with, and even if it did go up a bit, id still does business with them.

Date: May 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They are easy to talk to and answer all of your questions that you have, hardly any bad complaints on that.

Liberty Mutual Home Insurance Reviews

Date: September 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
They have taken care of everything quickly and amiably every time I have called or needed anything. I have never filed a home owner's claim, but an auto claim was handled very quickly and without hassle.

Date: August 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
For one of my homes, the premium is high, but I think that is because the state controls it. As an overall for all of my policies, their rates seem reasonable.

Date: July 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is easy to navigate. I can view all of my home and auto policies any time I wish. I can contact them through the website

Date: June 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers the structure of my house, the contents, the attached deck, and the detached shed. For an added rider it also covers flood damage as I am located on a lake.


Date: May 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
They send communication in a timely manner. they are easy to contact by phone and answer any questions I have.

Progressive Home Insurance Reviews

Date: July 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I bought the policy from a company that sells many different brands and policy's. I didn't compare much my self as I just told them.they they recommended a policy for me.


Date: July 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I am satisfied with the price of the deductible on my policy. I have to have a higher one because it makes my payment cheaper.

GEICO Home Insurance Reviews

Date: January 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They quickly and easily found me a policy over the phone that best fits my needs, and I felt they really listened to what I was looking for.

Date: December 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
5 on a rating of 1 to 5. I recently had to contact Geico due to a water claim and their customer service was excellent. They didn't give me as much money as I needed to fix the problem but that seems pretty typical of most insurance companies. They took my concerns into account.

Farmer's Insurance Home Insurance Reviews

Date: August 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I'm pretty sure other home insurance companies would cover a tornado. I think its insane they refused to because we live in tornado alley. Others would

Date: November 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
They have always had a lot of policies to offer to choose from so that you can ensure you have the best policy for your needs.


USAA Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Website and app are pretty accessible. Easy to maintain and use when necessary.

Esurance Home Insurance Reviews

Date: December 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I prefer to handle things online vs over the phone and they are very accommodating about that. The customer service on in general has been fantastic and not pushy.


Travelers Home Insurance Reviews

Date: December 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
my home insurance policy offerings are exactly in line with other companies. I therefore just evaluate companies based on past experiences and rates they offer


9 Ways to Get Discounts on Homeowners Insurance in Mesquite, TX

What Makes Your Mesquite, TX Home Insurance Cheap or Expensive