How Can I Make My Butte, MT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Butte, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Butte, MT Home Insurance Coverage Levels | Back to Top
| Butte, MT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spring Mtn Rd, Sheridan Ave, Centennial Ave, N Emmett Ave, Brookstone Trl, Gaylord St, Silver St, California Ave, Waukesha St, Majestic Vw | $90,000 | $70,000 | $75,000-$100,000 | $151,500 | $130,000 | $150,000-$175,000 |
| N Parkmont St, Tullamore St, Main St, Dewey Pt Rd, Elm St, Saint Paul Ave, Winkie Way, Iron St, Buxton Frontage Rd S, California Ave | $142,500 | $120,000 | $125,000-$150,000 | $211,500 | $170,000 | $200,000-$250,000 |
| Stuart Ave, Clayton St, E Ridge, W Granite St, 3rd Str, Hamilton St, Nickle Annie, Bitterroot Ln, Milky Way, Saint Anns St | $85,500 | $70,000 | $100,000-$125,000 | $197,500 | $160,000 | $175,000-$200,000 |
| Edison St, W Park St, Wisconsin St, Woolman St, South Dr, Passmore Canyon Rd, W Silver St, Beacon Rd, Oneil St, Pintlar Peaks Dr | $134,500 | $120,000 | $100,000-$125,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Farrell St, Flume Gulch, Argyle St, W Steele St, Stuart Ave, Thornton Ave, North St, Mystic Ln, Twilight Ln, Colorado St | $190,000 | $170,000 | $175,000-$200,000 | $198,500 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Butte, MT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $695 |
| Superior Protection Discount | -$86 | $772 |
| Fire & Security Discount | -$60 | $797 |
| Hail Resistant Roof Discount | -$26 | $832 |
| Newly Constructed Home Discount | -$232 | $626 |
Choose the Right Deductible for your Butte, MT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Silver Bow County | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Butte, MT | $2,500 | $847 | $3,347 | $616 | $3,116 | $232 |
| Butte-Silver Bow Northwest, MT | $500 | $1,042 | $1,542 | $757 | $1,257 | $285 |
| Warm Springs, MT | $2,500 | $935 | $3,435 | $679 | $3,179 | $255 |
| Whitehall, MT | $300 | $1,063 | $1,363 | $773 | $1,073 | $291 |
| Basin, MT | $2,000 | $939 | $2,939 | $682 | $2,682 | $257 |
| Deer Lodge, MT | $500 | $718 | $1,218 | $522 | $1,022 | $196 |
| Jefferson City, MT | $2,500 | $1,139 | $3,639 | $828 | $3,328 | $311 |
| Elliston, MT | $400 | $946 | $1,346 | $687 | $1,087 | $258 |
| Avon-Elliston, MT | $1,000 | $1,045 | $2,045 | $760 | $1,760 | $286 |
| Wheatland, MT | $100 | $1,270 | $1,370 | $923 | $1,023 | $347 |
| Maxville, MT | $700 | $1,252 | $1,952 | $910 | $1,610 | $342 |
Identify Top Home Insurance Agents near Butte, MT | Back to Top
| Home Insurance Company Butte, MT | Homeowners Insurance Agency Butte, MT | Address | Popularity Score | Distance from Butte (miles) |
|---|---|---|---|---|
| State Farm | Leo Mccarthy | 15 Discovery Dr, Butte, MT, 59701-3124 | 1.2 | |
| Liberty Mutual Independent | Montana Insurance Managers Llc | 1905 Ogden St, Anaconda, MT, 59711 | 24.5 | |
| Allstate | Carrie Martin | 1134 Butte Ave, Helena, MT, 59601 | 49.9 | |
| Allstate | Larry Wokral | 401 E Front St, Butte, MT, 59701 | 2.5 | |
| State Farm | Mike Paffhausen | 3334 Harrison Ave, Butte, MT, 59701-3544 | 1.6 | |
| Allstate | Julie Daum | 1630 Harrison Ave, Butte, MT, 59701 | 2.6 | |
| State Farm | Gayle Grimsrud | 1303 11th Avenue, Helena, MT, 59601-3919 | 49.8 | |
| State Farm | Jim Lynch | 9 West Legion Lane Po Box 153, Whitehall, MT, 59759 | 22.0 | |
| State Farm | Karen Flynn | 712 Main St, Deer Lodge, MT, 59722-1419 | 31.3 | |
| State Farm | Jim Lynch | 600 Dewey Blvd, Butte, MT, 59701-3214 | 1.4 |
Compare Rates for Butte, MT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Silver Bow County, MT | $133,800 | $863 | $660 | $1,130 | $470 |
| Butte, MT | $132,000 | $857 | $650 | $1,120 | $470 |
| Butte-Silver Bow Northwest, MT | $196,900 | $1,055 | $800 | $1,380 | $580 |
| Warm Springs, MT | $151,800 | $946 | $720 | $1,240 | $520 |
| Whitehall, MT | $207,100 | $1,076 | $820 | $1,410 | $590 |
| Basin, MT | $153,100 | $950 | $720 | $1,240 | $520 |
| Deer Lodge, MT | $126,600 | $727 | $550 | $950 | $400 |
| Jefferson City, MT | $248,900 | $1,153 | $880 | $1,510 | $630 |
| Elliston, MT | $155,800 | $957 | $730 | $1,250 | $520 |
| Avon-Elliston, MT | $198,500 | $1,058 | $800 | $1,390 | $590 |
| Wheatland, MT | $310,800 | $1,285 | $980 | $1,680 | $700 |
| Maxville, MT | $303,800 | $1,267 | $960 | $1,660 | $700 |
Research Home Insurance Companies Reviews in Butte, MT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 12, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Haven't had much interaction with customer service, which I guess is a good thing. Customer service is mostly needed when things go wrong, and things haven't gone wrong yet.
Date: January 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Overall, I am pleased. I've been with the company for 5 years now and have never had to make a claim though, so I should be. I don't know how easygoing they will be once I make one. Prices are fair (now) though, and everyone is friendly.
Farmer's Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
A deductible is the amount of money a policyholder must pay out-of-pocket toward damages or a loss before their insurance company will pay for a claim.
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have only interacted with Farmers' customer service when I moved homes and needed to change my coverage to my new residence. They made it fairly straightforward and easy to do so.
Progressive Home Insurance Reviews
Date: July 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
When we took out our policy we made sure it had coverage to protect against damage caused by fires, lightning strikes, windstorms and hail.
Liberty Mutual Home Insurance Reviews
Date: February 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I've never had to file any claims and I've had no issue with the insurance company. I don't have enough information to form much of an opinion about this company. I haven't reviewed many other policies.
Allstate Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Allstate offers eeverything and anything you could need. They come out and evaulate the property with a home inspection assessment, and compared to other companies.
Nationwide Home Insurance Reviews
Date: November 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
They have always been responsive when I have called with questions. I've never had to make a claim, so I can't speak to that.
The Hartford Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
THE PREMIUM AND DEDUCTIBLE OF MY POLICY COMPARED TO OTHER HOME INSURANCE POLICIES MY COMPANY IS BEST,BECAUSE MY COMPANY PROVIDE THE PREMIUM OF MONTHLY OFFERS.
American Family Insurance Home Insurance Reviews
Date: October 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
the insurance company that I have makes me feel comfortable with her, and that's why I did not think of looking for another