How Can I Make My Dayton, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Dayton, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Dayton, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $54,000 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 4 Bedroom | $154,000 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Dayton, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $681 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$56 | $745 |
| Hail Resistant Roof Discount | -$16 | $785 |
| Newly Constructed Home Discount | -$168 | $633 |
Choose your Dayton, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Dayton, OH | Back to Top
| Home Insurance Company Dayton, OH | Homeowners Insurance Agency Dayton, OH | Address | Popularity Score | Distance from Dayton (miles) |
|---|---|---|---|---|
| Erie | Daymont-Souders Insurance Agency Inc. | 7227 Taylorsville Road, Dayton, OH, 45424 | 7.6 | |
| Farmers | Chris Young | 1731 E Main St, Springfield, OH, 45503 | 24.4 | |
| State Farm | David Yenney | 300 James Bohanan Dr, Vandalia, OH, 45377-2300 | 8.0 | |
| State Farm | Shelonda Payton | 8106 Plainfield Rd, Cincinnati, OH, 45236-2413 | 40.7 | |
| State Farm | Jim Stocks | 135 W Dorothy Ln Ste 107, Dayton, OH, 45429-1477 | 5.2 | |
| State Farm | Gabe Landes | 1490 N Fairfield Rd Ste C, Beavercreek, OH, 45432-2680 | 8.1 | |
| State Farm | Dave Leonard | 5898 Salem Ave, Dayton, OH, 45426-1448 | 6.5 | |
| State Farm | Jim Amburn | 3430 S Dixie Dr Ste 204, Moraine, OH, 45439-2316 | 5.2 | |
| State Farm | David Bahr | 901 Congress Park Dr, Dayton, OH, 45459-4009 | 10.0 | |
| Liberty Mutual Independent | W P Dolle Llc | 201 E. Fifth Street, Suite 1000, Cincinnati, OH, 45202 | 49.5 |
Compare Rates for Dayton, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Montgomery County, OH | $112,100 | $637 | $440 | $910 | $470 |
| Dayton, OH | $66,500 | $801 | $540 | $1,150 | $610 |
| Gordon, OH | $82,700 | $573 | $400 | $810 | $410 |
| Castine, OH | $95,000 | $610 | $420 | $870 | $450 |
| Camden, OH | $77,200 | $555 | $370 | $770 | $400 |
| Lake Lakengren, OH | $118,500 | $673 | $480 | $930 | $450 |
| Ansonia, OH | $78,500 | $559 | $400 | $800 | $400 |
| Concorde Hills, OH | $465,600 | $1,524 | $1,040 | $2,180 | $1,140 |
| North Star, OH | $129,200 | $698 | $500 | $960 | $460 |
| Deer Creek, OH | $178,300 | $797 | $550 | $1,100 | $550 |
| Anderson, OH | $225,700 | $733 | $540 | $1,010 | $470 |
| New Knoxville, OH | $123,100 | $684 | $470 | $970 | $500 |
Research Home Insurance Companies Reviews in Dayton, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 10, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: June 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Donegal Mutual Insurance Company Home Insurance Reviews
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 26, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Auto Owners Insurance Home Insurance Reviews
Date: January 16, 2020 Age: Above 60 Gender: Female Marital Status: Married
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: February 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: January 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: December 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: April 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: October 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
American Modern Insurance Home Insurance Reviews
Date: November 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married