How Can I Make My Tarpon Springs, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Tarpon Springs, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Tarpon Springs, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,000 $50,000 $50,000-$75,000
2 Bedroom $163,000 $140,000 $150,000-$175,000
3 Bedroom $213,500 $190,000 $250,000-$300,000
4 Bedroom $229,000 $210,000 $250,000-$300,000
5 Bedroom $381,000 $340,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Tarpon Springs, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$207 $1,013
Superior Protection Discount -$122 $1,098
Fire & Security Discount -$98 $1,123
Hail Resistant Roof Discount -$37 $1,184
Newly Constructed Home Discount -$354 $866

Choose your Tarpon Springs, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,464
Hail Damage $4,759
Wind Damage $6,433
Expensive Claims
Fire $45,123
Smoke $17,222

Identify Top Home Insurance Agents near Tarpon Springs, FL | Back to Top

Home Insurance Company Tarpon Springs, FL Homeowners Insurance Agency Tarpon Springs, FL Address Popularity Score Distance from Tarpon Springs (miles)
Allstate Michael Lapella 10911 Countryway Blvd, Tampa, FL, 33626
8.8
Travelers Key Palm Insurance 28463 Us Hwy 19 N Suite 102, Clearwater, FL, 33761
5.2
Allstate David Beck 3800 Tampa Rd Ste 140, Oldsmar, FL, 34677
6.6
State Farm Pam Leonard-Williams 2476 Sunset Point Road, Clearwater, FL, 33765-1515
8.0
Allstate Steven Hauck 2323 Curlew Rd Ste 6a, Dunedin, FL, 34698
3.9
Travelers Anclote Insurance Agency 536 E Tarpon Ave Ste 1a, Tarpon Springs, FL, 34689
3.0
Liberty Mutual Independent Paul Ferraro Insurance 536 E Tarpon Ave #2 , Tarpon Springs, FL, 34689
2.9
Allstate Paul Freire 1365 Main St, Dunedin, FL, 34698
5.9
State Farm Dean Robinson 1474 Gulf To Bay Blvd, Clearwater, FL, 33755-5322
9.8
Travelers A American Insurance 1583 Main St, Dunedin, FL, 34698
5.8

Compare Rates for Tarpon Springs, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Pinellas County, FL $167,100 $1,375 $1,070 $1,840 $770
Tarpon Springs, FL $209,700 $1,220 $950 $1,640 $690
Belleair, FL $363,400 $2,742 $2,140 $3,670 $1,530
Odessa, FL $273,300 $1,135 $890 $1,520 $630
Pinellas Park, FL $128,600 $1,181 $920 $1,580 $660
Hillsborough County, FL $179,500 $1,449 $1,130 $1,940 $810
South Brooksville, FL $102,800 $1,095 $850 $1,470 $620
Hernando County, FL $120,600 $1,131 $880 $1,520 $640
Spring Lake, FL $217,800 $1,861 $1,450 $2,490 $1,040
Lacoochee, FL $115,000 $838 $650 $1,120 $470
South Bradenton, FL $63,200 $694 $540 $930 $390
Mulberry, FL $51,900 $748 $580 $1,000 $420

Research Home Insurance Companies Reviews in Tarpon Springs, FL Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I believe furnishings appliances any office equipment such as computers is covered as well as personal items like jewelry personal collector items


Date: September 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Almost everything is included in my policy related to my home.


Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The website is easy to use. It took very little time to learn to use. it. It is easy to understand, I can make payments and changes to my policy.

Date: September 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
it seems fine I don't use it much we just mail in a check once a year so really haven't had a chance to use it a lot. Have not had to file any claims

Date: August 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I shopped around and other companies had a higher premium. I had auto insurance for many years with State Farm before I got the homeowners policy so I got very good discounts

Date: August 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like having a private agent. He is always available if I have a question. The people in his office know me by name and are very knowledgeable

Date: August 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
It is fine I really haven't used it much but the times I have they could not be more friendly and helpful no issues

Date: July 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Any correspondence I get from my insurance company is easy to read and understand. As mentioned earlier there is always a real person to talk to in the office if I have questions.

Date: May 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Have not had any problems at all but I haven't filed any claims so haven't really experienced their service much really just when we first took out the policy and that was great no problems

Date: November 18, 2017    Age: Above 60    Gender: Female    Marital Status: Married

Premium
Well I have not checked others to compare however I would like a little cheaper premium than I pay currently

Allstate Home Insurance Reviews

Date: March 28, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium of the insurance provided by Allstate is the cheapest I have had in my lifetime of insurance buying.The deductible is in accordance with the industry standards.

Date: November 09, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I like it since its website is very easy to use it does not have any complications, everything is very easy

Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer services are also great. Every time that I call they act like we are family. I have never had such an interaction with people like that before from a large company. I like that they have their own branches close to home they make you feel very welcome and taken care of.

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
I do not like that I do not have the correct information on the mobile device. I have tried to update it on the phone but it does not work. I can not see all the correct policies.

Date: May 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I know that there is a lot of different premiums. I do like the one that I have but I also know that there was more out there that would be better but they are so much higher. And they only include a few extra things that mine does not

Date: March 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Television, couch, furniture, washer and dryer, dishwasher, fridge, freezer, flooring, windows, doors, walls, pool, roof, sink,


USAA Home Insurance Reviews

Date: September 24, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I absolutely love my home insurance provider.USAA feels very much like a hometown provider. Their main offices are in my home state of Texas. I always have a wonderful experience when I have to deal with them for any issues.

Date: July 25, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
My premium seems is a little lower then what I had with American Family. My deductible is the same amount however, if I needed to make a claim.

Date: April 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The cost of my policy is fairly comparable to the competitor's prices. While I do get a discount for having multiple policies under them, the prices have gone up in the past few years.

Date: January 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
When we bought our first home in 2005 we chose them as our insurance company because they had the best rates, as well as we could bundle our cars and the deductible was fair priced. It was great for a family starting out. It is now 13 years later and their rates are still good and so is their deductibles.

Date: November 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I've never needed to use a deductible yet so I don't have much experience with this.

Travelers Home Insurance Reviews

Date: September 19, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
They're about average. We could get a cheaper policy but we like the dependability of a large long-standing company. One of these smaller obscure companies could write a policy much cheaper but who knows if they will stay in business.

Date: August 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Like it. The customer service is great. We always get our rep quickly and she answers any questions and provides excellent customer service.

Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Its easy peasy lemon squeezy. You get a real person on the line quickly. We have our own rep so we generally converse just with her.

Date: May 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Pretty much everything is covered. Structure, possessions, Time we're not able to use the house for whatever reason and they pay for a place to stay during a catastrophe. It's a good policy


Date: January 03, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
Everything is straightforward and easy to use for viewing your policy, renewing, making changes, starting a claim

Progressive Home Insurance Reviews

Date: December 01, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
THE DEDUCTIBLE IS PRETTY GOOD ACCORD TO OTHER INSURANCE I DON THINK IT CAN BE BEAT

Citizens Property Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I really like my home insurance company because this is my safe home with the company thank you very much for your questions

GEICO Home Insurance Reviews

Date: January 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The deductible is actually lower compared to my past coverage .It is only around $500 compared to $1200 for the same coverage previously.

Olympus Insurance Home Insurance Reviews

Date: January 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
When purchasing my policy with Olympus, I compared their package with other company policies, apples to apples. Their rates are lower than similar products offered by the competitors I compared them with at the time I was shopping for my policy,


Amica Mutual Insurance Home Insurance Reviews

Date: May 27, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Premium
I believe that the premium and deductible rates that are offered by our insurer are generally comparable to competitors. I have not been disappointed by the insurance rates.

Farmer's Insurance Home Insurance Reviews

Date: September 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think the premiums offered are pretty similar to other companies.The coverage is nothing special and offers everything you would expect.


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