How Can I Make My Stockton, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Stockton, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Stockton, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $69,000 $60,000 $50,000-$75,000
2 Bedroom $107,000 $100,000 $100,000-$125,000
3 Bedroom $151,000 $140,000 $150,000-$175,000
4 Bedroom $243,000 $210,000 $200,000-$250,000
5 Bedroom $247,500 $210,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Stockton, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $517
Superior Protection Discount -$57 $581
Fire & Security Discount -$64 $574
Hail Resistant Roof Discount -$19 $619
Newly Constructed Home Discount -$185 $453

Choose your Stockton, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,368
Hail Damage $4,476
Wind Damage $6,496
Expensive Claims
Fire $46,910
Smoke $16,553

Identify Top Home Insurance Agents near Stockton, CA | Back to Top

Home Insurance Company Stockton, CA Homeowners Insurance Agency Stockton, CA Address Popularity Score Distance from Stockton (miles)
State Farm Rolando Suarez 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911
49.3
Travelers Alive Insurance Services Inc 6328 Fairmount Ave Ste 230, El Cerrito, CA, 94530
50.1
Nationwide Melissa Saites-Nelson 4749 J St, Sacramento, CA, 95819-3739
43.3
State Farm Kelly Qu 4620 Fortran Drive Suite 203, San Jose, CA, 95134-2322
47.5
State Farm Burch Boehner 201 E Taylor St Ste 2, San Jose, CA, 95112-5036
49.4
State Farm Rich Castro 39500 Stevenson Pl Ste 105, Fremont, CA, 94539-3101
40.9
Allstate Ray J. Rodriguez 6657 Thornton Ave, Newark, CA, 94560
45.4
Liberty Mutual Independent Centurion Insurance Agency 7950 Dublin Blvd Ste 100, Dublin, CA, 94568
34.3
Allstate Richard Dusablon 950 Thompson St, Milpitas, CA, 95035
46.2
Allstate Daniel Valdez 3465 American River Dr Ste A, Sacramento, CA, 95864
43.4

Compare Rates for Stockton, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
San Joaquin County, CA $281,100 $746 $550 $1,010 $460
Stockton, CA $205,300 $638 $470 $870 $400
August, CA $104,600 $1,056 $780 $1,440 $660
Peters, CA $389,700 $1,052 $780 $1,430 $650
Camanche North Shore, CA $221,100 $679 $500 $920 $420
Oakdale, CA $317,600 $816 $600 $1,110 $510
Pacheco, CA $159,700 $598 $440 $810 $370
Lafayette, CA $1,214,200 $941 $700 $1,280 $580
Turlock, CA $272,600 $731 $540 $990 $450
Vallejo, CA $332,900 $852 $630 $1,160 $530
Gold River, CA $451,500 $949 $700 $1,290 $590

Research Home Insurance Companies Reviews in Stockton, CA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: January 16, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Our offerings are bundled with Home, Auto, Life, and insurance on all of our belongings, with life covering myself, my wife and my 3 kids.


Date: September 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am satisfied with my policy offerings. My insurance agent helped me and my husband choose the right policy for us and I believe that it is the one we need.


Date: July 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium seems to go up every single year, making it more and more attractive to rent a home rather than own one.

Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
its convenient cause i have access online and if i need help they have chat available ,

Date: February 09, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I would give State Farm a '4' here, I am sure that other companies might have better rates. However it would be tough to change to those companies knowing what great service we are receiving with State Farm.

Date: December 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I believe my monthly premium and deductible are on point when compared to other companies. Price was the determining factor when I chose State Farm.

Date: September 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I have excellent coverage. Dwelling and structures, theft, jewelry riders and personal belongings as well as household stuff.


Date: September 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like that they are so responsive. That is definitely my favorite thing. I always get a response back about whatever I request usually within a few hours. I have compared the rates and offers to others and on some things they are a bit higher but the customer service takes care of that. that is a big plus for me

Date: September 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Communication is the best that I've had. In talking with my friends it seems that mine is one of the best when helping out they're customers and explaining things clearly and promptly.

Date: August 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Provides coverage with the loss, accidents, tornado, natural disasters, etc. Personal belongings inside the dwelling are also included. Minor landscaping thing likes trees and shrubs are also covered but no to a great extent.


Date: August 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have had excellent service with State Farm as far as their customer service goes. My agent's office is always quick to get back to me if i have any questions and are always searching for new discounts for me.

Date: May 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Little high compared to others rates with the same coverage but other companies and my company policies are slightly different so I understand the differences. Not the highest but probably middle of the road as far as rates go.

Date: May 03, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I bundle my homeowners with auto and they gave me the best rate for the money

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
I'm very satisfied with the company's website. It shows me everything I need regarding the policies I have with them.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I am very satisfied with the communication I have with State Farm.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Always responsive and punctual. ive had meetings and phone calls and they are always on time and super helpful. I'm, not the most knowledgeable about all the insurances lingo and techno-talk but they're always super helpful and understanding.

Travelers Home Insurance Reviews

Date: September 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
Everything is laid out pretty clearly so that the site is straightforward. We can pay our premiums and view our policy easily. Options for reporting a claim, contacting them, etc are plain to see.

Date: August 12, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I don't know all the details but I do know all our items and structure are sufficiently covered. We had a house fire about a year and a half ago. We had to rebuild and replace all our stuff so we feel like insurance experts now.


Date: May 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We just had a fire a year and a half ago. we expected to be paying out the ars for insurance. We had to shop around a lot but we found this insurance to be quite affordable.

Date: May 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They always answer so you can talk to a real person. Our lady is very knowledgeable. We get what we need no problem.

Date: March 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
No problems so far. everyone is polite and knowledgeable. We have our own rep, she's great.

Farmer's Insurance Home Insurance Reviews

Date: September 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I do not have a dislike, and I like that most of the time I talk to a real person and not an automated system. The ability to chat online is good too

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like the simplicity of the site. The mobile site is not as good as other sites I have seen. Overall easy to use and the ability to chat with a representative is important.

Date: August 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The responsive when concerns or claims come up. Fortunately, we have not had to file a claim in the whole time we have been with them. Other questions are addressed in a timely matter

Date: August 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium offered was about $300.00 less than the all other quotes. We already had our car insurance under Farmers, so we just transitioned over

Date: May 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The policy covers fire and loss of use as far as I can remember


Farm Bureau Home Insurance Reviews

Date: November 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have basic home owner's insurance. I am protected from Acts of God such as flooding, trees falling on the home, and it catching on fire. I am also insured up to 25,000 in case of theft and 250,000 for damages.


Progressive Home Insurance Reviews

Date: January 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is not bad with progressive, I have renters insurance, so its only a 500 dollar deductible. but again. I am just scared they will drop me if i ever file a claim just like Geico did. I would not be surprised if they did. My premium is only 100 dollars a month. Its still a ripoff.

Nationwide Home Insurance Reviews

Date: May 31, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
I was very satisfied with the customer service of Nationwide. I would give them a five for getting the claim resolved quickly and efficiently.

Liberty Mutual Home Insurance Reviews

Date: October 09, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
Liberty Mutual's customer service is excellent. I like that there are different ways to communicate with the customer service people. You can always reach someone through phone, text, chat, or email.

GEICO Home Insurance Reviews

Date: January 01, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I give Geico a 5 for customer service. They always answer and you get connected in a timely manner. They always have every answer and do not try to lie to get you to do stuff. They are upfront, which I appreciate.

Reynolds Insurance Home Insurance Reviews

Date: November 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I have no idea what this insurance company offers that is better or worse than other insurance providers. There is very little advertising in the ways of home insurance so I don't really know what I'd be on the lookout for.


Mercury Home Insurance Reviews

Allstate Home Insurance Reviews

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