How Can I Make My West Palm Beach, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in West Palm Beach, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate West Palm Beach, FL Home Insurance Coverage Levels | Back to Top
| West Palm Beach, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eiffel Dr, Railroad Ave N, West St, Newton Woods Dr, George St, Perimeter Rd, 28th St, Sunrise Ave, Rilyn Dr, Main St | $788,500 | $650,000 | $800,000-$900,000 | $688,500 | $580,000 | $500,000-$600,000 |
| East Pkwy, Emerald Ln, Elaine Cir E, Lytle St, Spencer Dr, Flatrock Rd, N Rosemary Ave, N Terrace Dr, Inglewood St, Magnolia Ln | $111,500 | $100,000 | $75,000-$100,000 | $200,500 | $170,000 | $200,000-$250,000 |
| Mayflower Rd, Lilac Ct, Cresta Cir, Aravale Rd, Wallis Rd, Owl Pointe Cir, Anthony Cir S, Chase St, Windsor Ct, Webster Ave | $261,500 | $230,000 | $250,000-$300,000 | $453,500 | $430,000 | $400,000-$500,000 |
| Jefferson Rd, 63rd Trl N, E Breezy Ln, Nathan Hale Rd, Dock St, Chadbourne Ct, Pendleton Ave, Betram, Clarendon Ave, Hammon Ave | $163,500 | $140,000 | $150,000-$175,000 | $306,000 | $250,000 | $350,000-$400,000 |
| N Sandra Ln, S Lake Trl, Christopher St, 48th St, Witt St, Mission Ct, Gypsum Pl, Whitehall Rd, Booker Ave, Buccaneer Trl | $196,000 | $180,000 | $150,000-$175,000 | $240,000 | $190,000 | $200,000-$250,000 |
| 39th St, 24th St, Westminster Pl, Roseland Dr, Oklawaha Ave, Elmhurst Rd, Heritage Way N, Plantation Rd, Merrain Rd, Dora Ln | $174,000 | $150,000 | $150,000-$175,000 | $380,000 | $330,000 | $400,000-$500,000 |
| Malverne Rd, Lainhart Ct, Pso Navarra, Sarazen Cir, Pembroke Pl, Wynnedale Cir, el Vedado, Upland Rd, N Breakers Row, List Rd | $300,500 | $280,000 | $300,000-$350,000 | $524,500 | $450,000 | $500,000-$600,000 |
| Orchard Way, Wells Rd, Marguerita Dr, 26th St, Worth Ave, Evernia St, Kumquat Rd, Citation Dr, Flagler Way, 48th Ter N | $131,000 | $110,000 | $125,000-$150,000 | $223,000 | $200,000 | $175,000-$200,000 |
| Clarke Ave, 54th St, Alamanda Rd, Stacy St, Ascot Cres, Da Vinci Cir, Baker Dr, Pine Cone Ln, Lakeland Dr, Porter Pl | $188,500 | $150,000 | $200,000-$250,000 | $201,000 | $180,000 | $150,000-$175,000 |
| Meadowbrook Dr, Sheffield I, Sheffield O, Spencer Dr, 47th Ter N, 19th St, Avila Rd, Tiffany Dr E, 47th Pl N, 29th St | $72,500 | $70,000 | $50,000-$75,000 | $93,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in West Palm Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$196 | $1,113 |
| Superior Protection Discount | -$118 | $1,192 |
| Fire & Security Discount | -$131 | $1,179 |
| Hail Resistant Roof Discount | -$26 | $1,283 |
| Newly Constructed Home Discount | -$380 | $930 |
Choose your West Palm Beach, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near West Palm Beach, FL | Back to Top
| Home Insurance Company West Palm Beach, FL | Homeowners Insurance Agency West Palm Beach, FL | Address | Popularity Score | Distance from West Palm Beach (miles) |
|---|---|---|---|---|
| Allstate | Ted Todd | 14859 Lyons Rd Ste 126, Delray Beach, FL, 33446 | 18.9 | |
| Allstate | Russ Deboo | 1430 S Federal Hwy Ste 200, Deerfield Beach, FL, 33441 | 27.8 | |
| Liberty Mutual Independent | Evergreen Insurance | 583 105th Ave N Ste 2, Royal Palm Beach, FL, 33411 | 10.0 | |
| Allstate | Charles Maurer | 1000 Linton Blvd Ste A2, Delray Beach, FL, 33444 | 18.1 | |
| Travelers | Absolute Insurance Inc | 521 Lake Ave Ste 11, Lake Worth, FL, 33460 | 5.9 | |
| Liberty Mutual Independent | Bateman Gordon & Sands Inc | 3050 N Federal Hwy, Lighthouse Point, FL, 33064 | 29.9 | |
| Travelers | Insurance Offices Of The Palm Beaches | 11211 Prosperity Farms Rd Ste B106 , Palm Beach Gardens, FL, 33410 | 9.7 | |
| Travelers | Insurance & Benefit Partners | 3966 Northlake Blvd, Palm Beach Gardens, FL, 33403 | 8.0 | |
| State Farm | Ro Rabozzi | 400 S Dixie Hwy Ste 100, Boca Raton, FL, 33432-6023 | 24.5 | |
| Travelers | Harvey L Brown Agency | 64 Ne 5th Ave Delray Beach, Delray Beach, FL, 33483 | 16.4 |
Compare Rates for West Palm Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| West Palm Beach, FL | $156,100 | $1,310 | $1,020 | $1,750 | $730 |
| Kenwood Estates, FL | $160,900 | $1,487 | $1,160 | $1,990 | $830 |
| South Palm Beach, FL | $238,700 | $1,995 | $1,560 | $2,670 | $1,110 |
| Juno Ridge, FL | $210,700 | $1,815 | $1,420 | $2,430 | $1,010 |
| Delray Beach, FL | $240,800 | $1,355 | $1,060 | $1,820 | $760 |
| Coconut Creek, FL | $168,000 | $1,381 | $1,080 | $1,850 | $770 |
| Lauderdale-by-the-Sea, FL | $459,100 | $942 | $730 | $1,260 | $530 |
| Sewall's Point, FL | $686,600 | $884 | $690 | $1,180 | $490 |
| Rio, FL | $188,800 | $1,672 | $1,300 | $2,240 | $940 |
| Pahokee, FL | $93,300 | $866 | $680 | $1,160 | $480 |
| Hutchinson Island South, FL | $238,700 | $1,995 | $1,560 | $2,670 | $1,110 |
Research Home Insurance Companies Reviews in West Palm Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premiums and deductibles, from my shopping around, seemed to be about the same as other companies. Generally speaking, the lower the deductible the higher the premium.
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium paid is fair to other companies coverage plans at about the same rate. My family has been with State Farm Insurance for years and we have never had any problems with them or the policy. However, we have been fortunate and have never had any disaster happen to us that has required the use of the full policy, so I can not determine how the policy would work if we needed it for a real issue, only its preventative capabilities.
Date: September 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
All of the interactions with my State Farm Insurance agent are positive. I have no complaints about performances. They are always helpful and great you with a smile. I am satisfied with the service.
Date: August 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
The policy covers theft, hail, fire, lighting and windstorms. It also covers medical payments to others and personal liability. Along with physical loss of my dwelling.
Date: July 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have never had a problem with my local State Farm Insurance company. They have always answered all my questions in a professional and knowledgeable way. They are friendly and always make sure you are satisfied with your plan. They also let you know if there is anything on the policy that can be changed to benefit my situation when asked.
Date: July 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I feel the website and mobile app. are easy to use and aesthetically pleasing. It is easy to find information that you are looking for through the platform they decided to use. You can find out a lot of information very easily for those who already have a claim policy to those who might be looking to open a claim policy with this company.
Copeland Group Home Insurance Reviews
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
Like: Short hold times. Very attentive staff ready to answer my questions. Friendly.
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I do not use the company app for homeowner insurance issues. I call them on the phone.
Date: January 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Like: Customer service is friendly. They are always responsive to my questions. Will call me back with the information I request and answers all my questions. Nice staff.
Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Married
Premium
I shopped around a lot for policies and they had the cheapest price for the same policy offered by others.
Farmer's Insurance Home Insurance Reviews
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
the premium is a way to high. We had a major increase in the total to replace cost this past year and that drove our prices up way too high.
Date: August 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I like that our agent is pretty available to us, but we have to go in or call him. I feel like he should be reaching out to us.
Date: January 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I don't like that I can't really compare plans. it's not easy to navigate that option. I also do not like that they just auto-renew without a review.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I Like our Agent Tim. however I don't like that the policy just auto-renews. We have to go in and talk to him to find a better rate. it just seems like as our agent, he should be doing that already for us.
Allstate Home Insurance Reviews
Date: January 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
My deductible is $500 and the premium is included in my mortgage payment so I'm not quite sure.
Date: November 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Allstate has been a very good company to my family, they have paid out claims, and their customer service is excellent, swift and speedy service.
Date: October 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Website/App
Its hard to navigate and sometime glitches, good is that transition time from page to page seems to load fast
USAA Home Insurance Reviews
Date: April 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
USAA's customer service is quite responsive. I will rate it a 5 because each and every time I call, they do their utmost to assist me in my needs. If the service rep cannot do it.
Date: February 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They have been excellent so far. They made setting up my account very easy. I have not had to make a claim yet
Date: January 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Overall, I feel very satisfied with our insurance company, USAA. We have been members for several years and have several products through this company. As a result, we get a multi-policy discount, which we greatly appreciate and value. Every little bit of savings always helps and this offer makes the company quite attractive. When working with the customer service team, we always seem to get fast responses whether over the phone or online. I never feel like I'm waiting too long to make changes or get answers, which shows they value your time.
Liberty Mutual Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
The liberty mutual offers varieties of policies in affordable price range and also give full coverage
Esurance Home Insurance Reviews
Date: October 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I chose a slightly higher deductible to lower the premium a little bit, but the pricing across the board at the other insurance companies was all very similar.
Safeco Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The home insurance policy offerings are completely satisfactory. I do not have any need for other policy offerings beyond the ones I currently have with this company.
American Integrity Insurance Home Insurance Reviews
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
This company is a virtual call center that deserves a mention as one of the largest virtual companies in the country. The work of Alpine Access is similar, almost the same, to working for any call center, which means you'll have to be in front of the computer that takes the calls, unless you're taking a break or eating