West Palm Beach, FL Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in West Palm Beach, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate West Palm Beach, FL Home Insurance Coverage Levels | Back to Top

West Palm Beach, FL - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Eiffel Dr, Railroad Ave N, West St, Newton Woods Dr, George St, Perimeter Rd, 28th St, Sunrise Ave, Rilyn Dr, Main St $788,500 $650,000 $800,000-$900,000 $688,500 $580,000 $500,000-$600,000
East Pkwy, Emerald Ln, Elaine Cir E, Lytle St, Spencer Dr, Flatrock Rd, N Rosemary Ave, N Terrace Dr, Inglewood St, Magnolia Ln $111,500 $100,000 $75,000-$100,000 $200,500 $170,000 $200,000-$250,000
Mayflower Rd, Lilac Ct, Cresta Cir, Aravale Rd, Wallis Rd, Owl Pointe Cir, Anthony Cir S, Chase St, Windsor Ct, Webster Ave $261,500 $230,000 $250,000-$300,000 $453,500 $430,000 $400,000-$500,000
Jefferson Rd, 63rd Trl N, E Breezy Ln, Nathan Hale Rd, Dock St, Chadbourne Ct, Pendleton Ave, Betram, Clarendon Ave, Hammon Ave $163,500 $140,000 $150,000-$175,000 $306,000 $250,000 $350,000-$400,000
N Sandra Ln, S Lake Trl, Christopher St, 48th St, Witt St, Mission Ct, Gypsum Pl, Whitehall Rd, Booker Ave, Buccaneer Trl $196,000 $180,000 $150,000-$175,000 $240,000 $190,000 $200,000-$250,000
39th St, 24th St, Westminster Pl, Roseland Dr, Oklawaha Ave, Elmhurst Rd, Heritage Way N, Plantation Rd, Merrain Rd, Dora Ln $174,000 $150,000 $150,000-$175,000 $380,000 $330,000 $400,000-$500,000
Malverne Rd, Lainhart Ct, Pso Navarra, Sarazen Cir, Pembroke Pl, Wynnedale Cir, el Vedado, Upland Rd, N Breakers Row, List Rd $300,500 $280,000 $300,000-$350,000 $524,500 $450,000 $500,000-$600,000
Orchard Way, Wells Rd, Marguerita Dr, 26th St, Worth Ave, Evernia St, Kumquat Rd, Citation Dr, Flagler Way, 48th Ter N $131,000 $110,000 $125,000-$150,000 $223,000 $200,000 $175,000-$200,000
Clarke Ave, 54th St, Alamanda Rd, Stacy St, Ascot Cres, Da Vinci Cir, Baker Dr, Pine Cone Ln, Lakeland Dr, Porter Pl $188,500 $150,000 $200,000-$250,000 $201,000 $180,000 $150,000-$175,000
Meadowbrook Dr, Sheffield I, Sheffield O, Spencer Dr, 47th Ter N, 19th St, Avila Rd, Tiffany Dr E, 47th Pl N, 29th St $72,500 $70,000 $50,000-$75,000 $93,500 $80,000 $75,000-$100,000

Bundle your West Palm Beach, FL Auto & Home Insurance from the Same Company | Back to Top

West Palm Beach, FL Car Insurance West Palm Beach, FL Home Insurance
Details Nissan, 370Z 4 Beds, 3 Baths, 2440 Square Feet worth $266000
Insurance Rates Individually $3,394.49 $21360
Savings from buying both from the same company $5,198.44

Choose your West Palm Beach, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,537
Hail Damage $4,618
Wind Damage $6,242
Expensive Claims
Fire $42,442
Smoke $17,389

Identify Top Home Insurance Agents near West Palm Beach, FL | Back to Top

Home Insurance Company West Palm Beach, FL Homeowners Insurance Agency West Palm Beach, FL Address Popularity Score Distance from West Palm Beach (miles)
Allstate Ted Todd 14859 Lyons Rd Ste 126, Delray Beach, FL, 33446
18.9
Allstate Russ Deboo 1430 S Federal Hwy Ste 200, Deerfield Beach, FL, 33441
27.8
Liberty Mutual Independent Evergreen Insurance 583 105th Ave N Ste 2, Royal Palm Beach, FL, 33411
10.0
Allstate Charles Maurer 1000 Linton Blvd Ste A2, Delray Beach, FL, 33444
18.1
Travelers Absolute Insurance Inc 521 Lake Ave Ste 11, Lake Worth, FL, 33460
5.9
Liberty Mutual Independent Bateman Gordon & Sands Inc 3050 N Federal Hwy, Lighthouse Point, FL, 33064
29.9
Travelers Insurance Offices Of The Palm Beaches 11211 Prosperity Farms Rd Ste B106 , Palm Beach Gardens, FL, 33410
9.7
Travelers Insurance & Benefit Partners 3966 Northlake Blvd, Palm Beach Gardens, FL, 33403
8.0
State Farm Ro Rabozzi 400 S Dixie Hwy Ste 100, Boca Raton, FL, 33432-6023
24.5
Travelers Harvey L Brown Agency 64 Ne 5th Ave Delray Beach, Delray Beach, FL, 33483
16.4

Compare Rates for West Palm Beach, FL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $170,800 $800 $620 $1,070 $450
Palm Beach County, FL $216,200 $970 $760 $1,300 $540
West Palm Beach, FL $149,800 $750 $590 $1,010 $420
Kenwood Estates, FL $122,100 $550 $430 $740 $310
South Palm Beach, FL $231,300 $1,110 $870 $1,490 $620
Juno Ridge, FL $157,100 $860 $670 $1,150 $480
Delray Beach, FL $206,000 $820 $640 $1,100 $460
Coconut Creek, FL $154,300 $730 $570 $980 $410
Lauderdale-by-the-Sea, FL $434,600 $1,960 $1,530 $2,630 $1,100
Sewall's Point, FL $621,500 $1,620 $1,260 $2,170 $910
Rio, FL $156,500 $700 $550 $940 $390
Pahokee, FL $112,700 $600 $470 $800 $330
Hutchinson Island South, FL $250,200 $1,400 $1,090 $1,880 $790

Research Home Insurance Companies Reviews in West Palm Beach, FL Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium paid is fair to other companies coverage plans at about the same rate. My family has been with State Farm Insurance for years and we have never had any problems with them or the policy. However, we have been fortunate and have never had any disaster happen to us that has required the use of the full policy, so I can not determine how the policy would work if we needed it for a real issue, only its preventative capabilities.

Date: September 05, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
All of the interactions with my State Farm Insurance agent are positive. I have no complaints about performances. They are always helpful and great you with a smile. I am satisfied with the service.

Date: August 24, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
The policy covers theft, hail, fire, lighting and windstorms. It also covers medical payments to others and personal liability. Along with physical loss of my dwelling.


Date: July 26, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have never had a problem with my local State Farm Insurance company. They have always answered all my questions in a professional and knowledgeable way. They are friendly and always make sure you are satisfied with your plan. They also let you know if there is anything on the policy that can be changed to benefit my situation when asked.

Date: July 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I feel the website and mobile app. are easy to use and aesthetically pleasing. It is easy to find information that you are looking for through the platform they decided to use. You can find out a lot of information very easily for those who already have a claim policy to those who might be looking to open a claim policy with this company.

Farmer's Insurance Home Insurance Reviews

Date: August 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
the premium is a way to high. We had a major increase in the total to replace cost this past year and that drove our prices up way too high.

Date: August 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I like that our agent is pretty available to us, but we have to go in or call him. I feel like he should be reaching out to us.

Date: June 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
everything except flooding


Date: January 13, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I don't like that I can't really compare plans. it's not easy to navigate that option. I also do not like that they just auto-renew without a review.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I Like our Agent Tim. however I don't like that the policy just auto-renews. We have to go in and talk to him to find a better rate. it just seems like as our agent, he should be doing that already for us.

Copeland Group Home Insurance Reviews

Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
Like: Short hold times. Very attentive staff ready to answer my questions. Friendly.

Date: September 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I do not use the company app for homeowner insurance issues. I call them on the phone.

Date: January 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Like: Customer service is friendly. They are always responsive to my questions. Will call me back with the information I request and answers all my questions. Nice staff.

Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I shopped around a lot for policies and they had the cheapest price for the same policy offered by others.

Allstate Home Insurance Reviews

Date: January 11, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
My deductible is $500 and the premium is included in my mortgage payment so I'm not quite sure.

Date: November 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Allstate has been a very good company to my family, they have paid out claims, and their customer service is excellent, swift and speedy service.

Date: October 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
Its hard to navigate and sometime glitches, good is that transition time from page to page seems to load fast