How Can I Make My Taylor, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Taylor, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your Taylor, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $102,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $148,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $216,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $195,000 | $170,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Taylor, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,162 |
| Superior Protection Discount | -$137 | $1,230 |
| Fire & Security Discount | -$96 | $1,271 |
| Hail Resistant Roof Discount | -$41 | $1,326 |
| Newly Constructed Home Discount | -$383 | $984 |
Choose your Taylor, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Taylor, TX | Back to Top
| Home Insurance Company Taylor, TX | Homeowners Insurance Agency Taylor, TX | Address | Popularity Score | Distance from Taylor (miles) |
|---|---|---|---|---|
| Farmers | John Fagan | 15901 Central Commerce Dr Ste 202, Pflugerville, TX, 78660 | 17.4 | |
| Allstate | Amanda Escobar | 8700 Manchaca Rd Ste 405, Austin, TX, 78748 | 36.1 | |
| State Farm | Alejandra De La Torre | 1 Chisholm Trl Ste 3150, Round Rock, TX, 78681-5015 | 18.2 | |
| Travelers | Aaron Patrick Davis | 9304 Lightwood Loop, Austin, TX, 78748 | 36.9 | |
| Farmers | Charlie Sanchez | 1970 Rawhide Dr Apt 210, Round Rock, TX, 78681 | 18.0 | |
| Farmers | Marcos Esparza | 301 Hesters Crossing Rd Ste 208, Round Rock, TX, 78681 | 18.0 | |
| Farmers | Troy Ashford | 700 Lake Rd, Belton, TX, 76513 | 37.2 | |
| State Farm | Blake Miller | 6507 Jester Blvd Ste 103, Austin, TX, 78750-8367 | 27.7 | |
| Travelers | Heaton Bennett Insurance | 3933 Steck Ave Ste B119, Austin, TX, 78759 | 25.1 | |
| Farmers | Doug Gaul | 112 Highway 79 Ste D, Hutto, TX, 78634 | 9.4 |
Compare Rates for Taylor, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Williamson County, TX | $227,100 | $1,278 | $840 | $1,970 | $1,130 |
| Taylor, TX | $180,000 | $1,367 | $900 | $2,110 | $1,210 |
| Georgetown, TX | $240,800 | $1,299 | $860 | $2,000 | $1,140 |
| Camp Swift, TX | $131,100 | $937 | $620 | $1,440 | $820 |
| Austin, TX | $285,900 | $1,374 | $910 | $2,120 | $1,210 |
| Belton, TX | $148,200 | $969 | $640 | $1,490 | $850 |
| Gause-Milano, TX | $122,800 | $1,613 | $1,060 | $2,480 | $1,420 |
| San Leanna, TX | $272,500 | $2,000 | $1,320 | $3,080 | $1,760 |
| Mustang Ridge, TX | $123,200 | $1,615 | $1,070 | $2,490 | $1,420 |
| East Bell, TX | $134,600 | $1,656 | $1,090 | $2,550 | $1,460 |
| Briggs, TX | $164,300 | $1,746 | $1,150 | $2,690 | $1,540 |
| Lott, TX | $89,700 | $1,470 | $970 | $2,260 | $1,290 |
Research Home Insurance Companies Reviews in Taylor, TX Before Buying | Back to Top
Share a review on your home insurance company
Nationwide Home Insurance Reviews
Date: October 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I've had nationwide since i first bought my house and they have been amazing for me. They've always been receptive to any my quetsions, and i feel they are worth the money.
Date: September 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
We've had to use the service a few times, service was good except sometimes you get a person who doesn't speak english exceptionally well. The wait time to recieve service could be better also.
Farmer's Insurance Home Insurance Reviews
Date: June 10, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I did not start with this company. The original company was bought out by Farmer's Insurance and I as the customer, was not told by either companies. I wish they would of sent me some information.
Date: December 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductible at Farmers are a little steep, but from my research, they are still reasonable because of the things that they cover.
Progressive Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
It has been very good in the most part. Very responsive and good customer service
Liberty Mutual Home Insurance Reviews
Date: February 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think that their offerings of home, life and auto are very good options. You can bundle them all together if you wish to as well.
Allstate Home Insurance Reviews
Date: January 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I had Allstate insurance. When the hurricane came through it took them a very long time to come look at it. And than did not give me anything close to what I was out. Also after the hurricane said it was pulling out of FL and transferred my policy to Universal. But a friend who had just purchased a new home was able to get a policy through them. The wait time for getting ahold of anyone at customer service was extremely long each time I had to call. They played pass the customer a lot. And kept making excuses for bad service.
Auto Owners Insurance Home Insurance Reviews
Date: October 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I am covered for a number of things: primary dwelling, attached garage, external garage, theft, worker injury, fire, flooding, damage from falling trees, art collection housed in residence.
The Hartford Home Insurance Reviews
Date: December 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Etsa company of suros is very good since it has all its services very well organized and the customer service is very good
State Farm Home Insurance Reviews
Date: October 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
It is a standard home insurance policy. It is bundled with other insurance products and so there is a small discount. Damage to the home and the contents are covered under almost all circumstances, except maybe flooding. I'm not 100% certain on all details.
American Strategic Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I FEEL MY DEDUCTIBLE IS A LITTLE HIGH. IT IS 1% OF WHAT MY COVERAGE TO REBUILD MY HOME OF WHAT THE POLICY IS WORTH. I FEEL FOR ISSUES LIKE HAIL DAMAGE OR ANYTHING MY DEDUCTIBLE SHOULD BE A LOT LOWER. I CAN UNDERSTAND THE $2,040 TO REBUILD BUT NOT TO REROOF.