How Can I Make My Bethesda, MD Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Bethesda, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Bethesda, MD Home Insurance Coverage Levels | Back to Top
| Bethesda, MD - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Melvern Dr, Alcott Rd, Wood Way, Bethesda Ave, Shelton St, Custer Rd, Radnor Ct, Wedgewood Rd, Westmoreland Cir, Commerce Ln | $811,500 | $700,000 | $800,000-$900,000 | $621,500 | $580,000 | $500,000-$600,000 |
| Miller Ave, Marlyn Dr, Amy Ln, Pearl St, Grantham Ave, Norway Dr, Maiden Ln, Jarvis Ln, Chanute Dr, Holland Ave | $1,284,000 | $1,200,000 | More than 10,000,000 | $1,221,500 | $1,010,000 | More than 10,000,000 |
| Cordell Ave, Clarendon Rd, Ben Avon Rd, Burdette Rd, Charlcote Rd, Battery Ln, Chelton Rd, Rugby Ave, Arandale Rd, Nahant St | $1,192,500 | $1,110,000 | More than 10,000,000 | $1,130,500 | $930,000 | More than 10,000,000 |
| Lenox Rd, Milstead Dr, Singleton Dr, Westover Rd, Highboro Dr, Aubinoe Farm Dr, Cloister, Royal Dominion Ct, Glen Cove Pkwy, Brite Dr | $1,133,500 | $990,000 | More than 10,000,000 | $707,500 | $630,000 | $700,000-$800,000 |
| Newport Ave, Lybrook Ct, Pooks Hill Rd, Baccarat Ct, W Cedar Ln, Elmhirst Pkwy, Westfield Dr, Brooke Dr, Holland Ct, Battery Ln | $945,000 | $800,000 | $800,000-$900,000 | $458,000 | $400,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Bethesda, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $816 |
| Superior Protection Discount | -$90 | $905 |
| Fire & Security Discount | -$109 | $885 |
| Hail Resistant Roof Discount | -$20 | $975 |
| Newly Constructed Home Discount | -$209 | $786 |
Choose the Right Deductible for your Bethesda, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $1,457 | $2,457 | $1,059 | $2,059 | $398 |
| Bethesda, MD | $2,000 | $983 | $2,983 | $714 | $2,714 | $269 |
| Arlington, VA | $100 | $1,051 | $1,151 | $764 | $864 | $287 |
| Franconia, VA | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Sully, VA | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Marumsco, VA | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Lovettsville, VA | $200 | $1,036 | $1,236 | $753 | $953 | $283 |
| Lutherville, MD | $500 | $791 | $1,291 | $575 | $1,075 | $216 |
| Thurmont, MD | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| Bagtown, MD | $100 | $781 | $881 | $567 | $667 | $213 |
| Passapatanzy, VA | $2,500 | $938 | $3,438 | $681 | $3,181 | $256 |
Identify Top Home Insurance Agents near Bethesda, MD | Back to Top
| Home Insurance Company Bethesda, MD | Homeowners Insurance Agency Bethesda, MD | Address | Popularity Score | Distance from Bethesda (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Reid | 131 Rollins Ave Ste 2a, Rockville, MD, 20852-4039 | 4.9 | |
| State Farm | Ana Rivas | 6495 New Hampshire Ave Ste 330, Hyattsville, MD, 20783-6206 | 7.1 | |
| Liberty Mutual Independent | Yates Insurance Inc | 3294 Solomons Island Rd, Edgewater, MD, 21037 | 29.9 | |
| Travelers | Feinman Insurance Inc | 131 Rollins Ave Ste 4, Rockville, MD, 20852 | 4.9 | |
| Allstate | Jennifer Marie Duncan | 8258 Veterans Hwy Ste 1a, Millersville, MD, 21108 | 27.6 | |
| Erie | Ewing Hines & Associates | 3750 University Blvd W Suite 1a, Kensington, MD, 20895 | 3.9 | |
| Travelers | Watson & Watson | 16033 Comprint Circle, Gaithersburg, MD, 20877 | 9.8 | |
| State Farm | Bryant Jenkins | 129 Westminster Pike, Reisterstown, MD, 21136-1026 | 36.8 | |
| State Farm | Dean Sprague | 11450 Pulaski Hwy, White Marsh, MD, 21162-1514 | 47.6 | |
| State Farm | Shaun Hopkins | 11423 Reisterstown Rd # B, Owings Mills, MD, 21117-1813 | 35.5 |
Compare Rates for Bethesda, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Bethesda, MD | $877,300 | $995 | $790 | $1,250 | $460 |
| Arlington, VA | $643,300 | $1,064 | $730 | $1,500 | $770 |
| Franconia, VA | $403,600 | $857 | $590 | $1,190 | $600 |
| Sully, VA | $499,800 | $960 | $640 | $1,320 | $680 |
| Marumsco, VA | $239,600 | $783 | $540 | $1,110 | $570 |
| Lovettsville, VA | $333,500 | $1,049 | $720 | $1,480 | $760 |
| Lutherville, MD | $340,500 | $801 | $630 | $1,010 | $380 |
| Thurmont, MD | $231,400 | $730 | $580 | $920 | $340 |
| Bagtown, MD | $188,300 | $790 | $620 | $1,000 | $380 |
| Passapatanzy, VA | $253,100 | $949 | $650 | $1,310 | $660 |
Research Home Insurance Companies Reviews in Bethesda, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My wife and I chose USAA for our home insurance because they are responsive and always answer our questions fully.
Date: September 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
the deductible isn't the best but they are probably the best when it comes to using them!
Date: April 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I receive the same level of coverage. I think that my current policy is more customizable and adapted to meet the needs of military families.
Date: January 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
USAA generally is not a bargain compared to some of the other policies that are available. I would prefer better rates but the results I get with the insurance make the tradeoff worthwhile (a number of the cheap policy companies are difficult to get a claim through and/or try to haggle for the worst possible compensation).
Date: January 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I honestly don't know about their offerings compared to others because I have had my current one forever. I know they are cheap and cover quite a bit.
Allstate Home Insurance Reviews
Date: December 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Had a mediocre experience with this company. It was easy to cancel the policy, but very hard to get the refund checks.
Date: July 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
THE INSURANCE COMPANY POLICY IS COMPARED TO THE INURANCE PROVIDERS WILL BE OFFERING IS TO BE SMARTA ND ACTVE FOR ANY TIME TO PROVIDE THE INSURANCE
Date: October 22, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
There are no other insurance companies that I can or will compare with Allstate insurance. I say that because I have been a customer for so long, and I never thought abut switching let alone, comparing them to any other company.
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
State Farm provides decent coverage at an excellent price. Compared to other home insurance companies, State Farm has more coverage for a lower deductible and lower annual fee than other companies. I am very happy with State Farm.
Date: October 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would give it a 3. Its average, I have to prompt them to give me detailed information. They have provided me with vague & misleading information
Date: February 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I've never had to call on my insurance company for anything under our plan, but the auto insurance has always been helpful.
Safeco Insurance Home Insurance Reviews
Date: May 23, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
We used to have a different carrier that was through our mortgage company when we bought the house. I did some homework and found out that safeco was an option for home insurance.
Date: October 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
Usually by email, but all of my questions are answered plus any more information they think I need to make an informed decision.
GEICO Home Insurance Reviews
Date: July 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Compared with others I think it is quite standard, they do a good job and it is at the level of many others that are also very good in general aspects.
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I am very satisfied with my home insurance company - the rating I give is a 5, only because I have yet to use it.
Mutual Benefit Group Home Insurance Reviews
Date: June 07, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
They have good rates and offer quite a few discounts for numerous items. I like that I can set my deductible and that it is not a percentage of my dwelling coverage.
Progressive Home Insurance Reviews
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees.
Liberty Mutual Home Insurance Reviews
Date: August 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
The insurance customer service is great. I can call any time and there is a live person to answer my questions.