How Can I Make My Plano, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Plano, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Plano, TX Home Insurance Coverage Levels | Back to Top

Plano, TX - Neighbourhoods, Census Blocks & Streets 4 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Trellis Ln, Kings Canyon Dr, Fairfield Way, Wheatfield Dr, Hillside Cir, Norfolk St, Tustin Ct, Laurel Hill, Galaxy Ln, Christian Ln $246,000 $220,000 $200,000-$250,000 $160,500 $130,000 $125,000-$150,000
Westbury Ln, Bradley Ln, Platt Dr, Haning Dr, Jabbet Cir, Curtis Rd, Conroe Dr, Archerwood St, Belhaven Dr, Cypress Dr $420,000 $360,000 $350,000-$400,000 $292,500 $250,000 $200,000-$250,000
Cheyenne Dr, Ocean Dr, Lantern Light Dr, W Lucas Rd, Country Brook Dr, Shady Bend Ln, Kimble Dr, Los Alamitos Cir, Coachlight Xing, Honey Creek Ln $367,000 $310,000 $400,000-$500,000 $166,500 $140,000 $125,000-$150,000
Mill Springs, Bradford Trace Dr, Beechwood Dr, Saratoga Dr, Braddock Way, Westlake Dr, Snead Dr, Exchange Pkwy, Debbie Dr, Taren Trl $397,500 $340,000 $350,000-$400,000 $278,500 $240,000 $300,000-$350,000
Senna Hills Ln, Stone Trail Dr, Banister Ct, Wentworth Ln, Country Creek Trl, Murray Farm Dr, White Oak Dr, Shannon Dr, Dunmoor Dr, Wentworth St $185,000 $160,000 $150,000-$175,000 $154,000 $130,000 $150,000-$175,000
Los Robles Dr, W Forest Grove Rd, Portage Ln, Chula Vista Cir, Briargrove Ln, Bankston St, Serenity Dr, Morel Dr, Castleford Dr, Shady Brook Ln $372,000 $340,000 $300,000-$350,000 $224,500 $180,000 $200,000-$250,000
Parkside Cir, Glenmere Trl, Exchange St, Wing Point Ln, Oak Forest Ln, Sandlewood Dr, Co Rd 1066, Rocky Top Cir, Sky Park Dr, Fredrick Ct $158,000 $140,000 $175,000-$200,000 $225,500 $200,000 $250,000-$300,000
Co Rd 141, Winterplace Cir, Maxwell Creek Dr, Antares Ct, Co Rd 262, Winding Trail Dr, Red River Ln, 21st St, Durango Dr, Kingsley Pass $344,000 $300,000 $250,000-$300,000 $194,500 $160,000 $200,000-$250,000
Metropolitan Dr, Westminister Ave, Papeete Dr, Wyndham Meadows Way, Meadow Creek Dr, Milford Dr, Tamarron Ln, Donovan Dr, Mesa Oak Trl, Ellery Ave $219,500 $210,000 $175,000-$200,000 $241,500 $210,000 $250,000-$300,000
Highland Park Ln, Druid Dr, Princeton Dr, Leathertop Dr, Crestfield Cir, Pilot Point Dr, Kingsmill Dr, Bel Air Ct, Flamingo Ln, Oakington Ct $330,500 $290,000 $250,000-$300,000 $197,000 $180,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Plano, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$202 $1,144
Superior Protection Discount -$135 $1,211
Fire & Security Discount -$121 $1,225
Hail Resistant Roof Discount -$40 $1,306
Newly Constructed Home Discount -$296 $1,050

Choose your Plano, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,295
Hail Damage $4,900
Wind Damage $6,051
Expensive Claims
Fire $46,463
Smoke $16,553

Identify Top Home Insurance Agents near Plano, TX | Back to Top

Home Insurance Company Plano, TX Homeowners Insurance Agency Plano, TX Address Popularity Score Distance from Plano (miles)
Farmers Stan Polk 6951 Virginia Pkwy Ste 316, Mckinney, TX, 75071
10.0
Farmers Ann Demoya 1311 E Belt Line Rd Ste 5, Carrollton, TX, 75006
15.9
Farmers Mark Whitehead 8380 Warren Pkwy Ste 301, Frisco, TX, 75034
9.5
State Farm Ramona Suggs-Winrow 100 N Central Expwy Ste 320, Richardson, TX, 75080-5310
8.6
Travelers Sills Insurance Agency 2817 Regal Rd Ste 101, Plano, TX, 75075
5.7
Allstate Rowden Hendrickson Shipley & 115 W Mulberry, Kaufman, TX, 75142
38.3
State Farm Bruce Leistikow 4502 River Oaks Pkwy Ste 100, Garland, TX, 75044-5080
7.2
Allstate Hill Insurance Agency Lp 113 N 4th St, Wills Point, TX, 75169
45.0
State Farm Terre Michaels 2007 N Collins Blvd Ste 403, Richardson, TX, 75080-2665
6.8
Farmers Margaret Shaffer 695 Main St Ste 200, Lavon, TX, 75166
13.0

Compare Rates for Plano, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Collin County, TX $265,300 $1,338 $880 $2,060 $1,180
Plano, TX $270,100 $1,346 $890 $2,070 $1,180
Lucas, TX $544,800 $993 $660 $1,530 $870
Fairview, TX $354,800 $1,178 $780 $1,810 $1,030
Lowry Crossing, TX $200,200 $1,834 $1,210 $2,820 $1,610
Fate, TX $210,400 $1,012 $670 $1,560 $890
Travis Ranch, TX $186,900 $1,803 $1,190 $2,780 $1,590
Forney, TX $186,800 $1,217 $800 $1,870 $1,070
Gunter, TX $146,400 $1,694 $1,120 $2,610 $1,490
Forest Hill, TX $80,300 $1,011 $670 $1,560 $890
Rendon, TX $203,900 $1,004 $660 $1,550 $890
Point, TX $94,100 $1,492 $980 $2,300 $1,320

Research Home Insurance Companies Reviews in Plano, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Cost was always my primary concern, and I didn't actually know it until he pointed out that I was overpaying with Progressive. I have since compared the policy to a corporate offer.


Date: December 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
My insurance is great. My agent is the nicest and is always honest with me. He's never been about sales. Also he helps me change anything I need right away.

Date: December 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I think that my home insurance provider has very competitive policy offers. They can cover most of what we need around here. My only complaint is that we live on a fault line and no earthquake coverage.


Date: October 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The dwelling is covered under the policy as well as the contents of the home. The policy also covers anyone who may suffer an injury at the property.


Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
they are always available to help and listen to my wants and needs. they do their best to provide a happy experience and I really like their attitude.

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The communication is great when I have to call. The communication lacks on the mobile app. The people that answer are friendly and timely in their responses.

Date: September 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The mobile app is good, but it does not let you know that your request has been submitted after the request is submitted. This lead me to submitting multiple request on the same question.

Date: August 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium compares very favorably to other companies. I shopped the insurance a few years ago and found that my current provider still offered the best rate.

Date: August 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I found my premium to be the best offered by any company at the time I was looking for a policy. I get good coverage for a good price

Date: August 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
they have always been friendly and informative. they sound happy to be at their job and it makes my experience even better. they make sure I leave happy

Date: August 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
it is easy to use and navigate. I like the layout. I can always find what I need without too much time looking around.

Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like the customer service. Every time I call the local agent, I speak with someone who is knowledgeable and knows my situation.

Progressive Home Insurance Reviews

Date: December 23, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My insurance policy has provided adequate protection for the relative cost. They were relatively fast solving my problems.


Date: October 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have never had any issues with Progressive insurance.We had an issue with Hail damage on the home.I was able to quickly speak with a customer service agent.They were able to help me understand my policy.

Date: November 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I really like the insurer, so it cares for me perfectly, I like how they work, there are good and bad things in the insurer

Date: October 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
All the usual things I think. Fire, storms to some degree. Assholes falling down and suing me too.


Date: August 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
They only times I contact them is to argue the premium. I did this for a few years and then gave it up as pointless.

Date: August 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I never used the company for anything. I pay and pay and never make a claim, I am a "good" customer, Meaning, I assume, that I am a moron.

Date: August 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
They all cost too damn much. I am basically betting against myself that some terrible will happen to me and is the thing doe happen I lose anyway since the damn company will no doubt find an exclusion to screw me over with.

Date: July 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
It is way too high. {Probably because of all the cheaters out there trying to get a bit payday out of the company. There were a lot of those some years ago around my neighborhood, and the stupid company paid the claims anyway. Of course, honest people like me get stuck with it.

Alfa Insurance Home Insurance Reviews

Date: October 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The company does not offer an app or a nice website. They are an old school so it would be nice if they could get up to date with technology.

Date: August 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I don't like the premium just because it's another bill I have to pay. In comparison to other insurance providers, it is highly competitive.

Date: August 13, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
Most employees are locals that I great up around so they are very friendly and always willing to help out. They have hired a few people that do not have good people skills.

Date: August 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Sometimes when I go in to pay my bill they seem preoccupied with others. I wonder if they think they have a monopoly and do not have to put forth the effort to retain business.

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
The insurance policy covers loss of use, dwelling, and also covers my garage.


Allstate Home Insurance Reviews

Date: January 03, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
ALLSTATE INSURANCE COMPANY GIVES THE COVERAGE VERY QUICKLY ITS BETTER THEN THE OTHER INSURANCE COMPANIES

Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I'd give a 4 in terms of being satisfied with the premium and deductible. I believe it's way more fairly priced than other home insurance companies.

Travelers Home Insurance Reviews

Date: December 29, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Other carrier have exclusions and exceptions that Travelers doe not. Their policy extends coverage beyond the low price carrers and affords me and my family the coverage we would need. I would rate the coverage offering as a 5


Date: June 06, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Customer Service
We have had a couple instances when we needed to make claims and it seemed to me that our property damage was always undervalued. I would rate it a 2.

Farmer's Insurance Home Insurance Reviews

Date: October 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
5. My insurance agent went out of her way to get an extra quote which saved me a significant amount of money

Date: July 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Yes, Farmer's Insurance Insurance company is compare with other insurance companies. It's provide with customer service and extra insurance policies from the coverage.

USAA Home Insurance Reviews

Date: November 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I am very satisfied. With the hurricane recently I was very well taken care of and I felt like they cared.


Liberty Mutual Home Insurance Reviews

Date: February 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I feel that my premium is high, and continues to go up each year despite being insured with this company for 20 years and never filing a claim.

Alcott Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
Our homeowner's insurance company is great. We enjoy the staff and the products are reasonably priced. The company is local and employs our friends and neighbors. We wouldn't consider changing to anyone else.

RVOS Insurance Home Insurance Reviews

Date: November 20, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
Our deductible is about the same as the other companies we compare for the same coverage. The premium was a price we could handle.

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