How Can I Make My Knoxville, TN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Knoxville, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Knoxville, TN Home Insurance Coverage Levels | Back to Top
| Knoxville, TN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baum Dr, Pershing St NE, Scotswood Cir, Parklake Dr, Bluewood Ln NW, Abner Cruze Rd, Christy Jo Way, Callie Oglesby Ln, Lafayette Rd NW, Neilwoods Dr SW | $262,000 | $240,000 | $300,000-$350,000 | $213,500 | $180,000 | $175,000-$200,000 |
| Malmaison Way, Portland St NW, Homberg Dr, E Dick Ford Ln, Mercer St NW, Vanosdale Rd, Trotter Rd, Lawson Ave, Glenn Ave NW, Gainesborough Dr | $187,500 | $170,000 | $150,000-$175,000 | $240,500 | $230,000 | $250,000-$300,000 |
| Chilhowee Ct, Cecil Ave, Gabrielle Rd, Hillock Rd, Barnard Rd, Industry Ln, Lowe Rd, Highland Ave SW, Bordeaux Cir, Bella Vista Ln | $78,000 | $70,000 | $50,000-$75,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Villa Rd NE, W Ford Valley Rd, Mill Run Dr, Delbourne Dr, Pompeii Ln, Murray Rd, Cardwell Dr, Stanton Rd NE, Cox St, Parker Dr NE | $126,500 | $100,000 | $125,000-$150,000 | $126,000 | $110,000 | $125,000-$150,000 |
| Lippencott St SE, Reddege Rd, Hannah Ave NW, Greenmeadows Dr, E Bullrun Valley Dr, W Hill Ave, Fay St NW, Beelertown Rd, Millstone Ln, Clairmont Rd | $355,500 | $310,000 | $300,000-$350,000 | $306,000 | $250,000 | $300,000-$350,000 |
| Daisy Ave SE, Keith Ave, Hamid Pl, Spring Petal Way, Spice Tree Way, Kay Meg Way, Young Ave, Oak Valley Dr, Loki Ln NE, Curie Pl SE | $77,500 | $70,000 | $75,000-$100,000 | $151,000 | $120,000 | $150,000-$175,000 |
| Luttrell St, Ottinger Dr, N 17th St, Citation Ln, N 23rd St, Nandina Dr NW, Goff Rd, Spencer St NE, Farrell Park Ln, Torch Light Ln | $145,500 | $130,000 | $150,000-$175,000 | $146,000 | $140,000 | $150,000-$175,000 |
| Beauchamp Loop, Hansboro Way, Straight Fork Way, Arrow Dr, Pembroke Ave, Luxmore Dr, Bud McMillan Rd, Peyton Manning Pass, Whitehorse Rd, Flint Hill Dr | $126,000 | $120,000 | $100,000-$125,000 | $232,000 | $190,000 | $200,000-$250,000 |
| Cuperto Ln, Burkhart Rd, Noslen Rd, Conner Dr NE, Naples Rd NW, Brown Atkin Dr, Adair Dr NE, W Oldham Ave, Hamstead Ct, Mobile Dr NW | $116,000 | $110,000 | $125,000-$150,000 | $140,500 | $110,000 | $125,000-$150,000 |
| Bright Oak Way, Rivers Run Dr, Bishop St, Dekalb Dr SW, Currier Ln, Holston Dr, Athens Rd, Orange Ave NW, Quail Hollow Rd, Hollow Tree Way | $94,000 | $80,000 | $75,000-$100,000 | $141,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Knoxville, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $784 |
| Superior Protection Discount | -$92 | $830 |
| Fire & Security Discount | -$74 | $849 |
| Hail Resistant Roof Discount | -$28 | $895 |
| Newly Constructed Home Discount | -$203 | $720 |
Choose your Knoxville, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Knoxville, TN | Back to Top
| Home Insurance Company Knoxville, TN | Homeowners Insurance Agency Knoxville, TN | Address | Popularity Score | Distance from Knoxville (miles) |
|---|---|---|---|---|
| Travelers | Karns Insurance | 7300 Oak Ridge Hwy, Knoxville, TN, 37931 | 7.6 | |
| Travelers | Tis Insurance Services Inc | 707 Market St, Knoxville, TN, 37902 | 1.8 | |
| Travelers | Wyatt Insurance Services Inc | 312 Prosperity Rd Ste 105, Knoxville, TN, 37930 | 7.9 | |
| Allstate | Kendall Clark | 2603 W Andrew Johnson Hwy, Morristown, TN, 37814 | 38.2 | |
| Allstate | David Erb | 356 S Charles G Seivers Blvd, Clinton, TN, 37716 | 13.5 | |
| State Farm | Matt Cunningham | 7671 S Northshore Dr, Knoxville, TN, 37919-8099 | 6.1 | |
| Travelers | Concord Insurance Llc | 338 Ebenezer Rd, Knoxville, TN, 37923 | 8.3 | |
| Farmers | Leesa Arowood | 419 S Charles G Seivers Blvd, Clinton, TN, 37716 | 13.5 | |
| Allstate | Robert Regal | 8421 Kingston Pike, Knoxville, TN, 37919 | 7.1 | |
| Allstate | Jamie Collins | 241 S Peters Rd, Knoxville, TN, 37923 | 8.5 |
Compare Rates for Knoxville, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,440 | $680 |
| Knox County, TN | $169,400 | $1,014 | $690 | $1,400 | $710 |
| Knoxville, TN | $124,500 | $923 | $660 | $1,320 | $660 |
| Townsend, TN | $220,000 | $1,202 | $880 | $1,650 | $770 |
| La Follette, TN | $59,600 | $633 | $420 | $890 | $470 |
| Vonore, TN | $146,400 | $1,029 | $740 | $1,420 | $680 |
| Baneberry, TN | $229,100 | $1,221 | $820 | $1,730 | $910 |
| Claiborne County, TN | $102,700 | $855 | $570 | $1,180 | $610 |
| Scott County, TN | $86,700 | $684 | $500 | $940 | $440 |
| Niota, TN | $90,800 | $832 | $560 | $1,190 | $630 |
| Bryson City, NC | $113,300 | $690 | $490 | $960 | $470 |
| Cherokee, NC | $104,000 | $644 | $460 | $910 | $450 |
Research Home Insurance Companies Reviews in Knoxville, TN Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: January 12, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 12, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 01, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: December 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
AIG Home Insurance Reviews
Date: September 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: June 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Grange Insurance Home Insurance Reviews
Date: August 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 07, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 09, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: August 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 19, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Country Financial Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
American Home Shield Home Insurance Reviews
Date: November 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
The Hartford Home Insurance Reviews
Date: February 05, 2019 Age: Above 60 Gender: Female Marital Status: Married