How Can I Make My Warren, MI Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Warren, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Warren, MI Home Insurance Coverage Levels | Back to Top

Warren, MI - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Dodge Ave, Kelly Dr, Irene Ave, Concept Dr, E Nottingham Cir, Roselawn Dr, Hill St, Sabrina Ct, Heritage Pkwy, Sunset Ave $126,000 $110,000 $125,000-$150,000 $95,000 $80,000 $75,000-$100,000
Abe Dr, Roy Dr, Warner Dr, S Tuxedo Dr, Orr Ave, Elaine Ct, Paige Ave, Chase Dr, Cloie Dr, Green Ct $121,500 $110,000 $125,000-$150,000 $93,500 $80,000 $75,000-$100,000
Ridge Ct, Girard Dr, Timken Ave, Saint Louise Dr, Stanley Ave, Hovey Ave, Vegas Dr, Red Run Dr, Kathleen Ave, Beech Nut Dr $113,500 $100,000 $125,000-$150,000 $119,500 $110,000 $100,000-$125,000
Hanley Dr, New Horizon Blvd, Grunalt Ave, Jean Rd, Albany Ave, Washington Blvd, Hillcrest Ct, Merideth Dr, Carmody Dr, Sadler Dr $145,000 $130,000 $125,000-$150,000 $165,500 $150,000 $150,000-$175,000
Ocalla Dr, Merrick Ave, Panama St, Edison Dr, Melody, Trailwood Dr, Hettenberger Ave, Chalmers Ave, Barbary Ct, Glenita St $89,500 $80,000 $75,000-$100,000 $67,000 $60,000 $50,000-$75,000
Prairie Ln, Dimas Dr, Janet Ave, Automobile Blvd, Eureka Rd, Irene Ct, Bruce St, Mackenzie Cir E, 7th St, Albert J Dr $161,500 $140,000 $150,000-$175,000 $77,000 $70,000 $75,000-$100,000
Dodge Ave, Ehlert Ave, Timken Ave, Holden Dr, Merideth Dr, Burssens Dr, Studebaker Ave, Chapp Ave, Young Ave, Stolzenfeld Ave $120,500 $110,000 $125,000-$150,000 $52,000 $50,000 $25,000-$50,000
Grobbel Ave, Underwood Dr, Sebastian Dr, Ivy Ln, Garbor Dr, Reader Dr, Knollwood Dr, Jenny Dr, Constitution Blvd, Winters Ct $156,000 $130,000 $125,000-$150,000 $100,500 $90,000 $75,000-$100,000
Elderwood Dr, Ready Ave, Lowe Dr, West Ave, Newcastle Dr, Villa Pointe Dr, Adams Ave, Cunningham Dr, Cunningham Dr, Aspen Dr $128,000 $120,000 $125,000-$150,000 $123,500 $120,000 $100,000-$125,000
Myola Ave, Berwyn Dr, Wasmund Ave, Artesian Dr, Gail Dr, Oxford Rd, Hudson Ave, Vermont Ave, Billette Dr, Helen Dr $147,500 $140,000 $100,000-$125,000 $91,000 $90,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Warren, MI | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$133 $569
Superior Protection Discount -$63 $639
Fire & Security Discount -$49 $653
Hail Resistant Roof Discount -$21 $681
Newly Constructed Home Discount -$162 $541

Choose your Warren, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,368
Hail Damage $4,900
Wind Damage $6,624
Expensive Claims
Fire $42,442
Smoke $16,553

Identify Top Home Insurance Agents near Warren, MI | Back to Top

Home Insurance Company Warren, MI Homeowners Insurance Agency Warren, MI Address Popularity Score Distance from Warren (miles)
State Farm Cheryl Kowalczyk 31613 Gratiot Ave, Roseville, MI, 48066-4553
6.1
Liberty Mutual Independent Follmer Insurance Services 5058 S Old Us Highway 23, Brighton, MI, 48114
37.6
Allstate Ray Moulden 26013 Coolidge Hwy, Oak Park, MI, 48237
8.1
Allstate Marty Gross 2753 S Milford Rd Ste C, Highland, MI, 48357
31.2
Liberty Mutual Independent Mason-Mcbride Inc 3290 West Big Beaver Rd Suite 503, Troy, MI, 48084
9.9
Liberty Mutual Independent Griffin Smalley & Wilkerson 37000 Grand River Ave, Farmington Hills, MI, 48335
19.9
Liberty Mutual Independent Guy Hurley Blaser & Heuer Llc 1080 Kirts Blvd Ste 500, Troy, MI, 48084
8.3
State Farm Ed Lazar 18352 Mack Ave, Grosse Pointe, MI, 48236-3219
8.1
Allstate Ali Abdallah 4211 W 13 Mile Rd, Royal Oak, MI, 48073
9.1
State Farm Sally Bruwier 20943 Mack Ave, Grosse Pointe, MI, 48236-1314
6.8

Compare Rates for Warren, MI Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Michigan $136,400 $775 $550 $1,110 $560
Macomb County, MI $146,700 $765 $550 $1,080 $530
Warren, MI $102,100 $702 $480 $1,000 $520
Utica, MI $136,100 $775 $550 $1,080 $530
Inkster, MI $44,300 $755 $510 $1,030 $520
Lake Orion, MI $266,100 $964 $650 $1,360 $710
Plymouth charter, MI $272,100 $820 $600 $1,160 $560
Canton charter, MI $223,700 $750 $530 $1,030 $500
Oxford charter, MI $214,800 $739 $500 $1,040 $540
Brownstown charter, MI $164,700 $683 $490 $960 $470
Springfield charter, MI $235,900 $766 $550 $1,060 $510
Riley, MI $185,300 $840 $570 $1,200 $630
Holly, MI $132,700 $647 $450 $890 $440

Research Home Insurance Companies Reviews in Warren, MI Before Buying | Back to Top

Share a review on your home insurance company


Foremost Insurance Home Insurance Reviews

Date: April 07, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have Foremost because I previously had Farmers and they either spun off the Foremost company or are somehow otherwise affiliated with them. Now I go through AARP for my coverage.


Date: December 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
They seem to offer a wide variety of options. They claim to specialize in mobile homes and motorcycles. This is about all I need.


Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
When I have needed them in the past they are quick to respond to any situation and to make sure that it is taken care of in a timely manner. Overall they are a good insurance company.

Date: September 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My policy is a bare minimum base policy covering only damage to the dwelling itself.


Date: August 08, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
easy to navigate, Simple explanations, and all company information is right where you need it. They even have a weather alert so you know what might be in store for you and your home.

Date: December 26, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
As I live in a mobile home there are not many companies to choose from. But for the amount paid, and covered based on the value of the home, I think it is a fair price.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
Quick to answer, they answer any questions I may have, their website is full of information to answer any questions I may have.

Grange Insurance Home Insurance Reviews

Date: October 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have been satisfied with them because they are great about communicating through email, which makes it really simple for me. There was also a mix-up once about coverage on one of our cars.

Date: September 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
We did a cost comparison with our insurance agency and Grange was offering the best premium at the time, so we selected them

Date: September 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Grange has been really great to us. Their website is super easy to use, and you can go on there and print off anything you would need for the policy. They also have our insurance cards for our vehicles on there as well.

Date: August 07, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
We have the house covered, everything in the house, general water damage such as the basement back up or something like that. We also have other structure for the free-standing garage, which also contains a workshop.


Date: August 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have had no issues with Granges customer service since I've had them. We bought a new car, called them up and added it quickly and easily.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I only hear from my insurance company when either I need something, or they need something. That's exactly how I like it.

MetLife Home Insurance Reviews

Date: September 17, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
It offers different options for the customer to decide, reasonable prices, as well as a good treatment to its customers.

Date: June 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the company's website is easy to use and I really don't need any help from anyone else to use and search through the website

Date: May 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
The attention and communication is quality, they are always clear about their services and prices, and they are always willing to look for the best option for their customers.

Date: January 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I really like the prices the company offers compared to the other insurance companies I found while searching among other companies.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The policy i have with my insurance provider protects my house against most common perils, exactly protects me from 16 perils


Nationwide Home Insurance Reviews

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
They interact with me in an appropriate and in an effective manner. They are always helpful and friendly when they are communicating with me

Date: August 22, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Their customer service is very friendly and helpful. They always respond to my inquiries in a timely manner. I have been with them for a while and they know me well, they communicate with me at a personal level

Date: August 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It is very informative and I can easily find the information that I need or want. I tend to only use the website as I do not like using the app, do to navigation issues

Date: August 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is higher compared to other insurance companies for the same coverage, but I have been with mine for a long time and am worried about changing

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Only my house and structures that are attached to my house are covered by my insurance. I don't have any other options do to my circumstances


GEICO Home Insurance Reviews

Date: October 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
What I like about the GEICO app is that it allows me to pay bills while I'm on my phone or tablet which is very convenient for me.

Date: October 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I don't believe that it is necessary for premium to cost as much as it does but I do feel that all of my valuable and my homes is properly secured.

Date: September 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I believe that GEICO gives me the best deals for less of a price compared to other insurance companies. I feel that I am better protected with what I am paying.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
Because GEICO is a bigger well known company it is harder to speak to representatives one on one on a personal level about my problems, which may be small.

Date: September 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Damages caused by things such as fires, strikes, windstorms and hail but not all natural disaster damages. It also covers damages caused by strangers and personal belongings if they are stolen.


Farmer's Insurance Home Insurance Reviews

Date: August 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Falling objects The weight of ice, snow, or sleet Flooding from your appliances, plumbing, HVAC, or fire-protection sprinkler system Damage to electrical parts caused by artificially generated electrical currents (such as a power surge not caused by lightning). But damaged electronics such as computers aren’t covered. Glass breakage Abrupt collapse (say from termite damage)


Date: August 07, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I really didn't shop around, because my parents always had Farmers and it came highly recommended by them. Their agent gave me a great deal!

Date: August 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
It's really easy to talk to a live person at their call center, they really seem to care about their policyholders, the reps. let you explain your issue, and escalates the call to the proper channel on the very first call.

Date: May 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I get to choose exactly how I want to receive correspondence from the company, such as by mail, email, text or push notifications.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like their website because it's definitely user-friendly, and it's super easy to navigate. On the site, you can get various quotes, manage your user account settings, view and print policy declaration, submit a claim, check claim status, get useful tips on a variety of topics, and request to chat live with a representative.

Michigan Basic Property Insurance Home Insurance Reviews

Date: January 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I like Michigan Basic Property Insurance premiums and deductibles because compared to other companies they have lower rates.

Date: December 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I like Michigan Basic's customer service because when I first contacted them over the phone, they was very nice and listened to any questions or concerns that I had.

State Farm Home Insurance Reviews

Date: August 12, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I rate my home insurance at 5. I've had them for years and their customer service is always friendly and informative. They always offer me alternatives in case I am considering a change of coverage.

Date: July 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I would say that State Farm is on the more expensive side as it is seen as a premium insurance company compared to online discounted insurance companies such as Geico or Progressive.

USAA Home Insurance Reviews

Date: November 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The mobile app is easy to use and very user friendly. You just need to type in your member number and all your information is shown.

Liberty Mutual Home Insurance Reviews

Date: September 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I am very satisfied. They offer the same as other companies and have better rates then most. I would recommend them for home insurance.


Safeco Insurance Home Insurance Reviews

Date: February 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They are fine. I have had no problems what so ever. I talk to the people in my home office who are normally very knowlegable and helpful.

Donegal Mutual Insurance Company Home Insurance Reviews

Date: November 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Our home insurance has been solid, and I really have nothing to complain about. They check in on us a few times a year to make sure everything is in order. I have been pleased for our first time owning a home.

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