How Can I Make My Sunnyvale, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Sunnyvale, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Sunnyvale, CA Home Insurance Coverage Levels | Back to Top
| Sunnyvale, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Olivera Ter, Boise Ct, Marchese Ct, Orchard Ave, Fitzgerald Dr, E Hemlock Ave, Parrot Ave, Quince Ave, Oxford Ave, Prince Edward Way | $599,000 | $510,000 | $600,000-$700,000 | $536,500 | $490,000 | $600,000-$700,000 |
| Peebles Pl, Mathilda Pl, N de Anza Blvd, Matadero Dr, Samedra St, Iris Ave, Pepper Ave, Fairwood Ave, Sandia Ave, Forgewood Ave | $133,500 | $110,000 | $125,000-$150,000 | $172,500 | $150,000 | $150,000-$175,000 |
| Manitoba Dr, Painted Rock Dr, Pimento Ave, Mistaya Ct, Roadrunner Ter, Marigold Ct, Queen Charlotte Dr, Lakedale Way, Orchid Dr, Acacia Ave | $555,500 | $450,000 | $500,000-$600,000 | $797,500 | $740,000 | $600,000-$700,000 |
| Cumberland Ave, Suffolk Ct, Valley Oak Ter, Marinovich Way, Redrock Ct, Amulet Dr, Alderwood Ave, Murre Ln, Warwick Ct, Pilot Knob Dr | $669,500 | $580,000 | $600,000-$700,000 | $857,500 | $720,000 | $800,000-$900,000 |
| Fir Ave, Colby Ave, Berwick Way, Duane Ct, Beechnut Ave, Macdowell Ter, Dennis Ave, Myrtle Dr, Poplar Ave, Carmel Ter | $414,000 | $390,000 | $350,000-$400,000 | $584,500 | $490,000 | $500,000-$600,000 |
| Caribou Ct, Vienna Dr, Capella Way, Flamingo Way, Apple Tree Ln, Nuttal Oak Ct, Townsend Ave, Miner Pl, Kelsey Dr, Blythe Ave | $450,500 | $400,000 | $400,000-$500,000 | $770,500 | $700,000 | $800,000-$900,000 |
| Richelieu Pl, Almanor Ave, S Mathilda Ave, Elsona Ct, Partridge Ave, Runnymeade Ct, Tahoe Way, Lazaneo Dr, Anshen Ct, Honfleur Dr | $663,500 | $620,000 | $700,000-$800,000 | $588,000 | $510,000 | $500,000-$600,000 |
| Isla Vista Ter, Sunnyvale Ave, Spreckles Ave, Peach Tree Ln, N Garland Ter, Bryan Ave, Knowlton Dr, Fallen Leaf Ln, Regis Ct, Akron St | $342,000 | $320,000 | $300,000-$350,000 | $444,000 | $390,000 | $400,000-$500,000 |
| Carmel Ave, Saich Way, Coronach Ave, Harper Ave, Ann Arbor Ave, Lackawanna Ct, Baker Ct, Wilson Way, Edmonds Way, Jay St | $652,000 | $610,000 | $700,000-$800,000 | $547,000 | $460,000 | $500,000-$600,000 |
| Palo Verde Way, Royal Ann Dr, San Jule Ct, Grand Ave, Azure St, Uranium Rd, Firethorn Ter, Carlisle Way, S Fair Oaks Ave, Miette Way | $518,500 | $460,000 | $400,000-$500,000 | $761,000 | $660,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Sunnyvale, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $1,040 |
| Superior Protection Discount | -$110 | $1,113 |
| Fire & Security Discount | -$110 | $1,113 |
| Hail Resistant Roof Discount | -$37 | $1,187 |
| Newly Constructed Home Discount | -$355 | $869 |
Choose the Right Deductible for your Sunnyvale, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| Sunnyvale, CA | $2,500 | $1,209 | $3,709 | $878 | $3,378 | $330 |
| Los Altos, CA | $300 | $943 | $1,243 | $685 | $985 | $258 |
| Atherton, CA | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Emerald Lake Hills, CA | $100 | $780 | $880 | $567 | $667 | $213 |
| Half Moon Bay, CA | $2,000 | $1,181 | $3,181 | $858 | $2,858 | $323 |
| Fairview, CA | $200 | $1,001 | $1,201 | $727 | $927 | $273 |
| Millbrae, CA | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Tassajara, CA | $300 | $934 | $1,234 | $679 | $979 | $255 |
| Berkeley, CA | $700 | $1,509 | $2,209 | $1,097 | $1,797 | $412 |
| Pajaro Dunes, CA | $100 | $2,177 | $2,277 | $1,582 | $1,682 | $595 |
Identify Top Home Insurance Agents near Sunnyvale, CA | Back to Top
| Home Insurance Company Sunnyvale, CA | Homeowners Insurance Agency Sunnyvale, CA | Address | Popularity Score | Distance from Sunnyvale (miles) |
|---|---|---|---|---|
| State Farm | Angela Frangieh | 1465 Park Ave, San Jose, CA, 95126-2530 | 7.0 | |
| Allstate | Laurie Mcclellan | 257 E Campbell Ave Ste 1, Campbell, CA, 95008 | 8.1 | |
| State Farm | Larry Damaser | 6473 Sierra Ln, Dublin, CA, 94568-2796 | 23.0 | |
| Allstate | Richard Dusablon | 950 Thompson St, Milpitas, CA, 95035 | 6.7 | |
| State Farm | Rich Machado | 5108 Geary Blvd, San Francisco, CA, 94118-2816 | 36.7 | |
| Farmers | Peter Kuo | 1292 Kifer Rd Ste 802, Sunnyvale, CA, 94086 | 2.2 | |
| State Farm | Bob Schnitger | 44840 S Grimmer Blvd, Fremont, CA, 94538-6333 | 9.2 | |
| State Farm | Eva Martin-Long | 10011 N Foothill Blvd Ste 111, Cupertino, CA, 95014-5649 | 5.0 | |
| State Farm | John Hong | 1777 Saratoga Ave Ste 100, San Jose, CA, 95129-5210 | 6.8 | |
| Allstate | Peggy Smith | 2483 Old Middlefield Way, Mountain View, CA, 94043 | 4.5 |
Compare Rates for Sunnyvale, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Sunnyvale, CA | $968,700 | $1,223 | $910 | $1,660 | $750 |
| Los Altos, CA | $2,000,001 | $955 | $710 | $1,300 | $590 |
| Atherton, CA | $2,000,001 | $944 | $700 | $1,280 | $580 |
| Emerald Lake Hills, CA | $1,547,300 | $790 | $580 | $1,070 | $490 |
| Half Moon Bay, CA | $879,000 | $1,195 | $880 | $1,630 | $750 |
| Fairview, CA | $547,200 | $1,013 | $750 | $1,380 | $630 |
| Millbrae, CA | $1,131,500 | $938 | $690 | $1,280 | $590 |
| Tassajara, CA | $894,000 | $945 | $700 | $1,290 | $590 |
| Berkeley, CA | $845,400 | $1,528 | $1,130 | $2,080 | $950 |
| Pajaro Dunes, CA | $814,800 | $2,203 | $1,630 | $3,000 | $1,370 |
Research Home Insurance Companies Reviews in Sunnyvale, CA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: December 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premiums and the deductibles are relatively affordable. I would prefer if they were cheaper. However, overall I am satisified.
Date: November 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have not researched the premium or deductible of my policy compared to others. i believe it is comparable based on price.
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
Had to use email, due to time zone change and they never called back, I called 12 times to get someone on the phone
Date: June 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I do not know I have never tried to access it from the website, we have only dealt with the carrier via phone and email We purchased this policy through a third party agent. It was difficult to get coverage here in Texas with the number of claims due to hail etc
Date: June 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
This premium was about as cheap as we could find some were more and some companies did not even cover the home due to its composition from three different materials, cedar siding, stone and stucco.
Date: January 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Covers all of the dwelling plus contents with a replacement value in today's dollars. Also covers external structures such as our deck and fence. Has wind and hail peril rider for Texas and also covers liability and medical payments for injuries suffered on property
Date: November 18, 2017 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Took forever to finalize a roof claim and then they raised rates and argued about the amount of the repair. We were forced to not repair certain parts of the home to get the basics covered and secure the home from future damage. Had lost a window and they replace a triple pane low e window with a basic window for example
State Farm Home Insurance Reviews
Date: January 11, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium is a little expensive but it is doable. I have always thought that paying a little more for the better service is needed.
Date: September 05, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
Based on the comparison with other carriers, we found State Farm to be very competitive. Others could not compare with the price as I also insure our cars with State Farm.
Date: October 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Website/App
It is fairly intuitive and easy to navigate. It is easy to find further information on issues and to change my policy if I feel that it's necessary. There's also a variety of ways to contact an agent such as: in town agent, email, phone.
Date: September 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
the customer service is very attentive and helpful to all those who want information about the services
Date: August 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
The interface of the page is very good, and contains all the necessary information
Date: August 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
the communication of them is very good and professional, to respond to all
Farmer's Insurance Home Insurance Reviews
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
my current policy offers more coverage for passengers and visitors of our vehicles and home, we also have more coverage on our home and are paying less than we did.
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
they are quick to respond when Ive emailed them and when calling them I was able to reach a real person quickly and not go through all the hassle of automated messages.
Date: August 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
they are easy to speak with so far, easy to understand (english) no complaints.
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
covered from essentially all natural disasters (flood, fire, tornado and wind damage, hail damage, etc). Theft and burglary, personal and visitor injury.
Date: July 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
clean looking and easy to navigate, well designed. I dont like that theres no place to order a new insurance card.
Liberty Mutual Home Insurance Reviews
Date: August 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I have never looked at another home insurance policy to know what the difference would be for the same policy I have at another insurance company but I assume that the deductible.
Date: July 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and the deductible compared to other home insurance policies is better. The deductible is slightly higher than other offers we got, however their price is much lower.
Date: January 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The prices have also been decent. I have seen it increase a few dollars a year but that's it. That is ok with me because the service I get from them, far outweighs the price of the policy. My deductible is very low, I cannot remember the exact amount but it is around $1,000 which is low for the price I pay.
Mercury Home Insurance Reviews
Date: June 13, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Premium
Our deductible is relatively low, it is particularly low considering how low our monthly payment is. Our premiums are set at more than enough to cover our home and are updated regularly.
Allstate Home Insurance Reviews
Date: March 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
After eight years, I have to give them a 5. I have not needed to file a claim yet. But have received good customer service.
Stillwater insurance Group Home Insurance Reviews
Date: December 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I only interacted with the company's customer service as I was initially signing up for insurance. Since then, I haven't had to interact with them. They were kind and willing to answer all my initial questions.
Travelers Home Insurance Reviews
Date: February 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
When I compare my home insurance with other providers, my home insurance runs rings around the other providers.
GEICO Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Geico was great when we called them to talk about switching over to them, and they saved my wife and I a couple hundred dollars per year. I would rate them a 5.