How Can I Make My Park Ridge, IL Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Park Ridge, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Park Ridge, IL Home Insurance Coverage Levels | Back to Top

Park Ridge, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Lyons St, N Onarga Ave, de Cook Ave, N Merrill St, S Aldine Ave, S Knight Ave, S Fairview Ave, Lois Ave, S Lincoln Ave, Catherine Ave $482,000 $410,000 $500,000-$600,000 $791,000 $720,000 $600,000-$700,000
Fortuna Ave, W Oak Ave, Lahon St, Arthur St, Capital Dr, Tomawadee Dr, Suffield Rd, W Ballard Rd, Dawn Ct, W Edgemont Ln $278,000 $230,000 $250,000-$300,000 $687,500 $580,000 $600,000-$700,000
Dempster Ct, S Dee Rd, W Catino Ter, W North Ter, S Washington Ave, N de Cook Ct, Columbus Ln, E Ballard Rd, Rowe Ave, Wesley Dr $417,500 $350,000 $400,000-$500,000 $775,000 $660,000 $900,000-$1,000,000
N Home Ave, Mac Arthur Ct, Gillick St, Thames Pkwy, Clancy Dr, W Davis St, N Talcott Rd, Park Ridge Pt, S Fortuna Ave, Pioneer Ave $506,000 $410,000 $400,000-$500,000 $624,500 $570,000 $500,000-$600,000
Victor, Tyrell Ave, Manor Ln, W Clara Dr, St James Pl, W Stolting Rd, S East River Rd, Lahon St, N Maryland St, N Joey Dr $182,000 $160,000 $175,000-$200,000 $419,000 $350,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Park Ridge, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$192 $1,010
Superior Protection Discount -$120 $1,082
Fire & Security Discount -$132 $1,070
Hail Resistant Roof Discount -$24 $1,178
Newly Constructed Home Discount -$277 $926

Choose your Park Ridge, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,368
Hail Damage $4,900
Wind Damage $6,305
Expensive Claims
Fire $42,889
Smoke $17,389

Identify Top Home Insurance Agents near Park Ridge, IL | Back to Top

Home Insurance Company Park Ridge, IL Homeowners Insurance Agency Park Ridge, IL Address Popularity Score Distance from Park Ridge (miles)
State Farm Ken Anderson 17121 88th Ave, Tinley Park, IL, 60487-7652
29.8
Allstate Edward Litke 609 Laurel Ave, Highland Park, IL, 60035
12.1
State Farm Tim Vinson 2730 Grand Ave, Waukegan, IL, 60085-2468
24.8
Travelers Taveras Insurance Agency 9564 W Grand Ave, Franklin Park, IL, 60131
5.8
Farmers Yana Tymoshenko 4830 N Cumberland Ave Ste 11a, Norridge, IL, 60706
3.0
Liberty Mutual Independent Corkill Insurance Agency Inc 25 Nw Point Blvd Ste 625, Elk Grove Village, IL, 60007
7.4
State Farm Don Williams 1027 S 17th Ave, Maywood, IL, 60153-1703
9.3
Liberty Mutual Independent Union Insurance Group 2125 W Roscoe St, Chicago, IL, 60618
9.6
Travelers Cook & Kocher Insurance Group Inc 300 S Northwest Hwy 208, Park Ridge, IL, 60068
1.0
Travelers Humbert Insurance Agency Ltd 188 W Industrial Dr Ste 430, Elmhurst, IL, 60126
8.2

Compare Rates for Park Ridge, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $570 $1,210 $640
Cook County, IL $227,400 $892 $630 $1,260 $630
Park Ridge, IL $407,100 $1,202 $880 $1,670 $790
Lincolnwood, IL $385,700 $1,258 $870 $1,770 $900
Proviso, IL $181,600 $717 $480 $980 $500
Villa Park, IL $231,900 $786 $570 $1,080 $510
Nunda, IL $219,000 $769 $530 $1,080 $550
Fox Lake, IL $142,400 $648 $430 $930 $500
Munster, IN $217,700 $874 $590 $1,230 $640
Preston Heights, IL $95,600 $635 $450 $880 $430
Paddock Lake, WI $148,800 $648 $460 $920 $460
Hebron, IL $174,600 $840 $600 $1,200 $600
Kenosha County, WI $164,100 $657 $470 $910 $440

Research Home Insurance Companies Reviews in Park Ridge, IL Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: August 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I haven't ever had any experience with my insurance provider that was unpleasant.I have never had to actually use my insurance so my only interaction with them was during initial setup and paying my bill.

Date: July 30, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
My experience is that the customer service is very good. As long as I ask the right questions I can get out of my policy what I need to make sure that I am paying for the coverage.

Date: April 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I love the convenience of Geico, their app is easy to use, and I always get quick response times. I think they fit the needed services for my age demographic perfectly.

Date: February 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I got the best quote from them than anyone else and they have been great to me. Employment consider switching.


Country Financial Home Insurance Reviews

Date: April 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Our insurance company has a representative who we can contact any time we have a question. It is nice to have one person to reach out to.

Date: March 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Our company offers similar plans to other companies but due to the good customer service, we feel better protected with this company.


Date: March 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have had wonderful customer service with my home insurance company. They always answer the phone quickly and they are friendly. They always are kind and know how to assist me.

Liberty Mutual Home Insurance Reviews

Date: April 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
My experience with this company has been overall really great. I have had no issues as of yet and I really enjoy my experience with them so far. Check them out and give them a chance.

Date: March 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I'm generally satisfied with the customer service. There was a fire that burned down the entire unit 4 years ago and I was able to get payments for my belongings and loss of use up to my policy limits.

Date: November 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
What i dislike about this company and i states, its slow in customer services, give a hard time in situations at times when it comes to questions of of a quote. Other wise, all things is good.

AAA Home Insurance Reviews

Date: March 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
this year best offer of policy.the company is very careful handel customer.


Date: October 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
They need to be more customer friendly and make their app useful enough where you can make changes with hassling the client and wasting their time.

Allstate Home Insurance Reviews

Date: June 14, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Customer Service
I have never needed to use my home owners insurance so it is yet to be determined.They ave no issue taking my premiums.

Date: April 21, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
There have been a number of times when I have had to make claims over the years on one of my policies. Each time Allstate customer service has handled them promptly and professionally.

Homesite Insurance Home Insurance Reviews

Date: April 26, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Never needed to call on them for a claim but the service representative was very helpful when we bought it. I would give them 5/5.

Date: April 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The deductible and premiums on my policy are extremely competitive with the other companies that offer the same type of coverage. I dont pay more or less

Farmer's Insurance Home Insurance Reviews

Date: April 15, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I bought a vacation home about two years ago. I called my agent and went through the various options that were important to me.


Date: March 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Every item I was offered was in code with the standard for the state, they did a great job explaining things and making sure I understood the coverage compared to other compaines.


Progressive Home Insurance Reviews

Date: January 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I am not sure how my deductible and premium compare to other company's policies. I never compared when I purchased my policy. I was more concerned about the cost and convenience of bundling policies.

Erie Insurance Home Insurance Reviews

Date: October 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium with Erie Insurance has been cheaper than other companies. Seems to be consistently lower by about $30/month.

Motorists Mutual Insurance Company Home Insurance Reviews

Date: November 17, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
My homeowners policy premium seems to continually increase from year to year even with no claims registered against the policy. I find this somewhat curious.

State Farm Home Insurance Reviews

Date: January 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
State Farm is a great insurance company to work with. I have had my home and vehicle insurance with them for over 20 years.

9 Ways to Get Discounts on Homeowners Insurance in Park Ridge, IL

What Makes Your Park Ridge, IL Home Insurance Cheap or Expensive