How Can I Make My Manteca, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Manteca, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Manteca, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $59,000 $50,000 $50,000-$75,000
2 Bedroom $133,500 $120,000 $100,000-$125,000
3 Bedroom $148,500 $130,000 $150,000-$175,000
4 Bedroom $347,000 $330,000 $300,000-$350,000
5 Bedroom $225,500 $190,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Manteca, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$155 $659
Superior Protection Discount -$81 $732
Fire & Security Discount -$65 $749
Hail Resistant Roof Discount -$16 $798
Newly Constructed Home Discount -$171 $643

Choose your Manteca, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,488
Hail Damage $4,806
Wind Damage $6,624
Expensive Claims
Fire $45,123
Smoke $16,553

Identify Top Home Insurance Agents near Manteca, CA | Back to Top

Home Insurance Company Manteca, CA Homeowners Insurance Agency Manteca, CA Address Popularity Score Distance from Manteca (miles)
State Farm Thang Vo 391 Jacklin Rd, Milpitas, CA, 95035-3225
44.2
Allstate David Ngo 3848 Mchenry Ave Ste 320, Modesto, CA, 95356
14.5
State Farm Yogi Chugh 3650 Thornton Ave, Fremont, CA, 94536-7400
45.9
Travelers Ryan Hayes Insurance Brokerage 1301 Ygnacio Valley Rd Ste 202, Walnut Creek, CA, 94596
45.7
State Farm Brian Moos 39159 Paseo Padre Pkwy Ste 109, Fremont, CA, 94538-1600
44.6
Allstate Robert J. Varich 1313 N Milpitas Blvd Ste 179, Milpitas, CA, 95035
44.4
State Farm Michael Affholter 5246 Pirrone Ct Ste D, Salida, CA, 95368-9092
9.3
State Farm Lorin Young 16848 Alisal Ct, San Lorenzo, CA, 94580-1712
49.2
State Farm Jim Uhlenhop 229 E 11th St, Tracy, CA, 95376-4015
11.4
Liberty Mutual Independent Tlb Insurance Services 3000 Oak Rd Ste 210, Walnut Creek, CA, 94597
46.4

Compare Rates for Manteca, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
San Joaquin County, CA $281,100 $746 $550 $1,010 $460
Manteca, CA $316,500 $814 $600 $1,110 $510
Lodi, CA $286,500 $756 $560 $1,030 $470
Rancho Calaveras, CA $228,400 $640 $470 $870 $400
Angels City, CA $289,100 $658 $490 $890 $400
Blackhawk, CA $1,165,700 $936 $690 $1,270 $580
Diablo Range, CA $1,034,100 $2,605 $1,930 $3,540 $1,610
San Miguel, CA $1,034,400 $2,606 $1,930 $3,540 $1,610
Sacramento County, CA $299,900 $780 $580 $1,060 $480
Columbia, CA $224,000 $683 $510 $930 $420
Pacheco, CA $159,700 $598 $440 $810 $370
Sloughhouse, CA $446,600 $930 $690 $1,260 $570

Research Home Insurance Companies Reviews in Manteca, CA Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: June 16, 2019    Age: 50 to 59    Gender: Married    Marital Status: Male

Premium
I think all premiums are too high and insurance companies make too much profit. But comparing this company with others makes this one always look best.

Date: March 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
i enjoy Progressive, I've had State Farm in the past and this has been a better experience for me and my family. Their customer service representatives are kind and prompt.

Date: September 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service is the best in the land, I get immediate feedback and my problems are solved so fast, the people are very friendly and they are very articulate and professional

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like the interface of the companies app, I like the easy to read tabs, I like the look and feel of it, I like the options they provide, I like how modern it looks.

Date: August 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
This company lays out every small detail right at the start and do not play games they tell you what is covered what is not they allow you to customize coverage etc. they communicate very straightforward and upfront.

Date: May 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium is great compared to many lower-end companies it is very similar to higher end companies, however, and offer a lot of the same things however it is just my preference for this company due to good service

Date: May 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Fixtures, Electric wiring, heating, air cooling system, Fencing, mailbox, garage repair, fire damage, earthquake damage, rain damage, pavement repair, sheds, plant loss,


Liberty Mutual Home Insurance Reviews

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
THE PREMIUM IS MUCH LESS THAN OTHER COMPANIES AND DUE TO THE FACT THAT I LIVE IN A RURAL AREA, OTHER INSURANCE COMPANIES WILL NOT PROVIDED INSURANCE IN THAT THERE ARE NO FIRE HYDRANTS.

Date: September 11, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
THE WEBSITE IS VERY EASY TO NAVIGATE AND OBTAIN MORE INFORMATION ABOUT COVERAGE IF FEEL MAY BE NEEDED.

Date: August 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I HAVE HAD NO ISSUES WITH THE COMPANY'S CUSTOMER SERVICE. I HAVE NEVER FILED A CLAIM FOR ANY DAMAGE AS ANY DAMAGE DONE, I CAN COVER THE COST.

Date: July 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
I RECEIVE NO COMMUNICATION WHATSOEVER WITH THE INSURANCE COMPANY AS MY PREMIUM IS AUTOMATICALLY TAKEN FROM MY MORTGAGE PAYMENT

Date: December 26, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I HAVE AN UMBRELLA POLICY. MILLION DOLLARS LIABILITY COVERAGE. COVERAGE FOR ALL OUTBUILDINGS ARE WELL AS TRAILERS ON THIS PROPERTY.


Nationwide Home Insurance Reviews

Date: August 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance provides wind, flood, an earthquake. It also has a rider that covers not attached structures and theft. This all integrates into one policy though and it seems to be a decent deal.


Date: July 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I think it could be much easier to navigate and open faster. I have a newer model device and sometimes the app runs really slow. But overall it is a decent app.

Date: May 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have the lowest price around for my coverage in my area. I shopped around and most other companies wanted at least an additional ten dollars a month just for the same amount of coverage.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service is great, I always get someone on the phone and they are quick to respond to any of my needs. They are always friendly and respond promptly.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The insurance company regularly sends updates regarding policy changes and pricing changes. This is great because communication is very important when it comes to customer relations within a company.

Allstate Home Insurance Reviews

Date: January 14, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our deductable is set at 1000 now bcause we figured we already had one disaster. The premium is still one of theleast expensive on the market

Date: December 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
For me, it's all about price and convenience. Right now, my policy is tied in with my auto so it's saved me time and money.


Farmer's Insurance Home Insurance Reviews

Date: January 04, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Great so far, it is the first insurance company that we have worked with. It was easy to get started online and the agent was helpful.

Date: July 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
With the bundle discount, my premium is $37/month with a deductible of $300. Compared to other companies,Farmer's Insurance was much cheaper.

USAA Home Insurance Reviews

Date: October 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I never have to wait on the phone for long, they always are prompt to help me with any questions I might have. and they are great at their jobs. I really like it when they know it is me when I call.

Esurance Home Insurance Reviews

Date: February 05, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have no bases for comparison of my insurance company with others. It seems all the same to me as I have not nor intend to look into it long enough to compare it with others.


Travelers Home Insurance Reviews

Date: December 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Rates and deductibles used to be rock bottom pricing it was great. Now they are slowly creeping up to the point that there is nothing unique or amazing about this company.

GEICO Home Insurance Reviews

Date: June 08, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
I've had limited experience with my geico regarding my home insurance but when I have had to talk to them they were very helpful. they were also very polite.

AAA Home Insurance Reviews

Date: January 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
AAA came recommended from my independent insurance agent and came with all the coverage I would need to be adequately covered. I like that it is simple and easy to sign up. AAA is reliable and I can rest comfortably that I am adequately covered for anything or any issues that may arise.

7 Ways to Get Discounts on Homeowners Insurance in Manteca, CA

What Makes Your Manteca, CA Home Insurance Cheap or Expensive