Gavop's guide to buying homeowners insurance in Rosenberg, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
2 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
3 Bedroom | $141,500 | $120,000 | $125,000-$150,000 |
4 Bedroom | $223,000 | $210,000 | $250,000-$300,000 |
5 Bedroom | $230,000 | $220,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$237 | $1,247 |
Superior Protection Discount | -$148 | $1,336 |
Fire & Security Discount | -$163 | $1,321 |
Hail Resistant Roof Discount | -$30 | $1,454 |
Newly Constructed Home Discount | -$430 | $1,054 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,794 |
Physical Damage | $2,368 |
Hail Damage | $4,759 |
Wind Damage | $6,178 |
Expensive Claims | |
Fire | $45,123 |
Smoke | $17,556 |
Home Insurance Company Rosenberg, TX | Homeowners Insurance Agency Rosenberg, TX | Address | Popularity Score | Distance from Rosenberg (miles) |
---|---|---|---|---|
State Farm | Polo Garcia | 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502 | 7.9 | |
Travelers | Rockland Insurance Agency Inc | 610 South 11th St, Richmond, TX, 77469 | 3.8 | |
Allstate | Jeff Hermes | 1650 Highway 6 Ste 180, Sugar Land, TX, 77478 | 11.8 | |
Travelers | Grayless Insurance Agency Llc | 1100 Travis Street, Richmond, TX, 77469 | 3.7 | |
Nationwide | Victory Agency Inc | 8000 S Gessner Dr Ste 800, Houston, TX, 77036-7446 | 19.6 | |
State Farm | Tommy Tran | 7601 W Belt Pkwy S Ste 176, Houston, TX, 77072-5227 | 18.7 | |
Nationwide | Kathye Carpenter | 15915 Katy Freeway Suite 610, Houston, TX, 77094 | 19.1 | |
Nationwide | Joe Cook & Associates Inc | 17625 El Camino Real Ste 104, Houston, TX, 77058-3039 | 42.3 | |
Allstate | Ray Rosales | 7830 W Grand Pkwy S Ste 250, Richmond, TX, 77406 | 9.4 | |
Farmers | Steve Host | 201 Jackson St, Richmond, TX, 77469 | 4.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
Rosenberg, TX | $132,600 | $1,484 | $980 | $2,290 | $1,310 |
Pecan Grove, TX | $210,200 | $1,012 | $670 | $1,560 | $890 |
Hilshire Village, TX | $850,000 | $841 | $550 | $1,290 | $740 |
Jersey Village, TX | $246,700 | $1,056 | $700 | $1,630 | $930 |
Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
Brazoria, TX | $89,400 | $1,469 | $970 | $2,260 | $1,290 |
Webster, TX | $153,900 | $979 | $650 | $1,510 | $860 |
Santa Fe, TX | $159,800 | $988 | $650 | $1,520 | $870 |
Taylor Lake Village, TX | $231,900 | $1,905 | $1,260 | $2,930 | $1,670 |
Columbus, TX | $149,900 | $972 | $640 | $1,500 | $860 |
Date: October 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: July 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: March 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: January 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 24, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 12, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Date: April 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 07, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: March 28, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: March 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: January 09, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 30, 2019 Age: 40 to 49 Gender: Married Marital Status: Female