How Can I Make My Rosenberg, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Rosenberg, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Rosenberg, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $45,500 $40,000 $25,000-$50,000
2 Bedroom $103,000 $90,000 $100,000-$125,000
3 Bedroom $141,500 $120,000 $125,000-$150,000
4 Bedroom $223,000 $210,000 $250,000-$300,000
5 Bedroom $230,000 $220,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Rosenberg, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$237 $1,247
Superior Protection Discount -$148 $1,336
Fire & Security Discount -$163 $1,321
Hail Resistant Roof Discount -$30 $1,454
Newly Constructed Home Discount -$430 $1,054

Choose your Rosenberg, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,368
Hail Damage $4,759
Wind Damage $6,178
Expensive Claims
Fire $45,123
Smoke $17,556

Identify Top Home Insurance Agents near Rosenberg, TX | Back to Top

Home Insurance Company Rosenberg, TX Homeowners Insurance Agency Rosenberg, TX Address Popularity Score Distance from Rosenberg (miles)
State Farm Polo Garcia 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502
7.9
Travelers Rockland Insurance Agency Inc 610 South 11th St, Richmond, TX, 77469
3.8
Allstate Jeff Hermes 1650 Highway 6 Ste 180, Sugar Land, TX, 77478
11.8
Travelers Grayless Insurance Agency Llc 1100 Travis Street, Richmond, TX, 77469
3.7
Nationwide Victory Agency Inc 8000 S Gessner Dr Ste 800, Houston, TX, 77036-7446
19.6
State Farm Tommy Tran 7601 W Belt Pkwy S Ste 176, Houston, TX, 77072-5227
18.7
Nationwide Kathye Carpenter 15915 Katy Freeway Suite 610, Houston, TX, 77094
19.1
Nationwide Joe Cook & Associates Inc 17625 El Camino Real Ste 104, Houston, TX, 77058-3039
42.3
Allstate Ray Rosales 7830 W Grand Pkwy S Ste 250, Richmond, TX, 77406
9.4
Farmers Steve Host 201 Jackson St, Richmond, TX, 77469
4.3

Compare Rates for Rosenberg, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Fort Bend County, TX $233,300 $1,288 $850 $1,980 $1,130
Rosenberg, TX $132,600 $1,484 $980 $2,290 $1,310
Pecan Grove, TX $210,200 $1,012 $670 $1,560 $890
Hilshire Village, TX $850,000 $841 $550 $1,290 $740
Jersey Village, TX $246,700 $1,056 $700 $1,630 $930
Harris County, TX $154,100 $1,391 $920 $2,140 $1,220
Brazoria, TX $89,400 $1,469 $970 $2,260 $1,290
Webster, TX $153,900 $979 $650 $1,510 $860
Santa Fe, TX $159,800 $988 $650 $1,520 $870
Taylor Lake Village, TX $231,900 $1,905 $1,260 $2,930 $1,670
Columbus, TX $149,900 $972 $640 $1,500 $860

Research Home Insurance Companies Reviews in Rosenberg, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 21, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
My home insurance is cheaper with State Farm than with Geico. I carry 100% replacement value and my deductible is 500.

Date: July 30, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I recently moved and had to adjust my insurance and they were able to make the change and had my new documents to sign within a couple hours. They were also able to lower my premium

Date: April 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have a great policy with State Farm insurance. It is for our Rental Insurance. I rate it 5 because they always help us in a kind matter . We get quick response especially when we had a flood damage

Date: April 02, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I haven't shopped around because I have always had this insurance. I was originally on my parents' plan and just continued service on my own plan. I feel the deductible is reasonable.

Date: March 08, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I never call them or talk to them. I just pay my premium month after month after month. I am sure they would be fine if I needed them.

Date: January 21, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My deductable is on average 200 dollars more in comparison to other companies like nationwide. My deductable could be comparble to the same amount as progressive but I am not a big fan for the comapany.

Liberty Mutual Home Insurance Reviews

Date: December 24, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I called once to discuss the increase in my homeowners policy premiums, I was on hold for almost 20 minutes. After the first 5 minutes, the hold music cut out and after more than 15 minutes of dead air an agent rudely told me shouldn't help me.

Date: June 12, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Premium
My insurance company was able to deduct the initial cost of my coverage when I told the agent I am college student and I have a good driving record.

Date: April 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It is of very good quality every time I need your services always there is to help me in everything


Date: April 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is poor, the employees are almost all morons. I don't what I'd do if I needed to use them for their claim assistance.

Progressive Home Insurance Reviews

Date: December 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
home insurance company is usefull fo any damages in home it will claimedy from insurance company it is very usefull for american life

Date: April 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My auto policy was already through Progressive, the premium & deductible for the home policy were less than what was quoted by other companies, for the same amount of coverage.

Date: March 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
My experience with customer service is excellent because I really like my job and I think I would not change it

AAA Home Insurance Reviews

Date: April 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
A deductible is the amount you pay for health care services each year before your health insureance begins to pay.in most cases the higher a plan's decuctible the lower the premium.

Date: March 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
they have many premium amount and also they cover many of the projects and they cover many good things in their policy holders

GEICO Home Insurance Reviews

Date: September 07, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
Before signing up with Geico I did a lot of research about coverage, what exactly all options covered, umbrella policies and found they were less expensive or comparable to others.


Date: March 28, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
Geico offers good premiums, and I can see on the website exactly what makes up the premium, and apply for discounts I might qualify for right there.

Farmer's Insurance Home Insurance Reviews

Date: March 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
the policy that we have is a good one we pay a decent premium but the price we pay covers our house and most of the things with in it


Date: October 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
the only communication i have is that when they send my yearly bill. i have never had to put in a claim for anything. i like that lack of communication.

USAA Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I like the training and the care that the workers employ. They ask humanizing questions and make me feel like I'm not just giving them my money each month.

Blue Cross Blue Shield Home Insurance Reviews

Date: December 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Customer Service has been great any time I have called with an issue. They have always been more than willing to help me with everything and are usually kind about it.

MetLife Home Insurance Reviews

Date: March 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I do feel that I am paying more than if I shopped around with local insurance company .I think I could certainly get a lower premium. But the service is great and they took care of a claim I had with minimal hassles .

Allstate Home Insurance Reviews

Date: January 09, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I bundle all state for home and auto, so far it has been great but I'm relatively young home owner! I'd go with a rating of 3 right now.

Travelers Home Insurance Reviews

Date: May 30, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Premium
I have not shopped around, but I am guessing that the deductible is comparable to other insurance companies.only because I have limited knowledge about the other companies

9 Ways to Get Discounts on Homeowners Insurance in Rosenberg, TX

What Makes Your Rosenberg, TX Home Insurance Cheap or Expensive