How Can I Make My Plainfield, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Plainfield, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Plainfield, IL Home Insurance Coverage Levels | Back to Top
| Plainfield, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cecily Dr, Frank Turk Dr, Windmill Ln, Thornberry Ct, Ardith St, W Juneau Ct, Susan St, Woodhill Ct, Arbor Falls Ct, Biltmore St | $212,500 | $180,000 | $200,000-$250,000 | $405,000 | $330,000 | $350,000-$400,000 |
| Emerald Pointe Dr, Crestview Cir, Clear Creek Dr, McClellan, Millpond Ct, Applewood Ct, S Princeton Ct, Wentworth Cir S, Springside Dr, N Arnold St | $208,500 | $190,000 | $200,000-$250,000 | $256,000 | $220,000 | $200,000-$250,000 |
| John Adams Dr, W Harts Farm Rd, Portage Ln, Scott Ln, Birch Ct, Keystone Ct, Sumac Dr, Chalk Hill Ct, Chapman Dr, Spangler Rd | $302,000 | $270,000 | $250,000-$300,000 | $399,000 | $350,000 | $300,000-$350,000 |
| Nicholas Ct, S Sunshine Cir, Poplar St, Indian Boundary Ct, Longwood Ct, Isle Royal Cir, Devonswood Dr, Adamic Ln, Gallatin Ln, Nelson Ct | $279,500 | $230,000 | $250,000-$300,000 | $411,000 | $340,000 | $300,000-$350,000 |
| Stacia Ct, Hidden Oaks Dr, Langsford Ln, Farmstead Ln, Hastings Dr, Pebble Beach Dr, N Silver Ln, Pathfinder Ln, Baring Ridge Dr, W Lockport St | $325,500 | $270,000 | $300,000-$350,000 | $331,500 | $310,000 | $250,000-$300,000 |
| Summerfield Ct, Reflection Dr, Hyacinth Ct, Spring Lake Ct, Clover Ct, Clearwater Dr, Wilkens Ln, Leupold Ln, Caton Crest Ct, Valley Ridge Dr | $257,500 | $210,000 | $200,000-$250,000 | $266,000 | $240,000 | $300,000-$350,000 |
| Pembrooke Ct, Lolo Pass Dr, W Petoskey Ct, Maple Ridge Dr, Foxwood Ct, Indian Head Ln, S Parkfalls Ct, Pratt Ln, W Lathrop Ct, Anthony Ln | $286,000 | $270,000 | $250,000-$300,000 | $266,000 | $220,000 | $250,000-$300,000 |
| W Riverwalk Ct, Country Oaks Dr, Adamic Ln, Mall Loop Dr, June St, Willow Lakes Dr, Woodford Dr, Clear Creek Ct, Canyon Dr, Great Ridge Dr | $289,500 | $250,000 | $250,000-$300,000 | $386,000 | $360,000 | $400,000-$500,000 |
| Plum St, Lenwood Dr, South Virginia Dr, Coyote Ridge Dr, S Collins Dr, Sierra Trl, S Essington Rd, Highview Ct, S Frontage Rd E, W Lockport Rd | $261,000 | $210,000 | $200,000-$250,000 | $492,500 | $400,000 | $500,000-$600,000 |
| S Vista Ln, Vision Ave, Winding Ridge Ct, Lake Pointe Dr, Overlook Dr, Northmont Ct, Old English Ct, Byrum Blvd, Calvary Ct, Haley Dr | $251,000 | $230,000 | $250,000-$300,000 | $402,500 | $360,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Plainfield, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $716 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$60 | $802 |
| Hail Resistant Roof Discount | -$26 | $836 |
| Newly Constructed Home Discount | -$172 | $690 |
Choose the Right Deductible for your Plainfield, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Will County | $2,000 | $865 | $2,865 | $629 | $2,629 | $236 |
| Plainfield, IL | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Bolingbrook, IL | $100 | $855 | $955 | $621 | $721 | $234 |
| Willowbrook, IL | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Orland Hills, IL | $500 | $772 | $1,272 | $561 | $1,061 | $211 |
| La Grange Park, IL | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Wayne, IL | $200 | $931 | $1,131 | $677 | $877 | $255 |
| South Holland, IL | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Dayton, IL | $400 | $860 | $1,260 | $625 | $1,025 | $235 |
| Cabery, IL | $2,000 | $542 | $2,542 | $394 | $2,394 | $148 |
| Creston, IL | $300 | $704 | $1,004 | $512 | $812 | $193 |
| Dorr, IL | $1,000 | $709 | $1,709 | $515 | $1,515 | $194 |
Identify Top Home Insurance Agents near Plainfield, IL | Back to Top
| Home Insurance Company Plainfield, IL | Homeowners Insurance Agency Plainfield, IL | Address | Popularity Score | Distance from Plainfield (miles) |
|---|---|---|---|---|
| Travelers | Lakeview Insurance Agency Ltd | 3438 N Southport, Chicago, IL, 60657 | 36.8 | |
| Allstate | John Wittman | 6400 Woodward Ave, Downers Grove, IL, 60516 | 15.0 | |
| State Farm | Brian Baldwin | 82 Burr Ridge Pkwy, Burr Ridge, IL, 60527-0832 | 18.3 | |
| State Farm | Gerald Mccadd | 516 W Boughton Rd, Bolingbrook, IL, 60440-1751 | 9.7 | |
| Farmers | Raul Hernandez | 536 W Boughton Rd Ste B, Bolingbrook, IL, 60440 | 9.7 | |
| State Farm | John Kurylak | 1141 Fairview Ave, Westmont, IL, 60559-2709 | 16.4 | |
| Allstate | Kevin Grady | 1050 N State St # M106, Chicago, IL, 60610 | 36.4 | |
| Liberty Mutual Independent | Risk Placement Services Inc | 550 W Van Buren St Ste 1200, Chicago, IL, 60607 | 34.8 | |
| State Farm | Maria Capetillo | 452 N Weber Rd Ste A, Romeoville, IL, 60446-5358 | 5.1 | |
| Farmers | Terry Paciorka | 527 W 87th St, Naperville, IL, 60565 | 9.5 |
Compare Rates for Plainfield, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| Will County, IL | $216,400 | $876 | $620 | $1,200 | $580 |
| Plainfield, IL | $201,900 | $862 | $590 | $1,220 | $630 |
| Bolingbrook, IL | $209,200 | $865 | $620 | $1,230 | $610 |
| Willowbrook, IL | $217,800 | $768 | $530 | $1,100 | $570 |
| Orland Hills, IL | $228,100 | $781 | $540 | $1,100 | $560 |
| La Grange Park, IL | $333,700 | $791 | $550 | $1,100 | $550 |
| Wayne, IL | $262,200 | $943 | $630 | $1,310 | $680 |
| South Holland, IL | $150,200 | $663 | $470 | $940 | $470 |
| Dayton, IL | $191,000 | $870 | $640 | $1,240 | $600 |
| Cabery, IL | $72,900 | $549 | $380 | $760 | $380 |
| Creston, IL | $120,300 | $713 | $480 | $1,010 | $530 |
| Dorr, IL | $182,100 | $717 | $520 | $1,000 | $480 |
Research Home Insurance Companies Reviews in Plainfield, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The customer service is fantastic. They are always right on the ball and extremely kind and accurate when giving advise or changing plans. Fantastic service!!!
Date: January 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I think their offers are decent but could be better. I don't think they are awful at all and would recommend to a friend, but I still think some things could be improved.
Date: December 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
They made a mess of my plan when I moved which required many phone calls and emails. They never corrected their mistakes and signicantly raised my rates.
Date: November 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
The interaction with the company is fine, the main customer service line typically reaches friendly representatives and the employees in our local office are always nice. I've had minor issues with paperless communication versus mail communications before.
Erie Insurance Home Insurance Reviews
Date: December 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I have no idea what other companies have available as I am not interested in changing insurance companies at this time.
Date: September 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Erie is my first and only insurance company, I am very satisfied with everything about them. The have a good policy that favors me
Date: September 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My premium and deductible are very sportive with others in the industry. However, the customer service wins me over.
Travelers Home Insurance Reviews
Date: July 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
My insurance company is up front with their offering and I feel I receive the best coverage for the premium I pay. I have shopped around and Travelers comes out in the top 5 all the time.
Date: May 25, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
I think it's a fairly low deductable. They were helpful to me when ever i needed something, regardless of the issue.
National General Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I haven't had much experience with National General's customer service department, as I haven't had to call to talk to them.I can say their website is horrendous though, and seriously needs to be made more user friendly.
AAA Home Insurance Reviews
Date: November 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Customer services has always been great with AAA Insurance and I believe that they are among the best options in the industry. I would rate them 5 out of 5 from an overall perspective.
Progressive Home Insurance Reviews
Date: January 04, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I have not really compared their service because I have always used progressive. However, when i shopped around I found that progressive agents were more polite.
Allstate Home Insurance Reviews
Date: October 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium and deductible are industry standards. However, the cost for those is much lower than others. So they are very similar overall as far as what they offer people.
Westfield Insurance Home Insurance Reviews
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
the direct interaction is quite simple and very effective but the collection of data or information through the website is difficult to understand and sometimes the website may not be available
MAPFRE Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The company has great rates and I have not been able to find another company that can come close to them with pricing but when I have questions or need help their office hours are limited and it is sometimes difficult to get a hold of someone to help me. They are a sister companie with another who handles different aspects of the insurance and its always hard to tell which one I should be talking to.
Homesite Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our deductible is reasonable, but I am surprised at how little increasing it would lower the premium. The premium has risen at much greater than the rate of inflation over time, but still seems inline with competitors.