How Can I Make My Wilmington, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Wilmington, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Wilmington, NC Home Insurance Coverage Levels | Back to Top
| Wilmington, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 9th St, Hardscrabble Ct, Saint Marys Pl, Turner Nursery Rd, Oak St, Buckingham Ave, Ivey Cir, Hutaff Aly, Pinecliff Dr, Register Ln | $132,000 | $120,000 | $100,000-$125,000 | $94,500 | $80,000 | $100,000-$125,000 |
| Kings Ct, Mohican Trl, Meeting Ct, Masters Ln, S 23rd St, Wedgefield Dr, Halifax Rd, Hospital Plaza Dr, Mason Ridge Ln, State Rd 1002 | $208,000 | $190,000 | $200,000-$250,000 | $171,000 | $160,000 | $125,000-$150,000 |
| Thomas Ave, Newkirk Ave, Bradley Pines Dr, Lancelot Ln, Carya Dr, Fordham Rd, Albemarle Dr, Portofino Ct, S 41st St, Peachtree Ave | $275,000 | $240,000 | $300,000-$350,000 | $191,500 | $160,000 | $150,000-$175,000 |
| Hanover Ave, Echo Ln, Burnt Mill Dr, Ivocet Dr, Sugar Creek Ct, Disney Dr, Lake Shore Dr, Brier Rd, Spargo Pl, Densiflorum Ct | $371,500 | $340,000 | $350,000-$400,000 | $195,000 | $160,000 | $200,000-$250,000 |
| Marion Dr, Scorpion Dr, Waverly Dr, Red Fox Rd, W Blackbeard Rd, Calais Cir, S 14th St, Lexington Ave, Prestwick Close, E Stewart Cir | $125,500 | $120,000 | $125,000-$150,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Shawnee Trl, Elm St, Cabbage Inlet Ln, Clinton St, Biscayne Dr, Grissom Rd, Melba Ct, Old Myrtle Grove Rd, Patsy Ln, Price's Aly | $156,000 | $130,000 | $150,000-$175,000 | $225,500 | $190,000 | $175,000-$200,000 |
| Tennessee Ave, Parkwood Dr, Baba Eddie Ln, Winterberry Ct, Smith Bay Cir E, Sunn Aire Ct, Thatch Ct, Deer Glade Ct, Castle Ave, Cooper Ct | $114,000 | $100,000 | $100,000-$125,000 | $134,500 | $110,000 | $125,000-$150,000 |
| Fillmore Dr, Hooker Rd, Logwood Ct, Andover Cir, Guinea Ln, Tabor Ln, Fern Dr, Oak Landing Rd, Stonemoor Ct, Reserve Dr | $320,500 | $260,000 | $250,000-$300,000 | $131,500 | $120,000 | $150,000-$175,000 |
| Shakespeare Dr, Willoughby Park Rd, Emerson St, Airlie Rd, Frog Pond Pl, Heatherstone Ln, Anderson St, Vine St, Red Cedar Rd, Keats Pl | $186,000 | $150,000 | $200,000-$250,000 | $150,500 | $140,000 | $150,000-$175,000 |
| Castle St, Central Ave, Red Cross St, Norton Ct, Florida Ave, Brenton Ct, Judges Rd, Woodbine St, Musevale Dr, Macmillan Ave N | $152,500 | $140,000 | $150,000-$175,000 | $199,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Wilmington, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $869 |
| Superior Protection Discount | -$94 | $953 |
| Fire & Security Discount | -$115 | $932 |
| Hail Resistant Roof Discount | -$21 | $1,026 |
| Newly Constructed Home Discount | -$283 | $764 |
Choose your Wilmington, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Wilmington, NC | Back to Top
| Home Insurance Company Wilmington, NC | Homeowners Insurance Agency Wilmington, NC | Address | Popularity Score | Distance from Wilmington (miles) |
|---|---|---|---|---|
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 2.8 | |
| Allstate | David Ager | 4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412 | 4.1 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 0.6 | |
| Travelers | Coastal Insurance | 4625 Main St, Shallotte, NC, 28470 | 32.6 | |
| State Farm | Tim Moore | 7016 Market Street, Wilmington, NC, 28411-9728 | 5.3 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 1.0 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 2.6 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 0.5 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 2.4 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 4.0 |
Compare Rates for Wilmington, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| New Hanover County, NC | $225,600 | $1,028 | $700 | $1,410 | $710 |
| Wilmington, NC | $232,900 | $1,047 | $700 | $1,480 | $780 |
| Kings Grant, NC | $160,000 | $748 | $520 | $1,030 | $510 |
| Silver Lake, NC | $150,800 | $717 | $520 | $1,010 | $490 |
| Harnett, NC | $242,400 | $820 | $570 | $1,160 | $590 |
| Carolina Beach, NC | $320,200 | $981 | $700 | $1,350 | $650 |
| Smithville, NC | $254,900 | $845 | $600 | $1,160 | $560 |
| East Arcadia, NC | $86,300 | $549 | $400 | $790 | $390 |
| Sneads Ferry, NC | $172,300 | $935 | $650 | $1,340 | $690 |
| Onslow County, NC | $154,400 | $843 | $570 | $1,170 | $600 |
| Bug Hill, NC | $82,400 | $527 | $360 | $750 | $390 |
Research Home Insurance Companies Reviews in Wilmington, NC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: April 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: September 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: July 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: August 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Aetna Home Insurance Reviews
Date: January 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American Family Insurance Home Insurance Reviews
Date: November 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: July 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Married