How Can I Make My Carol Stream, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Carol Stream, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Carol Stream, IL Home Insurance Coverage Levels | Back to Top
| Carol Stream, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chalet Dr, Chetwood Dr, Horizon Cir, Burning Trl, Canterbury Dr, Hiawatha Dr, Barton Pl, S Main Pl, Sunrise Ct, Fisher Ln | $219,000 | $180,000 | $200,000-$250,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Glen Hill Dr, Glenco St, Augusta Ct, Nebraska Cir, McCormick St, Kuhn Rd, Wheatberry Dr, Trails End Rd, Luxemburg Ct, Cape Ave | $356,500 | $330,000 | $400,000-$500,000 | $219,000 | $200,000 | $200,000-$250,000 |
| Stonehenge Ct, Glen Flora Dr, Horseshoe Ct, Mission St, Daybreak Ln, Larch Dr, Dory Cir W, Windsor Ln, Burdette Ave, Royal Glen Ln | $116,000 | $110,000 | $100,000-$125,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Glen Ct, Ironhawk Ct, Fairfax Cir E, Timberline Rd, Gatewood Ln, Minnesota Cir, Macarthur Ave, Klein Rd, Potomac Ct, Central Park | $175,500 | $160,000 | $150,000-$175,000 | $244,500 | $200,000 | $200,000-$250,000 |
| Burdette Ave, Robin Dr, Big Eagle Trl, Sequoia Ct, Farm Glen Ln, Lies Rd E, Bob O Link Dr, Canyon Trl, Wild Ginger Trl, Wayne Oaks Ln | $197,500 | $160,000 | $200,000-$250,000 | $172,000 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Carol Stream, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $727 |
| Superior Protection Discount | -$90 | $808 |
| Fire & Security Discount | -$81 | $817 |
| Hail Resistant Roof Discount | -$27 | $871 |
| Newly Constructed Home Discount | -$251 | $646 |
Choose your Carol Stream, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Carol Stream, IL | Back to Top
| Home Insurance Company Carol Stream, IL | Homeowners Insurance Agency Carol Stream, IL | Address | Popularity Score | Distance from Carol Stream (miles) |
|---|---|---|---|---|
| State Farm | Gregory Pec | 1213 Maple Ave Unit 1, Lisle, IL, 60532-4139 | 9.7 | |
| Allstate | John Closterides | 263 N York St Ste 101, Elmhurst, IL, 60126 | 10.0 | |
| Travelers | The David Agency Insurance Inc | 385 N York Rd, Elmhurst, IL, 60126 | 10.0 | |
| Farmers | Ken Boncela | 21 W Merchants Dr, Oswego, IL, 60543 | 17.0 | |
| Liberty Mutual | Peter Komperda | 1 East 22nd Street Suite 800, Lombard, IL, 60148 | 8.0 | |
| Travelers | Schwaller Insurance Agency Inc | 15440 S Harlem Ave , Orland Park, IL, 60462 | 27.6 | |
| Allstate | Maggie Barashka | 18w100 22nd St Ste 122, Oakbrook Terrace, IL, 60181 | 9.4 | |
| Liberty Mutual Independent | Apex Insurance Agency International | 2525 Cabot Dr Ste 101, Lisle, IL, 60532 | 7.8 | |
| Liberty Mutual Independent | Tower Insurance And Risk Management Services Llc | 500 S County Farm Rd Ste 209, Wheaton, IL, 60187 | 4.2 | |
| State Farm | Martin Zoladz | 6057 W Belmnt Ave, Chicago, IL, 60634-5116 | 18.3 |
Compare Rates for Carol Stream, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| DuPage County, IL | $289,900 | $986 | $720 | $1,370 | $650 |
| Carol Stream, IL | $231,400 | $898 | $620 | $1,270 | $650 |
| Villa Park, IL | $231,900 | $786 | $570 | $1,120 | $550 |
| Aurora, IL | $170,800 | $808 | $540 | $1,160 | $620 |
| Downers Grove, IL | $354,600 | $1,083 | $740 | $1,480 | $740 |
| Gilberts, IL | $256,100 | $816 | $560 | $1,130 | $570 |
| Glencoe, IL | $940,600 | $731 | $520 | $1,030 | $510 |
| Genoa, IL | $158,000 | $677 | $470 | $930 | $460 |
| South Holland, IL | $150,200 | $663 | $440 | $930 | $490 |
| Kingston, IL | $210,300 | $902 | $620 | $1,290 | $670 |
| Morris, IL | $194,900 | $737 | $530 | $1,050 | $520 |
| Dunham, IL | $141,100 | $768 | $550 | $1,060 | $510 |
Research Home Insurance Companies Reviews in Carol Stream, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I am very satisfied with State Farm’s home insurance policy offerings. They have a wide range of policies and are helpful with customizing policies to fit your families needs!
Date: October 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I actually like my insurance co. very much. The only reason I didn't put a 5 was because my guy could be friendlier but he is super nice. They always answer my questions and resolve any issues that I have.
Date: October 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have been with state farm for over a decade. My customer service experience has varied dramatically from agent to agent. My current agent seems more focused on upselling additional services.
Date: January 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Customer service has always been good with State Farm and they have always been there whenever I had a question or needed help with something. I've never had an issue with anything, lucky me, but I believe they would be there should I have any issues.
AAA Home Insurance Reviews
Date: November 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I pay a premium that is well below what other insurance companies charge and there is no deductible as far as I know. Most people I know have to pay some deductible.
Date: October 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
AAA provides all the same basics that would be provided from any other reputable competitor, with the ability to bundle with your auo insurance as well.
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I have pretty good service with my Progressive home insurance company. Have not had any problems since using with them.I have pretty good service with my alflac home insurance company.
Date: February 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have little comparison for the cost of premiums and deductibles other than offers I occasionally receive in the mail. Compared to these, I'd rate my current costs as very competitive.
Liberty Mutual Home Insurance Reviews
Date: January 03, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
My house is key to my vitality. I choose this provider because of good reviews and excellent customer service. The few times i've been in contact have shown me that these workers truly care.
Date: September 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Liberty Mutual is pretty similar to other companies I've used for home insurance. They have competitive rates and answer any questions about how much I need to insure for.
Meemic Insurance Home Insurance Reviews
Date: June 02, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Premium
I've compared my homeowner's insurance policy with other companies several times. With Meemic Homeowner's Insurance, their premium and my chosen deductible for my needs.
Date: May 25, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
My homeowner's insurance is through Meemic Insurance. This is an insurance offered to educator's. When I first became an educator, a representative contacted me about Meemic Insurance.
USAA Home Insurance Reviews
Date: November 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Premium is much lower than what I've found with other companies. I bundle with my car insurance so I get a good deal.
Allstate Home Insurance Reviews
Date: August 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
The Allstate customer service I have received has been outstanding. I would rate it at a 5 point because of the experience i had when a tree fell on the roof of my house.
Travelers Home Insurance Reviews
Date: December 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
Customer service seems ok. Only had questions about the policy and they had all the answers i needed.
Farmer's Insurance Home Insurance Reviews
Date: December 25, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Have not needed to file a claim and do not now have this coverage. Previous experience with general service with company in past was very good.