How Can I Make My Tumwater, WA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Tumwater, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Tumwater, WA Home Insurance Coverage Levels | Back to Top
| Tumwater, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Case Rd SW, Tulip Ln SW, Noble St SW, 41st Loop SE, Cherry St SE, Dorchester Dr SW, 69th Ave SE, S 2nd Ave SW, McCormick St SE, Monaco Dr SE | $174,000 | $140,000 | $175,000-$200,000 | $216,000 | $190,000 | $200,000-$250,000 |
| 71st Dr SE, B St SW, 3rd Ave SW, Elm St SE, Emerson St SW, Kirsop Valley Dr SW, Margo Pl SE, Eklund Ct SE, 71st Ln SW, Haig Dr SE | $259,500 | $210,000 | $200,000-$250,000 | $210,500 | $200,000 | $200,000-$250,000 |
| Decatur St SW, Tennis Ct SW, W St SW, McIver Ct SW, Frontier Ct SE, Sanford Cir SE, Lakehurst Dr SE, Skipper Ln SW, Vineyard Ave SE, Maringo Rd SE | $222,000 | $200,000 | $200,000-$250,000 | $191,500 | $170,000 | $200,000-$250,000 |
| Rainier Ave SE, Chambers Creek Loop SE, Kildane Way SE, Whitmore Dr SE, Ravenna Ln SE, Laurelhurst Dr SE, Crites St SW, White Hawk Ln SE, Percival St SW, 68th Ave SE | $343,500 | $320,000 | $250,000-$300,000 | $200,000 | $180,000 | $200,000-$250,000 |
| S 3rd Ave SW, 40th Ave SE, Evergreen Park Way SW, Hawthorne St SE, Pat Kennedy Way SW, Marlene Ct SW, 80th Ave SW, Jones Rd SW, 85th Ave SE, Nikolas St SE | $160,000 | $150,000 | $150,000-$175,000 | $158,500 | $140,000 | $150,000-$175,000 |
| Rural Rd SW, Golden Eagle Ln SW, 123rd Ave SW, Governor Ln SE, Custer Way SW, Plymouth St SW, Derby Ln SE, 83rd Ave SW, Crestmont Ln SW, Hoadly St SE | $166,000 | $150,000 | $150,000-$175,000 | $137,000 | $110,000 | $125,000-$150,000 |
| Fir Tree Rd SE, Edison St SE, Old Oregon Trl SW, Mazama St SW, Ashbourne Ln SE, Scott Creek Dr SW, Scheller St SW, Pifer Rd SE, Lark St SW, Jericho Ln SW | $181,000 | $150,000 | $150,000-$175,000 | $255,500 | $220,000 | $200,000-$250,000 |
| Iris Ln SW, Wrigley Ln SW, Sylvan View Ct SW, Boxelder Dr SW, la France Rd SW, Israel Rd SW, 18th Ave SW, Vantage Ave SW, Ly Rhon Ct SW, Illahee Ln SW | $215,000 | $180,000 | $200,000-$250,000 | $146,000 | $130,000 | $100,000-$125,000 |
| Holiday Dr SE, Daisy Ln SW, Gardenia Ln SW, Serenity Ln SW, I St SW, Cassie Ct SW, Grant St SW, Newport Ct SW, Irving St SW, 77th Trl SE | $184,500 | $170,000 | $200,000-$250,000 | $137,500 | $120,000 | $150,000-$175,000 |
| Dennis St SW, Thurston Ave NW, Ballantine Ct SE, Fiesta St SW, 65th Ct SW, Lake Park Dr SW, Wilderness Loop SE, Leslie Ct SE, Darcy Ln SE, State Ave NE | $302,000 | $240,000 | $250,000-$300,000 | $279,500 | $260,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Tumwater, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $562 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$49 | $645 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$167 | $527 |
Choose the Right Deductible for your Tumwater, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thurston County | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Tumwater, WA | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| North Yelm, WA | $100 | $575 | $675 | $418 | $518 | $157 |
| Logan Hill, WA | $400 | $733 | $1,133 | $533 | $933 | $200 |
| Artondale, WA | $700 | $849 | $1,549 | $617 | $1,317 | $232 |
| Onalaska, WA | $400 | $647 | $1,047 | $470 | $870 | $177 |
| Alderton, WA | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Sumner, WA | $500 | $632 | $1,132 | $460 | $960 | $173 |
| Gorst, WA | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Raymond, WA | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Kitsap County, WA | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
Identify Top Home Insurance Agents near Tumwater, WA | Back to Top
| Home Insurance Company Tumwater, WA | Homeowners Insurance Agency Tumwater, WA | Address | Popularity Score | Distance from Tumwater (miles) |
|---|---|---|---|---|
| Farmers | Oscar Myre | 1532 N Marion St, Renton, WA, 98057 | 48.6 | |
| Farmers | Adolfo Soto | 2102 Carriage St Sw Ste K, Olympia, WA, 98502 | 2.9 | |
| Allstate | Christopher Price | 3862 Delridge Way Sw, Seattle, WA, 98106 | 47.9 | |
| Farmers | Richard Sampson | 207 West Lee St, Tumwater, WA, 98501 | 0.9 | |
| Liberty Mutual Independent | Kuresman Insurance Llc | 9321 Bayshore Dr Nw Ste 111, Silverdale, WA, 98383 | 46.8 | |
| Farmers | Kevin Busby | 21620 84th Ave S Ste 1, Kent, WA, 98032 | 43.7 | |
| State Farm | Joe Neel | 1110 College St Se Ste G, Lacey, WA, 98503-5745 | 5.8 | |
| Liberty Mutual Independent | Propel Insurance - Olympia | 315 5th Ave Se, Olympia, WA, 98501 | 4.0 | |
| State Farm | Debbie Daniels | 8765 Tallon Lane Ne, Lacey, WA, 98516-5711 | 9.4 | |
| Allstate | Andrew Dinh | 3642 33rd Ave S Ste C1, Seattle, WA, 98144 | 50.0 |
Compare Rates for Tumwater, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,150 | $600 |
| Thurston County, WA | $255,500 | $747 | $510 | $1,070 | $560 |
| Tumwater, WA | $236,400 | $694 | $480 | $960 | $480 |
| North Yelm, WA | $129,100 | $582 | $400 | $820 | $420 |
| Logan Hill, WA | $232,700 | $742 | $510 | $1,050 | $540 |
| Artondale, WA | $399,500 | $859 | $620 | $1,210 | $590 |
| Onalaska, WA | $169,400 | $655 | $440 | $920 | $480 |
| Alderton, WA | $279,500 | $800 | $550 | $1,140 | $590 |
| Sumner, WA | $249,100 | $640 | $470 | $900 | $430 |
| Gorst, WA | $251,900 | $765 | $560 | $1,090 | $530 |
| Raymond, WA | $131,700 | $775 | $530 | $1,080 | $550 |
| Kitsap County, WA | $277,500 | $773 | $530 | $1,100 | $570 |
Research Home Insurance Companies Reviews in Tumwater, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I generally have little interaction with my insurance company over home matters. Every issue I've had at home has been small and below my deductible.
Date: March 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible were somewhat comparable to the other companies compared at the time of home purchase. There were cheaper companies out there.
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
In Regards to the home insurance. I remember when my mother had to utilize the home insurance in regards to repairs following Hurrican Irma last year. The service was okay, my mother was just frustrated as to the process the insurance company had in place in regards to disaster situations of this magnitude.
Date: November 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
We have been with the same insurance company for roughly three decades now, and I would not think about changing any time soon. We have never had any problems with any claims we have ever filed, and our agent or a member of his team as always been ready to help any time we may have needed them. I love my agent, and have for years.
Progressive Home Insurance Reviews
Date: April 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
It is a unique and safe company for the client offers what you are looking for
Date: January 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Because we bundle our insurance with car insurance, we found this is the best rate for us. All seem reasonable.
Liberty Mutual Home Insurance Reviews
Date: April 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home insurance policy offers bundles which includes a coverage for home, cars, rentals and etc. This is convenient for consumers.
Date: March 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
It's really the same as anything else. I mean that they don't offer any special coverage. This isn't a bad thing, but they just don't stand out in any way in this regards.
Travelers Home Insurance Reviews
Date: April 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Their offerings are fine and on par with other insurance companies, but their website lacks the ability to do ANYTHING other than view your policy.
Date: February 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would rate this insurance company to have given me a 4 in terms of customer service. They offer a discount with auto insurance, so that is a plus.
American Family Home Insurance Reviews
Date: April 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I use content insurance as I currently live in a town home, the rates are very affordable making it a wise choice. I quoted other agencies and found American Family to be the best.
Country Financial Home Insurance Reviews
Date: March 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The last time I checked which was a couple of years ago my premium was not much different than what other companies offered.
Allstate Home Insurance Reviews
Date: April 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I am not 100% sure how my policy rate and deductible compare to other companies as I have not had quotes from other insurers for a few years. The last time I checked the rates were comparable.
Nationwide Home Insurance Reviews
Date: March 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I haven't compared other insurance offerings in a long time as I've been satisfied with our coverage from Nationwide.
GEICO Home Insurance Reviews
Date: April 14, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
The premium and deductible are roughly comparable, and relatively inexpensive (a good, fair value) for the coverage between the two companies.
The Hartford Home Insurance Reviews
Date: March 11, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
When I contact The Hartford I always get connected to their claims department or customer service. I feel that they answer any of my questions in a complete and timely manor.
Farmer's Insurance Home Insurance Reviews
Date: October 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I used to have problems with the website and would always have to redo my logon information by calling tech support. Recently though I haven't had any issues since I bundle my insurance.