How Can I Make My Boston, MA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Boston, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Boston, MA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $220,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $223,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $527,500 | $440,000 | $600,000-$700,000 |
| 5 Bedroom | $607,500 | $570,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Boston, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$224 | $1,095 |
| Superior Protection Discount | -$119 | $1,200 |
| Fire & Security Discount | -$132 | $1,187 |
| Hail Resistant Roof Discount | -$40 | $1,279 |
| Newly Constructed Home Discount | -$264 | $1,055 |
Choose your Boston, MA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Boston, MA | Back to Top
| Home Insurance Company Boston, MA | Homeowners Insurance Agency Boston, MA | Address | Popularity Score | Distance from Boston (miles) |
|---|---|---|---|---|
| Travelers | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Avenue, Cambridge, MA, 2140 | 6.5 | |
| Travelers | Michals Insurance Agency Inc | 85 Main St Ste 101, Watertown, MA, 2472 | 8.8 | |
| Travelers | Linnane Insurance Agency | 280 Main St Ste 101, North Reading, MA, 1864 | 18.7 | |
| Allstate | Carlos Cubia | 345 Boylston St Ste 301, Newton, MA, 2459 | 8.3 | |
| Travelers | Messinger Ins Agency Inc | 475 Broadway, Everett, MA, 2149 | 5.5 | |
| Travelers | Gb Kerkorian Partners Insurance Services Llc | 75 Federal St 20th Fl, Boston, MA, 2110 | 2.5 | |
| Travelers | Metro Boston Insurance Agency Inc | 345 Central St, Saugus, MA, 1906 | 9.0 | |
| Travelers | Hackwell Boone Insurance Agency Inc | 19 Belmont Street , South Easton, MA, 2375 | 19.7 | |
| Travelers | Braintree Insurance Agency | 639 Granite St Suite 300a, Braintree, MA, 2184 | 8.5 | |
| Travelers | Charles A Powers & Sons | 123 South St, Boston, MA, 2111 | 2.3 |
Compare Rates for Boston, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,950 | $950 |
| Suffolk County, MA | $430,900 | $1,216 | $830 | $1,670 | $840 |
| Boston, MA | $455,100 | $1,319 | $900 | $1,860 | $960 |
| Littleton Common, MA | $352,400 | $1,409 | $960 | $1,990 | $1,030 |
| Hudson, MA | $319,700 | $913 | $610 | $1,270 | $660 |
| Georgetown, MA | $431,700 | $985 | $680 | $1,390 | $710 |
| Westborough, MA | $432,000 | $985 | $700 | $1,350 | $650 |
| Pocasset, MA | $329,900 | $1,321 | $960 | $1,820 | $860 |
| Thompson, CT | $204,000 | $894 | $600 | $1,270 | $670 |
Research Home Insurance Companies Reviews in Boston, MA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 24, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 11, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: January 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 28, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: April 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: February 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: October 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: October 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
AAA Home Insurance Reviews
Date: November 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 29, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 07, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Marion Mutual Home Insurance Reviews
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 03, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Ameriprise Home Insurance Reviews
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 20, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Electric Insurance Home Insurance Reviews
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Homesite Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Safety Insurance Home Insurance Reviews
Date: April 14, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Olympus Insurance Home Insurance Reviews
Date: December 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried