Gavop's guide to buying homeowners insurance in Pittsburgh, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
2 Bedroom | $76,500 | $70,000 | $50,000-$75,000 |
3 Bedroom | $124,500 | $120,000 | $100,000-$125,000 |
4 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
5 Bedroom | $190,500 | $160,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$150 | $681 |
Superior Protection Discount | -$75 | $756 |
Fire & Security Discount | -$75 | $756 |
Hail Resistant Roof Discount | -$25 | $806 |
Newly Constructed Home Discount | -$216 | $615 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Allegheny County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
Pittsburgh, PA | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
West View, PA | $100 | $597 | $697 | $434 | $534 | $163 |
Yukon, PA | $2,500 | $576 | $3,076 | $419 | $2,919 | $157 |
Fairhope, PA | $500 | $550 | $1,050 | $400 | $900 | $150 |
California, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
Claysville, PA | $300 | $596 | $896 | $433 | $733 | $163 |
Stratton, OH | $1,000 | $470 | $1,470 | $342 | $1,342 | $129 |
Knox, OH | $200 | $539 | $739 | $392 | $592 | $147 |
West Liberty, PA | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
Unity, OH | $400 | $674 | $1,074 | $490 | $890 | $184 |
Parker, PA | $2,000 | $545 | $2,545 | $396 | $2,396 | $149 |
Home Insurance Company Pittsburgh, PA | Homeowners Insurance Agency Pittsburgh, PA | Address | Popularity Score | Distance from Pittsburgh (miles) |
---|---|---|---|---|
State Farm | Lori Stopperich | 5727 Library Rd Ste 1, Bethel Park, PA, 15102-3533 | 9.1 | |
Nationwide | Swenson Insurance Inc | 234 Shady Avenue, Pittsburgh, PA, 15206-4316 | 3.1 | |
Travelers | Kasky Insurance & Financial Services Inc | 493 Thornycr0ft Ave, Pittsburgh, PA, 15228 | 6.0 | |
Erie | Dombrowski Insurance Agency | 3093 Washington Pike, Bridgeville, PA, 15017 | 9.5 | |
Farmers | Michael Williamson | 214 W Main St, Monongahela, PA, 15063 | 16.7 | |
State Farm | Kevin Jordan | 1143 S Braddock Ave, Pittsburgh, PA, 15218-1250 | 4.4 | |
Travelers | Walker & Associates | 111 Eleventh St P.O. Box 310 Turtle Creek, Turtle Creek, PA, 15145 | 8.5 | |
Travelers | James L Smith Insurance Agency Inc | 304 Cochran Rd, Pittsburgh, PA, 15228 | 5.7 | |
State Farm | Chad Gregorini | 7 Brilliant Ave, Aspinwall, PA, 15215-3117 | 5.2 | |
Liberty Mutual Independent | Crawford Insurance Agency | 11743 Frankstown Road , Pittsburgh, PA, 15235 | 8.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
Allegheny County, PA | $140,600 | $665 | $460 | $910 | $450 |
Pittsburgh, PA | $108,500 | $831 | $590 | $1,170 | $580 |
West View, PA | $123,600 | $605 | $410 | $840 | $430 |
Yukon, PA | $95,600 | $583 | $390 | $800 | $410 |
Fairhope, PA | $85,500 | $557 | $410 | $770 | $360 |
California, PA | $109,300 | $732 | $530 | $1,000 | $470 |
Claysville, PA | $103,300 | $603 | $410 | $830 | $420 |
Stratton, OH | $54,600 | $476 | $340 | $650 | $310 |
Knox, OH | $74,500 | $546 | $400 | $780 | $380 |
West Liberty, PA | $171,900 | $748 | $500 | $1,050 | $550 |
Unity, OH | $96,100 | $682 | $480 | $970 | $490 |
Parker, PA | $83,700 | $552 | $400 | $760 | $360 |
Date: August 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
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Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
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