How Can I Make My Pittsburgh, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Pittsburgh, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Pittsburgh, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $29,500 $30,000 $25,000-$50,000
2 Bedroom $76,500 $70,000 $50,000-$75,000
3 Bedroom $124,500 $120,000 $100,000-$125,000
4 Bedroom $93,500 $80,000 $75,000-$100,000
5 Bedroom $190,500 $160,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Pittsburgh, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$150 $681
Superior Protection Discount -$75 $756
Fire & Security Discount -$75 $756
Hail Resistant Roof Discount -$25 $806
Newly Constructed Home Discount -$216 $615

Choose the Right Deductible for your Pittsburgh, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Allegheny County $700 $657 $1,357 $478 $1,178 $180
Pittsburgh, PA $2,000 $821 $2,821 $597 $2,597 $224
West View, PA $100 $597 $697 $434 $534 $163
Yukon, PA $2,500 $576 $3,076 $419 $2,919 $157
Fairhope, PA $500 $550 $1,050 $400 $900 $150
California, PA $700 $723 $1,423 $526 $1,226 $198
Claysville, PA $300 $596 $896 $433 $733 $163
Stratton, OH $1,000 $470 $1,470 $342 $1,342 $129
Knox, OH $200 $539 $739 $392 $592 $147
West Liberty, PA $1,500 $739 $2,239 $537 $2,037 $202
Unity, OH $400 $674 $1,074 $490 $890 $184
Parker, PA $2,000 $545 $2,545 $396 $2,396 $149

Identify Top Home Insurance Agents near Pittsburgh, PA | Back to Top

Home Insurance Company Pittsburgh, PA Homeowners Insurance Agency Pittsburgh, PA Address Popularity Score Distance from Pittsburgh (miles)
State Farm Lori Stopperich 5727 Library Rd Ste 1, Bethel Park, PA, 15102-3533
9.1
Nationwide Swenson Insurance Inc 234 Shady Avenue, Pittsburgh, PA, 15206-4316
3.1
Travelers Kasky Insurance & Financial Services Inc 493 Thornycr0ft Ave, Pittsburgh, PA, 15228
6.0
Erie Dombrowski Insurance Agency 3093 Washington Pike, Bridgeville, PA, 15017
9.5
Farmers Michael Williamson 214 W Main St, Monongahela, PA, 15063
16.7
State Farm Kevin Jordan 1143 S Braddock Ave, Pittsburgh, PA, 15218-1250
4.4
Travelers Walker & Associates 111 Eleventh St P.O. Box 310 Turtle Creek, Turtle Creek, PA, 15145
8.5
Travelers James L Smith Insurance Agency Inc 304 Cochran Rd, Pittsburgh, PA, 15228
5.7
State Farm Chad Gregorini 7 Brilliant Ave, Aspinwall, PA, 15215-3117
5.2
Liberty Mutual Independent Crawford Insurance Agency 11743 Frankstown Road , Pittsburgh, PA, 15235
8.2

Compare Rates for Pittsburgh, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $510 $1,050 $540
Allegheny County, PA $140,600 $665 $460 $910 $450
Pittsburgh, PA $108,500 $831 $590 $1,170 $580
West View, PA $123,600 $605 $410 $840 $430
Yukon, PA $95,600 $583 $390 $800 $410
Fairhope, PA $85,500 $557 $410 $770 $360
California, PA $109,300 $732 $530 $1,000 $470
Claysville, PA $103,300 $603 $410 $830 $420
Stratton, OH $54,600 $476 $340 $650 $310
Knox, OH $74,500 $546 $400 $780 $380
West Liberty, PA $171,900 $748 $500 $1,050 $550
Unity, OH $96,100 $682 $480 $970 $490
Parker, PA $83,700 $552 $400 $760 $360

Research Home Insurance Companies Reviews in Pittsburgh, PA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: August 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I'd say my experience has been good, but untested. Our rep is very responsive and the price is reasonable. We've yet to go on claim, however.

Date: April 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
it is life securing policy among those family members.money after death .future safe

Date: March 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Using Statefarm for my home insurance has been great. They let me customize my insurance policies to fit my financial/household needs.

Date: October 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance policy covers everything in my home and the buildings around my home. We have a lot of coverage to make sure we are protected.


Date: October 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I always wish my premium could be lower but my premium is actually very reasonable compared to other insurance companies in the area who offer way less for a higher premium.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Sometimes the company emails and sends correspondence in the mail more than I would like but overall the communication is reasonable and pretty positive.

Date: September 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The customer service agents are excellent. They are well-trained professionals and they are always polite and helpful. I also never have to wait to talk to them.

Date: August 21, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Communication
There is always someone available in the office during business hours and if not, there is always staff at 1-800 numbers. They are typically Americans which helps with them understanding my needs in a situation.

Date: August 08, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
It is very easy to use. The interface is simple to navigate and I have everything I need all in one place. It is also fast and efficient.

Date: August 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
This is a family policy that is kept under my mothers name. She has had this policy for 32 years and has never moved or changed. No one has or will ever give us a better rate.

Date: July 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
As much as I would love to get a cheaper rate, seeing other rates elsewhere shows that we will never get a lower rate anywhere else and that will never change.

Date: July 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
It is extremely easy to grab information and to navigate around to the point even my grandmother can use it if she is in a bind. That says a lot because she hates technology.

Date: December 28, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We get the standard coverage for damage from everything in the home except for flood. We live in the desert on a bigger hill, so flooding is not common or likely. However, the primary coverage is for theft and extra damages down to the house.


Date: December 03, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My home policy offers coverage for damage to the residence itself as well as things attached to the house, structures on the premises, and some costs associated with relocation if needed.


Erie Insurance Home Insurance Reviews

Date: June 19, 2019    Age: Above 60    Gender: Married    Marital Status: Female

Customer Service
Erie gave me the best rates on my home and was very nice to as a customer.I respect when telling how i can pay several different.ways

Date: September 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Basically the price and the guy is who runs is it very personal. He asks about my family and remembers their name. Just makes you feel like your a part of the company which is something you won't find with a larger company

Date: September 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Basic stuff that you would see on most policies. Roof is covered, appliances, HVAC, Siding, etc. Never had to use them yet but I know I will be in good hands when I need them.


Date: August 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
Always ask about my family and remembers who everyone is. My parents have the same insurance so he always ask about them and how my wife and daughter are doing.

Date: August 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
They don't have a mobile app but I wish they did. They have a website which is okay but nothing special. It feels very dated

Date: May 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Very personal and always asks about my family. Top that with great rates and great coverage and I really can't go wrong.

Aetna Home Insurance Reviews

Date: October 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I have not interacted with them myself - I have only dealt with my agent, who is not directly affiliated with this company.

Date: September 22, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have not dealt with them myself - I have only dealt with my agent, who is not directly affiliated with this company.

Date: July 29, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I have only visited it once. I don't really remember it, so I can't comment on it to say it was anything other than average.

Date: July 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Rebuilt costs on our house, plus other structures (like our garage and play structure), plus personal property, plus loss of use


Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
This was the lowest premium I found, but I had to really fight for it. So on one hand, it's good because it's lower than other companies, but on the other hand, I'm not sure our property is being valued properly.

Mutual Benefit Group Home Insurance Reviews

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
It is so low that even with other insurance companies when you cover multiple things is still cheaper than anybody else can offer you.

Date: August 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have used only a few times to renew or change my policy, nothing complicated in any case, and the response has always been positive and fast.

Date: August 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
Basically, the problem is that they do not have one, so to follow up anything or get any information you have to call always and talk to somebody even to get the most basic information.

Date: August 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It covers all the basics that we really need. We could cover other things, but it's not worth the expense.


Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
As I mentioned before, I have not done anything complicated with the company, but the interactions have always been positive.

Allstate Home Insurance Reviews

Date: July 28, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Our home insurance policy covers what it needs to for a very reasonable price. I have enjoyed knowing that we are safe and ready to go when something happens.


Date: March 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would say they offer about that same as most insurance companies do but they have a family feel to the location that represents me.


Progressive Home Insurance Reviews

Date: December 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We went with progressive due to having auto insurance through them already. Their rates were the cheapest due to bundling the policies together. We felt we were getting the most for our money compared to other insurance companies.


Liberty Mutual Home Insurance Reviews

Date: December 28, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
the deductible I picked based on what my old policy was. It is realitevly high but is easily affodred for massive damage to my home

Grange Insurance Home Insurance Reviews

Date: December 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
There are cheaper coverages out there. Grange has really good customer reviews and it seems as though i'm getting a really good bang for my buck. Thats important to me.

Nationwide Home Insurance Reviews

Date: September 07, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
My deductabl is on the 500 side. I wish I could afford the 250.00 deductabke

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: February 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I completed trusted my local independent insurance sales person. He told me Universal was a reputable company with great customer service that offered the lowest rates at the time.


Amica Mutual Insurance Home Insurance Reviews

Date: November 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
amica is compared to other company its very good and low interest. and more offerings . its very comfortable to our life. its very good and very useful to our life.


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